First Bancorp Valuation
| FBP Stock | USD 21.11 0.15 0.71% |
At this time, the firm appears to be overvalued. First Bancorp shows a prevailing Real Value of $18.52 per share. The current price of the firm is $21.11. Our model computes the value of First Bancorp from reviewing the firm fundamentals such as Current Valuation of 3.44 B, shares outstanding of 163.87 M, and Profit Margin of 0.35 % as well as analyzing its technical indicators and probability of bankruptcy. Key fundamental drivers impacting First Bancorp's valuation include:
Price Book 2.081 | Enterprise Value 3.4 B | Price Sales 4.0099 | Trailing PE 11.7459 | Enterprise Value Revenue 4.6668 |
Overvalued
Today
Please note that First Bancorp's price fluctuation is not too volatile at this time. Calculation of the real value of First Bancorp is based on 3 months time horizon. Increasing First Bancorp's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
First Bancorp's intrinsic value may or may not be the same as its current market price of 21.11, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 21.11 | Real 18.52 | Target 16.2 | Hype 21.14 | Naive 20.57 |
The intrinsic value of First Bancorp's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, news, and other external factors that may influence First Bancorp's stock price. It is important to note that the real value of any stock may change over time based on changes in the company's performance.
Estimating the potential upside or downside of First Bancorp helps investors to forecast how First stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of First Bancorp more accurately as focusing exclusively on First Bancorp's fundamentals will not take into account other important factors: Traditionally, analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use First Bancorp's intrinsic value based on its ongoing forecasts of First Bancorp's financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against First Bancorp's closest peers.
First Bancorp Cash |
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First Valuation Trend
First Bancorp's real value is important for investors to make better decisions and a more accurate overall view of First Bancorp's financial worth over time. Using both First Bancorp's enterprise value as well as its market capitalization is the best way to gauge the value of the company and is usually enough for investors to make market timing conclusions.
First Revenue by Product
First Bancorp Total Value Analysis
First Bancorp is currently forecasted to have company total value of 3.44 B with market capitalization of 3.48 B, debt of 661.7 M, and cash on hands of 553.23 M. Please note that company total value may be misleading and is a subject to accounting gimmicks. We encourage investors to carefully check all of the First Bancorp fundamentals before making security assessment based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
3.44 B | 3.48 B | 661.7 M | 553.23 M |
First Bancorp Investor Information
About 97.0% of the company shares are owned by institutional investors. The book value of First Bancorp was currently reported as 10.45. The company has Price/Earnings To Growth (PEG) ratio of 0.86. First Bancorp last dividend was issued on the 29th of November 2024. The entity had 1:15 split on the 7th of January 2011. Based on the analysis of First Bancorp's profitability, liquidity, and operating efficiency, First Bancorp may be sliding down financialy. It has an above-average probability of going through some form of financial hardship next quarter.| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
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| Operating Profit Margin | 0.43 | 0.4503 |
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| Total Cash From Operating Activities | 217 M | 363 M |
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| Operating Income | 369.3 M | 388.7 M |
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First Bancorp Asset Utilization
The asset utilization indicator refers to the revenue earned for every dollar of assets a company currently reports. First Bancorp has an asset utilization ratio of 4.57 percent. This connotes that the Company is making $0.0457 for each dollar of assets. An increasing asset utilization means that First Bancorp is more efficient with each dollar of assets it utilizes for everyday operations.First Bancorp Ownership Allocation
First Bancorp holds a total of 163.87 Million outstanding shares. The majority of First Bancorp outstanding shares are owned by other corporate entities. These outside corporations are usually referred to as non-private investors looking to obtain positions in First Bancorp to benefit from reduced commissions. Consequently, institutional investors are subject to a different set of regulations than regular investors in First Bancorp. Please pay attention to any change in the institutional holdings of First Bancorp as this could imply that something significant has changed or is about to change at the company. Please note that no matter how many assets the company secures, if the real value of the firm is less than the current market value, you may not be able to make money on it.First Bancorp Profitability Analysis
The company reported the last year's revenue of 863.27 M. Total Income to common stockholders was 302.86 M with profit before taxes, overhead, and interest of 890.62 M.First Bancorp Past Distributions to stockholders
About First Bancorp Valuation
The stock valuation mechanism determines First Bancorp's current worth on a daily basis. In general, an absolute valuation approach attempts to find the value of First Bancorp based exclusively on its fundamental and basic technical indicators. As compared to an absolute model, our relative valuation model uses a comparative analysis of First Bancorp. We calculate exposure to First Bancorp's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of First Bancorp's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 863.3 M | 906.4 M | |
| Pretax Profit Margin | 0.46 | 0.59 | |
| Operating Profit Margin | 0.45 | 0.43 | |
| Net Profit Margin | 0.35 | 0.42 | |
| Gross Profit Margin | (66.05) | (69.35) |
A single share of First Bancorp represents a small ownership stake in the entity. As a stockholder of First, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
First Bancorp Dividends Analysis For Valuation
At this time, First Bancorp's Dividends Paid is relatively stable compared to the past year. As of 11/28/2024, Dividend Paid And Capex Coverage Ratio is likely to grow to 5.31, while Dividend Yield is likely to drop 0.03. . At this time, First Bancorp's Retained Earnings are relatively stable compared to the past year. As of 11/28/2024, Earning Assets is likely to grow to about 8.1 B, while Retained Earnings Total Equity is likely to drop slightly above 940 M.
| Last Reported | Projected for Next Year | ||
| Dividends Paid | 99.7 M | 104.6 M | |
| Dividend Yield | 0.03 | 0.03 | |
| Dividend Payout Ratio | 0.33 | 0.21 | |
| Dividend Paid And Capex Coverage Ratio | 2.97 | 5.31 |
There are various types of dividends First Bancorp can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of First shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from First Bancorp directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When First pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of First Bancorp by the value of the dividends paid out.
First Bancorp Growth Indicators
Investing in growth stocks can be very risky. If the company such as First Bancorp does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
| Common Stock Shares Outstanding | 177.2 M | |
| Quarterly Earnings Growth Y O Y | -0.022 |
First Bancorp Current Valuation Indicators
First Bancorp's valuation analysis is a process of estimating the intrinsic value of all assets and outstanding equities. There are different methodologies and models we use to develop the final First Bancorp's valuation. The techniques such as discounted cash flow and fundamental indicators such as book value per share or market capitalization are well known and widely used across most financial advisers and money managers.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as First Bancorp, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use First Bancorp's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes First Bancorp's worth.Additional Tools for First Stock Analysis
When running First Bancorp's price analysis, check to measure First Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy First Bancorp is operating at the current time. Most of First Bancorp's value examination focuses on studying past and present price action to predict the probability of First Bancorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move First Bancorp's price. Additionally, you may evaluate how the addition of First Bancorp to your portfolios can decrease your overall portfolio volatility.