Based on the key measurements obtained from Dime Community's financial statements, Dime Community Bancshares may be sliding down financialy. It has an above-average probability of going through some form of financial hardship next quarter. At this time, Dime Community's Liabilities And Stockholders Equity is very stable compared to the past year. As of the 25th of March 2025, Non Current Liabilities Total is likely to grow to about 13.6 B, while Total Current Liabilities is likely to drop about 47.5 M. Key indicators impacting Dime Community's financial strength include:
Investors should never underestimate Dime Community's ability to pay suppliers on time, ensure interest payments are not accumulating, and correctly time where and how to reinvest extra cash. Individual investors need to monitor Dime Community's cash flow, debt, and profitability to make informed and accurate decisions about investing in Dime Community Bancshares.
Net Income
47.41 Million
Dime
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Understanding current and past Dime Community Financials, including the trends in assets, liabilities, equity and income are directly related to making proper and timely investing decisions. All of Dime Community's financial statements are interrelated, with each one affecting the others. For example, an increase in Dime Community's assets may result in an increase in income on the income statement.
Dime Community competes with Peapack Gladstone, Northfield Bancorp, Great Southern, Heritage Financial, and Byline Bancorp. Dime Community Bancshares, Inc. operates as the holding company for Dime Community Bank that provides various commercial banking and financial services. Dime Community Bancshares, Inc. was founded in 1910 and is headquartered in Hauppauge, New York. Dime Community operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 802 people.
Comparative valuation techniques use various fundamental indicators to help in determining Dime Community's current stock value. Our valuation model uses many indicators to compare Dime Community value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Dime Community competition to find correlations between indicators driving Dime Community's intrinsic value. More Info.
Dime Community Bancshares is rated below average in return on equity category among its peers. It also is rated below average in return on asset category among its peers reporting about 0.09 of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for Dime Community Bancshares is roughly 10.57 . At this time, Dime Community's Return On Equity is very stable compared to the past year. Comparative valuation analysis is a catch-all technique that is used if you cannot value Dime Community by discounting back its dividends or cash flows. It compares the stock's price multiples to nearest competition to determine if the stock is relatively undervalued or overvalued.
Dime Community Bancshares Systematic Risk
Dime Community's systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. Dime Community volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
The output start index for this execution was twenty with a total number of output elements of fourty-one. The Beta measures systematic risk based on how returns on Dime Community Bancshares correlated with the market. If Beta is less than 0 Dime Community generally moves in the opposite direction as compared to the market. If Dime Community Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one Dime Community Bancshares is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of Dime Community is generally in the same direction as the market. If Beta > 1 Dime Community moves generally in the same direction as, but more than the movement of the benchmark.
Today, most investors in Dime Community Stock are looking for potential investment opportunities by analyzing not only static indicators but also various Dime Community's growth ratios. Consistent increases or decreases in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's growth growth rates may not be enough to decide which company is a better investment. That's why investors frequently use static breakdown of Dime Community growth as a starting point in their analysis.
Along with financial statement analysis, the daily predictive indicators of Dime Community help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of Dime Community Bancshares. We use our internally-developed statistical techniques to arrive at the intrinsic value of Dime Community Bancshares based on widely used predictive technical indicators. In general, we focus on analyzing Dime Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build Dime Community's daily price indicators and compare them against related drivers.
When determining whether Dime Community Bancshares is a strong investment it is important to analyze Dime Community's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Dime Community's future performance. For an informed investment choice regarding Dime Stock, refer to the following important reports:
Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in Dime Community Bancshares. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in persons.
You can also try the Analyst Advice module to analyst recommendations and target price estimates broken down by several categories.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Dime Community. If investors know Dime will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Dime Community listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.14)
Dividend Share
1
Earnings Share
0.55
Revenue Per Share
7.14
Quarterly Revenue Growth
(0.45)
The market value of Dime Community Bancshares is measured differently than its book value, which is the value of Dime that is recorded on the company's balance sheet. Investors also form their own opinion of Dime Community's value that differs from its market value or its book value, called intrinsic value, which is Dime Community's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Dime Community's market value can be influenced by many factors that don't directly affect Dime Community's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Dime Community's value and its price as these two are different measures arrived at by different means. Investors typically determine if Dime Community is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Dime Community's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.