Sterling Bancorp Stock Buy Hold or Sell Recommendation
| SBT Stock | USD 4.86 0.03 0.62% |
Considering the 90-day investment horizon and your above-average risk tolerance, our recommendation regarding Sterling Bancorp is 'Cautious Hold'. A buy or sell recommendation provided by Macroaxis is an automated directive regarding whether to purchase or sell Sterling Bancorp given historical horizon and risk tolerance towards Sterling Bancorp. When Macroaxis issues a 'buy' or 'sell' recommendation for Sterling Bancorp, the advice is generated through an automated system that utilizes algorithms and statistical models.
Check out Sterling Bancorp Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for multiple equity instruments, please use the Instant Ratings tool. For more information on how to buy Sterling Stock please use our How to Invest in Sterling Bancorp guide. Note, we conduct extensive research on individual companies such as Sterling and provide practical buy, sell, or hold advice based on investors' constraints. Sterling Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics.
Sterling |
Execute Sterling Bancorp Buy or Sell Advice
The Sterling recommendation should be used to complement the buy-or-sell advice compiled from the current analysts' consensus on Sterling Bancorp. Macroaxis does not own or have any residual interests in Sterling Bancorp or other equities on which the buy-or-sell advice is provided. Please provide your input below to execute Sterling Bancorp's advice using the current market data and latest reported fundamentals.
Time Horizon
Risk Tolerance
 |  |
Cautious Hold
Market Performance | Very Weak | Details | |
Volatility | Slightly risky | Details | |
Hype Condition | Stale | Details | |
Current Valuation | Undervalued | Details | |
Odds Of Distress | Low | Details | |
Economic Sensitivity | Slowly supersedes the market | Details | |
Investor Sentiment | Interested | Details | |
Analyst Consensus | Buy | Details | |
Financial Strenth (F Score) | Healthy | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Unlikely Manipulator | Details |
Sterling Bancorp Trading Alerts and Improvement Suggestions
| Sterling Bancorp generated a negative expected return over the last 90 days | |
| Sterling Bancorp has about 286.35 M in cash with (24.91 M) of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 5.64, which can makes it an attractive takeover target, given it will continue generating positive cash flow. | |
| Roughly 67.0% of the company outstanding shares are owned by corporate insiders | |
| Latest headline from finance.yahoo.com: Payments Leaders Join Solutions By Text Board of Directors Amidst Growth Momentum |
Sterling Bancorp Returns Distribution Density
The distribution of Sterling Bancorp's historical returns is an attempt to chart the uncertainty of Sterling Bancorp's future price movements. The chart of the probability distribution of Sterling Bancorp daily returns describes the distribution of returns around its average expected value. We use Sterling Bancorp price's Value At Risk and its Upside Potential as a relative measure of the distribution. The graph of the distribution of Sterling Bancorp returns is essential to provide solid investment advice for Sterling Bancorp.
| Mean Return | -0.23 | Value At Risk | -1.92 | Potential Upside | 2.16 | Standard Deviation | 2.59 |
Return Density |
| Distribution |
Investment risk management requires an estimate of the probability of extreme price changes. Therefore, the correct representation of the distribution of Sterling Bancorp historical returns presented in an easy-to-digest graphical form helps investors and money managers understand the risk-reward trade-off of different investement strategies.
Sterling Stock Institutional Investors
The Sterling Bancorp's institutional investors refer to entities that pool money to purchase Sterling Bancorp's securities or originate loans. These institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds.
| Shares | Northern Trust Corp | 2024-09-30 | 158.8 K | Tocqueville Asset Management L.p. | 2024-09-30 | 140 K | Stifel Financial Corp | 2024-06-30 | 132.3 K | Empowered Funds, Llc | 2024-06-30 | 94.9 K | Bank Of New York Mellon Corp | 2024-06-30 | 89.1 K | Bridgeway Capital Management, Llc | 2024-09-30 | 87.4 K | Pinnacle Holdings, Llc | 2024-06-30 | 75.6 K | Susquehanna International Group, Llp | 2024-06-30 | 63 K | Charles Schwab Investment Management Inc | 2024-09-30 | 62.6 K | Fj Capital Management Llc | 2024-09-30 | 4.3 M | Alliancebernstein L.p. | 2024-06-30 | 2.2 M |
Sterling Bancorp Cash Flow Accounts
| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 (projected) | ||
| Investments | 170.6M | 223.8M | 352.5M | (57.7M) | 216.4M | 227.2M | |
| Net Borrowings | (64M) | 89M | (168M) | (100M) | (90M) | (85.5M) | |
| Other Non Cash Items | 609K | 25.3M | 5.2M | 13.1M | (13.0M) | (12.4M) | |
| Change To Netincome | (15.3M) | 33.7M | 4.5M | 4.1M | 4.7M | 5.0M |
Sterling Bancorp Greeks
Most traded equities are subject to two types of risk - systematic (i.e., market) and unsystematic (i.e., nonmarket or company-specific) risk. Unsystematic risk is the risk that events specific to Sterling Bancorp or Banks sector will adversely affect the stock's price. This type of risk can be diversified away by owning several different stocks in different industries whose stock prices have shown a small correlation to each other. On the other hand, systematic risk is the risk that Sterling Bancorp's price will be affected by overall stock market movements and cannot be diversified away. So, no matter how many positions you have, you cannot eliminate market risk. However, you can measure a Sterling stock's historical response to market movements and buy it if you are comfortable with its volatility direction. Beta and standard deviation are two commonly used measures to help you make the right decision.
