Selective Financial Statements From 2010 to 2025

SIGI Stock  USD 88.52  0.65  0.73%   
Selective Insurance financial statements provide useful quarterly and yearly information to potential Selective Insurance Group investors about the company's current and past financial position, as well as its overall management performance and changes in financial position over time. Historical trend examination of various income statement and balance sheet accounts found on Selective Insurance financial statements helps investors assess Selective Insurance's valuation, profitability, and current liquidity needs. Key fundamental drivers impacting Selective Insurance's valuation are summarized below:
Gross Profit
807.5 M
Profit Margin
0.0426
Market Capitalization
5.4 B
Enterprise Value Revenue
1.2439
Revenue
4.9 B
We have found one hundred twenty available fundamental trend indicators for Selective Insurance Group, which can be analyzed and compared to other ratios and to its competition. Traders should compare all of Selective Insurance Group current fundamentals against the fundamentals between 2010 and 2025 to make sure the company is sustainable this year. The Selective Insurance's current Market Cap is estimated to increase to about 5.9 B. The Selective Insurance's current Enterprise Value is estimated to increase to about 6.4 B

Selective Insurance Total Revenue

62.15 Million

Check Selective Insurance financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Selective Insurance's main balance sheet or income statement drivers, such as Interest Expense of 17.3 M, Total Revenue of 62.1 M or Gross Profit of 62.1 M, as well as many indicators such as Price To Sales Ratio of 91.38, Dividend Yield of 0.0015 or PTB Ratio of 1.02. Selective financial statements analysis is a perfect complement when working with Selective Insurance Valuation or Volatility modules.
  
Check out the analysis of Selective Insurance Correlation against competitors.

Selective Insurance Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Total Assets4.9 B3.6 B7.2 B
Slightly volatile
Short and Long Term Debt Total298.7 M441.7 M435.9 M
Slightly volatile
Total Stockholder Equity3.3 B3.1 B1.9 B
Slightly volatile
Net Debt283 M441.6 M404.3 M
Slightly volatile
Retained Earnings3.3 B3.1 B1.9 B
Slightly volatile
Common Stock Shares Outstanding61.2 M61.3 M58.8 M
Slightly volatile
Liabilities And Stockholders Equity14.2 B13.5 B8.4 B
Slightly volatile
Non Current Liabilities Total469.3 M494 M4.5 B
Slightly volatile
Total Liabilities10.9 B10.4 B6.5 B
Slightly volatile
Total Current Liabilities18.7 M19.7 M103.2 M
Very volatile
Property Plant And Equipment Net68.1 M93.3 M77.4 M
Slightly volatile
Non Current Assets Total7.5 M7.8 M5.9 B
Slightly volatile
Net Receivables2.7 B2.5 B1.5 B
Slightly volatile
Property Plant And Equipment Gross58.4 M89.4 M63.9 M
Slightly volatile
Total Current Assets368.6 M268.6 M50.2 M
Slightly volatile
Intangible Assets513 M488.6 M258.1 M
Slightly volatile
Cash86.5 K91 K2.2 M
Slightly volatile
Cash And Short Term Investments282 M268.6 M51.9 M
Slightly volatile
Good Will6.7 M7.1 M7.9 M
Slightly volatile
Common Stock Total Equity168.6 M241.1 M193.3 M
Slightly volatile
Short Term Investments255.1 M268.5 M2.4 B
Slightly volatile
Common Stock170.8 M242 M193.6 M
Slightly volatile
Other Liabilities290.5 M543.6 M333.7 M
Slightly volatile
Long Term Debt396 M501.7 M421.9 M
Slightly volatile
Property Plant Equipment65.6 M97 M68.3 M
Slightly volatile
Net Tangible Assets1.9 B2.7 B1.8 B
Slightly volatile
Long Term Debt Total472.9 M580.4 M439 M
Slightly volatile
Capital Surpluse399.3 M567.5 M380.4 M
Slightly volatile
Long Term Investments6.8 B8.9 B6.1 B
Slightly volatile
Non Current Liabilities Other6.1 B8.8 B5.9 B
Slightly volatile
Net Invested Capital3.2 B3.4 B2.6 B
Slightly volatile
Capital Stock386.7 M411.2 M280.8 M
Slightly volatile
Capital Lease Obligations3.5 M6.3 M1.8 M
Slightly volatile
Current Deferred Revenue138.2 M155.5 M169.5 M
Slightly volatile

