Valley National Financials
| VLY Stock | USD 8.85 0.04 0.45% |
Valley |
Please note, the imprecision that can be found in Valley National's accounting process means that the reasonable investor should take a skeptical approach toward the financial statement analysis of Valley National Bancorp. Check Valley National's Beneish M Score to see the likelihood of Valley National's management manipulating its earnings.
Valley National Stock Summary
Valley National competes with Fulton Financial, Webster Financial, United Bankshares, FNB Corp, and Trustmark. Valley National Bancorp operates as the holding company for Valley National Bank that provides various commercial, retail, insurance, and wealth management financial services products. The company was incorporated in 1927 and is headquartered in New York, New York. Valley National operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 3370 people.Specialization | Financial Services, Banks - Regional |
| Instrument | USA Stock View All |
| Exchange | NASDAQ Exchange |
| ISIN | US9197941076 |
| CUSIP | 919794107 |
| Location | New York; U.S.A |
| Business Address | 70 Speedwell Avenue, |
| Sector | Banks |
| Industry | Financials |
| Benchmark | Dow Jones Industrial |
| Website | www.valley.com |
| Phone | 800 522 4100 |
| Currency | USD - US Dollar |
Valley National Key Financial Ratios
| Return On Equity | 0.0538 | ||||
| Return On Asset | 0.0062 | ||||
| Target Price | 11.25 | ||||
| Beta | 1.14 | ||||
| Last Dividend Paid | 0.44 |
Valley Financial Ratios Relationships
Comparative valuation techniques use various fundamental indicators to help in determining Valley National's current stock value. Our valuation model uses many indicators to compare Valley National value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Valley National competition to find correlations between indicators driving Valley National's intrinsic value. More Info.Valley National Bancorp is rated fifth in return on equity category among its peers. It is rated fifth in return on asset category among its peers reporting about 0.12 of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for Valley National Bancorp is roughly 8.68 . The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the Valley National's earnings, one of the primary drivers of an investment's value.Valley National Bancorp Systematic Risk
Valley National's systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. Valley National volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
The output start index for this execution was twenty-four with a total number of output elements of thirty-seven. The Beta measures systematic risk based on how returns on Valley National Bancorp correlated with the market. If Beta is less than 0 Valley National generally moves in the opposite direction as compared to the market. If Valley National Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one Valley National Bancorp is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of Valley National is generally in the same direction as the market. If Beta > 1 Valley National moves generally in the same direction as, but more than the movement of the benchmark.
Steps to analyze company Financials for Investing
There are several different ways that investors can use financial statements to try and predict whether a stock price will go up or down. Unfortunately, there is no surefire formula, but there are some general guidelines you should consider when looking at the numbers. First, realize what kind of company it is so you know if its revenues are more likely to grow or shrink over time. For example, a software company's revenue is expected to increase yearly due to new products and services that its customers will want to buy. At the same time, a car manufacturer might not be able to sell as many cars when the economy slows down, so it would have less net income during those times. Second, pay attention to its debt-to-equity ratio because this number will tell you how much risk it has. If a company such as Valley National is not taking on any additional risks, its debt-to-equity should be less than one. As a general rule of thumb, if the market value or book value (which can be found in the footnotes) of assets exceeds the company's liabilities, then it is probably in good shape. Finally, use other financial statements to determine if a stock price will go up or down because investors are always looking for growth opportunities when they buy new stocks. For example, if you see that the net revenue of Valley has grown by more than 25% over the last five years, then there is a good chance that it will continue growing by at least 20% or more each year. On the other hand, if you see that net revenue has only increased by about 15%, which is barely above inflation levels, then chances are it will not grow much faster than this over time, and investors may shy away from buying it. In summary, you can determine if Valley National's financials are consistent with your investment objective using the following steps:- Review Valley National's balance sheet accounts, such as liabilities and equity, to understand its overall financial position.
- Analyze the income statement and examine the company's revenue, expenses, and profits over time to determine its financial performance.
- Study the cash flow inflows and outflows to understand Valley National's liquidity and solvency.
- Look at the growth rates in revenue, earnings, and cash flow over time to determine its potential for future growth.
- Compare Valley National's financials to those of its peers to see how it stacks up and identify any potential red flags.
- Use valuation ratios to evaluate the company's financials using commonly used ratios such as the price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and enterprise value-to-earnings before interest, taxes, depreciation, and amortization (EV/EBITDA) ratio to determine if Valley National's stock is overvalued or undervalued.
Valley National March 23, 2025 Opportunity Range
Along with financial statement analysis, the daily predictive indicators of Valley National help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of Valley National Bancorp. We use our internally-developed statistical techniques to arrive at the intrinsic value of Valley National Bancorp based on widely used predictive technical indicators. In general, we focus on analyzing Valley Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build Valley National's daily price indicators and compare them against related drivers.
| Information Ratio | 0.0259 | |||
| Maximum Drawdown | 9.32 | |||
| Value At Risk | (3.27) | |||
| Potential Upside | 4.04 |
Additional Tools for Valley Stock Analysis
When running Valley National's price analysis, check to measure Valley National's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Valley National is operating at the current time. Most of Valley National's value examination focuses on studying past and present price action to predict the probability of Valley National's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Valley National's price. Additionally, you may evaluate how the addition of Valley National to your portfolios can decrease your overall portfolio volatility.