Texas Community Bancshares Stock Buy Hold or Sell Recommendation
| TCBS Stock | USD 16.25 0.04 0.25% |
Given the investment horizon of 90 days and your above-average risk tolerance, our recommendation regarding Texas Community Bancshares is 'Cautious Hold'. A buy or sell recommendation is an automated directive regarding whether to purchase or sell Texas Community Bancshares given historical horizon and risk tolerance. When we issue a 'buy' or 'sell' recommendation for Texas Community Bancshares, the advice is generated through an automated system that utilizes algorithms and statistical models.
Check out Texas Community Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for multiple equity instruments, please use the Instant Ratings tool. Note, we conduct extensive research on individual companies such as Texas and provide practical buy, sell, or hold advice based on investors' constraints. Texas Community Bancshares. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics.
Texas |
Execute Texas Community Buy or Sell Advice
The Texas recommendation should be used to complement the buy-or-sell advice compiled from the current analysts' consensus on Texas Community Bancshares. Macroaxis does not own or have any residual interests in Texas Community Bancshares or other equities on which the buy-or-sell advice is provided. Please provide your input below to execute Texas Community's advice using the current market data and latest reported fundamentals.
Time Horizon
Risk Tolerance
 |  |
Cautious Hold
Market Performance | OK | Details | |
Volatility | Not too volatile | Details | |
Hype Condition | Over hyped | Details | |
Current Valuation | Overvalued | Details | |
Odds Of Distress | Quite High | Details | |
Economic Sensitivity | Moves indifferently to market moves | Details | |
Investor Sentiment | Alarmed | Details | |
Analyst Consensus | Not Available | Details | |
Financial Strenth (F Score) | Healthy | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Unlikely Manipulator | Details |
Texas Community Trading Alerts and Improvement Suggestions
| Texas Community Banc has high likelihood to experience some financial distress in the next 2 years | |
| The company reported the previous year's revenue of 11.06 M. Net Loss for the year was (733 K) with profit before overhead, payroll, taxes, and interest of 9.86 M. | |
| About 39.0% of the company outstanding shares are owned by corporate insiders | |
| Latest headline from news.google.com: Texas Community Bancshares, Inc. Authorizes New Stock Repurchase Program - GuruFocus.com |
Texas Community Returns Distribution Density
The distribution of Texas Community's historical returns is an attempt to chart the uncertainty of Texas Community's future price movements. The chart of the probability distribution of Texas Community daily returns describes the distribution of returns around its average expected value. We use Texas Community Bancshares price's Value At Risk and its Upside Potential as a relative measure of the distribution. The graph of the distribution of Texas Community returns is essential to provide solid investment advice for Texas Community.
| Mean Return | 0.14 | Value At Risk | -2.44 | Potential Upside | 2.43 | Standard Deviation | 1.52 |
Return Density |
| Distribution |
Investment risk management requires an estimate of the probability of extreme price changes. Therefore, the correct representation of the distribution of Texas Community historical returns presented in an easy-to-digest graphical form helps investors and money managers understand the risk-reward trade-off of different investement strategies.
Texas Stock Institutional Investors
The Texas Community's institutional investors refer to entities that pool money to purchase Texas Community's securities or originate loans. These institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds.
| Shares | Alliancebernstein L.p. | 2024-12-31 | 147.6 K | Oppenheimer & Close Inc | 2024-12-31 | 54.5 K | Vanguard Group Inc | 2024-12-31 | 41.1 K | Geode Capital Management, Llc | 2024-12-31 | 14 K | Northern Trust Corp | 2024-12-31 | 12.5 K | Blackrock Inc | 2024-12-31 | 5.7 K | Tower Research Capital Llc | 2024-12-31 | 417 | Ubs Group Ag | 2024-12-31 | 297 | Bank Of America Corp | 2024-12-31 | 18.0 | Morgan Stanley - Brokerage Accounts | 2024-12-31 | 1.0 | Royal Bank Of Canada | 2024-09-30 | 0.0 |
Texas Community Cash Flow Accounts
| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 (projected) | ||
| Investments | 7.4M | (45.6M) | (72.2M) | (60.2M) | (54.2M) | (56.9M) | |
| Change In Cash | 2.5M | 13.8M | (13.0M) | 4.1M | 4.8M | 5.0M | |
| Free Cash Flow | 1.1M | 1.6M | 2.7M | (3.3M) | (3.0M) | (2.8M) | |
| Depreciation | 430.5K | 437K | 431K | 422K | 379.8K | 343.2K | |
| Other Non Cash Items | (121.0K) | 382K | 477K | 1.9M | 2.1M | 2.2M | |
| Capital Expenditures | 806.1K | 137K | 393K | 5.6M | 6.4M | 6.8M | |
| Net Income | 748.9K | 518K | 1.8M | (733K) | (659.7K) | (626.7K) | |
| End Period Cash Flow | 8.1M | 21.9M | 8.9M | 13.1M | 15.0M | 12.7M |
Texas Community Greeks
Most traded equities are subject to two types of risk - systematic (i.e., market) and unsystematic (i.e., nonmarket or company-specific) risk. Unsystematic risk is the risk that events specific to Texas Community or Banks sector will adversely affect the stock's price. This type of risk can be diversified away by owning several different stocks in different industries whose stock prices have shown a small correlation to each other. On the other hand, systematic risk is the risk that Texas Community's price will be affected by overall stock market movements and cannot be diversified away. So, no matter how many positions you have, you cannot eliminate market risk. However, you can measure a Texas stock's historical response to market movements and buy it if you are comfortable with its volatility direction. Beta and standard deviation are two commonly used measures to help you make the right decision.
