Bread Operating Income from 2010 to 2024

BFH Stock  USD 62.24  0.52  0.83%   
Bread Financial's Operating Income is increasing with slightly volatile movements from year to year. Operating Income is estimated to finish at about 1.7 B this year. Operating Income is earnings before interest and taxes (EBIT), representing the amount of profit Bread Financial Holdings generates from its operations. View All Fundamentals
 
Operating Income  
First Reported
2000-09-30
Previous Quarter
180 M
Current Value
M
Quarterly Volatility
168.2 M
 
Dot-com Bubble
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid
Check Bread Financial financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Bread Financial's main balance sheet or income statement drivers, such as Depreciation And Amortization of 208.8 M, Total Revenue of 3.5 B or Gross Profit of 3.2 B, as well as many indicators such as Price To Sales Ratio of 0.51, Dividend Yield of 0.0143 or PTB Ratio of 0.53. Bread financial statements analysis is a perfect complement when working with Bread Financial Valuation or Volatility modules.
  
Check out the analysis of Bread Financial Correlation against competitors.

Latest Bread Financial's Operating Income Growth Pattern

Below is the plot of the Operating Income of Bread Financial Holdings over the last few years. Operating Income is the amount of profit realized from Bread Financial Holdings operations after accounting for operating expenses such as cost of goods sold (COGS), wages and depreciation. Operating income takes the gross income and subtracts other operating expenses and then removes depreciation. Operating Income of Bread Financial Holdings is typically a synonym for earnings before interest and taxes (EBIT) and is also commonly referred to as operating profit or recurring profit. It is earnings before interest and taxes (EBIT), representing the amount of profit a company generates from its operations. Bread Financial's Operating Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in Bread Financial's overall financial position and show how it may be relating to other accounts over time.
Operating Income10 Years Trend
Slightly volatile
   Operating Income   
       Timeline  

Bread Operating Income Regression Statistics

Arithmetic Mean1,086,995,600
Geometric Mean767,103,333
Coefficient Of Variation44.56
Mean Deviation359,171,360
Median1,098,400,000
Standard Deviation484,324,586
Sample Variance234570.3T
Range1.8B
R-Value0.43
Mean Square Error206908.8T
R-Squared0.18
Significance0.11
Slope46,065,579
Total Sum of Squares3283984.3T

Bread Operating Income History

20241.7 B
20231.6 B
2022802 M
2021B
2020394.5 M
2019882.2 M
20181.8 B

About Bread Financial Financial Statements

Investors use fundamental indicators, such as Bread Financial's Operating Income, to determine how well the company is positioned to perform in the future. Although Bread Financial's investors may analyze each financial statement separately, they are all interrelated. Understanding these patterns can help investors make the right trading decisions.
Last ReportedProjected for Next Year
Operating Income1.6 B1.7 B

Currently Active Assets on Macroaxis

When determining whether Bread Financial Holdings offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Bread Financial's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Bread Financial Holdings Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Bread Financial Holdings Stock:
Check out the analysis of Bread Financial Correlation against competitors.
You can also try the Alpha Finder module to use alpha and beta coefficients to find investment opportunities after accounting for the risk.
Is Consumer Finance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Bread Financial. If investors know Bread will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Bread Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.99)
Dividend Share
0.84
Earnings Share
6.34
Revenue Per Share
49.838
Quarterly Revenue Growth
(0.15)
The market value of Bread Financial Holdings is measured differently than its book value, which is the value of Bread that is recorded on the company's balance sheet. Investors also form their own opinion of Bread Financial's value that differs from its market value or its book value, called intrinsic value, which is Bread Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Bread Financial's market value can be influenced by many factors that don't directly affect Bread Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Bread Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Bread Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Bread Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.