Is Dime Community Stock a Good Investment?
Dime Community Investment Advice | DCOM |
- Examine Dime Community's financial health by looking at its balance sheet, income statement, and cash flow statement. Analyze key financial ratios, such as Price-to-Earnings (P/E), Price-to-Sales (P/S), and Price-to-Book (P/B), to determine whether the stock is fairly valued or over/undervalued.
- Research Dime Community's leadership team and their track record. Good management can help Dime Community navigate difficult times and make strategic decisions that benefit shareholders and increases its net worth.
- Consider the overall health of the Regional Banks space and any emerging trends that could impact Dime Community's business and its evolving consumer preferences.
- Compare Dime Community's performance and market position to its competitors. Analyze how Dime Community is positioned in terms of product offerings, innovation, and market share.
- Check if Dime Community pays a dividend and its dividend yield and payout ratio.
- Review what financial analysts are saying about Dime Community's stock and their price targets. However, remember that analysts' opinions can vary, and their predictions may not always be accurate.
It's important to note that investing in Dime Community Bancshares stock, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember that it's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. Below is a detailed guide on how to decide if Dime Community Bancshares is a good investment.
Sell | Buy |
Cautious Hold
Market Performance | Very Weak | Details | |
Volatility | Very steady | Details | |
Hype Condition | Under hyped | Details | |
Current Valuation | Undervalued | Details | |
Odds Of Distress | Low | Details | |
Economic Sensitivity | Almost mirrors the market | Details | |
Investor Sentiment | Impartial | Details | |
Analyst Consensus | Strong Buy | Details | |
Financial Strenth (F Score) | Poor | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Possible Manipulator | Details |
Examine Dime Community Stock
Researching Dime Community's stock involves analyzing various aspects of the company and its industry to make an informed investment decision. The key areas to focus on are fundamentals, business model and competitive advantage. It is also important to analyze trends in revenue, net income, and cash flow, as well as key financial ratios, such as price-to-earnings (P/E), price-to-sales (P/S), and debt-to-equity (D/E). About 87.0% of the company shares are held by institutions such as insurance companies. The company has price-to-book (P/B) ratio of 1.06. Some equities with similar Price to Book (P/B) outperform the market in the long run. Dime Community Bancshares last dividend was issued on the 17th of January 2025. The entity had 3:2 split on the 26th of July 2004.
To determine if Dime Community is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding Dime Community's research are outlined below:
| Dime Community generated a negative expected return over the last 90 days | |
| Dime Community has a poor financial position based on the latest SEC disclosures | |
| Over 87.0% of the company shares are held by institutions such as insurance companies | |
| Latest headline from MacroaxisInsider: Disposition of 250 shares by Christopher Porzelt of Dime Community at 30.59 subject to Rule 16b-3 |
Dime Community Quarterly Gross Profit |
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Dime Community uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in Dime Community Bancshares. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Dime Community's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
| 26th of April 2024 Upcoming Quarterly Report | View | |
| 26th of July 2024 Next Financial Report | View | |
| 31st of March 2024 Next Fiscal Quarter End | View | |
| 24th of January 2025 Next Fiscal Year End | View | |
| 31st of December 2023 Last Quarter Report | View | |
| 31st of December 2023 Last Financial Announcement | View |
Earnings surprises can significantly impact Dime Community's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate. Below are the table of largest EPS Surprises Dime Community's investors have experienced.
| Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
|---|---|---|---|---|---|---|---|
1998-10-20 | 1998-09-30 | 0.09 | 0.1 | 0.01 | 11 | ||
1999-01-27 | 1998-12-31 | 0.1 | 0.12 | 0.02 | 20 | ||
1998-07-27 | 1998-06-30 | 0.09 | 0.11 | 0.02 | 22 | ||
2005-07-21 | 2005-06-30 | 0.26 | 0.29 | 0.03 | 11 | ||
2004-01-22 | 2003-12-31 | 0.24 | 0.27 | 0.03 | 12 | ||
2003-01-23 | 2002-12-31 | 0.3 | 0.33 | 0.03 | 10 | ||
2013-01-25 | 2012-12-31 | 0.39 | 0.35 | -0.04 | 10 | ||
2011-10-20 | 2011-09-30 | 0.38 | 0.42 | 0.04 | 10 |
Know Dime Community's Top Institutional Investors
Have you ever been surprised when a price of an equity instrument such as Dime Community is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Dime Community Bancshares backward and forwards among themselves. Dime Community's institutional investor refers to the entity that pools money to purchase Dime Community's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
| Shares | American Century Companies Inc | 2024-12-31 | 759.2 K | Manufacturers Life Insurance Co | 2024-12-31 | 661.6 K | Ubs Group Ag | 2024-12-31 | 654.1 K | Stieven Capital Advisors, L.p. | 2024-12-31 | 620.2 K | Arnhold & S. Bleichroeder Advisers, Llc | 2024-12-31 | 493 K | Verition Fund Managegment, Llc | 2024-12-31 | 463.3 K | Lsv Asset Management | 2024-12-31 | 440.1 K | Royce & Associates, Lp | 2024-12-31 | 428.9 K | Northern Trust Corp | 2024-12-31 | 428.3 K | Blackrock Inc | 2024-12-31 | 6.2 M | Vanguard Group Inc | 2024-12-31 | 2.7 M |
Dime Community's market capitalization trends
The company currently falls under 'Mid-Cap' category with a current market capitalization of 1.35 B.Market Cap |
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Dime Community's profitablity analysis
| Last Reported | Projected for Next Year | ||
| Return On Capital Employed | 0.04 | 0.04 | |
| Return On Equity | 0.02 | 0.02 |
Determining Dime Community's profitability involves analyzing its financial statements and using various financial metrics to determine if Dime Community is a good buy. For example, gross profit margin measures Dime Community's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of Dime Community's profitability and make more informed investment decisions.
Evaluate Dime Community's management efficiency
As of the 1st of March 2025, Return On Tangible Assets is likely to drop to 0. In addition to that, Return On Capital Employed is likely to drop to 0.04. At this time, Dime Community's Total Assets are very stable compared to the past year. As of the 1st of March 2025, Total Current Assets is likely to grow to about 2.1 B, while Non Currrent Assets Other are likely to drop about 46.5 M. Dime Community's management efficiency ratios could be used to measure how well Dime Community manages its routine affairs as well as how well it operates its assets and liabilities.| Last Reported | Projected for Next Year | ||
| Book Value Per Share | 30.39 | 24.20 | |
| Tangible Book Value Per Share | 26.91 | 22.60 | |
| Enterprise Value Over EBITDA | 12.69 | 12.38 | |
| Price Book Value Ratio | 1.01 | 0.96 | |
| Enterprise Value Multiple | 12.69 | 12.38 | |
| Price Fair Value | 1.01 | 0.96 | |
| Enterprise Value | 179.1 M | 170.1 M |
The management team at Dime Community has a track record of steering the company towards sustained growth. Evaluating their strategies helps in understanding the stock's long-term potential.
Basic technical analysis of Dime Stock
As of the 1st of March, Dime Community shows the Mean Deviation of 1.46, variance of 4.05, and Standard Deviation of 2.01. Dime Community Bancshares technical analysis allows you to utilize historical prices and volume patterns in order to determine a pattern that computes the direction of the firm's future prices. Please confirm Dime Community Bancshares standard deviation and value at risk to decide if Dime Community Bancshares is priced favorably, providing market reflects its regular price of 30.52 per share. Given that Dime Community has information ratio of (0.07), we urge you to verify Dime Community Bancshares's prevailing market performance to make sure the company can sustain itself at a future point.Dime Community's insider trading activities
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Dime Community insiders, such as employees or executives, is commonly permitted as long as it does not rely on Dime Community's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Dime Community insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
Dime Community's Outstanding Corporate Bonds
Dime Community issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. Dime Community Bancshares uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most Dime bonds can be classified according to their maturity, which is the date when Dime Community Bancshares has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
| MPLX LP 4125 Corp BondUS55336VAK61 | View | |
| MPLX LP 52 Corp BondUS55336VAL45 | View | |
| MGM Resorts International Corp BondUS552953CD18 | View |
Understand Dime Community's technical and predictive indicators
Using predictive indicators to make investment decisions involves analyzing Dime Community's various financial and market-based factors to help forecast future trends and identify investment opportunities. Select the indicators that are most relevant to your investment strategy. Each indicator has its own strengths and weaknesses, so it's essential to combine multiple indicators to get a more comprehensive view of the market and reduce the risk of making poor decisions based on limited data.
