Pnc Financial Services Stock Analysis

PNC Stock  USD 176.87  3.26  1.88%   
PNC Financial Services is undervalued with Real Value of 185.7 and Target Price of 218.82. The main objective of PNC Financial stock analysis is to determine its intrinsic value, which is an estimate of what PNC Financial Services is worth, separate from its market price. There are two main types of PNC Financial's stock analysis: fundamental analysis and technical analysis.
The PNC Financial stock is traded in the USA on New York Stock Exchange, with the market opening at 09:30:00 and closing at 16:00:00 every Mon,Tue,Wed,Thu,Fri except for officially observed holidays in the USA. Here, you can get updates on important government artifacts, including earning estimates, SEC corporate filings, announcements, and PNC Financial's ongoing operational relationships across important fundamental and technical indicators.
  
Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in PNC Financial Services. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in board of governors.

PNC Stock Analysis Notes

About 85.0% of the company shares are owned by institutional investors. The company has price-to-book ratio of 1.26. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. PNC Financial Services has Price/Earnings To Growth (PEG) ratio of 1.65. The entity recorded earning per share (EPS) of 13.73. The firm last dividend was issued on the 15th of January 2025. PNC Financial had 2:1 split on the 16th of November 1992. The PNC Financial Services Group, Inc. operates as a diversified financial services company in the United States. The company was founded in 1852 and is headquartered in Pittsburgh, Pennsylvania. PNC Bank operates under BanksRegional classification in the United States and is traded on New York Stock Exchange. It employs 59616 people. To find out more about PNC Financial Services contact William Demchak at 888 762 2265 or learn more at https://www.pnc.com.

PNC Financial Services Investment Alerts

Many investors view ongoing market volatility as an opportunity to purchase more stocks at a favorable price or short it to generate a bearish trend profit opportunity. If you are one of those investors, make sure you clearly understand the position you are entering. PNC Financial's investment alerts are automatically generated signals that are significant enough to either complement your investing judgment regarding PNC Financial Services or challenge it. These alerts can help you understand what you are buying and avoid costly mistakes.
PNC Financial generated a negative expected return over the last 90 days
Over 85.0% of the company shares are owned by institutional investors
On 5th of February 2025 PNC Financial paid $ 1.6 per share dividend to its current shareholders
Latest headline from thelincolnianonline.com: Disposition of 1242 shares by William Demchak of PNC Financial at 172.0 subject to Rule 16b-3

PNC Financial Services Upcoming and Recent Events

Every quarterly earnings report provides investors with three things: an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to PNC Financial previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
12th of April 2024
Upcoming Quarterly Report
View
16th of July 2024
Next Financial Report
View
31st of March 2024
Next Fiscal Quarter End
View
21st of January 2025
Next Fiscal Year End
View
31st of December 2023
Last Quarter Report
View
31st of December 2023
Last Financial Announcement
View

PNC Largest EPS Surprises

Earnings surprises can significantly impact PNC Financial's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
Reported
Fiscal Date
Estimated EPS
Reported EPS
Surprise
2004-10-20
2004-09-301.030.91-0.1211 
2013-10-16
2013-09-301.621.790.1710 
2008-10-16
2008-09-300.880.71-0.1719 
View All Earnings Estimates

PNC Financial Environmental, Social, and Governance (ESG) Scores

PNC Financial's ESG score is a quantitative measure that evaluates PNC Financial's performance and commitment regarding environmental, social, and governance (ESG) factors. These scores are becoming increasingly crucial in investment decision-making processes, providing insights into non-financial aspects of PNC Financial's operations that may have significant financial implications and affect PNC Financial's stock price as well as guide investors towards more socially responsible investments.

PNC Financial Thematic Classifications

In addition to having PNC Financial stock in your portfolios, you can add positions using our predefined set of ideas and optimize them against your very unique investing style. A single investing idea is a collection of funds, stocks, ETFs, or cryptocurrencies that are programmatically selected from a pull of investment themes. After you determine your favorite investment opportunity, you can then obtain an optimal portfolio that will maximize potential returns on the chosen idea or minimize its exposure to market volatility. If you are a result-oriented investor, you can benefit from optimizing one of our existing themes to build an efficient portfolio against your specific investing outlook.
FinTech Idea
FinTech
A collection of large financial service, investment, and banking companies
Momentum Idea
Momentum
Macroaxis long run momentum stocks

