At this time, the company appears to be fairly valued. Texas Community Banc has a current Real Value of $16.81 per share. The regular price of the company is $16.45. Our model measures the value of Texas Community Banc from inspecting the company fundamentals such as Shares Outstanding of 3.12 M, return on equity of -0.0407, and Operating Margin of 0.17 % as well as reviewing its technical indicators and probability of bankruptcy. Key fundamental drivers impacting Texas Community's valuation include:
Price Book
0.968
Enterprise Value
90 M
Price Sales
5.1762
Enterprise Value Revenue
10.9829
Fairly Valued
Today 16.45
Please note that Texas Community's price fluctuation is very steady at this time. Calculation of the real value of Texas Community Banc is based on 3 months time horizon. Increasing Texas Community's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
The fair value of the Texas stock is determined by what a typical buyer is willing to pay for full or partial control of Texas Community Bancshares. Since Texas Community is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Texas Stock. However, Texas Community's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value.
Historical
Market 16.45
Real 16.81
Hype 16.38
Naive 16.28
The intrinsic value of Texas Community's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, news, and other external factors that may influence Texas Community's stock price. It is important to note that the real value of any stock may change over time based on changes in the company's performance.
Estimating the potential upside or downside of Texas Community Bancshares helps investors to forecast how Texas stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Texas Community more accurately as focusing exclusively on Texas Community's fundamentals will not take into account other important factors:
Traditionally, analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use Texas Community's intrinsic value based on its ongoing forecasts of Texas Community's financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against Texas Community's closest peers.
Texas Community Cash
14.42 Million
Texas Valuation Trend
Texas Community's real value is important for investors to make better decisions and a more accurate overall view of Texas Community's financial worth over time. Using both Texas Community's enterprise value as well as its market capitalization is the best way to gauge the value of the company and is usually enough for investors to make market timing conclusions.
Texas Community Total Value Analysis
Texas Community Bancshares is at this time forecasted to have valuation of 89.98 M with market capitalization of 51.03 M, debt of 76.9 M, and cash on hands of 25.85 M. Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the Texas Community fundamentals before making equity appraisal based on enterprise value of the company
About 39.0% of the company outstanding shares are owned by corporate insiders. The company has price-to-book ratio of 0.97. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. Texas Community Banc has Price/Earnings (P/E) ratio of 229.26. The entity recorded a loss per share of 0.73. The firm last dividend was issued on the 10th of March 2025. Based on the key measurements obtained from Texas Community's financial statements, Texas Community Bancshares may be sliding down financialy. It has an above-average probability of going through some form of financial hardship next quarter.
The concept of asset utilization usually refers to the revenue earned for every dollar of assets a company currently reports. The newest return on assets of Texas implies not a very effective usage of assets in March.
Covid
Texas Community Ownership Allocation
The market capitalization of Texas Community is $51.03 Million. Texas Community Banc maintains significant amount of outstanding shares owned by insiders. An insider is usually defined as a CEO, other corporate executive, director, or institutional investor who own at least 10% of the company's outstanding shares. Note, that even with negative profits, if the true value of the company is larger than the current market value, you may still be able to generate positive returns on investment in this company.
Texas Community Profitability Analysis
The company reported the previous year's revenue of 11.06 M. Net Loss for the year was (733 K) with profit before overhead, payroll, taxes, and interest of 9.86 M.
Texas Community Past Distributions to stockholders
The stock valuation mechanism determines Texas Community's current worth on a daily basis. In general, an absolute valuation approach attempts to find the value of Texas Community Banc based exclusively on its fundamental and basic technical indicators. As compared to an absolute model, our relative valuation model uses a comparative analysis of Texas Community. We calculate exposure to Texas Community's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Texas Community's related companies.
Texas Community's stock price is the clearest measure of market expectations about its performance. Without stock valuation, investors cannot independently discern whether Texas Community's value is low or high relative to the company's performance and growth projections. Determining the market value of Texas Community can be done in different ways, such as multiplying its stock price by its outstanding shares.
A single share of Texas Community represents a small ownership stake in the entity. As a stockholder of Texas, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
There are various types of dividends Texas Community can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of Texas shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from Texas Community Bancshares directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When Texas pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of Texas Community by the value of the dividends paid out.
Texas Community Growth Indicators
Investing in growth stocks can be very risky. If the company such as Texas Community does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
Common Stock Shares Outstanding
3.1 M
Quarterly Earnings Growth Y O Y
0.139
Texas Community Current Valuation Indicators
Texas Community's valuation analysis is a process of estimating the intrinsic value of all assets and outstanding equities. There are different methodologies and models we use to develop the final Texas Community's valuation. The techniques such as discounted cash flow and fundamental indicators such as book value per share or market capitalization are well known and widely used across most financial advisers and money managers.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as Texas Community, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use Texas Community's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes Texas Community's worth.
Additional Tools for Texas Stock Analysis
When running Texas Community's price analysis, check to measure Texas Community's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Texas Community is operating at the current time. Most of Texas Community's value examination focuses on studying past and present price action to predict the probability of Texas Community's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Texas Community's price. Additionally, you may evaluate how the addition of Texas Community to your portfolios can decrease your overall portfolio volatility.