Based on the analysis of Magyar Bancorp's profitability, liquidity, and operating efficiency, Magyar Bancorp may be sliding down financialy. It has an above-average probability of going through some form of financial hardship next quarter. At this time, Magyar Bancorp's Non Current Assets Total are relatively stable compared to the past year. As of 03/20/2025, Non Currrent Assets Other is likely to grow to about 1.1 B, while Net Debt is likely to drop slightly above 13.1 M. Key indicators impacting Magyar Bancorp's financial strength include:
The financial analysis of Magyar Bancorp is a critical element in measuring its lifeblood. Investors should not minimize Magyar Bancorp's ability to pay suppliers or employees on time, ensuring interest payments are not accumulating.
Magyar Bancorp competes with Home Federal, Community West, First Financial, First Northwest, and First Capital. Magyar Bancorp, Inc. operates as the holding company for Magyar Bank that provides various consumer and commercial banking services to individuals, businesses, and nonprofit organizations in New Jersey, the United States. As of July 21, 2021, Magyar Bancorp, Inc. was formerly a subsidiary of Magyar Bancorp, MHC Magyar Bancorp operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 94 people.
The reason investors look at the income statement is to determine what Magyar Bancorp's earnings per share (EPS) will be in order to see if they want to buy more shares or not. For example, if a company earned $20 million in the last quarter and has 100,000 shares outstanding, its EPS is 20 cents. If you find that this number beats analysts' forecasts or is higher than it was from the same period last year, then you might want to buy more of this stock even though its price per share may not have changed.
Comparative valuation techniques use various fundamental indicators to help in determining Magyar Bancorp's current stock value. Our valuation model uses many indicators to compare Magyar Bancorp value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Magyar Bancorp competition to find correlations between indicators driving Magyar Bancorp's intrinsic value. More Info.
Magyar Bancorp is regarded second in return on equity category among its peers. It is regarded third in return on asset category among its peers reporting about 0.12 of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for Magyar Bancorp is roughly 8.61 . At this time, Magyar Bancorp's Return On Equity is relatively stable compared to the past year. Comparative valuation analysis is a catch-all technique that is used if you cannot value Magyar Bancorp by discounting back its dividends or cash flows. It compares the stock's price multiples to nearest competition to determine if the stock is relatively undervalued or overvalued.
Magyar Bancorp Systematic Risk
Magyar Bancorp's systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. Magyar Bancorp volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
The output start index for this execution was twenty with a total number of output elements of fourty-one. The Beta measures systematic risk based on how returns on Magyar Bancorp correlated with the market. If Beta is less than 0 Magyar Bancorp generally moves in the opposite direction as compared to the market. If Magyar Bancorp Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one Magyar Bancorp is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of Magyar Bancorp is generally in the same direction as the market. If Beta > 1 Magyar Bancorp moves generally in the same direction as, but more than the movement of the benchmark.
Steps to analyze company Financials for Investing
There are several different ways that investors can use financial statements to try and predict whether a stock price will go up or down. Unfortunately, there is no surefire formula, but there are some general guidelines you should consider when looking at the numbers. First, realize what kind of company it is so you know if its revenues are more likely to grow or shrink over time. For example, a software company's revenue is expected to increase yearly due to new products and services that its customers will want to buy. At the same time, a car manufacturer might not be able to sell as many cars when the economy slows down, so it would have less net income during those times. Second, pay attention to its debt-to-equity ratio because this number will tell you how much risk it has. If a company such as Magyar Bancorp is not taking on any additional risks, its debt-to-equity should be less than one. As a general rule of thumb, if the market value or book value (which can be found in the footnotes) of assets exceeds the company's liabilities, then it is probably in good shape. Finally, use other financial statements to determine if a stock price will go up or down because investors are always looking for growth opportunities when they buy new stocks. For example, if you see that the net revenue of Magyar has grown by more than 25% over the last five years, then there is a good chance that it will continue growing by at least 20% or more each year. On the other hand, if you see that net revenue has only increased by about 15%, which is barely above inflation levels, then chances are it will not grow much faster than this over time, and investors may shy away from buying it. In summary, you can determine if Magyar Bancorp's financials are consistent with your investment objective using the following steps:
Review Magyar Bancorp's balance sheet accounts, such as liabilities and equity, to understand its overall financial position.
Analyze the income statement and examine the company's revenue, expenses, and profits over time to determine its financial performance.
Study the cash flow inflows and outflows to understand Magyar Bancorp's liquidity and solvency.
Look at the growth rates in revenue, earnings, and cash flow over time to determine its potential for future growth.
Compare Magyar Bancorp's financials to those of its peers to see how it stacks up and identify any potential red flags.
Use valuation ratios to evaluate the company's financials using commonly used ratios such as the price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and enterprise value-to-earnings before interest, taxes, depreciation, and amortization (EV/EBITDA) ratio to determine if Magyar Bancorp's stock is overvalued or undervalued.
Remember, these are just guidelines and should not be the only basis for investment decisions. It is always important to analyze the leading stock market indicators., conduct additional research and seek professional advice if needed.
Magyar Bancorp Thematic Clasifications
Magyar Bancorp is part of Banking investing theme. If you are a theme-oriented, socially responsible, and at the same time, a result-driven investor, you can align your investing habits with your values without jeopardizing your expectations about returns. You can easily create an optimal portfolio of stocks, ETFs, funds, or cryptocurrencies based on a specific theme of your liking. USA Equities from Banking industry as classified by Fama & French. Fama and French investing themes focus on testing asset pricing under different economic assumptions
This theme covers USA Equities from Banking industry as classified by Fama & French. Fama and French investing themes focus on testing asset pricing under different economic assumptions. Get More Thematic Ideas
Today, most investors in Magyar Bancorp Stock are looking for potential investment opportunities by analyzing not only static indicators but also various Magyar Bancorp's growth ratios. Consistent increases or decreases in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's growth growth rates may not be enough to decide which company is a better investment. That's why investors frequently use static breakdown of Magyar Bancorp growth as a starting point in their analysis.
Along with financial statement analysis, the daily predictive indicators of Magyar Bancorp help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of Magyar Bancorp. We use our internally-developed statistical techniques to arrive at the intrinsic value of Magyar Bancorp based on widely used predictive technical indicators. In general, we focus on analyzing Magyar Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build Magyar Bancorp's daily price indicators and compare them against related drivers.
When running Magyar Bancorp's price analysis, check to measure Magyar Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Magyar Bancorp is operating at the current time. Most of Magyar Bancorp's value examination focuses on studying past and present price action to predict the probability of Magyar Bancorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Magyar Bancorp's price. Additionally, you may evaluate how the addition of Magyar Bancorp to your portfolios can decrease your overall portfolio volatility.