PNC Stock Institutional Investors

Shares
Norges Bank2024-12-31
M
Amvescap Plc.2024-12-31
5.3 M
Aristotle Capital Management Llc2024-12-31
M
Ameriprise Financial Inc2024-12-31
4.8 M
Northern Trust Corp2024-12-31
4.7 M
Morgan Stanley - Brokerage Accounts2024-12-31
4.4 M
Bank Of New York Mellon Corp2024-12-31
3.9 M
Royal Bank Of Canada2024-12-31
3.6 M
Ubs Asset Mgmt Americas Inc2024-12-31
3.3 M
Vanguard Group Inc2024-12-31
37.7 M
Blackrock Inc2024-12-31
32.9 M
Note, although PNC Financial's institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

PNC Market Capitalization

The company currently falls under 'Large-Cap' category with a total capitalization of 69.87 B.

PNC Profitablity

The company has Net Profit Margin of 0.28 %, which implies that it may need a different competitive strategy as even a very small decline in it revenue may erase profits and result in a net loss. This is way below average. In the same way, it shows Net Operating Margin of 0.35 %, which entails that for every 100 dollars of revenue, it generated $0.35 of operating income.
Last ReportedProjected for Next Year
Return On Tangible Assets 0.01  0.01 
Return On Capital Employed 0.01  0.01 
Return On Assets 0.01  0.01 
Return On Equity 0.11  0.13 

Management Efficiency

PNC Financial Services has Return on Asset of 0.0106 % which means that on every $100 spent on assets, it made $0.0106 of profit. This is way below average. In the same way, it shows a return on shareholders' equity (ROE) of 0.1127 %, implying that it generated $0.1127 on every 100 dollars invested. PNC Financial's management efficiency ratios could be used to measure how well PNC Financial manages its routine affairs as well as how well it operates its assets and liabilities. The current year's Return On Equity is expected to grow to 0.13, whereas Return On Tangible Assets are forecasted to decline to 0.01. At present, PNC Financial's Non Current Assets Total are projected to increase significantly based on the last few years of reporting. The current year's Non Currrent Assets Other is expected to grow to about 565.4 B, whereas Total Current Assets are forecasted to decline to about 6.6 B.
Last ReportedProjected for Next Year
Book Value Per Share 136.51  91.18 
Tangible Book Value Per Share 99.81  78.68 
Enterprise Value Over EBITDA 1.74  1.66 
Price Book Value Ratio 1.41  1.75 
Enterprise Value Multiple 1.74  1.66 
Price Fair Value 1.41  1.75 
Enterprise Value22.5 B23.6 B
Leadership effectiveness at PNC Financial Services is a strong indicator of its financial stability. We analyze various metrics to provide insights into the stock's investment viability.
Dividend Yield
0.0363
Operating Margin
0.3521
Profit Margin
0.2836
Forward Dividend Yield
0.0363
Beta
1.127

Technical Drivers

As of the 25th of March, PNC Financial owns the market risk adjusted performance of 1.75, and Coefficient Of Variation of (701.69). In relation to fundamental indicators, the technical analysis model allows you to check practical technical drivers of PNC Financial Services, as well as the relationship between them.

PNC Financial Services Price Movement Analysis

Execute Study
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PNC Financial Services Insider Trading Activities

Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific PNC Financial insiders, such as employees or executives, is commonly permitted as long as it does not rely on PNC Financial's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases PNC Financial insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
 
William Demchak over a month ago
Disposition of 1242 shares by William Demchak of PNC Financial at 196.17 subject to Rule 16b-3
 
William Demchak over six months ago
Disposition of 1242 shares by William Demchak of PNC Financial at 183.17 subject to Rule 16b-3
 
William Demchak over six months ago
Disposition of 1242 shares by William Demchak of PNC Financial at 176.15 subject to Rule 16b-3
 
William Demchak over six months ago
Disposition of 1242 shares by William Demchak of PNC Financial at 171.8 subject to Rule 16b-3
 
William Demchak over six months ago
Disposition of 1242 shares by William Demchak of PNC Financial at 170.11 subject to Rule 16b-3
 
William Demchak over six months ago
Disposition of 1242 shares by William Demchak of PNC Financial at 173.82 subject to Rule 16b-3
 
Novosel Stephanie over six months ago
Discretionary transaction by Novosel Stephanie of 1801 shares of PNC Financial subject to Rule 16b-3
 
William Demchak over six months ago
Disposition of 1242 shares by William Demchak of PNC Financial at 180.48 subject to Rule 16b-3
 