Selective Insurance Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Interest Expense17.3 M28.9 M23.5 M
Slightly volatile
Total Revenue62.1 M65.4 M1.9 B
Very volatile
Gross Profit62.1 M65.4 M1.9 B
Very volatile
Other Operating Expenses5.1 B4.9 B2.5 B
Slightly volatile
Depreciation And Amortization29.6 M34.5 M43.1 M
Pretty Stable
Income Before Tax176.5 M258 M234.1 M
Slightly volatile
Net Income Applicable To Common Shares143.9 M248 M171.3 M
Slightly volatile
Net Income From Continuing Ops261.4 M207 M226.6 M
Slightly volatile
Tax Provision73.2 M51 M67.1 M
Very volatile
Interest Income28.1 M38.7 M27.6 M
Slightly volatile
Reconciled Depreciation37.5 M34.8 M48.6 M
Slightly volatile
Preferred Stock And Other Adjustments7.4 M8.3 M9.1 M
Slightly volatile
Selling And Marketing Expenses7.4 M7.9 M9.4 M
Slightly volatile

Selective Insurance Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
Free Cash Flow1.1 B1.1 B492.2 M
Slightly volatile
Begin Period Cash Flow22.6 M13.3 M17.3 M
Slightly volatile
Depreciation29.9 M34.8 M43.2 M
Pretty Stable
Dividends Paid8.7 M9.2 M38.4 M
Slightly volatile
Capital Expenditures32.4 M30.8 M19.5 M
Slightly volatile
Total Cash From Operating Activities1.2 B1.1 B511.7 M
Slightly volatile
Net Income124.3 M207 M178.9 M
Slightly volatile
End Period Cash Flow66.2 M63 M23 M
Slightly volatile
Stock Based Compensation19.4 M22.8 M18.9 M
Slightly volatile
Change To Liabilities266.9 M254.2 M115.8 M
Slightly volatile
Change To Operating Activities407.8 M388.4 M166.3 M
Slightly volatile
Cash Flows Other Operating416.7 M396.9 M179 M
Slightly volatile
Issuance Of Capital Stock9.1 M9.6 M20.1 M
Pretty Stable

Financial Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio91.3887.029615.8611
Slightly volatile
Dividend Yield0.00150.00160.0162
Slightly volatile
PTB Ratio1.021.82471.5461
Slightly volatile
Days Sales Outstanding83.057.6366.0182
Very volatile
Free Cash Flow Yield0.220.18780.1657
Slightly volatile
Operating Cash Flow Per Share18.9718.06748.5413
Slightly volatile
Stock Based Compensation To Revenue0.370.3480.0627
Slightly volatile
Capex To Depreciation0.640.88530.5244
Very volatile
PB Ratio1.021.82471.5461
Slightly volatile
EV To Sales98.4793.779617.2025
Slightly volatile
Free Cash Flow Per Share18.4417.56138.2136
Slightly volatile
ROIC0.02770.02910.1585
Slightly volatile
Payables Turnover0.130.150.1617
Slightly volatile
Sales General And Administrative To Revenue0.290.270.0637
Slightly volatile
Capex To Revenue0.490.4710.0803
Slightly volatile
Cash Per Share4.194.411825.3308
Slightly volatile
POCF Ratio4.675.17626.4301
Pretty Stable
Payout Ratio0.04220.04440.3051
Slightly volatile
Capex To Operating Cash Flow0.02660.0280.0461
Slightly volatile
PFCF Ratio5.035.32546.7614
Pretty Stable
Days Payables Outstanding2.5 K2.5 K2.3 K
Slightly volatile
Income Quality5.585.31323.1957
Very volatile
EV To Operating Cash Flow5.585.57767.4623
Very volatile
EV To Free Cash Flow6.025.73847.8555
Very volatile
Intangibles To Total Assets0.00210.00220.024
Pretty Stable
Net Debt To EBITDA1.061.121.9492
Slightly volatile
Current Ratio9.2313.62922.0354
Slightly volatile
Receivables Turnover4.546.565.5993
Pretty Stable
Graham Number65.7562.620846.496
Slightly volatile
Shareholders Equity Per Share53.8151.252132.4377
Slightly volatile
Debt To Equity0.130.14160.2998
Slightly volatile
Capex Per Share0.530.50610.3277
Slightly volatile
Revenue Per Share1.021.074631.846
Pretty Stable
Interest Debt Per Share3.97.72937.2006
Slightly volatile
Debt To Assets0.07630.12190.0728
Slightly volatile
Enterprise Value Over EBITDA20.9214.9515.1983
Slightly volatile
Short Term Coverage Ratios2.52.442.4674
Slightly volatile
Price Book Value Ratio1.021.82471.5461
Slightly volatile
Days Of Payables Outstanding2.5 K2.5 K2.3 K
Slightly volatile
Dividend Payout Ratio0.04220.04440.3051
Slightly volatile
Price To Operating Cash Flows Ratio4.675.17626.4301
Pretty Stable
Price To Free Cash Flows Ratio5.035.32546.7614
Pretty Stable
Pretax Profit Margin4.143.94440.8675
Slightly volatile
Ebt Per Ebit1.171.110.9782
Very volatile
Company Equity Multiplier1.11.16114.1917
Slightly volatile
Long Term Debt To Capitalization0.220.1240.2146
Slightly volatile
Total Debt To Capitalization0.240.1240.2176
Slightly volatile
Debt Equity Ratio0.130.14160.2998
Slightly volatile
Quick Ratio15.3313.629213.5091
Slightly volatile
Dividend Paid And Capex Coverage Ratio28.8627.49039.4263
Slightly volatile
Net Income Per E B T0.610.80230.8525
Slightly volatile
Cash Ratio0.00440.00460.0159
Slightly volatile
Operating Cash Flow Sales Ratio17.6516.81352.758
Slightly volatile
Days Of Sales Outstanding83.057.6366.0182
Very volatile
Free Cash Flow Operating Cash Flow Ratio0.750.9720.94
Pretty Stable
Cash Flow Coverage Ratios1.462.49041.24
Slightly volatile
Price To Book Ratio1.021.82471.5461
Slightly volatile
Fixed Asset Turnover0.690.7326.5303
Slightly volatile
Capital Expenditure Coverage Ratio19.0335.699123.5259
Slightly volatile
Price Cash Flow Ratio4.675.17626.4301
Pretty Stable
Enterprise Value Multiple20.9214.9515.1983
Slightly volatile
Debt Ratio0.07630.12190.0728
Slightly volatile
Cash Flow To Debt Ratio1.462.49041.24
Slightly volatile
Price Sales Ratio91.3887.029615.8611
Slightly volatile
Asset Turnover0.01720.01810.2652
Slightly volatile
Gross Profit Margin1.071.040.9985
Pretty Stable
Price Fair Value1.021.82471.5461
Slightly volatile