α | Alpha over Dow Jones | 0.13 | |
β | Beta against Dow Jones | -0.04 | |
σ | Overall volatility | 1.59 | |
Ir | Information ratio | 0.18 |
Texas Community Volatility Alert
Texas Community Bancshares has relatively low volatility with skewness of 0.03 and kurtosis of 3.27. Understanding different market volatility trends often help investors to time the market. Properly using volatility indicators enable traders to measure Texas Community's stock risk against market volatility during both bullish and bearish trends. The higher level of volatility that comes with bear markets can directly impact Texas Community's stock price while adding stress to investors as they watch their shares' value plummet. This usually forces investors to rebalance their portfolios by buying different financial instruments as prices fall.Texas Community Fundamentals Vs Peers
Comparing Texas Community's fundamentals to the average values of its peers is one of the most widely used and accepted methods of equity analyses. It helps to analyze Texas Community's direct or indirect competition across all of the common fundamentals between Texas Community and the related equities. This way, we can detect undervalued stocks with similar characteristics as Texas Community or determine the stocks which would be an excellent addition to an existing portfolio. Peer analysis of Texas Community's fundamental indicators could also be used in its relative valuation, which is a method of valuing Texas Community by comparing valuation metrics with those of similar companies.
| Better Than Average | Worse Than Average | Compare Texas Community to competition |
| Fundamentals | Texas Community | Peer Average |
| Return On Equity | -0.0407 | -0.31 |
| Return On Asset | -0.0049 | -0.14 |
| Profit Margin | (0.22) % | (1.27) % |
| Operating Margin | 0.17 % | (5.51) % |
| Current Valuation | 89.73 M | 16.62 B |
| Shares Outstanding | 3.12 M | 571.82 M |
| Shares Owned By Insiders | 38.65 % | 10.09 % |
| Shares Owned By Institutions | 8.86 % | 39.21 % |
| Number Of Shares Shorted | 4.57 K | 4.71 M |
| Price To Earning | 229.26 X | 28.72 X |
| Price To Book | 0.96 X | 9.51 X |
| Price To Sales | 5.15 X | 11.42 X |
| Revenue | 11.06 M | 9.43 B |
| Gross Profit | 9.86 M | 27.38 B |
| EBITDA | 422 K | 3.9 B |
| Net Income | (733 K) | 570.98 M |
| Cash And Equivalents | 25.85 M | 2.7 B |
| Cash Per Share | 8.57 X | 5.01 X |
| Total Debt | 76.9 M | 5.32 B |
| Book Value Per Share | 18.02 X | 1.93 K |
| Cash Flow From Operations | 2.29 M | 971.22 M |
| Short Ratio | 1.36 X | 4.00 X |
| Earnings Per Share | (0.73) X | 3.12 X |
| Number Of Employees | 62 | 18.84 K |
| Beta | -0.012 | -0.15 |
| Market Capitalization | 50.75 M | 19.03 B |
| Total Asset | 452.04 M | 29.47 B |
| Retained Earnings | 31.97 M | 9.33 B |
| Annual Yield | 0.01 % | |
| Net Asset | 452.04 M | |
| Last Dividend Paid | 0.15 |
Note: Acquisition by Thurman Glen of tradable shares of Texas Community at 13.7 subject to Rule 16b-3 [view details]
Texas Community Market Momentum
Traders often use several daily momentume indicators to supplement a more traditional technical analysis when analyzing securities such as Texas . With many different options, investors must choose the best indicators for them and familiarize themselves with how they work. We suggest combining traditional momentum indicators with more near-term forms of technical analysis such as Accumulation Distribution or Daily Balance Of Power. With their quantitative nature, daily value technical indicators can also be incorporated into your automated trading systems.
| Accumulation Distribution | 54.02 | |||
| Daily Balance Of Power | (0.44) | |||
| Rate Of Daily Change | 1.0 | |||
| Day Median Price | 16.3 | |||
| Day Typical Price | 16.28 | |||
| Price Action Indicator | (0.07) | |||
| Period Momentum Indicator | (0.04) |
About Texas Community Buy or Sell Advice
When is the right time to buy or sell Texas Community Bancshares? Buying financial instruments such as Texas Stock isn't very hard. However, what challenging for most investors is doing it at the right time to beat the market. Proper market timing is something most people cannot do without sophisticated tools, which help to isolate the right opportunities. Macroaxis provides hands-on modules to deliver winning trades and diversify your portfolios on a daily basis. Most of our advising modules are very easy to use and apply.
Please read more on our stock advisor page.
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Additional Tools for Texas Stock Analysis
When running Texas Community's price analysis, check to measure Texas Community's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Texas Community is operating at the current time. Most of Texas Community's value examination focuses on studying past and present price action to predict the probability of Texas Community's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Texas Community's price. Additionally, you may evaluate how the addition of Texas Community to your portfolios can decrease your overall portfolio volatility.