Bread Interest Income from 2010 to 2024

BFH Stock

USD 62.24 0.52 0.83%

Bread Financial's Interest Income is increasing with slightly volatile movements from year to year. Interest Income is predicted to flatten to about 3 B. Interest Income is income earned from the investment of cash or from lending money to others, including interest from bank accounts, bonds, or other interest-bearing investments. View All Fundamentals

Interest Income

First Reported

2010-12-31

Previous Quarter

5.1 B

Current Value

3 B

Quarterly Volatility

1.9 B

Credit Downgrade

Yuan Drop

Covid

Check Bread Financial financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Bread Financial's main balance sheet or income statement drivers, such as Depreciation And Amortization of 208.8 M, Total Revenue of 3.5 B or Gross Profit of 3.2 B, as well as many indicators such as Price To Sales Ratio of 0.51, Dividend Yield of 0.0143 or PTB Ratio of 0.53. Bread financial statements analysis is a perfect complement when working with Bread Financial Valuation or Volatility modules.

Check out the analysis of Bread Financial Correlation against competitors.

Latest Bread Financial's Interest Income Growth Pattern

Below is the plot of the Interest Income of Bread Financial Holdings over the last few years. It is income earned from the investment of cash or from lending money to others, including interest from bank accounts, bonds, or other interest-bearing investments. Bread Financial's Interest Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in Bread Financial's overall financial position and show how it may be relating to other accounts over time.

Interest Income

10 Years Trend

Slightly volatile

Compare to Others All Fundamentals

Interest Income

Timeline

Bread Interest Income Regression Statistics

	Arithmetic Mean	1,906,382,095
	Geometric Mean	1,072,535,438
	Coefficient Of Variation	99.99
	Mean Deviation	1,754,698,514
	Median	455,400,000
	Standard Deviation	1,906,126,991
	Sample Variance	3633320.1T
	Range	4.7B
	R-Value	0.83
	Mean Square Error	1217556.7T
	R-Squared	0.69
	Significance	0.0001
	Slope	353,746,500
	Total Sum of Squares	50866481.5T