Selective Insurance Valuation Data

Current ValueLast YearHistorical Average 10 Year Trend
Market Cap5.9 B5.6 B3.3 B
Slightly volatile
Enterprise Value6.4 B6.1 B3.7 B
Slightly volatile

Selective Fundamental Market Drivers

Forward Price Earnings11.3636
Cash And Short Term Investments268.6 M

Selective Upcoming Events

31st of January 2024
Upcoming Quarterly Report
View
1st of May 2024
Next Financial Report
View
31st of December 2023
Next Fiscal Quarter End
View
31st of January 2024
Next Fiscal Year End
View
30th of September 2023
Last Quarter Report
View
31st of December 2022
Last Financial Announcement
View

About Selective Insurance Financial Statements

Investors use fundamental indicators, such as Selective Insurance's revenue or net income, to determine how well the company is positioned to perform in the future. Although Selective Insurance's investors may analyze each financial statement separately, they are all interrelated. Understanding these patterns can help investors make the right trading decisions.
Last ReportedProjected for Next Year
Current Deferred Revenue155.5 M138.2 M
Total Revenue65.4 M62.1 M
Cost Of Revenue8.7 M8.2 M
Stock Based Compensation To Revenue 0.35  0.37 
Sales General And Administrative To Revenue 0.27  0.29 
Capex To Revenue 0.47  0.49 
Revenue Per Share 1.07  1.02 
Ebit Per Revenue 4.22  4.43 

Currently Active Assets on Macroaxis

When determining whether Selective Insurance offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Selective Insurance's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Selective Insurance Group Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Selective Insurance Group Stock:
Check out the analysis of Selective Insurance Correlation against competitors.
You can also try the Portfolio File Import module to quickly import all of your third-party portfolios from your local drive in csv format.
Is Property & Casualty Insurance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Selective Insurance. If investors know Selective will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Selective Insurance listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.24)
Dividend Share
1.43
Earnings Share
3.23
Revenue Per Share
79.871
Quarterly Revenue Growth
0.131
The market value of Selective Insurance is measured differently than its book value, which is the value of Selective that is recorded on the company's balance sheet. Investors also form their own opinion of Selective Insurance's value that differs from its market value or its book value, called intrinsic value, which is Selective Insurance's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Selective Insurance's market value can be influenced by many factors that don't directly affect Selective Insurance's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Selective Insurance's value and its price as these two are different measures arrived at by different means. Investors typically determine if Selective Insurance is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Selective Insurance's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.