Magyar Bancorp Valuation
| MGYR Stock | USD 14.40 0.09 0.62% |
At this time, the firm appears to be fairly valued. Magyar Bancorp secures a last-minute Real Value of $14.4 per share. The latest price of the firm is $14.4. Our model forecasts the value of Magyar Bancorp from analyzing the firm fundamentals such as Current Valuation of 59.48 M, profit margin of 0.25 %, and Return On Equity of 0.0723 as well as examining its technical indicators and probability of bankruptcy. Key fundamental drivers impacting Magyar Bancorp's valuation include:
Price Book 0.8355 | Enterprise Value | Price Sales 2.8957 | Trailing PE 10.7642 | Enterprise Value Revenue 3.8505 |
Fairly Valued
Today
Please note that Magyar Bancorp's price fluctuation is very steady at this time. Calculation of the real value of Magyar Bancorp is based on 3 months time horizon. Increasing Magyar Bancorp's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
The fair value of the Magyar stock is determined by what a typical buyer is willing to pay for full or partial control of Magyar Bancorp. Since Magyar Bancorp is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Magyar Stock. However, Magyar Bancorp's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 14.4 | Real 14.4 | Hype 14.4 | Naive 14.47 |
The intrinsic value of Magyar Bancorp's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, news, and other external factors that may influence Magyar Bancorp's stock price. It is important to note that the real value of any stock may change over time based on changes in the company's performance.
Estimating the potential upside or downside of Magyar Bancorp helps investors to forecast how Magyar stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Magyar Bancorp more accurately as focusing exclusively on Magyar Bancorp's fundamentals will not take into account other important factors: Traditionally, analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use Magyar Bancorp's intrinsic value based on its ongoing forecasts of Magyar Bancorp's financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against Magyar Bancorp's closest peers.
Magyar Bancorp Cash |
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Magyar Valuation Trend
Magyar Bancorp's real value is important for investors to make better decisions and a more accurate overall view of Magyar Bancorp's financial worth over time. Using both Magyar Bancorp's enterprise value as well as its market capitalization is the best way to gauge the value of the company and is usually enough for investors to make market timing conclusions.
Magyar Bancorp Total Value Analysis
Magyar Bancorp is now anticipated to have valuation of 59.48 M with market capitalization of 85.93 M, debt of 28.57 M, and cash on hands of 27.94 M. Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the Magyar Bancorp fundamentals before making equity appraisal based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
59.48 M | 85.93 M | 28.57 M | 27.94 M |
Magyar Bancorp Investor Information
About 18.0% of the company outstanding shares are owned by corporate insiders. The company has price-to-book ratio of 0.84. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. Magyar Bancorp last dividend was issued on the 14th of November 2024. The entity had 1221:1000 split on the 15th of July 2021. Based on the analysis of Magyar Bancorp's profitability, liquidity, and operating efficiency, Magyar Bancorp may be sliding down financialy. It has an above-average probability of going through some form of financial hardship next quarter.| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
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| Operating Profit Margin | 0.0022 | 0.0023 |
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| Total Cash From Operating Activities | 8 M | 7.3 M |
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| Operating Income | 69.3 K | 72.9 K |
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Magyar Bancorp Asset Utilization
The concept of asset utilization usually refers to the revenue earned for every dollar of assets a company currently reports. The latest return on assets of Magyar connotes not a very effective usage of assets in March.Magyar Bancorp Ownership Allocation
The market capitalization of Magyar Bancorp is $85.93 Million. 30% of Magyar Bancorp outstanding shares are owned by institutional investors. Institutional investors are typically referred to investors that purchase positions in a given stock to benefit from reduced commissions. Consequently, institutional investors are subject to different rules and regulations than regular investors. Please look out for any change in current institutional holding as this could mean something significant has changed at the company or is about to change. Note, that even with substantial debt, if the true value of the firm is larger than the current market value, you may still be able to generate positive returns on investment in this company at some point.Magyar Bancorp Profitability Analysis
The company reported the previous year's revenue of 31.5 M. Net Income was 7.78 M with profit before overhead, payroll, taxes, and interest of 29.43 M.Magyar Bancorp Past Distributions to stockholders
About Magyar Bancorp Valuation
The stock valuation mechanism determines Magyar Bancorp's current worth on a daily basis. In general, an absolute valuation approach attempts to find the value of Magyar Bancorp based exclusively on its fundamental and basic technical indicators. As compared to an absolute model, our relative valuation model uses a comparative analysis of Magyar Bancorp. We calculate exposure to Magyar Bancorp's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Magyar Bancorp's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 36.2 M | 19 M | |
| Pretax Profit Margin | 0.32 | 0.30 | |
| Net Profit Margin | 0.22 | 0.21 | |
| Gross Profit Margin | 0.89 | 0.78 |
Magyar Bancorp Quarterly Retained Earnings |
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A single share of Magyar Bancorp represents a small ownership stake in the entity. As a stockholder of Magyar, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
Magyar Bancorp Dividends Analysis For Valuation
As of 03/21/2025, Dividends Paid is likely to grow to about 1.8 M, while Dividend Yield is likely to drop 0.02. . At this time, Magyar Bancorp's Retained Earnings are relatively stable compared to the past year. As of 03/21/2025, Earnings Yield is likely to grow to 0.09, while Earning Assets are likely to drop slightly above 62 M.
| Last Reported | Projected for Next Year | ||
| Dividends Paid | 1.5 M | 1.8 M | |
| Dividend Yield | 0.02 | 0.02 | |
| Dividend Payout Ratio | 0.19 | 0.15 | |
| Dividend Paid And Capex Coverage Ratio | 3.39 | 3.22 |
There are various types of dividends Magyar Bancorp can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of Magyar shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from Magyar Bancorp directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When Magyar pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of Magyar Bancorp by the value of the dividends paid out.
Magyar Bancorp Growth Indicators
Investing in growth stocks can be very risky. If the company such as Magyar Bancorp does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
| Common Stock Shares Outstanding | 6.3 M | |
| Quarterly Earnings Growth Y O Y | 0.207 |
Magyar Bancorp Current Valuation Indicators
Magyar Bancorp's valuation analysis is a process of estimating the intrinsic value of all assets and outstanding equities. There are different methodologies and models we use to develop the final Magyar Bancorp's valuation. The techniques such as discounted cash flow and fundamental indicators such as book value per share or market capitalization are well known and widely used across most financial advisers and money managers.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as Magyar Bancorp, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use Magyar Bancorp's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes Magyar Bancorp's worth.Additional Tools for Magyar Stock Analysis
When running Magyar Bancorp's price analysis, check to measure Magyar Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Magyar Bancorp is operating at the current time. Most of Magyar Bancorp's value examination focuses on studying past and present price action to predict the probability of Magyar Bancorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Magyar Bancorp's price. Additionally, you may evaluate how the addition of Magyar Bancorp to your portfolios can decrease your overall portfolio volatility.