Lakeland Financial Valuation
| LKFN Stock | USD 73.46 1.04 1.40% |
At this time, the firm appears to be overvalued. Lakeland Financial secures a last-minute Real Value of $60.56 per share. The latest price of the firm is $73.46. Our model forecasts the value of Lakeland Financial from analyzing the firm fundamentals such as Current Valuation of 1.75 B, profit margin of 0.41 %, and Return On Equity of 0.16 as well as examining its technical indicators and probability of bankruptcy. Key fundamental drivers impacting Lakeland Financial's valuation include:
Price Book 2.6802 | Enterprise Value 1.8 B | Price Sales 7.8391 | Forward PE 20.5761 | Trailing PE 19.0805 |
Overvalued
Today
Please note that Lakeland Financial's price fluctuation is very steady at this time. Calculation of the real value of Lakeland Financial is based on 3 months time horizon. Increasing Lakeland Financial's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Since Lakeland Financial is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Lakeland Stock. However, Lakeland Financial's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 73.46 | Real 60.56 | Target 55.75 | Hype 73.18 |
The intrinsic value of Lakeland Financial's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, news, and other external factors that may influence Lakeland Financial's stock price. It is important to note that the real value of any stock may change over time based on changes in the company's performance.
Estimating the potential upside or downside of Lakeland Financial helps investors to forecast how Lakeland stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Lakeland Financial more accurately as focusing exclusively on Lakeland Financial's fundamentals will not take into account other important factors: Traditionally, analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use Lakeland Financial's intrinsic value based on its ongoing forecasts of Lakeland Financial's financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against Lakeland Financial's closest peers.
Lakeland Financial Cash |
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Lakeland Valuation Trend
Knowing Lakeland Financial's actual value is paramount for traders when making sound investment determinations. Using both Lakeland Financial's enterprise value as well as its market capitalization is the best way to estimate the value of the company and is usually enough for investors to make market timing decisions.
Lakeland Financial Total Value Analysis
Lakeland Financial is now forecasted to have valuation of 1.75 B with market capitalization of 1.9 B, debt of 50 M, and cash on hands of 204.8 M. Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the Lakeland Financial fundamentals before making equity appraisal based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
1.75 B | 1.9 B | 50 M | 204.8 M |
Lakeland Financial Investor Information
About 86.0% of the company shares are owned by institutional investors. The book value of Lakeland Financial was now reported as 27.41. The company has Price/Earnings To Growth (PEG) ratio of 2.04. Lakeland Financial last dividend was issued on the 25th of October 2024. The entity had 3:2 split on the 8th of August 2016. Based on the analysis of Lakeland Financial's profitability, liquidity, and operating efficiency, Lakeland Financial may be sliding down financialy. It has an above-average probability of going through some form of financial hardship next quarter.| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
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| Operating Profit Margin | 0.4 | 0.4214 |
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| Total Cash From Operating Activities | 119.7 M | 114 M |
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| Operating Income | 83 M | 110.3 M |
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Lakeland Financial Asset Utilization
The asset utilization indicator refers to the revenue earned for every dollar of assets a company currently reports. Lakeland Financial has an asset utilization ratio of 5.26 percent. This suggests that the Company is making $0.0526 for each dollar of assets. An increasing asset utilization means that Lakeland Financial is more efficient with each dollar of assets it utilizes for everyday operations.Lakeland Financial Ownership Allocation
Lakeland Financial maintains a total of 25.51 Million outstanding shares. The majority of Lakeland Financial outstanding shares are owned by institutional investors. These third-party entities are usually referred to as non-private investors looking to shop for positions in Lakeland Financial to benefit from reduced commissions. Consequently, institutional holders are subject to a different set of regulations than regular investors in Lakeland Financial. Please pay attention to any change in the institutional holdings of Lakeland Financial as this could imply that something significant has changed or is about to change at the company. Please note that no matter how many assets the company has, if the real value of the firm is less than the current market value, you may not be able to make money on it.Lakeland Financial Profitability Analysis
The company reported the previous year's revenue of 343.27 M. Net Income was 93.77 M with profit before overhead, payroll, taxes, and interest of 235.37 M.Lakeland Financial Past Distributions to stockholders
