Dime Community Valuation
| DCOM Stock | USD 35.88 0.02 0.06% |
At this time, the firm appears to be overvalued. Dime Community Bancshares shows a prevailing Real Value of $27.8 per share. The current price of the firm is $35.88. Our model computes the value of Dime Community Bancshares from reviewing the firm fundamentals such as Current Valuation of 1.72 B, shares outstanding of 43.64 M, and Profit Margin of 0.21 % as well as analyzing its technical indicators and probability of bankruptcy. Key fundamental drivers impacting Dime Community's valuation include:
Price Book 1.3648 | Enterprise Value 1.7 B | Price Sales 4.9939 | Forward PE 13.0039 | Trailing PE 23.92 |
Overvalued
Today
Please note that Dime Community's price fluctuation is not too volatile at this time. Calculation of the real value of Dime Community Bancshares is based on 3 months time horizon. Increasing Dime Community's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
The fair value of the Dime stock is determined by what a typical buyer is willing to pay for full or partial control of Dime Community Bancshares. Since Dime Community is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Dime Stock. However, Dime Community's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 35.88 | Real 27.8 | Target 25.5 | Hype 35.88 | Naive 36.14 |
The intrinsic value of Dime Community's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, news, and other external factors that may influence Dime Community's stock price. It is important to note that the real value of any stock may change over time based on changes in the company's performance.
Estimating the potential upside or downside of Dime Community Bancshares helps investors to forecast how Dime stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Dime Community more accurately as focusing exclusively on Dime Community's fundamentals will not take into account other important factors: Traditionally, analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use Dime Community's intrinsic value based on its ongoing forecasts of Dime Community's financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against Dime Community's closest peers.
Dime Community Cash |
|
Dime Valuation Trend
Knowing Dime Community's actual value is paramount for traders when making sound investment determinations. Using both Dime Community's enterprise value as well as its market capitalization is the best way to estimate the value of the company and is usually enough for investors to make market timing decisions.
Dime Revenue by Product
Dime Community Total Value Analysis
Dime Community Bancshares is currently estimated to have valuation of 1.72 B with market capitalization of 1.57 B, debt of 1.57 B, and cash on hands of 388.4 M. Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the Dime Community fundamentals before making equity appraisal based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
1.72 B | 1.57 B | 1.57 B | 388.4 M |
Dime Community Investor Information
About 73.0% of the company shares are held by institutions such as insurance companies. The company has price-to-book (P/B) ratio of 1.36. Some equities with similar Price to Book (P/B) outperform the market in the long run. Dime Community Bancshares last dividend was issued on the 17th of October 2024. The entity had 3:2 split on the 26th of July 2004. Based on the key measurements obtained from Dime Community's financial statements, Dime Community Bancshares is performing exceptionally good at this time. It has a great probability to report excellent financial results in January.| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
|---|---|---|---|---|---|---|---|---|---|
| Operating Profit Margin | 0.4 | 0.4171 |
|
| |||||
| Total Cash From Operating Activities | 58.3 M | 90.9 M |
|
| |||||
| Operating Income | 144.6 M | 136.9 M |
|
|
Dime Community Asset Utilization
The concept of asset utilization usually refers to the revenue earned for every dollar of assets a company currently reports. The recent return on assets of Dime suggests not a very effective usage of assets in December.Dime Community Ownership Allocation
Dime Community holds a total of 43.64 Million outstanding shares. The majority of Dime Community Bancshares outstanding shares are owned by other corporate entities. These outside corporations are usually referred to as non-private investors looking to obtain positions in Dime Community Bancshares to benefit from reduced commissions. Consequently, institutional investors are subject to a different set of regulations than regular investors in Dime Community. Please pay attention to any change in the institutional holdings of Dime Community Bancshares as this could imply that something significant has changed or is about to change at the company. Please note that no matter how many assets the company secures, if the real value of the firm is less than the current market value, you may not be able to make money on it.Dime Community Profitability Analysis
The company reported the previous year's revenue of 609.36 M. Net Income was 96.09 M with profit before overhead, payroll, taxes, and interest of 412.64 M.Dime Community Past Distributions to stockholders
