Live Oak Stock Target Price and Analyst Consensus

LOB Stock  USD 39.64  0.83  2.14%   
The current analyst and expert consensus on Live Oak is Hold, with no strong buy opinions. The current projected Live Oak target price consensus is 49.00 with 3 analyst opinions. Check out Macroaxis Advice on Live Oak to cross-verify analyst projections. Unlike analyst recommendations, Macroaxis provides advice only from the perspective of investor risk tolerance and investment horizon.
The most common way Live Oak Bancshares analysts use to provide recommendation to the public is financial statements analysis. Many experts also interview Live Oak executives and customers to further validate their buy or sell advice. Please note, the number of analysts providing the opinion is not sufficient to provide adequate consensus on Live Oak. We encourage you to use your own analysis of Live Oak Bancshares to validate this buy or sell advice. Live Oak buy-or-sell recommendation module provides average expert sentiment on the projected Live Oak Bancshares target price to derive its highest and lowest estimates based on projected price volatility of 3.4944.
Lowest Forecast
44.59
Highest Forecast
54.39
Target Price
49
The current year's Gross Profit is expected to grow to about 193.3 M. The current year's Pretax Profit Margin is expected to grow to 0.66. At present, Live Oak's Total Assets are projected to increase significantly based on the last few years of reporting. The current year's Total Stockholder Equity is expected to grow to about 1.1 B, whereas Short and Long Term Debt Total is forecasted to decline to about 25.5 M.
  
It's important to approach Live Oak's target price projections with caution. While they can be useful as part of a broader investment strategy, they are inherently speculative and subject to various kinds of risk, including market volatility and unforeseen external factors. Always consider multiple aspects and do your own research when making investment decisions.

Live Oak Target Price Consensus

Live target price is determined by taking all analyst projections and averaging them out. There is no one specific way to measure analysts' performance other than comparing it to past results via a very sophisticated attribution analysis. Live Oak's target price projections below should be used in combination with other traditional price prediction techniques such as stock price forecasting, investor sentiment analysis, technical analysis, earnings estimate, and various momentum models.
   3  Hold
Most Live analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to help potential investors understand Live stock's fair price compared to its market value. Analysts arrive at stock ratings after researching the public financial statements of Live Oak Bancshares, talking to its executives and customers, or listening to those companies' conference calls.
Macroaxis Advice   Exposure   Valuation

Live Oak Target Price Projection

Live Oak's current and average target prices are 39.64 and 49.00, respectively. The current price of Live Oak is the price at which Live Oak Bancshares is currently trading. On the other hand, Live Oak's target price is what analysts think the stock is worth or could sell for in the future. The more significant the discrepancy between the two prices, the more it stimulates investors to act.

Current Price

Live Oak Market Quote on 7th of January 2025

Low Price38.75Odds
High Price40.64Odds

39.64

Target Price

Analyst Consensus On Live Oak Target Price

Low Estimate44.59Odds
High Estimate54.39Odds

49.0

Historical Lowest Forecast  44.59 Target Price  49.0 Highest Forecast  54.39
Note that most analysts generally publish their price targets in research reports on specific companies, along with recommendations for the company's stock.Although price targets are often quoted in the financial news media, there could be a delay between the publication of the latest analyst outlook on Live Oak Bancshares and the information provided on this page.

Live Oak Analyst Ratings

Live Oak's analyst stock recommendations are determined by taking an average estimate of all analysts we track and classifying them as Strong Buy, Buy, Hold, Strong Sell, or Sell. Ratings generally communicate what analysts sense about Live Oak stock, and they use a lot of effort and time to analyze it and arrive at a rating. That suggests that analyst recommendations are the outcome of an objective and thorough examination of Live Oak's financials, market performance, and future outlook by experienced professionals. Live Oak's historical ratings below, therefore, can serve as a valuable tool for investors.

Analyst Consensus Breakdown

Average Consensus Estimates

Analysts determine stock price targets through various methods, including financial modeling, peer comparison, and company analysis. The stock price target is the analyst's best estimate of the future price of a stock and is used by investors to make investment decisions. However, it is important to note that stock price targets are not guaranteed, and the actual price of a stock can differ significantly from the target due to various factors such as market conditions, economic events, and company developments.

Steps to utilize Live Oak price targets

Live Oak's stock target price is an estimate of its future price, usually made by analysts. Using Live Oak's target price to determine if it is a suitable investment can be done through the following steps:
  • Look at Live Oak's target prices provided by various analysts and compare them. This can help you gain a more balanced view of the Stock's potential.
  • Look at the analyst's track record to determine if they have a history of accurately predicting stock prices.
  • Look at the Company's financials, including revenue, earnings, and debt, to determine if it is in good financial health.
  • Consider market conditions. For example, take into account the state of the economy, competition, and regulatory environment, to determine if Live Oak's stock is likely to perform well.
  • Diversify your portfolio and do not rely solely on stock target prices to make investment decisions. Invest in a mix of stocks, bonds, and other assets to manage risk.
Remember that stock target prices are just estimates and are subject to change. Therefore, using them as one factor in a larger investment strategy is essential rather than relying solely on them to make decisions.

Additional Live Oak Value Projection Modules

Most investment researchers agree that the mispricing and readjustment of any Stock value happens often and is sometimes even predictable, but there is no strong theory explaining why it happens. The current price of Live Oak is a key component of Live Oak valuation and have some predictive power on the future returns of a Live Oak.
Hype
Prediction
LowEstimatedHigh
36.1939.6643.13
Details
Intrinsic
Valuation
LowRealHigh
38.6742.1445.61
Details
Naive
Forecast
LowNextHigh
39.3342.8046.27
Details
Earnings
Estimates (0)
LowProjected EPSHigh
0.400.620.47
Details

Trending Themes

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When determining whether Live Oak Bancshares offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Live Oak's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Live Oak Bancshares Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Live Oak Bancshares Stock:
Check out Macroaxis Advice on Live Oak to cross-verify analyst projections. Unlike analyst recommendations, Macroaxis provides advice only from the perspective of investor risk tolerance and investment horizon.
You can also try the Share Portfolio module to track or share privately all of your investments from the convenience of any device.
Please note, the presentation of Live Oak's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, Live Oak's management is honest, while the outside auditors are strict and uncompromising. Please utilize our Beneish M Score to check the likelihood of Live Oak's management manipulating its earnings.