About Lakeland Financial Valuation
We use absolute and relative valuation methodologies to arrive at the intrinsic value of Lakeland Financial. In general, an absolute valuation paradigm, as applied to this company, attempts to find the value of Lakeland Financial based exclusively on its fundamental and basic technical indicators. By analyzing Lakeland Financial's financials, quarterly and monthly indicators, and their related drivers, we attempt to find the most accurate representation of Lakeland Financial's intrinsic value. As compared to an absolute model, our relative valuation model uses a comparative analysis of Lakeland Financial. We calculate exposure to Lakeland Financial's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Lakeland Financial's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 343.3 M | 360.4 M | |
| Pretax Profit Margin | 0.46 | 0.61 | |
| Operating Profit Margin | 0.42 | 0.40 | |
| Net Profit Margin | 0.39 | 0.42 |
Lakeland Financial Quarterly Retained Earnings |
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A single share of Lakeland Financial represents a small ownership stake in the entity. As a stockholder of Lakeland, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
Lakeland Financial Dividends Analysis For Valuation
As of the 1st of December 2024, Dividends Paid is likely to grow to about 49.5 M, while Dividend Yield is likely to drop 0.02. . At this time, Lakeland Financial's Retained Earnings are very stable compared to the past year. As of the 1st of December 2024, Earnings Yield is likely to grow to 0.08, while Retained Earnings Total Equity is likely to drop about 414.4 M.
| Last Reported | Projected for Next Year | ||
| Dividends Paid | 47.1 M | 49.5 M | |
| Dividend Yield | 0.03 | 0.02 | |
| Dividend Payout Ratio | 0.50 | 0.26 | |
| Dividend Paid And Capex Coverage Ratio | 2.15 | 2.10 |
There are various types of dividends Lakeland Financial can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of Lakeland shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from Lakeland Financial directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When Lakeland pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of Lakeland Financial by the value of the dividends paid out.
Lakeland Financial Growth Indicators
Growth stocks usually refer to those companies expected to grow sales and earnings faster than the market average. Growth stocks typically don't pay dividends, often look expensive, and usually trading at a high P/E ratio. Nevertheless, such valuations could be relatively cheap if the company continues to grow, which will drive the share price up. However, since most investors are paying a high price for a growth stock, based on expectations, if those expectations are not fully realized, growth stocks can see dramatic declines.
| Common Stock Shares Outstanding | 25.7 M | |
| Quarterly Earnings Growth Y O Y | -0.073 | |
| Forward Price Earnings | 20.5761 |
Lakeland Financial Current Valuation Indicators
Lakeland Financial's valuation analysis is a process of estimating the intrinsic value of all assets and outstanding equities. There are different methodologies and models we use to develop the final Lakeland Financial's valuation. The techniques such as discounted cash flow and fundamental indicators such as book value per share or market capitalization are well known and widely used across most financial advisers and money managers.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as Lakeland Financial, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use Lakeland Financial's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes Lakeland Financial's worth.When determining whether Lakeland Financial offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Lakeland Financial's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Lakeland Financial Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Lakeland Financial Stock: Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in Lakeland Financial. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in census. To learn how to invest in Lakeland Stock, please use our How to Invest in Lakeland Financial guide.You can also try the Money Managers module to screen money managers from public funds and ETFs managed around the world.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Lakeland Financial. If investors know Lakeland will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Lakeland Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.07) | Dividend Share 1.92 | Earnings Share 3.85 | Revenue Per Share 9.447 | Quarterly Revenue Growth (0.01) |
The market value of Lakeland Financial is measured differently than its book value, which is the value of Lakeland that is recorded on the company's balance sheet. Investors also form their own opinion of Lakeland Financial's value that differs from its market value or its book value, called intrinsic value, which is Lakeland Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Lakeland Financial's market value can be influenced by many factors that don't directly affect Lakeland Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Lakeland Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Lakeland Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Lakeland Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.