FinVolution Valuation
| FINV Stock | USD 9.99 0.62 5.84% |
At this time, the firm appears to be undervalued. FinVolution Group shows a prevailing Real Value of $11.0 per share. The current price of the firm is $9.99. Our model computes the value of FinVolution Group from reviewing the firm fundamentals such as Current Valuation of 1.72 B, shares outstanding of 146 M, and Profit Margin of 0.17 % as well as analyzing its technical indicators and probability of bankruptcy. Key fundamental drivers impacting FinVolution's valuation include:
Undervalued
Today
Please note that FinVolution's price fluctuation is somewhat reliable at this time. Calculation of the real value of FinVolution Group is based on 3 months time horizon. Increasing FinVolution's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
The fair value of the FinVolution stock is determined by what a typical buyer is willing to pay for full or partial control of FinVolution Group. Since FinVolution is currently traded on the exchange, buyers and sellers on that exchange determine the market value of FinVolution Stock. However, FinVolution's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 9.99 | Real 11.0 | Target 6.88 | Hype 9.99 | Naive 11.28 |
The intrinsic value of FinVolution's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, news, and other external factors that may influence FinVolution's stock price. It is important to note that the real value of any stock may change over time based on changes in the company's performance.
Estimating the potential upside or downside of FinVolution Group helps investors to forecast how FinVolution stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of FinVolution more accurately as focusing exclusively on FinVolution's fundamentals will not take into account other important factors: Traditionally, analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use FinVolution's intrinsic value based on its ongoing forecasts of FinVolution's financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against FinVolution's closest peers.
FinVolution Cash |
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FinVolution Valuation Trend
Analysing the historical paterns of FinVolution's enterprise value and its market capitalization is a good way to estimate and gauge the value of FinVolution Group over time and is usually enough for investors to make rational market timing decisions.
FinVolution Total Value Analysis
FinVolution Group is currently estimated to have valuation of 1.72 B with market capitalization of 1.56 B, debt of 41.63 M, and cash on hands of 5.39 B. Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the FinVolution fundamentals before making equity appraisal based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
1.72 B | 1.56 B | 41.63 M | 5.39 B |
FinVolution Investor Information
About 20.0% of the company shares are held by company insiders. The company has price-to-book (P/B) ratio of 1.31. Some equities with similar Price to Book (P/B) outperform the market in the long run. FinVolution Group last dividend was issued on the 15th of April 2024. Based on the analysis of FinVolution's profitability, liquidity, and operating efficiency, FinVolution Group is performing exceptionally good at the present time. It has a great chance to report excellent financial results in April.FinVolution Asset Utilization
The asset utilization indicator refers to the revenue earned for every dollar of assets a company currently reports. FinVolution has an asset utilization ratio of 59.18 percent. This indicates that the Company is making $0.59 for each dollar of assets. An increasing asset utilization means that FinVolution Group is more efficient with each dollar of assets it utilizes for everyday operations.FinVolution Ownership Allocation
FinVolution holds a total of 146 Million outstanding shares. 30% of FinVolution Group outstanding shares are owned by other corporate entities. Institutional investors are typically referred to investors that purchase positions in a given stock to benefit from reduced commissions. Consequently, institutional investors are subject to different rules and regulations than regular investors. Please look out for any change in current institutional holding as this could mean something significant has changed at the company or is about to change. Please note that no matter how many assets the company secures, if the real value of the firm is less than the current market value, you may not be able to make money on it.FinVolution Profitability Analysis
The company reported the previous year's revenue of 12.6 B. Net Income was 2.38 B with profit before overhead, payroll, taxes, and interest of 8.68 B.FinVolution Past Distributions to stockholders
About FinVolution Valuation
Our relative valuation model uses a comparative analysis of FinVolution. We calculate exposure to FinVolution's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of FinVolution's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 11.4 B | 12 B | |
| Pretax Profit Margin | 0.22 | 0.22 | |
| Operating Profit Margin | 0.19 | 0.20 | |
| Net Profit Margin | 0.18 | 0.19 | |
| Gross Profit Margin | 0.79 | 0.60 |
A single share of FinVolution represents a small ownership stake in the entity. As a stockholder of FinVolution, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
FinVolution Dividends Analysis For Valuation
Please note that FinVolution has scaled down on payment of dividends at this time. At this time, FinVolution's Retained Earnings are fairly stable compared to the past year. Price Earnings Ratio is likely to climb to 5.75 in 2025, whereas Earnings Yield is likely to drop 0.18 in 2025.
There are various types of dividends FinVolution can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of FinVolution shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from FinVolution Group directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When FinVolution pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of FinVolution by the value of the dividends paid out.
FinVolution Growth Indicators
Investing in growth stocks can be very risky. If the company such as FinVolution does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
| Common Stock Shares Outstanding | 280.6 M | |
| Quarterly Earnings Growth Y O Y | 0.051 | |
| Forward Price Earnings | 3.6724 |
FinVolution Current Valuation Indicators
FinVolution's valuation analysis is a process of estimating the intrinsic value of all assets and outstanding equities. There are different methodologies and models we use to develop the final FinVolution's valuation. The techniques such as discounted cash flow and fundamental indicators such as book value per share or market capitalization are well known and widely used across most financial advisers and money managers.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as FinVolution, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use FinVolution's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes FinVolution's worth.Additional Tools for FinVolution Stock Analysis
When running FinVolution's price analysis, check to measure FinVolution's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy FinVolution is operating at the current time. Most of FinVolution's value examination focuses on studying past and present price action to predict the probability of FinVolution's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move FinVolution's price. Additionally, you may evaluate how the addition of FinVolution to your portfolios can decrease your overall portfolio volatility.