About Dime Community Valuation
We use absolute and relative valuation methodologies to arrive at the intrinsic value of Dime Community Bancshares. In general, an absolute valuation paradigm, as applied to this company, attempts to find the value of Dime Community Bancshares based exclusively on its fundamental and basic technical indicators. By analyzing Dime Community's financials, quarterly and monthly indicators, and their related drivers, we attempt to find the most accurate representation of Dime Community's intrinsic value. As compared to an absolute model, our relative valuation model uses a comparative analysis of Dime Community. We calculate exposure to Dime Community's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Dime Community's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 609.4 M | 639.8 M | |
| Pretax Profit Margin | 0.39 | 0.54 | |
| Operating Profit Margin | 0.42 | 0.40 | |
| Net Profit Margin | 0.27 | 0.24 | |
| Gross Profit Margin | 0.89 | 1.02 |
Dime Community Quarterly Retained Earnings |
|
A single share of Dime Community represents a small ownership stake in the entity. As a stockholder of Dime, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
Dime Community Dividends Analysis For Valuation
At this time, Dime Community's Dividends Paid is very stable compared to the past year. As of the 2nd of December 2024, Dividend Yield is likely to grow to 0.05, while Dividend Paid And Capex Coverage Ratio is likely to drop 1.72. . At this time, Dime Community's Retained Earnings are very stable compared to the past year. As of the 2nd of December 2024, Earnings Yield is likely to grow to 0.1, while Retained Earnings Total Equity is likely to drop about 514 M.
| Last Reported | Projected for Next Year | ||
| Dividends Paid | 44.6 M | 46.8 M | |
| Dividend Yield | 0.04 | 0.05 | |
| Dividend Payout Ratio | 0.46 | 0.53 | |
| Dividend Paid And Capex Coverage Ratio | 1.81 | 1.72 |
There are various types of dividends Dime Community can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of Dime shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from Dime Community Bancshares directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When Dime pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of Dime Community by the value of the dividends paid out.
Dime Community Growth Indicators
Investing in growth stocks can be very risky. If the company such as Dime Community does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
| Common Stock Shares Outstanding | 38.2 M | |
| Quarterly Earnings Growth Y O Y | -0.145 | |
| Forward Price Earnings | 13.0039 |
Dime Community Current Valuation Indicators
Dime Community's valuation analysis is a process of estimating the intrinsic value of all assets and outstanding equities. There are different methodologies and models we use to develop the final Dime Community's valuation. The techniques such as discounted cash flow and fundamental indicators such as book value per share or market capitalization are well known and widely used across most financial advisers and money managers.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as Dime Community, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use Dime Community's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes Dime Community's worth.When determining whether Dime Community Bancshares is a strong investment it is important to analyze Dime Community's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Dime Community's future performance. For an informed investment choice regarding Dime Stock, refer to the following important reports: Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in Dime Community Bancshares. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in persons. You can also try the Portfolio Volatility module to check portfolio volatility and analyze historical return density to properly model market risk.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Dime Community. If investors know Dime will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Dime Community listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.14) | Dividend Share 1 | Earnings Share 1.5 | Revenue Per Share 8.193 | Quarterly Revenue Growth (0.08) |
The market value of Dime Community Bancshares is measured differently than its book value, which is the value of Dime that is recorded on the company's balance sheet. Investors also form their own opinion of Dime Community's value that differs from its market value or its book value, called intrinsic value, which is Dime Community's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Dime Community's market value can be influenced by many factors that don't directly affect Dime Community's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Dime Community's value and its price as these two are different measures arrived at by different means. Investors typically determine if Dime Community is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Dime Community's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.