Veritex Holdings Valuation
| VBTX Stock | USD 30.48 0.57 1.84% |
At this time, the company appears to be overvalued. Veritex Holdings has a current Real Value of $29.15 per share. The regular price of the company is $30.48. Our model measures the value of Veritex Holdings from inspecting the company fundamentals such as Shares Outstanding of 54.48 M, return on equity of 0.0554, and Operating Margin of 0.38 % as well as reviewing its technical indicators and probability of bankruptcy. Key fundamental drivers impacting Veritex Holdings' valuation include:
Price Book 1.0521 | Enterprise Value 847.5 M | Price Sales 4.5601 | Trailing PE 19.9038 | Enterprise Value Revenue 4.5059 |
Overvalued
Today
Please note that Veritex Holdings' price fluctuation is very steady at this time. Calculation of the real value of Veritex Holdings is based on 3 months time horizon. Increasing Veritex Holdings' time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Since Veritex Holdings is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Veritex Stock. However, Veritex Holdings' intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 30.48 | Real 29.15 | Target 24.4 | Hype 30.51 | Naive 30.77 |
The intrinsic value of Veritex Holdings' stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, news, and other external factors that may influence Veritex Holdings' stock price. It is important to note that the real value of any stock may change over time based on changes in the company's performance.
Estimating the potential upside or downside of Veritex Holdings helps investors to forecast how Veritex stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Veritex Holdings more accurately as focusing exclusively on Veritex Holdings' fundamentals will not take into account other important factors: Traditionally, analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use Veritex Holdings' intrinsic value based on its ongoing forecasts of Veritex Holdings' financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against Veritex Holdings' closest peers.
Veritex Holdings Cash |
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Veritex Valuation Trend
Analysing the historical paterns of Veritex Holdings' enterprise value and its market capitalization is a good way to estimate and gauge the value of Veritex Holdings over time and is usually enough for investors to make rational market timing decisions.
Veritex Holdings Total Value Analysis
Veritex Holdings is at this time anticipated to have valuation of 847.48 M with market capitalization of 1.69 B, debt of 329.78 M, and cash on hands of 463.35 M. Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the Veritex Holdings fundamentals before making equity appraisal based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
847.48 M | 1.69 B | 329.78 M | 463.35 M |
Veritex Holdings Investor Information
About 92.0% of the company outstanding shares are owned by institutional investors. The company has Price to Book (P/B) ratio of 1.05. Historically many companies with similar price-to-book (P/B) ratio do better than the market in the long run. Veritex Holdings has Price/Earnings To Growth (PEG) ratio of 2.55. The entity last dividend was issued on the 8th of November 2024. Based on the key indicators related to Veritex Holdings' liquidity, profitability, solvency, and operating efficiency, Veritex Holdings may be sliding down financialy. It has an above-average probability of going through some form of financial hardship next quarter.| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
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| Total Cash From Operating Activities | 72.6 M | 144.1 M |
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Veritex Holdings Asset Utilization
The concept of asset utilization usually refers to the revenue earned for every dollar of assets a company currently reports. The current return on assets of Veritex suggests not a very effective usage of assets in November.Veritex Holdings Ownership Allocation
Veritex Holdings shows a total of 54.48 Million outstanding shares. The majority of Veritex Holdings outstanding shares are owned by institutional holders. These institutional investors are usually referred to as non-private investors looking to take positions in Veritex Holdings to benefit from reduced commissions. Consequently, institutions are subject to a different set of regulations than regular investors in Veritex Holdings. Please pay attention to any change in the institutional holdings of Veritex Holdings as this could imply that something significant has changed or is about to change at the company. Please note that no matter how many assets the company owns, if the real value of the company is less than the current market value, you may not be able to make money on it.Veritex Holdings Profitability Analysis
The company reported the previous year's revenue of 726.87 M. Net Income was 108.26 M with profit before overhead, payroll, taxes, and interest of 389.71 M.Veritex Holdings Past Distributions to stockholders
About Veritex Holdings Valuation
Our relative valuation model uses a comparative analysis of Veritex Holdings. We calculate exposure to Veritex Holdings's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Veritex Holdings's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 726.9 M | 763.2 M | |
| Pretax Profit Margin | 0.38 | 0.19 | |
| Operating Profit Margin | 0.46 | 0.27 | |
| Net Profit Margin | 0.29 | 0.30 |
Veritex Holdings Quarterly Retained Earnings |
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A single share of Veritex Holdings represents a small ownership stake in the entity. As a stockholder of Veritex, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
Veritex Holdings Dividends Analysis For Valuation
Dividends Paid is likely to rise to about 45.5 M in 2024. Dividend Yield is likely to rise to 0.04 in 2024. At this time, Veritex Holdings' Retained Earnings are fairly stable compared to the past year. Retained Earnings Total Equity is likely to rise to about 332.4 M in 2024, whereas Price Earnings Ratio is likely to drop 11.08 in 2024.
| Last Reported | Projected for Next Year | ||
| Dividends Paid | 43.3 M | 45.5 M | |
| Dividend Yield | 0.03 | 0.04 | |
| Dividend Payout Ratio | 0.40 | 0.42 | |
| Dividend Paid And Capex Coverage Ratio | 3.19 | 4.93 |
There are various types of dividends Veritex Holdings can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of Veritex shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from Veritex Holdings directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When Veritex pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of Veritex Holdings by the value of the dividends paid out.
Veritex Holdings Growth Indicators
Growth stocks usually refer to those companies expected to grow sales and earnings faster than the market average. Growth stocks typically don't pay dividends, often look expensive, and usually trading at a high P/E ratio. Nevertheless, such valuations could be relatively cheap if the company continues to grow, which will drive the share price up. However, since most investors are paying a high price for a growth stock, based on expectations, if those expectations are not fully realized, growth stocks can see dramatic declines.
| Common Stock Shares Outstanding | 54.6 M | |
| Quarterly Earnings Growth Y O Y | -0.067 |
Veritex Holdings Current Valuation Indicators
Valuation refers to the process of determining the present value of Veritex Holdings and all of its assets. It can be calculated using a number of techniques. As many analysts who try to value Veritex we look at many different elements of the entity such as Veritex's management, its prospective future earnings, the current market value of the company's assets, as well as its capital structure formation.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as Veritex Holdings, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use Veritex Holdings' valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes Veritex Holdings' worth.Additional Tools for Veritex Stock Analysis
When running Veritex Holdings' price analysis, check to measure Veritex Holdings' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Veritex Holdings is operating at the current time. Most of Veritex Holdings' value examination focuses on studying past and present price action to predict the probability of Veritex Holdings' future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Veritex Holdings' price. Additionally, you may evaluate how the addition of Veritex Holdings to your portfolios can decrease your overall portfolio volatility.