Principal Financial Group Stock Analysis

PFG Stock  USD 87.09  0.19  0.22%   
Principal Financial Group is overvalued with Real Value of 80.69 and Target Price of 75.62. The main objective of Principal Financial stock analysis is to determine its intrinsic value, which is an estimate of what Principal Financial Group is worth, separate from its market price. There are two main types of Principal Financial's stock analysis: fundamental analysis and technical analysis.
The Principal Financial stock is traded in the USA on NASDAQ Exchange, with the market opening at 09:30:00 and closing at 16:00:00 every Mon,Tue,Wed,Thu,Fri except for officially observed holidays in the USA. Here, you can get updates on important government artifacts, including earning estimates, SEC corporate filings, announcements, and Principal Financial's ongoing operational relationships across important fundamental and technical indicators.
  
Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in Principal Financial Group. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in census.

Principal Stock Analysis Notes

About 73.0% of the company shares are owned by institutional investors. The company has price-to-book ratio of 1.77. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. Principal Financial has Price/Earnings To Growth (PEG) ratio of 1.5. The entity recorded a loss per share of 0.74. The firm last dividend was issued on the 2nd of December 2024. Principal Financial Group, Inc. provides retirement, asset management, and insurance products and services to businesses, individuals, and institutional clients worldwide. Principal Financial Group, Inc. was founded in 1879 and is based in Des Moines, Iowa. Principal Financial operates under Asset Management classification in the United States and is traded on NASDAQ Exchange. It employs 18600 people. To find out more about Principal Financial Group contact Daniel Houston at 515 247 5111 or learn more at https://www.principal.com.

Principal Financial Quarterly Total Revenue

3.01 Billion

Principal Financial Investment Alerts

About 73.0% of the company shares are owned by institutional investors
Latest headline from kalkinemedia.com: Principal Financial Groups Dividend Growth and Analyst Views

Principal Financial Upcoming and Recent Events

12th of February 2024
Upcoming Quarterly Report
View
25th of April 2024
Next Financial Report
View
31st of December 2023
Next Fiscal Quarter End
View
12th of February 2024
Next Fiscal Year End
View
30th of September 2023
Last Quarter Report
View
31st of December 2022
Last Financial Announcement
View

Principal Largest EPS Surprises

Earnings surprises can significantly impact Principal Financial's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
Reported
Fiscal Date
Estimated EPS
Reported EPS
Surprise
2002-11-06
2002-09-300.520.580.0611 
2010-08-02
2010-06-300.660.59-0.0710 
2013-01-31
2012-12-310.740.820.0810 
View All Earnings Estimates

Principal Financial Environmental, Social, and Governance (ESG) Scores

Principal Financial's ESG score is a quantitative measure that evaluates Principal Financial's performance and commitment regarding environmental, social, and governance (ESG) factors. These scores are becoming increasingly crucial in investment decision-making processes, providing insights into non-financial aspects of Principal Financial's operations that may have significant financial implications and affect Principal Financial's stock price as well as guide investors towards more socially responsible investments.

Principal Financial Thematic Classifications

In addition to having Principal Financial stock in your portfolios, you can add positions using our predefined set of ideas and optimize them against your very unique investing style. A single investing idea is a collection of funds, stocks, ETFs, or cryptocurrencies that are programmatically selected from a pull of investment themes. After you determine your favorite investment opportunity, you can then obtain an optimal portfolio that will maximize potential returns on the chosen idea or minimize its exposure to market volatility. If you are a result-oriented investor, you can benefit from optimizing one of our existing themes to build an efficient portfolio against your specific investing outlook.
FinTech Idea
FinTech
A collection of large financial service, investment, and banking companies

