Principal Financial Valuation
| PFG Stock | USD 85.25 1.99 2.39% |
At this time, the company appears to be fairly valued. Principal Financial holds a recent Real Value of $83.6 per share. The prevailing price of the company is $85.25. Our model determines the value of Principal Financial from analyzing the company fundamentals such as Return On Equity of 0.14, shares outstanding of 225.57 M, and Operating Margin of 0.23 % as well as examining its technical indicators and probability of bankruptcy.
Fairly Valued
Today
Please note that Principal Financial's price fluctuation is very steady at this time. Calculation of the real value of Principal Financial is based on 3 months time horizon. Increasing Principal Financial's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
The fair value of the Principal stock is determined by what a typical buyer is willing to pay for full or partial control of Principal Financial Group. Since Principal Financial is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Principal Stock. However, Principal Financial's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 85.25 | Real 83.6 | Hype 85.25 |
The real value of Principal Stock, also known as its intrinsic value, is the underlying worth of Principal Financial Company, which is reflected in its stock price. It is based on Principal Financial's financial performance, growth prospects, management team, or industry conditions. The intrinsic value of Principal Financial's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, or news.
Estimating the potential upside or downside of Principal Financial Group helps investors to forecast how Principal stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Principal Financial more accurately as focusing exclusively on Principal Financial's fundamentals will not take into account other important factors: Principal Financial Total Value Analysis
Principal Financial Group is at this time forecasted to have company total value of 18.68 B with market capitalization of 18.78 B, debt of 4.11 B, and cash on hands of 3.68 B. Please note that company total value may be misleading and is a subject to accounting gimmicks. We encourage investors to carefully check all of the Principal Financial fundamentals before making security assessment based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
18.68 B | 18.78 B | 4.11 B | 3.68 B |
Principal Financial Investor Information
About 74.0% of the company shares are owned by institutional investors. The company has price-to-book ratio of 1.69. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. Principal Financial has Price/Earnings To Growth (PEG) ratio of 1.5. The entity recorded earning per share (EPS) of 6.68. The firm last dividend was issued on the 12th of March 2025. Principal Financial Group is not in a good financial situation at the present time. It has a very high chance of going through financial crunch in April.Principal Financial Asset Utilization
The concept of asset utilization usually refers to the revenue earned for every dollar of assets a company currently reports. The current return on assets of Principal implies not a very effective usage of assets in March.Principal Financial Ownership Allocation
Principal Financial owns a total of 225.57 Million outstanding shares. The majority of Principal Financial Group outstanding shares are owned by third-party entities. These institutional holders are usually referred to as non-private investors looking to secure positions in Principal Financial to benefit from reduced commissions. Consequently, institutional investors are subject to a different set of regulations than regular investors in Principal Financial. Please pay attention to any change in the institutional holdings of Principal Financial as this could imply that something significant has changed or is about to change at the company. Please note that no matter how many assets the company maintains, if the real value of the company is less than the current market value, you may not be able to make money on it.Principal Financial Profitability Analysis
The company reported the last year's revenue of 16.13 B. Total Income to common stockholders was 1.6 B with profit before taxes, overhead, and interest of 7.28 B.Principal Financial Past Distributions to stockholders
| 18th of December 2024 | ||
| 27th of September 2024 | ||
| 27th of June 2024 | ||
| 28th of March 2024 | ||
| 12th of March 2024 | ||
| 20th of December 2023 | ||
| 29th of September 2023 | ||
| 30th of June 2023 | ||
| 31st of March 2023 | ||
| 29th of March 2023 |
Please note that valuation analysis is one of the essential comprehensive assessments in business. It evaluates Principal Financial's worth, which you can determine by considering its current assets, liabilities and future cash flows. The investors' valuation analysis is an important metric that will give you a perspective on different companies. It helps you know the worth of the potential investment in Principal Financial and how it compares across the competition.
About Principal Financial Valuation
The stock valuation mechanism determines Principal Financial's current worth on a weekly basis. Our valuation model uses a comparative analysis of Principal Financial. We calculate exposure to Principal Financial's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Principal Financial's related companies.Principal Financial Group, Inc. provides retirement, asset management, and insurance products and services to businesses, individuals, and institutional clients worldwide. Principal Financial Group, Inc. was founded in 1879 and is based in Des Moines, Iowa. Principal Financial operates under Asset Management classification in the United States and is traded on NASDAQ Exchange. It employs 18600 people.
A single share of Principal Financial represents a small ownership stake in the entity. As a stockholder of Principal, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
Principal Financial Dividends Analysis For Valuation
There are various types of dividends Principal Financial can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of Principal shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from Principal Financial Group directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When Principal pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of Principal Financial by the value of the dividends paid out.
Principal Financial Growth Indicators
Investing in growth stocks can be very risky. If the company such as Principal Financial does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
| Common Stock Shares Outstanding | 235.3 M | |
| Quarterly Earnings Growth Y O Y | -0.057 | |
| Forward Price Earnings | 10 |
Complementary Tools for Principal Stock analysis
When running Principal Financial's price analysis, check to measure Principal Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Principal Financial is operating at the current time. Most of Principal Financial's value examination focuses on studying past and present price action to predict the probability of Principal Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Principal Financial's price. Additionally, you may evaluate how the addition of Principal Financial to your portfolios can decrease your overall portfolio volatility.
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