At this time, the company appears to be undervalued. Sandy Spring Bancorp has a current Real Value of $30.24 per share. The regular price of the company is $28.82. Our model measures the value of Sandy Spring Bancorp from inspecting the company fundamentals such as Operating Margin of 0.32 %, return on equity of 0.0127, and Shares Outstanding of 45.14 M as well as reviewing its technical indicators and probability of bankruptcy. Key fundamental drivers impacting Sandy Spring's valuation include:
Price Book
0.8417
Enterprise Value
2 B
Price Sales
3.3454
Forward PE
13.3511
Trailing PE
67.0233
Undervalued
Today 28.82
Please note that Sandy Spring's price fluctuation is very steady at this time. Calculation of the real value of Sandy Spring Bancorp is based on 3 months time horizon. Increasing Sandy Spring's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
The fair value of the Sandy stock is determined by what a typical buyer is willing to pay for full or partial control of Sandy Spring Bancorp. Since Sandy Spring is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Sandy Stock. However, Sandy Spring's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value.
Historical
Market 28.82
Real 30.24
Target 37.0
Hype 28.82
Naive 29.77
The intrinsic value of Sandy Spring's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, news, and other external factors that may influence Sandy Spring's stock price. It is important to note that the real value of any stock may change over time based on changes in the company's performance.
Estimating the potential upside or downside of Sandy Spring Bancorp helps investors to forecast how Sandy stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Sandy Spring more accurately as focusing exclusively on Sandy Spring's fundamentals will not take into account other important factors:
Traditionally, analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use Sandy Spring's intrinsic value based on its ongoing forecasts of Sandy Spring's financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against Sandy Spring's closest peers.
Sandy Spring Cash
544.91 Million
Sandy Valuation Trend
Sandy Spring's real value is important for investors to make better decisions and a more accurate overall view of Sandy Spring's financial worth over time. Using both Sandy Spring's enterprise value as well as its market capitalization is the best way to gauge the value of the company and is usually enough for investors to make market timing conclusions.
Sandy Spring Total Value Analysis
Sandy Spring Bancorp is at this time projected to have valuation of 2.01 B with market capitalization of 1.31 B, debt of 621.4 M, and cash on hands of 258.81 M. Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the Sandy Spring fundamentals before making equity appraisal based on enterprise value of the company
About 73.0% of the company shares are owned by institutional investors. The company has price-to-book ratio of 0.84. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. Sandy Spring Bancorp has Price/Earnings To Growth (PEG) ratio of 1.01. The entity last dividend was issued on the 12th of February 2025. The firm had 3:2 split on the 21st of December 2001. Sandy Spring Bancorp may be sliding down financialy. It has an above-average probability of going through some form of financial hardship next quarter.
The concept of asset utilization usually refers to the revenue earned for every dollar of assets a company currently reports. The latest return on assets of Sandy connotes not a very effective usage of assets in March.
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Sandy Spring Ownership Allocation
Sandy Spring Bancorp shows a total of 45.14 Million outstanding shares. The majority of Sandy Spring Bancorp outstanding shares are owned by institutional holders. These institutional investors are usually referred to as non-private investors looking to take positions in Sandy Spring to benefit from reduced commissions. Consequently, institutions are subject to a different set of regulations than regular investors in Sandy Spring Bancorp. Please pay attention to any change in the institutional holdings of Sandy Spring Bancorp as this could imply that something significant has changed or is about to change at the company. Please note that no matter how many assets the company owns, if the real value of the company is less than the current market value, you may not be able to make money on it.
Sandy Spring Profitability Analysis
The company reported the previous year's revenue of 672.27 M. Net Income was 19.93 M with profit before overhead, payroll, taxes, and interest of 392.25 M.
The stock valuation mechanism determines Sandy Spring's current worth on a daily basis. In general, an absolute valuation approach attempts to find the value of Sandy Spring Bancorp based exclusively on its fundamental and basic technical indicators. As compared to an absolute model, our relative valuation model uses a comparative analysis of Sandy Spring. We calculate exposure to Sandy Spring's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Sandy Spring's related companies.
Sandy Spring's stock price is the clearest measure of market expectations about its performance. Without stock valuation, investors cannot independently discern whether Sandy Spring's value is low or high relative to the company's performance and growth projections. Determining the market value of Sandy Spring can be done in different ways, such as multiplying its stock price by its outstanding shares.
A single share of Sandy Spring represents a small ownership stake in the entity. As a stockholder of Sandy, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
There are various types of dividends Sandy Spring can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of Sandy shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from Sandy Spring Bancorp directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When Sandy pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of Sandy Spring by the value of the dividends paid out.
Sandy Spring Growth Indicators
Investing in growth stocks can be very risky. If the company such as Sandy Spring does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
Common Stock Shares Outstanding
45.2 M
Quarterly Earnings Growth Y O Y
-0.219
Forward Price Earnings
13.3511
Sandy Spring Current Valuation Indicators
Sandy Spring's valuation analysis is a process of estimating the intrinsic value of all assets and outstanding equities. There are different methodologies and models we use to develop the final Sandy Spring's valuation. The techniques such as discounted cash flow and fundamental indicators such as book value per share or market capitalization are well known and widely used across most financial advisers and money managers.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as Sandy Spring, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use Sandy Spring's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes Sandy Spring's worth.
Additional Tools for Sandy Stock Analysis
When running Sandy Spring's price analysis, check to measure Sandy Spring's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Sandy Spring is operating at the current time. Most of Sandy Spring's value examination focuses on studying past and present price action to predict the probability of Sandy Spring's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Sandy Spring's price. Additionally, you may evaluate how the addition of Sandy Spring to your portfolios can decrease your overall portfolio volatility.