Principal Stock Institutional Investors

Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
Shares
Norges Bank2024-06-30
3.3 M
Morgan Stanley - Brokerage Accounts2024-09-30
2.9 M
Jpmorgan Chase & Co2024-09-30
2.4 M
Legal & General Group Plc2024-09-30
2.1 M
Bank Of New York Mellon Corp2024-09-30
1.9 M
Goldman Sachs Group Inc2024-09-30
1.7 M
Ubs Asset Mgmt Americas Inc2024-09-30
1.7 M
Hsbc Holdings Plc2024-09-30
1.5 M
Charles Schwab Investment Management Inc2024-09-30
1.4 M
Vanguard Group Inc2024-09-30
27.5 M
Blackrock Inc2024-06-30
19.8 M
Note, although Principal Financial's institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

Principal Market Capitalization

The company currently falls under 'Large-Cap' category with a total capitalization of 19.96 B.

Principal Profitablity

The company has Net Profit Margin of (0.01) %, which means that it does not effectively control expenditures or properly executes on its pricing strategies. This is way below average. In the same way, it shows Net Operating Margin of (0.08) %, which entails that for every $100 of revenue, it lost $0.08.
Last ReportedProjected for Next Year
Return On Capital Employed 0.03  0.01 
Return On Equity 0.06  0.10 

Management Efficiency

The Principal Financial's current Return On Equity is estimated to increase to 0.1, while Return On Tangible Assets are projected to decrease to 0. At this time, Principal Financial's Fixed Asset Turnover is most likely to slightly decrease in the upcoming years. The Principal Financial's current Asset Turnover is estimated to increase to 0.07, while Other Assets are projected to decrease to roughly 167.2 B. Principal Financial's management efficiency ratios could be used to measure how well Principal Financial manages its routine affairs as well as how well it operates its assets and liabilities.
Last ReportedProjected for Next Year
Book Value Per Share 47.41  26.81 
Tangible Book Value Per Share 34.40  21.75 
Enterprise Value Over EBITDA 3.72  3.53 
Price Book Value Ratio 1.70  1.62 
Enterprise Value Multiple 3.72  3.53 
Price Fair Value 1.70  1.62 
Enterprise Value16.1 B10.8 B
The strategic decisions made by Principal Financial management significantly impact its financial stability and market performance. Evaluating these factors helps determine whether the stock is a worthwhile investment.
Dividend Yield
0.0335
Operating Margin
(0.08)
Profit Margin
(0.01)
Forward Dividend Yield
0.0335
Beta
1.203

Technical Drivers

As of the 2nd of December, Principal Financial holds the Semi Deviation of 1.34, risk adjusted performance of 0.082, and Coefficient Of Variation of 990.95. Compared to fundamental indicators, the technical analysis model allows you to check existing technical drivers of Principal Financial, as well as the relationship between them. Please check Principal Financial information ratio, as well as the relationship between the value at risk and expected short fall to decide if Principal Financial is priced some-what accurately, providing market reflects its current price of 87.09 per share. Given that Principal Financial has jensen alpha of (0.03), we recommend you to check out Principal Financial's recent market performance to make sure the company can sustain itself at a future point.

Principal Financial Price Movement Analysis

Execute Study
The output start index for this execution was thirty-five with a total number of output elements of twenty-six. The Bollinger Bands is very popular indicator that was developed by John Bollinger. It consist of three lines. Principal Financial middle band is a simple moving average of its typical price. The upper and lower bands are (N) standard deviations above and below the middle band. The bands widen and narrow when the volatility of the price is higher or lower, respectively. The upper and lower bands can also be interpreted as price targets for Principal Financial. When the price bounces off of the lower band and crosses the middle band, then the upper band becomes the price target.

Principal Financial Insider Trading Activities

Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Principal Financial insiders, such as employees or executives, is commonly permitted as long as it does not rely on Principal Financial's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Principal Financial insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.

Principal Financial Outstanding Bonds

Principal Financial issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. Principal Financial uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most Principal bonds can be classified according to their maturity, which is the date when Principal Financial Group has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.

Principal Financial Predictive Daily Indicators

Principal Financial intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Principal Financial stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.

