PNC Financial Company Insiders

PNC Stock  USD 173.61  0.20  0.12%   
About 95 percent of PNC Financial's insiders are activelly selling. The analysis of insiders' sentiment of trading PNC Financial Services stock suggests that quite a large number of insiders are panicking at this time. PNC Financial employs about 53.7 K people. The company is managed by 49 executives with a total tenure of roughly 270 years, averaging almost 5.0 years of service per executive, having 1095.63 employees per reported executive.
William Demchak  Chairman
Chairman, CEO and President Member of Executive Committee and Member of Risk Committee
Joseph Rockey  President
Executive Vice President Chief Risk Officer

Insider Sentiment 5

 Mostly Selling

 
Selling
 
Buying

Latest Trades

2025-03-14William S DemchakDisposed 1242 @ 171.15View
2025-03-07William S DemchakDisposed 1242 @ 178.83View
2025-02-28William S DemchakDisposed 1242 @ 190.18View
2025-02-24Julie JohnsonDisposed @ 186.68
2025-02-21William S DemchakDisposed 1242 @ 192.45View
2025-02-03Douglas A DachilleAcquired 100 @ 198.13View
2025-01-31William S DemchakDisposed 1242 @ 202.11View
2025-01-24William S DemchakDisposed 1242 @ 196.17View
2025-01-17William S DemchakDisposed 1242 @ 198View
2025-01-10William S DemchakDisposed 1242 @ 192.88View
2025-01-03William S DemchakDisposed 1242 @ 192.15View
2024-12-27William S DemchakDisposed 1242 @ 193.62View
2024-12-20William S DemchakDisposed 1242 @ 189.29View
2024-12-13William S DemchakDisposed 1242 @ 203.06View
2024-12-06William S DemchakDisposed 1242 @ 209.24View
2024-11-29William S DemchakDisposed 1242 @ 216.01View
2024-11-22William S DemchakDisposed 1242 @ 205.98View
2024-11-15William S DemchakDisposed 1242 @ 208.12View
2024-11-11Andrew T FeldsteinDisposed 14509 @ 210.09View
2024-11-01William S DemchakDisposed 1242 @ 189.5View
Monitoring PNC Financial's insider sentiment can offer insights into its future performance, as insiders often have access to more information about their company's operations, financial health, and upcoming initiatives than the general public. However, it's essential to note that insider trading is regulated by securities laws, and insiders are required to disclose their trades publicly to ensure transparency and prevent unfair advantages based on non-public information.

Acquired vs Disposed

Filed vs Not Filed

Insider sentiment refers to the collective sentiment or feeling of PNC Financial's insiders - typically its officers, directors, and beneficial owners holding more than a certain percentage of the company's stock - about the future prospects of PNC Financial Services. This sentiment is often gauged based on the trading activities of these insiders. If insiders are purchasing more shares of their own company, it may be interpreted as a bullish sentiment, indicating that they believe PNC Financial's stock will rise in value. Conversely, if insiders are selling shares, it might be seen as bearish, suggesting they expect the stock price to drop.
  
Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in PNC Financial Services. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in board of governors.

PNC Financial's Workforce Through the Years

Please note that employee historical analysis has become an increasingly important factor for investors assessing the risk associated with PNC Financial's future performance. Based on our forecasts, it is anticipated that PNC will maintain a workforce of about 53690 employees by April 2025.
 
Dot-com Bubble
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid

PNC Financial's latest congressional trading

Congressional trading in companies like PNC Financial Services, is subject to rigorous scrutiny to prevent conflicts of interest and insider trading. This is governed by multiple SEC regulations which were established to foster transparency and deter members of Congress from leveraging non-public information for personal gain. This oversight helps maintain public trust and ensures that investments in PNC Financial by those in governmental positions are based on the same information available to the general public.
2025-03-13Representative Julie JohnsonAcquired Under $15KVerify
2024-12-06Representative Ro KhannaAcquired Under $15KVerify
2024-09-02Representative John JamesAcquired Under $15KVerify
2024-08-19Representative Jared MoskowitzAcquired Under $15KVerify
2024-08-06Representative Jared MoskowitzAcquired Under $15KVerify
2023-10-20Senator Pete RickettsAcquired $50K to $100KVerify
2023-09-22Senator Dan SullivanAcquired Under $15KVerify
2023-09-17Senator Dan SullivanAcquired Under $15KVerify
2018-10-30Representative Lois FrankelAcquired Under $15KVerify