Bread Interest Income History

	2024	3 B
	2023	5.1 B
	2022	4.7 B
	2021	3.9 B
	2019	4 B
	2018	542.3 M
	2017	455.4 M

Other Fundumenentals of Bread Financial Holdings

Net Interest Income

Bread Financial Interest Income component correlations

	Total Assets	Total Stockholder Equity	Net Debt	Total Current Assets	Good Will	Current Deferred Revenue	Retained Earnings	Accounts Payable	Net Receivables	Total Liab	Short Term Debt	Intangible Assets	Common Stock	Net Tangible Assets	Short Term Investments	Property Plant Equipment	Long Term Debt	Long Term Debt Total	Capital Surpluse	Cash And Equivalents	Treasury Stock	Net Invested Capital	Short Long Term Debt	Capital Stock	Net Working Capital	Deferred Long Term Liab	Long Term Investments
Total Assets		0.62	0.74	0.74	0.32	-0.16	0.61	0.87	0.58	1.0	0.41	0.04	0.78	0.37	0.5	-0.37	-0.2	0.05	-0.02	0.6	-0.33	-0.18	-0.09	0.04	-0.16	0.05	-0.07
Total Stockholder Equity	0.62		0.27	0.17	0.04	-0.29	0.07	0.6	-0.03	0.6	0.04	-0.05	0.6	0.65	0.1	-0.63	-0.5	-0.27	-0.54	0.65	-0.45	-0.58	-0.6	-0.62	-0.58	0.63	0.59
Net Debt	0.74	0.27		0.78	0.75	0.2	0.73	0.8	0.81	0.74	0.18	0.55	0.58	-0.24	0.39	0.23	0.37	0.4	0.43	0.0	0.23	0.41	0.44	0.43	0.42	-0.46	-0.43
Total Current Assets	0.74	0.17	0.78		0.36	0.2	0.8	0.58	0.82	0.76	0.24	0.1	0.55	0.06	0.75	0.03	0.06	0.53	0.46	0.22	-0.13	0.16	0.35	0.47	0.25	-0.38	-0.47
Good Will	0.32	0.04	0.75	0.36		0.39	0.42	0.64	0.58	0.31	-0.17	0.9	0.38	-0.67	0.01	0.64	0.69	0.36	0.42	-0.37	0.6	0.58	0.52	0.4	0.56	-0.47	-0.33
Current Deferred Revenue	-0.16	-0.29	0.2	0.2	0.39		0.54	0.0	0.54	-0.14	-0.68	0.34	0.12	-0.49	0.37	0.54	0.39	0.2	0.67	-0.31	0.56	0.48	0.69	0.39	0.62	-0.45	0.0
Retained Earnings	0.61	0.07	0.73	0.8	0.42	0.54		0.51	0.97	0.63	0.03	0.19	0.56	-0.08	0.82	0.14	0.12	0.18	0.73	0.15	0.03	0.29	0.59	0.6	0.42	-0.57	-0.34
Accounts Payable	0.87	0.6	0.8	0.58	0.64	0.0	0.51		0.55	0.86	0.15	0.4	0.68	0.05	0.3	-0.1	0.15	0.13	0.01	0.39	0.06	0.06	0.02	0.02	0.03	-0.01	-0.01
Net Receivables	0.58	-0.03	0.81	0.82	0.58	0.54	0.97	0.55		0.61	0.05	0.37	0.5	-0.27	0.72	0.32	0.32	0.32	0.78	0.0	0.2	0.46	0.71	0.67	0.57	-0.68	-0.48
Total Liab	1.0	0.6	0.74	0.76	0.31	-0.14	0.63	0.86	0.61		0.42	0.02	0.78	0.37	0.54	-0.35	-0.18	0.06	0.01	0.6	-0.33	-0.17	-0.07	0.05	-0.14	0.03	-0.08
Short Term Debt	0.41	0.04	0.18	0.24	-0.17	-0.68	0.03	0.15	0.05	0.42		-0.25	0.17	0.3	0.02	-0.34	-0.23	-0.07	-0.13	0.21	-0.45	-0.14	-0.19	0.11	-0.2	-0.08	-0.41
Intangible Assets	0.04	-0.05	0.55	0.1	0.9	0.34	0.19	0.4	0.37	0.02	-0.25		0.1	-0.76	-0.25	0.68	0.72	0.31	0.37	-0.57	0.72	0.68	0.55	0.35	0.63	-0.48	-0.33
Common Stock	0.78	0.6	0.58	0.55	0.38	0.12	0.56	0.68	0.5	0.78	0.17	0.1		0.32	0.4	-0.28	-0.28	-0.16	0.0	0.39	-0.28	-0.27	-0.13	-0.03	-0.23	0.14	0.16
Net Tangible Assets	0.37	0.65	-0.24	0.06	-0.67	-0.49	-0.08	0.05	-0.27	0.37	0.3	-0.76	0.32		0.27	-0.94	-0.91	-0.43	-0.57	0.78	-0.89	-0.88	-0.77	-0.56	-0.84	0.7	0.51
Short Term Investments	0.5	0.1	0.39	0.75	0.01	0.37	0.82	0.3	0.72	0.54	0.02	-0.25	0.4	0.27		-0.11	-0.16	0.17	0.53	0.44	-0.32	-0.08	0.27	0.4	0.07	-0.3	-0.16
Property Plant Equipment	-0.37	-0.63	0.23	0.03	0.64	0.54	0.14	-0.1	0.32	-0.35	-0.34	0.68	-0.28	-0.94	-0.11		0.83	0.48	0.61	-0.72	0.73	0.76	0.75	0.53	0.8	-0.68	-0.48
Long Term Debt	-0.2	-0.5	0.37	0.06	0.69	0.39	0.12	0.15	0.32	-0.18	-0.23	0.72	-0.28	-0.91	-0.16	0.83		0.6	0.51	-0.57	0.89	0.9	0.7	0.47	0.84	-0.66	-0.49
Long Term Debt Total	0.05	-0.27	0.4	0.53	0.36	0.2	0.18	0.13	0.32	0.06	-0.07	0.31	-0.16	-0.43	0.17	0.48	0.6		0.34	-0.29	0.4	0.56	0.44	0.35	0.55	-0.42	-0.54
Capital Surpluse	-0.02	-0.54	0.43	0.46	0.42	0.67	0.73	0.01	0.78	0.01	-0.13	0.37	0.0	-0.57	0.53	0.61	0.51	0.34		-0.43	0.42	0.69	0.91	0.89	0.79	-0.93	-0.64
Cash And Equivalents	0.6	0.65	0.0	0.22	-0.37	-0.31	0.15	0.39	0.0	0.6	0.21	-0.57	0.39	0.78	0.44	-0.72	-0.57	-0.29	-0.43		-0.63	-0.65	-0.54	-0.48	-0.61	0.56	0.48
Treasury Stock	-0.33	-0.45	0.23	-0.13	0.6	0.56	0.03	0.06	0.2	-0.33	-0.45	0.72	-0.28	-0.89	-0.32	0.73	0.89	0.4	0.42	-0.63		0.87	0.67	0.33	0.8	-0.51	-0.26
Net Invested Capital	-0.18	-0.58	0.41	0.16	0.58	0.48	0.29	0.06	0.46	-0.17	-0.14	0.68	-0.27	-0.88	-0.08	0.76	0.9	0.56	0.69	-0.65	0.87		0.88	0.65	0.96	-0.82	-0.64
Short Long Term Debt	-0.09	-0.6	0.44	0.35	0.52	0.69	0.59	0.02	0.71	-0.07	-0.19	0.55	-0.13	-0.77	0.27	0.75	0.7	0.44	0.91	-0.54	0.67	0.88		0.81	0.95	-0.92	-0.65
Capital Stock	0.04	-0.62	0.43	0.47	0.4	0.39	0.6	0.02	0.67	0.05	0.11	0.35	-0.03	-0.56	0.4	0.53	0.47	0.35	0.89	-0.48	0.33	0.65	0.81		0.67	-0.92	-0.86
Net Working Capital	-0.16	-0.58	0.42	0.25	0.56	0.62	0.42	0.03	0.57	-0.14	-0.2	0.63	-0.23	-0.84	0.07	0.8	0.84	0.55	0.79	-0.61	0.8	0.96	0.95	0.67		-0.86	-0.6
Deferred Long Term Liab	0.05	0.63	-0.46	-0.38	-0.47	-0.45	-0.57	-0.01	-0.68	0.03	-0.08	-0.48	0.14	0.7	-0.3	-0.68	-0.66	-0.42	-0.93	0.56	-0.51	-0.82	-0.92	-0.92	-0.86		0.82
Long Term Investments	-0.07	0.59	-0.43	-0.47	-0.33	0.0	-0.34	-0.01	-0.48	-0.08	-0.41	-0.33	0.16	0.51	-0.16	-0.48	-0.49	-0.54	-0.64	0.48	-0.26	-0.64	-0.65	-0.86	-0.6	0.82