Principal Financial Corporate Filings

F4
26th of November 2024
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
F4
21st of November 2024
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
F4
19th of November 2024
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
8K
14th of November 2024
Report filed with the SEC to announce major events that shareholders should know about
ViewVerify
31st of October 2024
Other Reports
ViewVerify
10Q
30th of October 2024
Quarterly performance report mandated by Securities and Exchange Commission (SEC), to be filed by publicly traded corporations
ViewVerify
8K
24th of October 2024
Report filed with the SEC to announce major events that shareholders should know about
ViewVerify
F4
17th of October 2024
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify

Principal Financial Forecast Models

Principal Financial's time-series forecasting models are one of many Principal Financial's stock analysis techniques aimed at predicting future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary Principal Financial's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

About Principal Stock Analysis

Stock analysis is the technique used by a trader or investor to examine and evaluate how Principal Financial prices is reacting to, or reflecting on a current market direction and economic conditions. It can be used to make informed decisions about market timing, and when buying or selling Principal shares will generate the highest return on investment. We also built our stock analysis module to help investors to gain an insight into the world economy as a whole, the stock market, thematic ideas. a specific sector, or an individual Stock such as Principal Financial. By using and applying Principal Stock analysis, traders can create a robust methodology for identifying Principal entry and exit points for their positions.
Last ReportedProjected for Next Year
Pretax Profit Margin 0.05  0.10 
Operating Profit Margin 0.63  0.66 
Net Profit Margin 0.05  0.08 
Gross Profit Margin 1.14  1.13 

Current Principal Analysis - Recommendations

We track the performance of the top 100 financial experts across various large and mid-size financial boutiques. Principal analyst recommendations are determined by taking all analyst recommendations and averaging them as Strong Buy, Buy, Hold, Strong Sell or Sell. There is no one specific way to measure analysis performance other than comparing it to the past results via a very sophisticated attribution analysis. Principal analyst consensus and target price projections should be used in combination with other traditional techniques such as stock price forecasting, technical analysis, earnings estimate, and various momentum models.
Target PriceAdvice# of Analysts
75.62Buy12Odds
Principal Financial Group current and past analyst recommendations published by a number of research institutions as well as average analyst consensus.
Most Principal analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to helps potential investors understand Principal stock's fair price compared to its market value. Analysts arrive at stock ratings after researching public financial statements of Principal Financial, talking to its executives and customers, or listening to Principal conference calls.
Principal Analyst Advice Details

Principal Stock Analysis Indicators

Principal Financial Group stock analysis indicators help investors evaluate how Principal Financial stock reacts to ongoing and evolving market conditions. The investors can use it to make informed decisions about market timing and determine when trading Principal Financial shares will generate the highest return on investment. By understating and applying Principal Financial stock analysis, traders can identify Principal Financial position entry and exit signals to maximize returns.
Begin Period Cash Flow4.8 B
Total Stockholder Equity10.9 B
Property Plant And Equipment Net938.4 M
Cash And Short Term Investments4.7 B
Cash4.7 B
50 Day M A86.3766
Total Current Liabilities73 M
Forward Price Earnings10.4058
Investments-563.4 M
Interest Expense1.9 M
Stock Based Compensation99.4 M
Long Term Debt3.9 B
Common Stock Shares Outstanding244.6 M
Tax Provision68.7 M
Quarterly Earnings Growth Y O Y-0.057
Free Cash Flow3.7 B
Other Current Assets10.6 B
Accounts Payable19.6 B
Net Debt-715.7 M
Other Operating Expenses5.1 B
Non Current Assets Total5.6 B
Liabilities And Stockholders Equity305 B
Non Currrent Assets Other-66.4 B

Complementary Tools for Principal Stock analysis

When running Principal Financial's price analysis, check to measure Principal Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Principal Financial is operating at the current time. Most of Principal Financial's value examination focuses on studying past and present price action to predict the probability of Principal Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Principal Financial's price. Additionally, you may evaluate how the addition of Principal Financial to your portfolios can decrease your overall portfolio volatility.
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