Valley National Valuation
| VLY Stock | USD 10.38 0.01 0.1% |
At this time, the company appears to be undervalued. Valley National Bancorp has a current Real Value of $11.38 per share. The regular price of the company is $10.38. Our model measures the value of Valley National Bancorp from inspecting the company fundamentals such as Return On Equity of 0.0494, shares outstanding of 558.57 M, and Operating Margin of 0.37 % as well as reviewing its technical indicators and probability of bankruptcy. Key fundamental drivers impacting Valley National's valuation include:
Price Book 0.8752 | Enterprise Value 8.4 B | Price Sales 3.6765 | Forward PE 12.6422 | Trailing PE 16.7419 |
Undervalued
Today
Please note that Valley National's price fluctuation is not too volatile at this time. Calculation of the real value of Valley National Bancorp is based on 3 months time horizon. Increasing Valley National's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Since Valley National is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Valley Stock. However, Valley National's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 10.38 | Real 11.38 | Target 10.4 | Hype 10.35 | Naive 10.16 |
The intrinsic value of Valley National's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, news, and other external factors that may influence Valley National's stock price. It is important to note that the real value of any stock may change over time based on changes in the company's performance.
Estimating the potential upside or downside of Valley National Bancorp helps investors to forecast how Valley stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Valley National more accurately as focusing exclusively on Valley National's fundamentals will not take into account other important factors: Traditionally, analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use Valley National's intrinsic value based on its ongoing forecasts of Valley National's financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against Valley National's closest peers.
Valley National Cash |
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Valley Valuation Trend
Analysing the historical paterns of Valley National's enterprise value and its market capitalization is a good way to estimate and gauge the value of Valley National Bancorp over time and is usually enough for investors to make rational market timing decisions.
Valley Revenue by Product
Valley National Total Value Analysis
Valley National Bancorp is at this time expected to have company total value of 8.4 B with market capitalization of 5.8 B, debt of 3.71 B, and cash on hands of 1.72 B. Please note that company total value may be misleading and is a subject to accounting gimmicks. We encourage investors to carefully check all of the Valley National fundamentals before making security assessment based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
8.4 B | 5.8 B | 3.71 B | 1.72 B |
Valley National Investor Information
About 73.0% of the company outstanding shares are owned by institutional investors. The company has Price to Book (P/B) ratio of 0.88. Historically many companies with similar price-to-book (P/B) ratio do better than the market in the long run. Valley National Bancorp last dividend was issued on the 13th of December 2024. The entity had 105:100 split on the 9th of May 2012. Valley National Bancorp may be sliding down financialy. It has an above-average probability of going through some form of financial hardship next quarter.| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
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| Operating Profit Margin | 0.36 | 0.3781 |
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| Total Cash From Operating Activities | 376.2 M | 378.2 M |
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| Operating Income | 392.4 M | 689.2 M |
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Valley National Asset Utilization
The concept of asset utilization usually refers to the revenue earned for every dollar of assets a company currently reports. The current return on assets of Valley suggests not a very effective usage of assets in December.Valley National Ownership Allocation
Valley National Bancorp shows a total of 558.57 Million outstanding shares. The majority of Valley National Bancorp outstanding shares are owned by institutional holders. These institutional investors are usually referred to as non-private investors looking to take positions in Valley National to benefit from reduced commissions. Consequently, institutions are subject to a different set of regulations than regular investors in Valley National Bancorp. Please pay attention to any change in the institutional holdings of Valley National Bancorp as this could imply that something significant has changed or is about to change at the company. Please note that no matter how many assets the company owns, if the real value of the company is less than the current market value, you may not be able to make money on it.Valley National Profitability Analysis
The company reported the last year's revenue of 1.82 B. Total Income to common stockholders was 498.51 M with profit before taxes, overhead, and interest of 1.79 B.Valley National Past Distributions to stockholders
About Valley National Valuation
Our relative valuation model uses a comparative analysis of Valley National. We calculate exposure to Valley National's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Valley National's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 1.8 B | 1.9 B | |
| Pretax Profit Margin | 0.37 | 0.46 | |
| Operating Profit Margin | 0.38 | 0.36 | |
| Net Profit Margin | 0.27 | 0.33 | |
| Gross Profit Margin | 0.90 | 0.80 |
Valley National Quarterly Retained Earnings |
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A single share of Valley National represents a small ownership stake in the entity. As a stockholder of Valley, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
Valley National Dividends Analysis For Valuation
At this time, Valley National's Dividend Payout Ratio is fairly stable compared to the past year. Dividend Paid And Capex Coverage Ratio is likely to rise to 2.88 in 2024, despite the fact that Dividends Paid is likely to grow to (227.8 M). . At this time, Valley National's Retained Earnings are fairly stable compared to the past year. Retained Earnings Total Equity is likely to rise to about 1.5 B in 2024, whereas Earning Assets are likely to drop slightly above 4.1 B in 2024.
| Last Reported | Projected for Next Year | ||
| Dividends Paid | -239.7 M | -227.8 M | |
| Dividend Yield | 0.04 | 0.03 | |
| Dividend Payout Ratio | 0.48 | 0.50 | |
| Dividend Paid And Capex Coverage Ratio | 1.58 | 2.88 |
There are various types of dividends Valley National can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of Valley shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from Valley National Bancorp directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When Valley pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of Valley National by the value of the dividends paid out.
Valley National Growth Indicators
Growth stocks usually refer to those companies expected to grow sales and earnings faster than the market average. Growth stocks typically don't pay dividends, often look expensive, and usually trading at a high P/E ratio. Nevertheless, such valuations could be relatively cheap if the company continues to grow, which will drive the share price up. However, since most investors are paying a high price for a growth stock, based on expectations, if those expectations are not fully realized, growth stocks can see dramatic declines.
| Common Stock Shares Outstanding | 509.2 M | |
| Quarterly Earnings Growth Y O Y | -0.333 | |
| Forward Price Earnings | 12.6422 |
Valley National Current Valuation Indicators
Valuation refers to the process of determining the present value of Valley National Bancorp and all of its assets. It can be calculated using a number of techniques. As many analysts who try to value Valley we look at many different elements of the entity such as Valley's management, its prospective future earnings, the current market value of the company's assets, as well as its capital structure formation.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as Valley National, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use Valley National's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes Valley National's worth.Additional Tools for Valley Stock Analysis
When running Valley National's price analysis, check to measure Valley National's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Valley National is operating at the current time. Most of Valley National's value examination focuses on studying past and present price action to predict the probability of Valley National's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Valley National's price. Additionally, you may evaluate how the addition of Valley National to your portfolios can decrease your overall portfolio volatility.