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About Bread Financial Financial Statements

Investors use fundamental indicators, such as Bread Financial's Interest Income, to determine how well the company is positioned to perform in the future. Although Bread Financial's investors may analyze each financial statement separately, they are all interrelated. Understanding these patterns can help investors make the right trading decisions.

	Last Reported	Projected for Next Year
Interest Income	5.1 B	3 B
Net Interest Income	4.3 B	4.5 B

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When determining whether Bread Financial Holdings offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Bread Financial's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Bread Financial Holdings Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Bread Financial Holdings Stock:

How To Invest In Bread

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Is Bread Stock a good investment?

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What is Bread Financial's Net Worth?

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Check out the analysis of Bread Financial Correlation against competitors.

You can also try the Portfolio Center module to all portfolio management and optimization tools to improve performance of your portfolios.

Is Consumer Finance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Bread Financial. If investors know Bread will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Bread Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.

Quarterly Earnings Growth

(0.99)

Dividend Share

0.84

Earnings Share

6.34

Revenue Per Share

49.838

Quarterly Revenue Growth

(0.15)

The market value of Bread Financial Holdings is measured differently than its book value, which is the value of Bread that is recorded on the company's balance sheet. Investors also form their own opinion of Bread Financial's value that differs from its market value or its book value, called intrinsic value, which is Bread Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Bread Financial's market value can be influenced by many factors that don't directly affect Bread Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.

Please note, there is a significant difference between Bread Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Bread Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Bread Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.

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Bread Interest Income from 2010 to 2024

Latest Bread Financial's Interest Income Growth Pattern

Bread Interest Income Regression Statistics

Bread Interest Income History

Other Fundumenentals of Bread Financial Holdings

Bread Financial Interest Income component correlations

About Bread Financial Financial Statements

Currently Active Assets on Macroaxis

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