Live Oak Valuation
| LOB Stock | USD 40.66 0.71 1.78% |
At this time, the firm appears to be undervalued. Live Oak Bancshares secures a last-minute Real Value of $43.61 per share. The latest price of the firm is $40.66. Our model forecasts the value of Live Oak Bancshares from analyzing the firm fundamentals such as Current Valuation of 1.29 B, return on equity of 0.0901, and Profit Margin of 0.21 % as well as examining its technical indicators and probability of bankruptcy. Key fundamental drivers impacting Live Oak's valuation include:
Price Book 1.8233 | Enterprise Value | Price Sales 4.5285 | Trailing PE 22.0978 | Enterprise Value Revenue 4.1626 |
Undervalued
Today
Please note that Live Oak's price fluctuation is very steady at this time. Calculation of the real value of Live Oak Bancshares is based on 3 months time horizon. Increasing Live Oak's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Since Live Oak is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Live Stock. However, Live Oak's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 40.66 | Real 43.61 | Target 47.0 | Hype 40.73 | Naive 40.52 |
The real value of Live Stock, also known as its intrinsic value, is the underlying worth of Live Oak Bancshares Company, which is reflected in its stock price. It is based on Live Oak's financial performance, growth prospects, management team, or industry conditions. The intrinsic value of Live Oak's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, or news.
Estimating the potential upside or downside of Live Oak Bancshares helps investors to forecast how Live stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Live Oak more accurately as focusing exclusively on Live Oak's fundamentals will not take into account other important factors: Traditionally, analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use Live Oak's intrinsic value based on its ongoing forecasts of Live Oak's financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against Live Oak's closest peers. If more than one evaluation category is relevant for Live Oak we suggest using both methods to arrive at a better estimate.
Live Oak Cash |
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Live Valuation Trend
Comparing Live Oak's enterprise value against its market capitalization is a good way to estimate the value of Live Oak Bancshares uage its performance over time. This information may sometimes be enough for investors to make reasonable market timing decisions.
Live Oak Total Value Analysis
Live Oak Bancshares is now estimated to have company total value of 1.29 B with market capitalization of 1.84 B, debt of 23.35 M, and cash on hands of 636.44 M. Please note that company total value may be misleading and is a subject to accounting gimmicks. We encourage investors to carefully check all of the Live Oak fundamentals before making security assessment based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
1.29 B | 1.84 B | 23.35 M | 636.44 M |
Live Oak Investor Information
About 23.0% of the company outstanding shares are owned by corporate insiders. The company has price-to-book ratio of 1.82. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. Live Oak Bancshares last dividend was issued on the 2nd of December 2024. Live Oak Bancshares may be sliding down financialy. It has an above-average probability of going through some form of financial hardship next quarter.| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
|---|---|---|---|---|---|---|---|---|---|
| Operating Profit Margin | 0.82 | 0.78 |
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| Operating Income | 93.5 M | 119 M |
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Live Oak Asset Utilization
The concept of asset utilization usually refers to the revenue earned for every dollar of assets a company currently reports. The current return on assets of Live suggests not a very effective usage of assets in January.Live Oak Ownership Allocation
Live Oak Bancshares maintains a total of 45.19 Million outstanding shares. The majority of Live Oak outstanding shares are owned by institutional investors. These third-party entities are usually referred to as non-private investors looking to shop for positions in Live Oak Bancshares to benefit from reduced commissions. Consequently, institutional holders are subject to a different set of regulations than regular investors in Live Oak Bancshares. Please pay attention to any change in the institutional holdings of Live Oak as this could imply that something significant has changed or is about to change at the company. Please note that no matter how many assets the company has, if the real value of the firm is less than the current market value, you may not be able to make money on it.Live Oak Profitability Analysis
The company reported the last year's revenue of 119.49 M. Total Income to common stockholders was 73.9 M with profit before taxes, overhead, and interest of 405.74 M.Live Oak Past Distributions to stockholders
| 16th of December 2024 | ||
| 17th of September 2024 | ||
| 18th of June 2024 | ||
| 12th of March 2024 | ||
| 12th of December 2023 | ||
| 19th of September 2023 | ||
| 21st of June 2023 | ||
| 14th of March 2023 |
Please note that valuation analysis is one of the essential comprehensive assessments in business. It evaluates Live Oak's worth, which you can determine by considering its current assets, liabilities and future cash flows. The investors' valuation analysis is an important metric that will give you a perspective on different companies. It helps you know the worth of the potential investment in Live Oak and how it compares across the competition.
About Live Oak Valuation
The stock valuation mechanism determines Live Oak's current worth on a weekly basis. Our valuation model uses a comparative analysis of Live Oak. We calculate exposure to Live Oak's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Live Oak's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 137.4 M | 193.3 M | |
| Pretax Profit Margin | 0.62 | 0.66 | |
| Operating Profit Margin | 0.78 | 0.82 | |
| Net Profit Margin | 0.56 | 0.58 |
A single share of Live Oak represents a small ownership stake in the entity. As a stockholder of Live, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
Live Oak Dividends Analysis For Valuation
At present, Live Oak's Dividends Paid is projected to decrease significantly based on the last few years of reporting. The current year's Dividend Paid And Capex Coverage Ratio is expected to grow to 11.23, whereas Dividend Yield is forecasted to decline to 0. . At present, Live Oak's Retained Earnings are projected to increase significantly based on the last few years of reporting. The current year's Retained Earnings Total Equity is expected to grow to about 691.3 M, whereas Earning Assets are forecasted to decline to about 985.5 M.
| Last Reported | Projected for Next Year | ||
| Dividends Paid | 4.8 M | 7 M | |
| Dividend Payout Ratio | 0.08 | 0.08 | |
| Dividend Paid And Capex Coverage Ratio | 10.70 | 11.23 |
There are various types of dividends Live Oak can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of Live shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from Live Oak Bancshares directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When Live pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of Live Oak by the value of the dividends paid out.
Live Oak Growth Indicators
Growth stocks usually refer to those companies expected to grow sales and earnings faster than the market average. Growth stocks typically don't pay dividends, often look expensive, and usually trading at a high P/E ratio. Nevertheless, such valuations could be relatively cheap if the company continues to grow, which will drive the share price up. However, since most investors are paying a high price for a growth stock, based on expectations, if those expectations are not fully realized, growth stocks can see dramatic declines.
| Common Stock Shares Outstanding | 45.1 M | |
| Quarterly Earnings Growth Y O Y | -0.682 |
Live Oak Current Valuation Indicators
Valuation refers to the process of determining the present value of Live Oak Bancshares and all of its assets. It can be calculated using a number of techniques. As many analysts who try to value Live we look at many different elements of the entity such as Live's management, its prospective future earnings, the current market value of the company's assets, as well as its capital structure formation.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as Live Oak, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use Live Oak's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes Live Oak's worth.Complementary Tools for Live Stock analysis
When running Live Oak's price analysis, check to measure Live Oak's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Live Oak is operating at the current time. Most of Live Oak's value examination focuses on studying past and present price action to predict the probability of Live Oak's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Live Oak's price. Additionally, you may evaluate how the addition of Live Oak to your portfolios can decrease your overall portfolio volatility.
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