Selective Insurance Valuation
| SIGI Stock | USD 80.55 2.06 2.62% |
At this time, the company appears to be undervalued. Selective Insurance has a current Real Value of $85.03 per share. The regular price of the company is $80.55. Our model measures the value of Selective Insurance from inspecting the company fundamentals such as Return On Equity of 0.0682, shares outstanding of 60.8 M, and Operating Margin of 0.13 % as well as reviewing its technical indicators and probability of bankruptcy. Key fundamental drivers impacting Selective Insurance's valuation include:
Undervalued
Today
Please note that Selective Insurance's price fluctuation is very steady at this time. Calculation of the real value of Selective Insurance is based on 3 months time horizon. Increasing Selective Insurance's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Since Selective Insurance is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Selective Stock. However, Selective Insurance's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 80.55 | Real 85.03 | Target 104.0 | Hype 78.5 | Naive 82.36 |
The intrinsic value of Selective Insurance's stock can be calculated using various methods such as discounted cash flow or dividend analysis. That value may differ from its market price, which is determined by factors such as investor sentiment, market trends, headlines, and other external factors that may influence Selective Insurance's stock price.
Estimating the potential upside or downside of Selective Insurance Group helps investors to forecast how Selective stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Selective Insurance more accurately as focusing exclusively on Selective Insurance's fundamentals will not take into account other important factors: When choosing an evaluation method for Selective Insurance, ensure it is appropriate for the firm given its current financial situation and market classification. If more than one evaluation category is relevant, we suggest using all methods to arrive at a better estimate.
Selective Insurance Cash |
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Selective Valuation Trend
Selective Insurance's real value analysis enables investors to forecast the earnings more efficiently. Using both Selective Insurance's enterprise value as well as its market capitalization is the best way to gauging the value of the company and is usually enough for investors to make market timing decisions.
Selective Revenue by Product
Selective Insurance Total Value Analysis
Selective Insurance Group is at this time forecasted to have valuation of 5.61 B with market capitalization of 5.05 B, debt of 441.66 M, and cash on hands of 289.62 M. Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the Selective Insurance fundamentals before making equity appraisal based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
5.61 B | 5.05 B | 441.66 M | 289.62 M |
Selective Insurance Investor Information
About 85.0% of the company shares are owned by institutional investors. The company has price-to-book ratio of 1.68. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. Selective Insurance has Price/Earnings To Growth (PEG) ratio of 1.86. The entity last dividend was issued on the 14th of February 2025. The firm had 2:1 split on the 21st of February 2007. Based on the measurements of operating efficiency obtained from Selective Insurance's historical financial statements, Selective Insurance Group is doing better financially today then in previous quarter. It has a moderate chance of reporting better financial numbers in March.| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
|---|---|---|---|---|---|---|---|---|---|
| Total Cash From Operating Activities | 1.2 B | 1.1 B |
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Selective Insurance Asset Utilization
The asset utilization indicator refers to the revenue earned for every dollar of assets a company currently reports. Selective Insurance has an asset utilization ratio of 1.81 percent. This signifies that the Company is making $0.0181 for each dollar of assets. An increasing asset utilization means that Selective Insurance Group is more efficient with each dollar of assets it utilizes for everyday operations.Selective Insurance Ownership Allocation
Selective Insurance shows a total of 60.8 Million outstanding shares. The majority of Selective Insurance outstanding shares are owned by institutional holders. These institutional investors are usually referred to as non-private investors looking to take positions in Selective Insurance to benefit from reduced commissions. Consequently, institutions are subject to a different set of regulations than regular investors in Selective Insurance. Please pay attention to any change in the institutional holdings of Selective Insurance Group as this could imply that something significant has changed or is about to change at the company. Please note that no matter how many assets the company owns, if the real value of the company is less than the current market value, you may not be able to make money on it.Selective Insurance Profitability Analysis
The company reported the previous year's revenue of 65.42 M. Net Income was 207.01 M with profit before overhead, payroll, taxes, and interest of 807.47 M.Selective Insurance Past Distributions to stockholders
About Selective Insurance Valuation
An absolute valuation paradigm, as applied to Selective Stock, attempts to find the value of Selective Insurance based on its fundamental and basic technical indicators. By analyzing Selective Insurance's financials, quarterly and monthly indicators, and their related drivers, such as dividends, operating cash flow, and various types of growth rates, we attempt to find the most accurate representation of Selective Insurance's intrinsic value. In some cases, mostly for established, large-cap companies, we also incorporate more traditional valuation methods such as dividend discount, discounted cash flow, or asset-based models. As compared to an absolute model, our relative valuation model uses a comparative analysis of Selective Insurance. We calculate exposure to Selective Insurance's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Selective Insurance's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 65.4 M | 62.1 M | |
| Pretax Profit Margin | 3.94 | 4.14 | |
| Operating Profit Margin | 4.22 | 4.43 | |
| Net Profit Margin | 3.16 | 3.32 | |
| Gross Profit Margin | 1.04 | 1.07 |
Selective Insurance Quarterly Retained Earnings |
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A single share of Selective Insurance represents a small ownership stake in the entity. As a stockholder of Selective, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
Selective Insurance Dividends Analysis For Valuation
The Selective Insurance's current Dividend Paid And Capex Coverage Ratio is estimated to increase to 28.86, while Dividends Paid is projected to decrease to under 8.7 M. . As of now, Selective Insurance's Retained Earnings are increasing as compared to previous years. The Selective Insurance's current Price Earnings Ratio is estimated to increase to 28.88, while Retained Earnings Total Equity is projected to decrease to under 1.8 B.
| Last Reported | Projected for Next Year | ||
| Dividends Paid | 9.2 M | 8.7 M | |
| Dividend Payout Ratio | 0.04 | 0.04 | |
| Dividend Paid And Capex Coverage Ratio | 27.49 | 28.86 |
There are various types of dividends Selective Insurance can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of Selective shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from Selective Insurance Group directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When Selective pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of Selective Insurance by the value of the dividends paid out.
Selective Insurance Growth Indicators
Growth stocks usually refer to those companies expected to grow sales and earnings faster than the market average. Growth stocks typically don't pay dividends, often look expensive, and usually trading at a high P/E ratio. Nevertheless, such valuations could be relatively cheap if the company continues to grow, which will drive the share price up. However, since most investors are paying a high price for a growth stock, based on expectations, if those expectations are not fully realized, growth stocks can see dramatic declines.
| Common Stock Shares Outstanding | 61.3 M | |
| Quarterly Earnings Growth Y O Y | -0.244 | |
| Forward Price Earnings | 10.4167 |
Selective Insurance Current Valuation Indicators
Valuation refers to the process of determining the present value of Selective Insurance Group and all of its assets. It can be calculated using a number of techniques. As many analysts who try to value Selective we look at many different elements of the entity such as Selective's management, its prospective future earnings, the current market value of the company's assets, as well as its capital structure formation.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as Selective Insurance, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use Selective Insurance's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes Selective Insurance's worth.Complementary Tools for Selective Stock analysis
When running Selective Insurance's price analysis, check to measure Selective Insurance's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Selective Insurance is operating at the current time. Most of Selective Insurance's value examination focuses on studying past and present price action to predict the probability of Selective Insurance's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Selective Insurance's price. Additionally, you may evaluate how the addition of Selective Insurance to your portfolios can decrease your overall portfolio volatility.
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