Live Oak Company Insiders

LOB Stock  USD 38.81  0.27  0.70%   
About 66 percent of all Live Oak's insiders are acquiring. The analysis of insiders' sentiment of trading Live Oak Bancshares stock suggests that quite a large number of insiders are confidant at this time. Live Oak employs about 999 people. The company is managed by 20 executives with a total tenure of roughly 27 years, averaging almost 1.0 years of service per executive, having 49.95 employees per reported executive.
Neil Underwood  President
President Director

Live Oak's Insider Buying Vs Selling

66

 
Selling
 
Buying

Latest Trades

2022-12-15William Henderson CameronAcquired 1000 @ 30.45View
2022-08-25Diane Beth GlossmanAcquired 2000 @ 38.25View
2022-03-02Steve SmitsDisposed 2747 @ 63.13View
Monitoring Live Oak's insider sentiment can offer insights into its future performance, as insiders often have access to more information about their company's operations, financial health, and upcoming initiatives than the general public. However, it's essential to note that insider trading is regulated by securities laws, and insiders are required to disclose their trades publicly to ensure transparency and prevent unfair advantages based on non-public information.
  
Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in Live Oak Bancshares. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in persons.

Live Oak's Workforce Through the Years

Please note that employee historical analysis has become an increasingly important factor for investors assessing the risk associated with Live Oak's future performance. Based on our forecasts, it is anticipated that Live will maintain a workforce of about 1000 employees by February 2025.
 
Yuan Drop
 
Covid

Live Oak Management Team Effectiveness

As of January 5, 2025, Return On Tangible Assets is expected to decline to 0.01. In addition to that, Return On Capital Employed is expected to decline to 0.02. At present, Live Oak's Total Assets are projected to increase significantly based on the last few years of reporting. The current year's Non Current Assets Total is expected to grow to about 479.4 M, whereas Non Currrent Assets Other are projected to grow to (962.9 M). Live Oak's management efficiency ratios could be used to measure how well Live Oak manages its routine affairs as well as how well it operates its assets and liabilities.
The current year's Net Income Applicable To Common Shares is expected to grow to about 212.8 M, whereas Common Stock Shares Outstanding is forecasted to decline to about 40.1 M.

Live Oak Workforce Comparison

Live Oak Bancshares is rated fourth overall in number of employees category among its peers. The total workforce of Financials industry is now estimated at about 11,560. Live Oak holds roughly 999 in number of employees claiming about 9% of equities under Financials industry.

Live Oak Profit Margins

The company has Net Profit Margin of 0.21 %, which implies that it may need a different competitive strategy as even a very small decline in it revenue may erase profits and result in a net loss. This is way below average. In the same way, it shows Net Operating Margin of 0.21 %, which entails that for every 100 dollars of revenue, it generated $0.21 of operating income.
Current ValueLast YearChange From Last Year 10 Year Trend
Net Profit Margin0.580.56
Sufficiently Up
Slightly volatile
Operating Profit Margin0.820.78
Sufficiently Up
Slightly volatile
Pretax Profit Margin0.660.62
Notably Up
Slightly volatile
Return On Assets0.00720.0075
Notably Down
Slightly volatile
Return On Equity0.08940.0941
Notably Down
Slightly volatile

Live Oak Insider Trading History

Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Live Oak insiders, such as employees or executives, is commonly permitted as long as it does not rely on Live Oak's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases, Live Oak insiders must file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
 
Yuan Drop
 
Covid
Buy/Sell Ratio# Purchases Trades# Sales TradesTotal Shares PurchasedTotal Shares Sold
2024-12-01
0.4286
6
14
 4,930 
 32,267 
2024-09-01
0.4
4
10
 129,100 
 197,474 
2024-06-01
1.6667
15
9
 178,689 
 165,000 
2024-03-01
0.6111
44
72
 570,888 
 256,395 
2023-12-01
0.2727
3
11
 4,863 
 71,301 
2023-09-01
0.375
3
8
 68,881 
 100,150 
2023-06-01
1.7778
16
9
 50,300 
 30,177 
2023-03-01
0.6512
28
43
 466,448 
 193,715 
2022-12-01
1.3333
4
3
 215,013 
 212,616 
2022-09-01
0.4167
5
12
 76,954 
 137,902 
2022-06-01
2.0
12
6
 19,674 
 7,374 
2022-03-01
0.9615
25
26
 92,238 
 40,493 
2021-12-01
0.3784
14
37
 317,989 
 596,460 
2021-09-01
0.3333
3
9
 131,450 
 300,125 
2021-06-01
1.0
17
17
 166,014 
 219,435 
2021-03-01
0.6279
27
43
 852,025 
 525,033 
2020-12-01
0.7292
35
48
 1,443,633 
 1,796,237 
2020-09-01
10.0
10
1
 240,871 
 0.00 
2020-06-01
2.4
12
5
 41,910 
 14,950 
2020-03-01
6.0
12
2
 199,966 
 9,906 
2019-12-01
3.0
3
1
 20,493 
 0.00 
2019-06-01
2.0
12
6
 27,950 
 12,000 
2019-03-01
1.375
11
8
 816,665 
 342,000 
2018-12-01
21.0
21
1
 443,700 
 33,000 
2018-09-01
0.8
8
10
 315,000 
 34,075 
2018-06-01
0.6957
16
23
 107,260 
 74,208 
2018-03-01
0.1935
6
31
 180,211 
 102,768 
2017-12-01
0.6667
2
3
 7,312 
 201,000 
2017-06-01
1.7
17
10
 192,004 
 108,744 
2017-03-01
2.4
12
5
 514,613 
 637,883 
2016-12-01
2.0
6
3
 315,000 
 33,150 
2016-09-01
0.5
1
2
 6,000 
 90,000 
2016-06-01
7.0
7
1
 13,244 
 4,250 
2016-03-01
1.5
6
4
 1,085,290 
 110,130 
2015-12-01
6.0
18
3
 163,718 
 2,000 
2015-09-01
0.3333
11
33
 159,000 
 686,037 

