Sandy Spring Bancorp Stock Analysis

SASR Stock  USD 28.82  0.23  0.79%   
Sandy Spring Bancorp is undervalued with Real Value of 35.08 and Target Price of 37.0. The main objective of Sandy Spring stock analysis is to determine its intrinsic value, which is an estimate of what Sandy Spring Bancorp is worth, separate from its market price. There are two main types of Sandy Spring's stock analysis: fundamental analysis and technical analysis.
The Sandy Spring stock is traded in the USA on NASDAQ Exchange, with the market opening at 09:30:00 and closing at 16:00:00 every Mon,Tue,Wed,Thu,Fri except for officially observed holidays in the USA. Sandy Spring is usually not traded on Thanksgiving Day, Christmas Day, New Year 's Day, National Mourning Day, Dr . Martin Luther King Jr 's Birthday, Washington 's Birthday, Good Friday, Memorial Day, Juneteenth Holiday, Independence Day, Labour Day. Sandy Stock trading window is adjusted to America/New York timezone.
  
Check out World Market Map to better understand how to build diversified portfolios, which includes a position in Sandy Spring Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in state.

Sandy Stock Analysis Notes

About 73.0% of the company shares are owned by institutional investors. The company has price-to-book ratio of 0.83. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. Sandy Spring Bancorp has Price/Earnings To Growth (PEG) ratio of 1.01. The entity last dividend was issued on the 12th of February 2025. The firm had 3:2 split on the 21st of December 2001. Sandy Spring Bancorp, Inc. operates as the bank holding company for Sandy Spring Bank that provides commercial and retail banking, mortgage, private banking, and trust services to individuals and businesses. Sandy Spring Bancorp, Inc. was founded in 1868 and is headquartered in Olney, Maryland. Sandy Spring operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 1084 people. To find out more about Sandy Spring Bancorp contact Daniel Schrider at 301 774 6400 or learn more at https://www.sandyspringbank.com.

Sandy Spring Quarterly Total Revenue

171.05 Million

Sandy Spring Bancorp Investment Alerts

Sandy Spring Bancorp generated a negative expected return over the last 90 days
About 73.0% of the company shares are owned by institutional investors
On 19th of February 2025 Sandy Spring paid $ 0.34 per share dividend to its current shareholders
Latest headline from news.google.com: Sandy Spring Bancorp Coverage Initiated by Analysts at StockNews.com - MarketBeat

Sandy Spring Bancorp Upcoming and Recent Events

18th of April 2024
Upcoming Quarterly Report
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23rd of July 2024
Next Financial Report
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31st of March 2024
Next Fiscal Quarter End
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28th of January 2025
Next Fiscal Year End
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31st of December 2023
Last Quarter Report
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31st of December 2023
Last Financial Announcement
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Sandy Largest EPS Surprises

Earnings surprises can significantly impact Sandy Spring's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
Reported
Fiscal Date
Estimated EPS
Reported EPS
Surprise
2009-04-21
2009-03-310.040.060.0250 
2014-07-17
2014-06-300.390.430.0410 
2014-04-17
2014-03-310.390.430.0410 
View All Earnings Estimates

Sandy Spring Environmental, Social, and Governance (ESG) Scores

Sandy Spring's ESG score is a quantitative measure that evaluates Sandy Spring's performance and commitment regarding environmental, social, and governance (ESG) factors. These scores are becoming increasingly crucial in investment decision-making processes, providing insights into non-financial aspects of Sandy Spring's operations that may have significant financial implications and affect Sandy Spring's stock price as well as guide investors towards more socially responsible investments.

Sandy Stock Institutional Investors

Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
Shares
Magnetar Financial Llc2024-12-31
629.3 K
Goldman Sachs Group Inc2024-12-31
627.2 K
Macquarie Group Ltd2024-12-31
595 K
Wellington Management Company Llp2024-12-31
593.5 K
Northern Trust Corp2024-12-31
508.6 K
Victory Capital Management Inc.2024-12-31
477.1 K
Hotchkis & Wiley Capital Management Llc2024-12-31
428.2 K
Cnh Partners, Llc2024-12-31
400.2 K
Bank Of New York Mellon Corp2024-12-31
399.2 K
Blackrock Inc2024-12-31
4.2 M
Vanguard Group Inc2024-12-31
2.7 M
Note, although Sandy Spring's institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

Sandy Market Capitalization

The company currently falls under 'Mid-Cap' category with a current market capitalization of 1.34 B.