α | Alpha over Dow Jones | -0.27 | |
β | Beta against Dow Jones | 0.28 | |
σ | Overall volatility | 2.63 | |
Ir | Information ratio | -0.14 |
Sterling Bancorp Volatility Alert
Sterling Bancorp exhibits very low volatility with skewness of -5.93 and kurtosis of 43.12. Understanding different market volatility trends often help investors to time the market. Properly using volatility indicators enable traders to measure Sterling Bancorp's stock risk against market volatility during both bullish and bearish trends. The higher level of volatility that comes with bear markets can directly impact Sterling Bancorp's stock price while adding stress to investors as they watch their shares' value plummet. This usually forces investors to rebalance their portfolios by buying different financial instruments as prices fall.Sterling Bancorp Fundamentals Vs Peers
Comparing Sterling Bancorp's fundamentals to the average values of its peers is one of the most widely used and accepted methods of equity analyses. It helps to analyze Sterling Bancorp's direct or indirect competition across all of the common fundamentals between Sterling Bancorp and the related equities. This way, we can detect undervalued stocks with similar characteristics as Sterling Bancorp or determine the stocks which would be an excellent addition to an existing portfolio. Peer analysis of Sterling Bancorp's fundamental indicators could also be used in its relative valuation, which is a method of valuing Sterling Bancorp by comparing valuation metrics with those of similar companies.
| Better Than Average | Worse Than Average | Compare Sterling Bancorp to competition |
| Fundamentals | Sterling Bancorp | Peer Average |
| Return On Equity | 0.0186 | -0.31 |
| Return On Asset | 0.0025 | -0.14 |
| Profit Margin | 0.09 % | (1.27) % |
| Operating Margin | 0.06 % | (5.51) % |
| Current Valuation | (450.93 M) | 16.62 B |
| Shares Outstanding | 52.31 M | 571.82 M |
| Shares Owned By Insiders | 66.98 % | 10.09 % |
| Shares Owned By Institutions | 27.45 % | 39.21 % |
| Number Of Shares Shorted | 292.63 K | 4.71 M |
| Price To Earning | 14.41 X | 28.72 X |
| Price To Book | 0.76 X | 9.51 X |
| Price To Sales | 3.74 X | 11.42 X |
| Revenue | 76.27 M | 9.43 B |
| Gross Profit | 90.08 M | 27.38 B |
| EBITDA | 11.89 M | 3.9 B |
| Net Income | 7.41 M | 570.98 M |
| Cash And Equivalents | 286.35 M | 2.7 B |
| Cash Per Share | 5.64 X | 5.01 X |
| Total Debt | 62.54 M | 5.32 B |
| Debt To Equity | 12.58 % | 48.70 % |
| Book Value Per Share | 6.40 X | 1.93 K |
| Cash Flow From Operations | (24.91 M) | 971.22 M |
| Short Ratio | 10.78 X | 4.00 X |
| Earnings Per Share | 0.12 X | 3.12 X |
| Target Price | 7.0 | |
| Number Of Employees | 248 | 18.84 K |
| Beta | 0.52 | -0.15 |
| Market Capitalization | 252.67 M | 19.03 B |
| Total Asset | 2.42 B | 29.47 B |
| Retained Earnings | 241.96 M | 9.33 B |
| Net Asset | 2.42 B |
Note: Disposition of 384 shares by Eleni Willis of Sterling Bancorp at 4.79 subject to Rule 16b-3 [view details]
Sterling Bancorp Market Momentum
Traders often use several daily momentume indicators to supplement a more traditional technical analysis when analyzing securities such as Sterling . With many different options, investors must choose the best indicators for them and familiarize themselves with how they work. We suggest combining traditional momentum indicators with more near-term forms of technical analysis such as Accumulation Distribution or Daily Balance Of Power. With their quantitative nature, daily value technical indicators can also be incorporated into your automated trading systems.
About Sterling Bancorp Buy or Sell Advice
When is the right time to buy or sell Sterling Bancorp? Buying financial instruments such as Sterling Stock isn't very hard. However, what challenging for most investors is doing it at the right time to beat the market. Proper market timing is something most people cannot do without sophisticated tools, which help to isolate the right opportunities. Macroaxis provides hands-on modules to deliver winning trades and diversify your portfolios on a daily basis. Most of our advising modules are very easy to use and apply.
Please read more on our stock advisor page.
Use Investing Ideas to Build Portfolios
In addition to having Sterling Bancorp in your portfolios, you can quickly add positions using our predefined set of ideas and optimize them against your very unique investing style. A single investing idea is a collection of funds, stocks, ETFs, or cryptocurrencies that are programmatically selected from a pull of investment themes. After you determine your investment opportunity, you can then find an optimal portfolio that will maximize potential returns on the chosen idea or minimize its exposure to market volatility.Did You Try This Idea?
Run Money Funds Thematic Idea Now
Money Funds
Funds or Etfs that invest most if their asset in companies from financial sector such as commercial banks, insurance companies, investment funds, and real estate. The Money Funds theme has 34 constituents at this time.
You can either use a buy-and-hold strategy to lock in the entire theme or actively trade it to take advantage of the short-term price volatility of individual constituents. Macroaxis can help you discover thousands of investment opportunities in different asset classes. In addition, you can partner with us for reliable portfolio optimization as you plan to utilize Money Funds Theme or any other thematic opportunities.
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Additional Tools for Sterling Stock Analysis
When running Sterling Bancorp's price analysis, check to measure Sterling Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Sterling Bancorp is operating at the current time. Most of Sterling Bancorp's value examination focuses on studying past and present price action to predict the probability of Sterling Bancorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Sterling Bancorp's price. Additionally, you may evaluate how the addition of Sterling Bancorp to your portfolios can decrease your overall portfolio volatility.