| Risk Adjusted Performance | (0.05) | |||
| Market Risk Adjusted Performance | 0.5086 | |||
| Mean Deviation | 1.46 | |||
| Coefficient Of Variation | (1,242) | |||
| Standard Deviation | 2.01 | |||
| Variance | 4.05 | |||
| Information Ratio | (0.07) | |||
| Jensen Alpha | (0.18) | |||
| Total Risk Alpha | (0.11) | |||
| Treynor Ratio | 0.4986 | |||
| Maximum Drawdown | 10.3 | |||
| Value At Risk | (3.39) | |||
| Potential Upside | 3.56 | |||
| Skewness | (0.40) | |||
| Kurtosis | 1.44 |
| Risk Adjusted Performance | (0.05) | |||
| Market Risk Adjusted Performance | 0.5086 | |||
| Mean Deviation | 1.46 | |||
| Coefficient Of Variation | (1,242) | |||
| Standard Deviation | 2.01 | |||
| Variance | 4.05 | |||
| Information Ratio | (0.07) | |||
| Jensen Alpha | (0.18) | |||
| Total Risk Alpha | (0.11) | |||
| Treynor Ratio | 0.4986 | |||
| Maximum Drawdown | 10.3 | |||
| Value At Risk | (3.39) | |||
| Potential Upside | 3.56 | |||
| Skewness | (0.40) | |||
| Kurtosis | 1.44 |
Consider Dime Community's intraday indicators
Dime Community intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Dime Community stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
Dime Community Corporate Filings
F4 | 28th of February 2025 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
10K | 20th of February 2025 Annual report required by the U.S. Securities and Exchange Commission (SEC) of a company financial performance | ViewVerify |
8K | 23rd of January 2025 Report filed with the SEC to announce major events that shareholders should know about | ViewVerify |
| 7th of January 2025 Other Reports | ViewVerify |
Dime Stock media impact
Far too much social signal, news, headlines, and media speculation about Dime Community that are available to investors today. That information is available publicly through Dime media outlets and privately through word of mouth or via Dime internal channels. However, regardless of the origin, that massive amount of Dime data is challenging to quantify into actionable patterns, especially for investors that are not very sophisticated with ever-evolving tools and techniques used in the investment management field.
A primary focus of Dime Community news analysis is to determine if its current price reflects all relevant headlines and social signals impacting the current market conditions. A news analyst typically looks at the history of Dime Community relative headlines and hype rather than examining external drivers such as technical or fundamental data. It is believed that price action tends to repeat itself due to investors' collective, patterned thinking related to Dime Community's headlines and news coverage data. This data is often completely overlooked or insufficiently analyzed for actionable insights to drive Dime Community alpha.
Dime Community Sentiment by Major News Outlets
Investor sentiment, mood or attitude towards Dime Community can have a significant impact on its stock price or the market as a whole. This sentiment can be positive or negative, and various factors, such as economic indicators, news events, or market trends, can influence it. When investor sentiment is positive, investors are more likely to buy stocks, increasing demand and increasing the stock price. Positive investor sentiment can be driven by good news about the company or the broader market, such as solid earnings reports or positive economic data.
Note that negative investor sentiment can cause investors to sell stocks, leading to a decrease in demand and a drop in the stock price. Negative sentiment can be driven by factors such as poor earnings reports, negative news about the company or industry, or broader economic concerns. It's important to note that investor sentiment is just one of many factors that can affect stock prices. Other factors, such as company performance, industry trends, and global economic conditions, can also play a significant role in determining the value of a stock.
Dime Community Corporate Management
| Patricia Esq | General VP | Profile | |
| John Romano | Executive Banking | Profile | |
| Nancy Tomich | Executive Leader | Profile | |
| Mario Caracappa | Executive Service | Profile | |
| Austin Stonitsch | Executive Officer | Profile | |
| Michael Fegan | Senior Officer | Profile |
Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in Dime Community Bancshares. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in persons. You can also try the Idea Breakdown module to analyze constituents of all Macroaxis ideas. Macroaxis investment ideas are predefined, sector-focused investing themes.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Dime Community. If investors know Dime will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Dime Community listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.14) | Dividend Share 1 | Earnings Share 0.55 | Revenue Per Share | Quarterly Revenue Growth (0.45) |
The market value of Dime Community Bancshares is measured differently than its book value, which is the value of Dime that is recorded on the company's balance sheet. Investors also form their own opinion of Dime Community's value that differs from its market value or its book value, called intrinsic value, which is Dime Community's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Dime Community's market value can be influenced by many factors that don't directly affect Dime Community's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
In summary, please note that there is a difference between Dime Community's value and its price, as these two are different measures arrived at by various means. Investors typically determine if Dime Community is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Dime Community's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.