PNC Financial Management Team Effectiveness

The company has Return on Asset of 0.0106 % which means that on every $100 spent on assets, it made $0.0106 of profit. This is way below average. In the same way, it shows a return on shareholders' equity (ROE) of 0.1127 %, implying that it generated $0.1127 on every 100 dollars invested. PNC Financial's management efficiency ratios could be used to measure how well PNC Financial manages its routine affairs as well as how well it operates its assets and liabilities. The current year's Return On Equity is expected to grow to 0.13, whereas Return On Tangible Assets are forecasted to decline to 0.01. At present, PNC Financial's Non Current Assets Total are projected to increase significantly based on the last few years of reporting. The current year's Non Currrent Assets Other is expected to grow to about 565.4 B, whereas Total Current Assets are forecasted to decline to about 6.6 B.
As of March 23, 2025, Common Stock Shares Outstanding is expected to decline to about 379 M. In addition to that, Net Income Applicable To Common Shares is expected to decline to about 3.4 B

PNC Financial Workforce Comparison

PNC Financial Services is regarded second in number of employees category among its peers. The total workforce of Financials industry is at this time estimated at about 274,098. PNC Financial retains roughly 53,686 in number of employees claiming about 20% of equities under Financials industry.

PNC Financial Profit Margins

The company has Net Profit Margin of 0.28 %, which implies that it may need a different competitive strategy as even a very small decline in it revenue may erase profits and result in a net loss. This is way below average. In the same way, it shows Net Operating Margin of 0.35 %, which entails that for every 100 dollars of revenue, it generated $0.35 of operating income.
Current ValueLast YearChange From Last Year 10 Year Trend
Net Profit Margin0.190.2836
Way Down
Slightly volatile
Operating Profit Margin0.250.3487
Way Down
Very volatile
Pretax Profit Margin0.250.3487
Way Down
Very volatile
Return On Assets0.00940.0105
Moderately Down
Very volatile
Return On Equity0.130.1082
Fairly Up
Slightly volatile

