Sterling Bancorp Valuation
| SBT Stock | USD 4.87 0.01 0.20% |
At this time, the company appears to be overvalued. Sterling Bancorp has a current Real Value of $4.03 per share. The regular price of the company is $4.87. Our model measures the value of Sterling Bancorp from inspecting the company fundamentals such as Shares Outstanding of 52.31 M, operating margin of 0.06 %, and Return On Equity of 0.0186 as well as reviewing its technical indicators and probability of bankruptcy.
Overvalued
Today
Please note that Sterling Bancorp's price fluctuation is somewhat reliable at this time. Calculation of the real value of Sterling Bancorp is based on 3 months time horizon. Increasing Sterling Bancorp's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Sterling Bancorp's intrinsic value may or may not be the same as its current market price of 4.87, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 4.87 | Real 4.03 | Hype 4.88 | Naive 5.06 |
The intrinsic value of Sterling Bancorp's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, news, and other external factors that may influence Sterling Bancorp's stock price. It is important to note that the real value of any stock may change over time based on changes in the company's performance.
Estimating the potential upside or downside of Sterling Bancorp helps investors to forecast how Sterling stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Sterling Bancorp more accurately as focusing exclusively on Sterling Bancorp's fundamentals will not take into account other important factors: Sterling Bancorp Total Value Analysis
Sterling Bancorp is at this time forecasted to have company total value of (450.93 M) with market capitalization of 252.67 M, debt of 11.59 M, and cash on hands of 286.35 M. The negative valuation of Sterling Bancorp may imply that the market is not capable to price the future growth of the company or it is pricing it at zero value. It may also suggest that takeover valuation may not have captured all of the outstanding financial commitments of the company both on and off balance sheet. Investors should carefully check all of the Sterling Bancorp fundamentals.| Takeover Price | Market Cap | Debt Obligations | Cash |
(450.93 M) | 252.67 M | 11.59 M | 286.35 M |
Sterling Bancorp Investor Information
About 67.0% of the company outstanding shares are owned by corporate insiders. The company has price-to-book ratio of 0.77. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. Sterling Bancorp last dividend was issued on the 20th of February 2020. Based on the analysis of Sterling Bancorp's profitability, liquidity, and operating efficiency, Sterling Bancorp is not in a good financial situation at the present time. It has a very high likelihood of going through financial trouble in April.Sterling Bancorp Asset Utilization
The concept of asset utilization usually refers to the revenue earned for every dollar of assets a company currently reports. The newest return on assets of Sterling implies not a very effective usage of assets in March.Sterling Bancorp Ownership Allocation
Sterling Bancorp shows a total of 52.31 Million outstanding shares. Sterling Bancorp has majority of its outstanding shares owned by insiders. An insider is usually defined as a corporate executive, director, member of the board or institutional investor who own at least 10% of the company's outstanding shares. 66.98 % of Sterling Bancorp outstanding shares that are owned by insiders indicates they have been buying or selling the stock in recent months in anticipation of some upcoming event. Please note that no matter how many assets the company owns, if the real value of the company is less than the current market value, you may not be able to make money on it.Sterling Bancorp Profitability Analysis
The company reported the last year's revenue of 135.13 M. Total Income to common stockholders was 2.14 M with profit before taxes, overhead, and interest of 90.08 M.About Sterling Bancorp Valuation
The stock valuation mechanism determines Sterling Bancorp's current worth on a daily basis. In general, an absolute valuation approach attempts to find the value of Sterling Bancorp based exclusively on its fundamental and basic technical indicators. As compared to an absolute model, our relative valuation model uses a comparative analysis of Sterling Bancorp. We calculate exposure to Sterling Bancorp's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Sterling Bancorp's related companies.operates as the unitary thrift holding company for Sterling Bank and Trust, F.S.B. that provides community banking services to individuals and businesses. The company was founded in 1984 and is headquartered in Southfield, Michigan. Sterling Bancorp operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 295 people.
Sterling Bancorp Growth Indicators
Investing in growth stocks can be very risky. If the company such as Sterling Bancorp does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
| Common Stock Shares Outstanding | 51.3 M | |
| Quarterly Earnings Growth Y O Y | -0.483 |
Additional Tools for Sterling Stock Analysis
When running Sterling Bancorp's price analysis, check to measure Sterling Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Sterling Bancorp is operating at the current time. Most of Sterling Bancorp's value examination focuses on studying past and present price action to predict the probability of Sterling Bancorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Sterling Bancorp's price. Additionally, you may evaluate how the addition of Sterling Bancorp to your portfolios can decrease your overall portfolio volatility.