PNC Financial Valuation

PNC Stock  USD 186.47  0.49  0.26%   
At this time, the company appears to be fairly valued. PNC Financial Services owns a latest Real Value of $193.16 per share. The recent price of the company is $186.47. Our model determines the value of PNC Financial Services from examining the company fundamentals such as return on asset of 0.0106, and Operating Margin of 0.35 % as well as analyzing its technical indicators and probability of bankruptcy.
Fairly Valued
Today
186.47
Please note that PNC Financial's price fluctuation is very steady at this time. Calculation of the real value of PNC Financial Services is based on 3 months time horizon. Increasing PNC Financial's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Since PNC Financial is currently traded on the exchange, buyers and sellers on that exchange determine the market value of PNC Stock. However, PNC Financial's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value.
Historical Market  186.47 Real  193.16 Hype  186.47 Naive  185.44
The real value of PNC Stock, also known as its intrinsic value, is the underlying worth of PNC Financial Services Company, which is reflected in its stock price. It is based on PNC Financial's financial performance, growth prospects, management team, or industry conditions. The intrinsic value of PNC Financial's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, or news.
167.82
Downside
193.16
Real Value
194.39
Upside
Estimating the potential upside or downside of PNC Financial Services helps investors to forecast how PNC stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of PNC Financial more accurately as focusing exclusively on PNC Financial's fundamentals will not take into account other important factors:
Bollinger
Band Projection (param)
LowerMiddle BandUpper
185.18194.83204.47
Details
Hype
Prediction
LowEstimatedHigh
185.24186.47187.70
Details
Potential
Annual Dividend
LowForecastedHigh
3.073.133.20
Details

PNC Financial Total Value Analysis

PNC Financial Services is at this time estimated to have company total value of 137.05 B with market capitalization of 74.02 B, debt of 61.67 B, and cash on hands of 7.03 B. Please note that company total value may be misleading and is a subject to accounting gimmicks. We encourage investors to carefully check all of the PNC Financial fundamentals before making security assessment based on enterprise value of the company
  Takeover PriceMarket CapDebt ObligationsCash
137.05 B
74.02 B
61.67 B
7.03 B

PNC Financial Investor Information

About 85.0% of the company shares are owned by institutional investors. The company has price-to-book ratio of 1.36. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. PNC Financial Services has Price/Earnings To Growth (PEG) ratio of 1.78. The entity recorded earning per share (EPS) of 13.75. The firm last dividend was issued on the 15th of January 2025. PNC Financial had 2:1 split on the 16th of November 1992. PNC Financial Services is not in a good financial situation at this time. It has a very high probability of going through financial hardship in March.

PNC Financial Asset Utilization

The asset utilization indicator refers to the revenue earned for every dollar of assets a company currently reports. PNC Financial has an asset utilization ratio of 3.71 percent. This indicates that the Company is making $0.0371 for each dollar of assets. An increasing asset utilization means that PNC Financial Services is more efficient with each dollar of assets it utilizes for everyday operations.

PNC Financial Ownership Allocation

PNC Financial Services secures a total of 395.94 Million outstanding shares. The majority of PNC Financial Services outstanding shares are owned by institutions. These other corporate entities are usually referred to as non-private investors looking to secure positions in PNC Financial Services to benefit from reduced commissions. Therefore, outside corporations are subject to a different set of regulations than regular investors in PNC Financial Services. Please pay attention to any change in the institutional holdings of PNC Financial as this could imply that something significant has changed or is about to change at the company. Please note that on September 6, 2024, Representative John James of US Congress acquired under $15k worth of PNC Financial Services's common stock.

PNC Financial Profitability Analysis

The company reported the last year's revenue of 20.77 B. Total Income to common stockholders was 5.89 B with profit before taxes, overhead, and interest of 20.77 B.

PNC Financial Past Distributions to stockholders

Please note that valuation analysis is one of the essential comprehensive assessments in business. It evaluates PNC Financial's worth, which you can determine by considering its current assets, liabilities and future cash flows. The investors' valuation analysis is an important metric that will give you a perspective on different companies. It helps you know the worth of the potential investment in PNC Financial and how it compares across the competition.

About PNC Financial Valuation

The stock valuation mechanism determines PNC Financial's current worth on a weekly basis. Our valuation model uses a comparative analysis of PNC Financial. We calculate exposure to PNC Financial's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of PNC Financial's related companies.
The PNC Financial Services Group, Inc. operates as a diversified financial services company in the United States. The company was founded in 1852 and is headquartered in Pittsburgh, Pennsylvania. PNC Bank operates under BanksRegional classification in the United States and is traded on New York Stock Exchange. It employs 59616 people.
PNC Financial's stock price is the clearest measure of market expectations about its performance. Without stock valuation, investors cannot independently discern whether PNC Financial's value is low or high relative to the company's performance and growth projections. Determining the market value of PNC Financial can be done in different ways, such as multiplying its stock price by its outstanding shares.
A single share of PNC Financial represents a small ownership stake in the entity. As a stockholder of PNC, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.

PNC Financial Dividends Analysis For Valuation

There are various types of dividends PNC Financial can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of PNC shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from PNC Financial Services directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When PNC pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of PNC Financial by the value of the dividends paid out.

PNC Financial Growth Indicators

Growth stocks usually refer to those companies expected to grow sales and earnings faster than the market average. Growth stocks typically don't pay dividends, often look expensive, and usually trading at a high P/E ratio. Nevertheless, such valuations could be relatively cheap if the company continues to grow, which will drive the share price up. However, since most investors are paying a high price for a growth stock, based on expectations, if those expectations are not fully realized, growth stocks can see dramatic declines.
Common Stock Shares Outstanding400 M
Quarterly Earnings Growth Y O Y1.038
Forward Price Earnings12.0919

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When running PNC Financial's price analysis, check to measure PNC Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy PNC Financial is operating at the current time. Most of PNC Financial's value examination focuses on studying past and present price action to predict the probability of PNC Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move PNC Financial's price. Additionally, you may evaluate how the addition of PNC Financial to your portfolios can decrease your overall portfolio volatility.
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