Civista Income Quality from 2010 to 2025

CIVB Stock  USD 19.83  0.30  1.54%   
Civista Bancshares' Income Quality is decreasing over the years with slightly volatile fluctuation. Overall, Income Quality is expected to go to 1.60 this year. Income Quality is an assessment of the sustainability of a company's earnings over time, considering factors like revenue source diversification and cost structure. View All Fundamentals
 
Income Quality  
First Reported
2010-12-31
Previous Quarter
1.52277246
Current Value
1.6
Quarterly Volatility
1.10069849
 
Credit Downgrade
 
Yuan Drop
 
Covid
Check Civista Bancshares financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Civista Bancshares' main balance sheet or income statement drivers, such as Depreciation And Amortization of 11.6 M, Interest Expense of 94.5 M or Selling General Administrative of 67.7 M, as well as many indicators such as Price To Sales Ratio of 2.03, Dividend Yield of 0.0495 or PTB Ratio of 1.32. Civista financial statements analysis is a perfect complement when working with Civista Bancshares Valuation or Volatility modules.
  
Check out the analysis of Civista Bancshares Correlation against competitors.
For information on how to trade Civista Stock refer to our How to Trade Civista Stock guide.

Latest Civista Bancshares' Income Quality Growth Pattern

Below is the plot of the Income Quality of Civista Bancshares over the last few years. It is an assessment of the sustainability of a company's earnings over time, considering factors like revenue source diversification and cost structure. Civista Bancshares' Income Quality historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in Civista Bancshares' overall financial position and show how it may be relating to other accounts over time.
Income Quality10 Years Trend
Slightly volatile
   Income Quality   
       Timeline  

Civista Income Quality Regression Statistics

Arithmetic Mean1.66
Geometric Mean1.45
Coefficient Of Variation66.47
Mean Deviation0.67
Median1.41
Standard Deviation1.10
Sample Variance1.21
Range4.6278
R-Value(0.50)
Mean Square Error0.98
R-Squared0.25
Significance0.05
Slope(0.11)
Total Sum of Squares18.17

Civista Income Quality History

2025 1.6
2024 1.52
2023 1.46
2022 0.64
2021 1.01
2020 1.0
2019 1.17

About Civista Bancshares Financial Statements

Civista Bancshares stakeholders use historical fundamental indicators, such as Civista Bancshares' Income Quality, to determine how well the company is positioned to perform in the future. Although Civista Bancshares investors may analyze each financial statement separately, they are all interrelated. For example, changes in Civista Bancshares' assets and liabilities are reflected in the revenues and expenses on Civista Bancshares' income statement, which ultimately affect the company's gains or losses. Understanding these patterns can help in making the right long-term investment decisions in Civista Bancshares. Please read more on our technical analysis and fundamental analysis pages.
Last ReportedProjected for Next Year
Income Quality 1.52  1.60 

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Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.
When determining whether Civista Bancshares offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Civista Bancshares' financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Civista Bancshares Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Civista Bancshares Stock:
Check out the analysis of Civista Bancshares Correlation against competitors.
For information on how to trade Civista Stock refer to our How to Trade Civista Stock guide.
You can also try the Price Transformation module to use Price Transformation models to analyze the depth of different equity instruments across global markets.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Civista Bancshares. If investors know Civista will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Civista Bancshares listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.016
Dividend Share
0.64
Earnings Share
2.01
Revenue Per Share
9.687
Quarterly Revenue Growth
0.068
The market value of Civista Bancshares is measured differently than its book value, which is the value of Civista that is recorded on the company's balance sheet. Investors also form their own opinion of Civista Bancshares' value that differs from its market value or its book value, called intrinsic value, which is Civista Bancshares' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Civista Bancshares' market value can be influenced by many factors that don't directly affect Civista Bancshares' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Civista Bancshares' value and its price as these two are different measures arrived at by different means. Investors typically determine if Civista Bancshares is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Civista Bancshares' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.