Louis Cestello over six months ago
Disposition of tradable shares by Louis Cestello of PNC Financial subject to Rule 16b-3
 
William Demchak over six months ago
Disposition of 641 shares by William Demchak of PNC Financial at 150.07 subject to Rule 16b-3
 
Debra Cafaro over six months ago
Acquisition by Debra Cafaro of 1075 shares of PNC Financial subject to Rule 16b-3
 
Overstrom Alexander E. C. over six months ago
Disposition of 507 shares by Overstrom Alexander E. C. of PNC Financial at 152.3 subject to Rule 16b-3

PNC Financial Outstanding Bonds

PNC Financial issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. PNC Financial Services uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most PNC bonds can be classified according to their maturity, which is the date when PNC Financial Services has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.

PNC Financial Predictive Daily Indicators

PNC Financial intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of PNC Financial stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.

PNC Financial Corporate Filings

F4
24th of March 2025
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
F4
17th of March 2025
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
12th of March 2025
Other Reports
ViewVerify
F4
11th of March 2025
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
3rd of March 2025
Other Reports
ViewVerify
F4
24th of February 2025
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
10K
21st of February 2025
Annual report required by the U.S. Securities and Exchange Commission (SEC) of a company financial performance
ViewVerify
F4
19th of February 2025
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify

PNC Financial Forecast Models

PNC Financial's time-series forecasting models are one of many PNC Financial's stock analysis techniques aimed at predicting future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary PNC Financial's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

About PNC Stock Analysis

Stock analysis is the technique used by a trader or investor to examine and evaluate how PNC Financial prices is reacting to, or reflecting on a current market direction and economic conditions. It can be used to make informed decisions about market timing, and when buying or selling PNC shares will generate the highest return on investment. We also built our stock analysis module to help investors to gain an insight into the world economy as a whole, the stock market, thematic ideas. a specific sector, or an individual Stock such as PNC Financial. By using and applying PNC Stock analysis, traders can create a robust methodology for identifying PNC entry and exit points for their positions.
Last ReportedProjected for Next Year
Pretax Profit Margin 0.35  0.25 
Operating Profit Margin 0.35  0.25 
Net Profit Margin 0.28  0.19 

Current PNC Analysis - Recommendations

We track the performance of the top 100 financial experts across various large and mid-size financial boutiques. PNC analyst recommendations are determined by taking all analyst recommendations and averaging them as Strong Buy, Buy, Hold, Strong Sell or Sell. There is no one specific way to measure analysis performance other than comparing it to the past results via a very sophisticated attribution analysis. PNC analyst consensus and target price projections should be used in combination with other traditional techniques such as stock price forecasting, technical analysis, earnings estimate, and various momentum models.
Target PriceAdvice# of Analysts
218.82Buy24Odds
PNC Financial Services current and past analyst recommendations published by a number of research institutions as well as average analyst consensus.
Most PNC analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to helps potential investors understand PNC stock's fair price compared to its market value. Analysts arrive at stock ratings after researching public financial statements of PNC Financial Services, talking to its executives and customers, or listening to PNC conference calls.
PNC Analyst Advice Details

PNC Stock Analysis Indicators

PNC Financial Services stock analysis indicators help investors evaluate how PNC Financial stock reacts to ongoing and evolving market conditions. The investors can use it to make informed decisions about market timing and determine when trading PNC Financial shares will generate the highest return on investment. By understating and applying PNC Financial stock analysis, traders can identify PNC Financial position entry and exit signals to maximize returns.
Begin Period Cash Flow50.7 B
Long Term Debt61.7 B
Common Stock Shares Outstanding400 M
Total Stockholder Equity54.4 B
Tax Provision1.3 B
Quarterly Earnings Growth Y O Y1.038
Cash And Short Term Investments6.9 B
Cash6.9 B
Net Debt54.8 B
50 Day M A189.5526
Total Current Liabilities16.4 B
Other Operating Expenses13.5 B
Non Current Assets Total553.1 B
Forward Price Earnings11.2233
Non Currrent Assets Other538.5 B

Complementary Tools for PNC Stock analysis

When running PNC Financial's price analysis, check to measure PNC Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy PNC Financial is operating at the current time. Most of PNC Financial's value examination focuses on studying past and present price action to predict the probability of PNC Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move PNC Financial's price. Additionally, you may evaluate how the addition of PNC Financial to your portfolios can decrease your overall portfolio volatility.
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