Sandy Profitablity

The company has Profit Margin (PM) of 0.05 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.32 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.32.
Last ReportedProjected for Next Year
Return On Capital Employed 0.05  0.04 
Return On Equity 0.01  0.01 

Management Efficiency

As of 03/25/2025, Return On Tangible Assets is likely to drop to 0. In addition to that, Return On Capital Employed is likely to drop to 0.04. At this time, Sandy Spring's Total Assets are relatively stable compared to the past year. As of 03/25/2025, Other Assets is likely to grow to about 14.3 B, though Non Currrent Assets Other are likely to grow to (1.3 B). Sandy Spring's management efficiency ratios could be used to measure how well Sandy Spring manages its routine affairs as well as how well it operates its assets and liabilities.
Last ReportedProjected for Next Year
Book Value Per Share 34.57  36.30 
Tangible Book Value Per Share 27.03  28.38 
Enterprise Value Over EBITDA 8.87  6.02 
Price Book Value Ratio 0.98  1.78 
Enterprise Value Multiple 8.87  6.02 
Price Fair Value 0.98  1.78 
Enterprise Value1.4 B1.5 B
Leadership at Sandy Spring emphasizes sustainable growth and financial prudence. Our analysis evaluates how these priorities impact the stock's performance in the market.
Dividend Yield
0.0459
Operating Margin
0.319
Profit Margin
0.0508
Forward Dividend Yield
0.0459
Beta
0.939

Technical Drivers

As of the 25th of March, Sandy Spring has the Risk Adjusted Performance of (0.15), variance of 3.66, and Coefficient Of Variation of (581.08). In relation to fundamental indicators, the technical analysis model makes it possible for you to check existing technical drivers of Sandy Spring Bancorp, as well as the relationship between them. Please validate Sandy Spring Bancorp market risk adjusted performance and treynor ratio to decide if Sandy Spring is priced more or less accurately, providing market reflects its prevalent price of 28.82 per share. Given that Sandy Spring Bancorp has information ratio of (0.16), we advise you to double-check Sandy Spring Bancorp's current market performance to make sure the company can sustain itself at a future point.

Sandy Spring Bancorp Price Movement Analysis

Execute Study
The output start index for this execution was thirteen with a total number of output elements of fourty-eight. The Bollinger Bands is very popular indicator that was developed by John Bollinger. It consist of three lines. Sandy Spring middle band is a simple moving average of its typical price. The upper and lower bands are (N) standard deviations above and below the middle band. The bands widen and narrow when the volatility of the price is higher or lower, respectively. The upper and lower bands can also be interpreted as price targets for Sandy Spring Bancorp. When the price bounces off of the lower band and crosses the middle band, then the upper band becomes the price target.

Sandy Spring Bancorp Insider Trading Activities

Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Sandy Spring insiders, such as employees or executives, is commonly permitted as long as it does not rely on Sandy Spring's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Sandy Spring insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
 
O'brien Joseph J Jr 3 days ago
Acquisition by Obrien Joseph J Jr of 2791 shares of Sandy Spring subject to Rule 16b-3
 
O'brien Joseph J Jr over a week ago
Disposition of 1812 shares by Obrien Joseph J Jr of Sandy Spring at 34.58 subject to Rule 16b-3
 
Aaron Kaslow over a week ago
Disposition of 450 shares by Aaron Kaslow of Sandy Spring at 28.59 subject to Rule 16b-3
 
Daniel Schrider over a month ago
Disposition of 325 shares by Daniel Schrider of Sandy Spring at 38.51 subject to Rule 16b-3
 
Caceres R Louis over two months ago
Acquisition by Caceres R Louis of 5977 shares of Sandy Spring subject to Rule 16b-3
 
Aaron Kaslow over two months ago
Disposition of 1989 shares by Aaron Kaslow of Sandy Spring at 34.58 subject to Rule 16b-3
 
Caceres R Louis over two months ago
Disposition of 1487 shares by Caceres R Louis of Sandy Spring at 34.58 subject to Rule 16b-3
 
O'brien Joseph J Jr over three months ago
Disposition of 296 shares by Obrien Joseph J Jr of Sandy Spring at 38.51 subject to Rule 16b-3
 
John Sadowski over three months ago
Disposition of 145 shares by John Sadowski of Sandy Spring at 38.51 subject to Rule 16b-3
 
Daniel Schrider over three months ago
Disposition of 3643 shares by Daniel Schrider of Sandy Spring at 23.18 subject to Rule 16b-3
 
O'brien Joseph J Jr over six months ago
Acquisition by Obrien Joseph J Jr of 6541 shares of Sandy Spring subject to Rule 16b-3
 
Pulford Susan Lynne over six months ago
Disposition of 760 shares by Pulford Susan Lynne of Sandy Spring at 23.18 subject to Rule 16b-3

Sandy Spring Outstanding Bonds

Sandy Spring issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. Sandy Spring Bancorp uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most Sandy bonds can be classified according to their maturity, which is the date when Sandy Spring Bancorp has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.