PNC Financial Insider Trading History

Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific PNC Financial insiders, such as employees or executives, is commonly permitted as long as it does not rely on PNC Financial's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases, PNC Financial insiders must file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid
Buy/Sell Ratio# Purchases Trades# Sales TradesTotal Shares PurchasedTotal Shares Sold
2025-03-01
0.8571
18
21
 21,201 
 15,237 
2024-12-01
0.381
8
21
 799.00 
 54,502 
2024-09-01
0.4706
8
17
 2,323 
 29,954 
2024-06-01
3.1667
19
6
 12,723 
 3,280 
2024-03-01
1.0508
62
59
 217,793 
 92,006 
2023-12-01
4.0
8
2
 1,198 
 2,283 
2023-09-01
9.0
9
1
 6,045 
 4,250 
2023-06-01
23.0
23
1
 18,950 
 4,286 
2023-03-01
1.0741
58
54
 213,160 
 92,392 
2022-12-01
2.25
9
4
 1,295 
 4,453 
2022-09-01
5.0
15
3
 3,230 
 3,663 
2022-06-01
13.5
27
2
 14,420 
 1,257 
2022-03-01
1.037
56
54
 254,155 
 117,410 
2021-12-01
0.4444
8
18
 823.00 
 16,101 
2021-09-01
1.0
8
8
 1,141 
 5,250 
2021-06-01
2.8571
20
7
 10,705 
 1,676 
2021-03-01
0.9054
67
74
 235,086 
 3,889,082 
2020-12-01
1.4
7
5
 1,300 
 1,400 
2020-09-01
3.5
7
2
 1,885 
 0.00 
2020-03-01
1.2188
78
64
 296,489 
 121,632 
2019-12-01
0.75
12
16
 23,259 
 210,145 
2019-09-01
0.7059
12
17
 112,234 
 343,359 
2019-06-01
10.5
21
2
 20,150 
 12,000 
2019-03-01
0.8864
78
88
 384,053 
 219,461 
2018-12-01
3.3333
10
3
 10,802 
 9,983 
2018-09-01
0.4
2
5
 25,410 
 83,667 
2018-03-01
1.0588
72
68
 264,388 
 122,338 
2017-12-01
0.7727
17
22
 121,745 
 258,790 
2017-09-01
1.4286
10
7
 26,577 
 54,314 
2017-06-01
5.5
22
4
 18,235 
 4,888 
2017-03-01
0.9865
73
74
 596,811 
 667,317 
2016-12-01
0.8
20
25
 392,637 
 735,917 
2016-09-01
2.2
11
5
 36,935 
 68,581 
2016-06-01
3.125
25
8
 36,985 
 39,497 
2016-03-01
1.0139
73
72
 277,047 
 121,174 
2015-12-01
2.6667
8
3
 1,894 
 995.00 
2015-09-01
2.3333
7
3
 1,818 
 1,233 
2015-06-01
2.0
24
12
 141,739 
 214,278 
2015-03-01
0.8764
78
89
 474,102 
 466,728 
2014-12-01
0.9286
13
14
 216,529 
 440,627 
2014-09-01
2.4
12
5
 42,619 
 40,520 
2014-06-01
2.0
28
14
 187,163 
 335,682 
2014-03-01
0.798
79
99
 632,877 
 688,213 
2013-12-01
1.0
22
22
 271,954 
 542,704 
2013-09-01
0.6071
17
28
 287,546 
 609,190 
2013-06-01
0.8163
40
49
 991,081 
 1,915,932 
2013-03-01
0.7935
73
92
 368,224 
 335,270 
2012-12-01
0.7143
5
7
 6,611 
 20,088 
2012-09-01
0.5714
12
21
 45,959 
 99,653 
2012-06-01
0.7568
28
37
 225,117 
 441,056 
2012-03-01
1.2769
83
65
 2,083,711 
 1,304,827 
2011-12-01
0.4348
10
23
 80,584 
 264,086 
2011-09-01
2.6
26
10
 127,336 
 208,459 
2011-06-01
8.2
41
5
 35,235 
 24,952 
2011-03-01
2.1351
79
37
 322,415 
 469,862 
2010-12-01
11.3333
68
6
 3,275 
 3,442 
2010-09-01
7.0
63
9
 3,240 
 123,139 
2010-06-01
10.6667
96
9
 599,575 
 57,456 
2010-03-01
4.6154
120
26
 440,964 
 51,564 
2009-12-01
9.9167
119
12
 150,511 
 28,330 
2009-09-01
4.1818
92
22
 35,350 
 144,991 
2009-06-01
30.6667
92
3
 50,143 
 3,138 
2009-03-01
4.0303
133
33
 1,462,386 
 197,039 
2008-12-01
9.5
76
8
 19,345 
 25,106 
2008-09-01
1.6818
111
66
 1,422,059 
 1,003,730 
2008-06-01
0.4391
101
230
 211,325 
 294,675 
2008-03-01
4.0667
122
30
 877,000 
 143,816 
2007-12-01
1.5283
81
53
 181,279 
 267,591 
2007-09-01
8.3
83
10
 119,472 
 114,625 
2007-06-01
1.5714
110
70
 699,399 
 857,412 
2007-03-01
0.5142
145
282
 1,388,094 
 979,310 
2006-12-01
0.4531
111
245
 769,643 
 1,285,500 
2006-09-01
1.1695
69
59
 302,820 
 419,807 
2006-06-01
36.5
73
2
 26,405 
 1,000.00 
2006-03-01
0.5993
160
267
 2,329,504 
 1,657,807 
2005-12-01
5.7727
127
22
 138,385 
 185,507 
2005-09-01
9.7273
107
11
 88,726 
 77,981 
2005-06-01
9.6429
135
14
 274,343 
 221,911 
2005-03-01
10.5
126
12
 1,058,278 
 135,586 
2004-12-01
7.6364
84
11
 116,419 
 148,385 
2004-09-01
9.6667
87
9
 150,575 
 161,316 
2004-06-01
7.8824
134
17
 280,011 
 113,713 
2004-03-01
2.0938
134
64
 1,238,798 
 502,886 
2003-12-01
1.1452
71
62
 194,062 
 457,092 
2003-09-01
57.0
57
1
 12,727 
 25.00 
2003-06-01
34.5
69
2
 68,048 
 31,667 
2003-03-01
3.0
3
1
 692.00 
 5,000 

