Peoples Bancorp Valuation

PEBK Stock  USD 31.69  0.35  1.12%   
At this time, the company appears to be undervalued. Peoples Bancorp holds a recent Real Value of $33.16 per share. The prevailing price of the company is $31.69. Our model determines the value of Peoples Bancorp from analyzing the company fundamentals such as Return On Equity of 0.13, shares outstanding of 5.3 M, and Operating Margin of 0.29 % as well as examining its technical indicators and probability of bankruptcy. Key fundamental drivers impacting Peoples Bancorp's valuation include:
Price Book
1.2321
Enterprise Value
114.6 M
Price Sales
2.0991
Trailing PE
10.2068
Enterprise Value Revenue
2.673
Undervalued
Today
31.69
Please note that Peoples Bancorp's price fluctuation is very steady at this time. Calculation of the real value of Peoples Bancorp is based on 3 months time horizon. Increasing Peoples Bancorp's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Peoples Bancorp's intrinsic value may or may not be the same as its current market price of 31.69, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value.
Historical Market  31.69 Real  33.16 Hype  31.7
The intrinsic value of Peoples Bancorp's stock can be calculated using various methods such as discounted cash flow or dividend analysis. That value may differ from its market price, which is determined by factors such as investor sentiment, market trends, headlines, and other external factors that may influence Peoples Bancorp's stock price.
33.16
Real Value
35.48
Upside
Estimating the potential upside or downside of Peoples Bancorp of helps investors to forecast how Peoples stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Peoples Bancorp more accurately as focusing exclusively on Peoples Bancorp's fundamentals will not take into account other important factors:
Hype
Prediction
LowEstimatedHigh
29.3831.7034.02
Details
Traditionally, analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use Peoples Bancorp's intrinsic value based on its ongoing forecasts of Peoples Bancorp's financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against Peoples Bancorp's closest peers.

Peoples Bancorp Cash

45.85 Million

Peoples Valuation Trend

Knowing Peoples Bancorp's actual value is paramount for traders when making sound investment determinations. Using both Peoples Bancorp's enterprise value as well as its market capitalization is the best way to estimate the value of the company and is usually enough for investors to make market timing decisions.

Peoples Bancorp Total Value Analysis

Peoples Bancorp of is at this time forecasted to have valuation of 114.59 M with market capitalization of 159.55 M, debt of 20.3 M, and cash on hands of 155.46 M. Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the Peoples Bancorp fundamentals before making equity appraisal based on enterprise value of the company
  Takeover PriceMarket CapDebt ObligationsCash
114.59 M
159.55 M
20.3 M
155.46 M

Peoples Bancorp Investor Information

About 19.0% of the company outstanding shares are owned by corporate insiders. The company has price-to-book ratio of 1.23. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. Peoples Bancorp last dividend was issued on the 3rd of September 2024. The entity had 11:10 split on the 1st of December 2017. Based on the analysis of Peoples Bancorp's profitability, liquidity, and operating efficiency, Peoples Bancorp of may be sliding down financialy. It has an above-average probability of going through some form of financial hardship next quarter.
Current ValueLast YearChange From Last Year 10 Year Trend
Operating Profit Margin1.020.5127
Way Up
Slightly volatile
Total Cash From Operating Activities12.9 M22.8 M
Way Down
Very volatile
Operating Income40.9 M39 M
Sufficiently Up
Slightly volatile

Peoples Bancorp Asset Utilization

The concept of asset utilization usually refers to the revenue earned for every dollar of assets a company currently reports. The latest return on assets of Peoples suggests not a very effective usage of assets in December.
 
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Peoples Bancorp Ownership Allocation

The market capitalization of Peoples Bancorp is $159.55 Million. 30% of Peoples Bancorp of outstanding shares are owned by third-party entities. Institutional investors are typically referred to investors that purchase positions in a given stock to benefit from reduced commissions. Consequently, institutional investors are subject to different rules and regulations than regular investors. Please look out for any change in current institutional holding as this could mean something significant has changed at the company or is about to change. Note, that even with substantial debt, if the true value of the company is larger than the current market value, you may still be able to generate positive returns on investment in this company at some point.

Peoples Bancorp Profitability Analysis

The company reported the previous year's revenue of 76.07 M. Net Income was 15.55 M with profit before overhead, payroll, taxes, and interest of 76.33 M.