Live Oak Notable Stakeholders

A Live Oak stakeholder refers to an individual interested in an outcome of the business. Different stakeholders have different interests, and companies such as Live Oak often face trade-offs trying to please all of them. Live Oak's stakeholders can have a positive or negative influence on the entity's direction, and there are a lot of executives involved in getting Live Oak's stock to the level that pleases all shareholders. Keeping track of the stakeholders is a great way to stay on top of things affecting its ongoing price.
Neil UnderwoodPresident DirectorProfile
Gregory SewardGeneral CounselProfile
Huntley GarriottPres CompanyProfile
Courtney SpencerChief OfficerProfile
Gregory JDChief CounselProfile
Jamie BourgeoisSenior InfrastructureProfile
Steven SmitsChief Credit OfficerProfile
Renato DerraikChief BankProfile
Gareth DaviesHead ManagementProfile
Stephanie MannChief OfficerProfile
Micah DavisChief OfficerProfile
Angus McDonaldExecutive FinanceProfile
James IIIChairman CEOProfile
William IIICFO OfficerProfile
John SutherlandChief OfficerProfile
Walter PhiferChief OfficerProfile
Claire ParkerSenior CommunicationsProfile
Mark MorozEx PaymentsProfile
Peter UnderwoodChief VenturesProfile
Mike McGinleyExecutive BankingProfile

About Live Oak Management Performance

The success or failure of an entity such as Live Oak Bancshares often depends on how effective the management is. Live Oak management team is responsible for propelling the future growth in the right direction and administering and controlling the business activities and accounting for the results. Ineffective management usually contributes to failure in the company's future performance for all stakeholders equally, but most importantly, for investors. So it is important to measure the effectiveness of Live management before purchasing its stock. In many ways, it's all about finding the answer to one important question - Are they doing the right thing right now? How would we assess whether the Live management is utilizing all available resources in the best possible way? Also, how well is the company doing relative to others in its sector and the market as a whole? The answer can be found by analyzing a few important fundamental indicators such as return on assets and return on equity.
Last ReportedProjected for Next Year
Return On Tangible Assets 0.01  0.01 
Return On Capital Employed 0.02  0.02 
Return On Assets 0.01  0.01 
Return On Equity 0.09  0.09 
Please note, the presentation of Live Oak's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, Live Oak's management is honest, while the outside auditors are strict and uncompromising. Please utilize our Beneish M Score to check the likelihood of Live Oak's management manipulating its earnings.

Live Oak Workforce Analysis

Traditionally, organizations such as Live Oak use manpower efficiency calculations for various incentive schemes, employee appraisal, or as an initiative to improve the processes. However, it can also be used by investors to make long-term investment decisions. The trends in the profit per employee or revenue per employee are measured by net income or revenue divided by the current number of full-time employees over a given time interval. Because workforce needs differ across sectors, these ratios could be used to compare Live Oak within its industry.

Live Oak Manpower Efficiency

Return on Live Oak Manpower

Revenue Per Employee119.6K
Revenue Per Executive6M
Net Income Per Employee74K
Net Income Per Executive3.7M

Complementary Tools for Live Stock analysis

When running Live Oak's price analysis, check to measure Live Oak's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Live Oak is operating at the current time. Most of Live Oak's value examination focuses on studying past and present price action to predict the probability of Live Oak's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Live Oak's price. Additionally, you may evaluate how the addition of Live Oak to your portfolios can decrease your overall portfolio volatility.
Global Correlations
Find global opportunities by holding instruments from different markets
USA ETFs
Find actively traded Exchange Traded Funds (ETF) in USA
Portfolio Anywhere
Track or share privately all of your investments from the convenience of any device
Watchlist Optimization
Optimize watchlists to build efficient portfolios or rebalance existing positions based on the mean-variance optimization algorithm
Balance Of Power
Check stock momentum by analyzing Balance Of Power indicator and other technical ratios
Fundamentals Comparison
Compare fundamentals across multiple equities to find investing opportunities
Premium Stories
Follow Macroaxis premium stories from verified contributors across different equity types, categories and coverage scope
AI Portfolio Architect
Use AI to generate optimal portfolios and find profitable investment opportunities
Odds Of Bankruptcy
Get analysis of equity chance of financial distress in the next 2 years