PNC Financial Notable Stakeholders

A PNC Financial stakeholder refers to an individual interested in an outcome of the business. Different stakeholders have different interests, and companies such as PNC Financial often face trade-offs trying to please all of them. PNC Financial's stakeholders can have a positive or negative influence on the entity's direction, and there are a lot of executives involved in getting PNC Financial's stock to the level that pleases all shareholders. Keeping track of the stakeholders is a great way to stay on top of things affecting its ongoing price.
William DemchakChairman, CEO and President Member of Executive Committee and Member of Risk CommitteeProfile
Joseph RockeyExecutive Vice President Chief Risk OfficerProfile
Richard BynumExecutive Vice President, Chief Corporate Responsibility OfficerProfile
Michael LittleSenior PresidentProfile
Steven WykExecutive Vice President, Head - Technology and InnovationProfile
Gregory KozichSenior Vice President ControllerProfile
Stacy JuchnoExecutive Vice President General AuditorProfile
Carole BrownExecutive Vice President, Head of Asset Management GroupProfile
Ganesh KrishnanExecutive Vice President, Enterprise Chief Information OfficerProfile
Vicki HennChief Human Resource Officer, Executive Vice PresidentProfile
Michael LyonsExecutive Vice President, Head of Corporate and Institutional Banking, Head - Asset Management GroupProfile
Bryan GillExecutive Vice President Director of Investor RelationsProfile
Deborah GuildExecutive Vice President, Chief Information Security Officer, Head of Enterprise TechnologyProfile
David BentzingerSenior PresidentProfile
Gregory JordanExecutive Vice President, Chief Administrative Officer, General Counsel, Head of Regulatory and Government AffairsProfile
Michael HannonExecutive Vice President Chief Credit OfficerProfile
Karen LarrimerExecutive Vice President, Chief Customer Officer, Head - Retail BankingProfile
Jeffrey FisherSenior PresidentProfile
Robert ReillyChief Financial Officer, Executive Vice PresidentProfile
E ParsleyChief Operating Officer, Executive Vice PresidentProfile
William IIIExecutive COOProfile
Alexander OverstromEVP BankingProfile
Gregory EsqGeneral EVPProfile
Andrew FeldsteinLead Independent DirectorProfile
Linda MedlerIndependent DirectorProfile
Richard HarshmanIndependent DirectorProfile
Daniel HesseIndependent DirectorProfile
Charles BunchIndependent DirectorProfile
Joseph AlvaradoIndependent DirectorProfile
Marjorie CheshireIndependent DirectorProfile
David CohenIndependent DirectorProfile
Michael WardIndependent DirectorProfile
Debra CafaroIndependent DirectorProfile
Toni TownesWhitleyIndependent DirectorProfile
Martin PfinsgraffIndependent DirectorProfile
Donald HeberleHead ManagementProfile
Bryan SaleskyIndependent DirectorProfile
Dennis MagulickSenior BankingProfile
Kathleen DAppoloniaSenior InclusionProfile
Jennifer HareHead StateProfile
Scott KowalskiHead MichiganProfile
Robert NiblockIndependent DirectorProfile
Amanda RosseterChief Communications OfficerProfile
Jenn GarbachChief OfficerProfile
Louis CestelloHead PennsylvaniaProfile
Kieran FallonExecutive Vice President Chief Risk OfficerProfile
Augustine FaucherSenior EconomistProfile
Laura LongGeneral OfficerProfile
Wayne HunleyExecutive CProfile

About PNC Financial Management Performance

The success or failure of an entity such as PNC Financial Services often depends on how effective the management is. PNC Financial management team is responsible for propelling the future growth in the right direction and administering and controlling the business activities and accounting for the results. Ineffective management usually contributes to failure in the company's future performance for all stakeholders equally, but most importantly, for investors. So it is important to measure the effectiveness of PNC management before purchasing its stock. In many ways, it's all about finding the answer to one important question - Are they doing the right thing right now? How would we assess whether the PNC management is utilizing all available resources in the best possible way? Also, how well is the company doing relative to others in its sector and the market as a whole? The answer can be found by analyzing a few important fundamental indicators such as return on assets and return on equity.
Last ReportedProjected for Next Year
Return On Tangible Assets 0.01  0.01 
Return On Capital Employed 0.01  0.01 
Return On Assets 0.01  0.01 
Return On Equity 0.11  0.13 
Please note, the presentation of PNC Financial's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, PNC Financial's management is honest, while the outside auditors are strict and uncompromising. Please utilize our Beneish M Score to check the likelihood of PNC Financial's management manipulating its earnings.

PNC Financial Workforce Analysis

Traditionally, organizations such as PNC Financial use manpower efficiency calculations for various incentive schemes, employee appraisal, or as an initiative to improve the processes. However, it can also be used by investors to make long-term investment decisions. The trends in the profit per employee or revenue per employee are measured by net income or revenue divided by the current number of full-time employees over a given time interval. Because workforce needs differ across sectors, these ratios could be used to compare PNC Financial within its industry.

PNC Financial Manpower Efficiency

Return on PNC Financial Manpower

Revenue Per Employee386.8K
Revenue Per Executive423.8M
Net Income Per Employee110.9K
Net Income Per Executive121.5M

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When running PNC Financial's price analysis, check to measure PNC Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy PNC Financial is operating at the current time. Most of PNC Financial's value examination focuses on studying past and present price action to predict the probability of PNC Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move PNC Financial's price. Additionally, you may evaluate how the addition of PNC Financial to your portfolios can decrease your overall portfolio volatility.
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