Peoples Bancorp Past Distributions to stockholders

About Peoples Bancorp Valuation

We use absolute and relative valuation methodologies to arrive at the intrinsic value of Peoples Bancorp of. In general, an absolute valuation paradigm, as applied to this company, attempts to find the value of Peoples Bancorp based exclusively on its fundamental and basic technical indicators. By analyzing Peoples Bancorp's financials, quarterly and monthly indicators, and their related drivers, we attempt to find the most accurate representation of Peoples Bancorp's intrinsic value. As compared to an absolute model, our relative valuation model uses a comparative analysis of Peoples Bancorp. We calculate exposure to Peoples Bancorp's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Peoples Bancorp's related companies.
Last ReportedProjected for Next Year
Gross Profit94.8 M99.5 M
Pretax Profit Margin 0.26  0.25 
Operating Profit Margin 0.51  1.02 
Net Profit Margin 0.20  0.19 
Gross Profit Margin 1.12  0.89 

Peoples Bancorp Quarterly Retained Earnings

118.54 Million

Peoples Bancorp's stock price is the clearest measure of market expectations about its performance. Without stock valuation, investors cannot independently discern whether Peoples Bancorp's value is low or high relative to the company's performance and growth projections. Determining the market value of Peoples Bancorp can be done in different ways, such as multiplying its stock price by its outstanding shares.
A single share of Peoples Bancorp represents a small ownership stake in the entity. As a stockholder of Peoples, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.

Peoples Bancorp Dividends Analysis For Valuation

At this time, Peoples Bancorp's Dividends Paid is quite stable compared to the past year. Dividend Payout Ratio is expected to rise to 0.37 this year, although the value of Dividend Yield will most likely fall to 0.02. . At this time, Peoples Bancorp's Retained Earnings are quite stable compared to the past year. Earning Assets is expected to rise to about 193.4 M this year, although the value of Price Earnings To Growth Ratio is projected to rise to (4.30).
Last ReportedProjected for Next Year
Dividends Paid5.1 M5.4 M
Dividend Yield 0.03  0.02 
Dividend Payout Ratio 0.33  0.37 
Dividend Paid And Capex Coverage Ratio 3.23  2.46 
There are various types of dividends Peoples Bancorp can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of Peoples shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from Peoples Bancorp of directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When Peoples pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of Peoples Bancorp by the value of the dividends paid out.

Peoples Bancorp Growth Indicators

Investing in growth stocks can be very risky. If the company such as Peoples Bancorp does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
Common Stock Shares Outstanding5.6 M
Quarterly Earnings Growth Y O Y-0.027

Peoples Bancorp Current Valuation Indicators

Peoples Bancorp's valuation analysis is a process of estimating the intrinsic value of all assets and outstanding equities. There are different methodologies and models we use to develop the final Peoples Bancorp's valuation. The techniques such as discounted cash flow and fundamental indicators such as book value per share or market capitalization are well known and widely used across most financial advisers and money managers.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as Peoples Bancorp, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use Peoples Bancorp's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes Peoples Bancorp's worth.
When determining whether Peoples Bancorp is a good investment, qualitative aspects like company management, corporate governance, and ethical practices play a significant role. A comparison with peer companies also provides context and helps to understand if Peoples Stock is undervalued or overvalued. This multi-faceted approach, blending both quantitative and qualitative analysis, forms a solid foundation for making an informed investment decision about Peoples Bancorp Of Stock. Highlighted below are key reports to facilitate an investment decision about Peoples Bancorp Of Stock:
Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in Peoples Bancorp of. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics.
For more information on how to buy Peoples Stock please use our How to buy in Peoples Stock guide.
You can also try the Money Managers module to screen money managers from public funds and ETFs managed around the world.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Peoples Bancorp. If investors know Peoples will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Peoples Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.03)
Dividend Share
0.76
Earnings Share
2.95
Revenue Per Share
15.039
Quarterly Revenue Growth
0.041
The market value of Peoples Bancorp is measured differently than its book value, which is the value of Peoples that is recorded on the company's balance sheet. Investors also form their own opinion of Peoples Bancorp's value that differs from its market value or its book value, called intrinsic value, which is Peoples Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Peoples Bancorp's market value can be influenced by many factors that don't directly affect Peoples Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Peoples Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if Peoples Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Peoples Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.