Sandy Spring Predictive Daily Indicators

Sandy Spring intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Sandy Spring stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.

Sandy Spring Corporate Filings

F4
14th of March 2025
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
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F4
13th of March 2025
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
10K
20th of February 2025
Annual report required by the U.S. Securities and Exchange Commission (SEC) of a company financial performance
ViewVerify
11th of February 2025
Other Reports
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8K
5th of February 2025
Report filed with the SEC to announce major events that shareholders should know about
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8K
28th of January 2025
Report filed with the SEC to announce major events that shareholders should know about
ViewVerify
27th of January 2025
Other Reports
ViewVerify
8K
24th of January 2025
Report filed with the SEC to announce major events that shareholders should know about
ViewVerify

Sandy Spring Forecast Models

Sandy Spring's time-series forecasting models are one of many Sandy Spring's stock analysis techniques aimed at predicting future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary Sandy Spring's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

About Sandy Stock Analysis

Stock analysis is the technique used by a trader or investor to examine and evaluate how Sandy Spring prices is reacting to, or reflecting on a current market direction and economic conditions. It can be used to make informed decisions about market timing, and when buying or selling Sandy shares will generate the highest return on investment. We also built our stock analysis module to help investors to gain an insight into the world economy as a whole, the stock market, thematic ideas. a specific sector, or an individual Stock such as Sandy Spring. By using and applying Sandy Stock analysis, traders can create a robust methodology for identifying Sandy entry and exit points for their positions.
Last ReportedProjected for Next Year
Pretax Profit Margin 0.07  0.07 
Operating Profit Margin 0.96  0.98 
Net Profit Margin 0.03  0.03 

Current Sandy Analysis - Recommendations

We track the performance of the top 100 financial experts across various large and mid-size financial boutiques. Sandy analyst recommendations are determined by taking all analyst recommendations and averaging them as Strong Buy, Buy, Hold, Strong Sell or Sell. There is no one specific way to measure analysis performance other than comparing it to the past results via a very sophisticated attribution analysis. Sandy analyst consensus and target price projections should be used in combination with other traditional techniques such as stock price forecasting, technical analysis, earnings estimate, and various momentum models.
Target PriceAdvice# of Analysts
37.0Hold3Odds
Sandy Spring Bancorp current and past analyst recommendations published by a number of research institutions as well as average analyst consensus.
Most Sandy analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to helps potential investors understand Sandy stock's fair price compared to its market value. Analysts arrive at stock ratings after researching public financial statements of Sandy Spring Bancorp, talking to its executives and customers, or listening to Sandy conference calls.
Sandy Analyst Advice Details

Sandy Stock Analysis Indicators

Sandy Spring Bancorp stock analysis indicators help investors evaluate how Sandy Spring stock reacts to ongoing and evolving market conditions. The investors can use it to make informed decisions about market timing and determine when trading Sandy Spring shares will generate the highest return on investment. By understating and applying Sandy Spring stock analysis, traders can identify Sandy Spring position entry and exit signals to maximize returns.
Begin Period Cash Flow125.2 M
Long Term Debt621.4 M
Common Stock Shares Outstanding45.2 M
Total Stockholder Equity1.6 B
Tax Provision29 M
Quarterly Earnings Growth Y O Y-0.219
Property Plant And Equipment Net56 M
Cash And Short Term Investments80.7 M
Cash519 M
Net Debt102.4 M
50 Day M A32.0908
Other Operating Expenses26.6 M
Non Current Assets Total395.8 M
Forward Price Earnings13.3511
Non Currrent Assets Other-1.4 B
Stock Based CompensationM

Additional Tools for Sandy Stock Analysis

When running Sandy Spring's price analysis, check to measure Sandy Spring's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Sandy Spring is operating at the current time. Most of Sandy Spring's value examination focuses on studying past and present price action to predict the probability of Sandy Spring's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Sandy Spring's price. Additionally, you may evaluate how the addition of Sandy Spring to your portfolios can decrease your overall portfolio volatility.