Central Pacific Valuation
| CPF Stock | USD 27.56 0.56 2.07% |
At this time, the firm appears to be undervalued. Central Pacific Financial shows a prevailing Real Value of $29.82 per share. The current price of the firm is $27.56. Our model approximates the value of Central Pacific Financial from analyzing the firm fundamentals such as Return On Equity of 0.1, profit margin of 0.22 %, and Current Valuation of 529.78 M as well as examining its technical indicators and probability of bankruptcy. Key fundamental drivers impacting Central Pacific's valuation include:
Undervalued
Today
Please note that Central Pacific's price fluctuation is very steady at this time. Calculation of the real value of Central Pacific Financial is based on 3 months time horizon. Increasing Central Pacific's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
The fair value of the Central stock is determined by what a typical buyer is willing to pay for full or partial control of Central Pacific Financial. Since Central Pacific is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Central Stock. However, Central Pacific's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 27.56 | Real 29.82 | Target 32.0 | Hype 26.98 | Naive 27.57 |
The real value of Central Stock, also known as its intrinsic value, is the underlying worth of Central Pacific Financial Company, which is reflected in its stock price. It is based on Central Pacific's financial performance, growth prospects, management team, or industry conditions. The intrinsic value of Central Pacific's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, or news.
Estimating the potential upside or downside of Central Pacific Financial helps investors to forecast how Central stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Central Pacific more accurately as focusing exclusively on Central Pacific's fundamentals will not take into account other important factors: When choosing an evaluation method for Central Pacific Financial, ensure it is appropriate for the firm given its current financial situation and market classification. If more than one evaluation category is relevant, we suggest using all methods to arrive at a better estimate.
Central Pacific Cash |
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Central Valuation Trend
Comparing Central Pacific's enterprise value against its market capitalization is a good way to estimate the value of Central Pacific Financial uage its performance over time. This information may sometimes be enough for investors to make reasonable market timing decisions.
Central Revenue by Product
Central Pacific Total Value Analysis
Central Pacific Financial is currently projected to have company total value of 529.78 M with market capitalization of 732.13 M, debt of 188.37 M, and cash on hands of 138.7 M. Please note that company total value may be misleading and is a subject to accounting gimmicks. We encourage investors to carefully check all of the Central Pacific fundamentals before making security assessment based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
529.78 M | 732.13 M | 188.37 M | 138.7 M |
Central Pacific Investor Information
About 96.0% of the company shares are held by institutions such as insurance companies. The company has price-to-book (P/B) ratio of 1.36. Some equities with similar Price to Book (P/B) outperform the market in the long run. Central Pacific Financial has Price/Earnings To Growth (PEG) ratio of 2.48. The entity last dividend was issued on the 28th of February 2025. The firm had 1:20 split on the 3rd of February 2011. Based on the measurements of operating efficiency obtained from Central Pacific's historical financial statements, Central Pacific Financial may be sliding down financialy. It has an above-average probability of going through some form of financial hardship next quarter.| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
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| Operating Profit Margin | 0.12 | 0.1265 |
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| Total Cash From Operating Activities | 69.7 M | 90.5 M |
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| Operating Income | 70 M | 38.7 M |
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Central Pacific Asset Utilization
The concept of asset utilization usually refers to the revenue earned for every dollar of assets a company currently reports. The current return on assets of Central implies not a very effective usage of assets in March.Central Pacific Ownership Allocation
Central Pacific holds a total of 27.12 Million outstanding shares. The majority of Central Pacific Financial outstanding shares are owned by other corporate entities. These outside corporations are usually referred to as non-private investors looking to acquire positions in Central Pacific Financial to benefit from reduced commissions. Consequently, institutional investors are subject to a different set of regulations than regular investors in Central Pacific. Please pay attention to any change in the institutional holdings of Central Pacific Financial as this could imply that something significant has changed or is about to change at the company. Please note that no matter how many assets the company secures, if the real value of the firm is less than the current market value, you may not be able to make money on it.Central Pacific Profitability Analysis
The company reported the last year's revenue of 306.1 M. Total Income to common stockholders was 53.41 M with profit before taxes, overhead, and interest of 240.58 M.Central Pacific Past Distributions to stockholders
| 17th of March 2025 | ||
| 16th of December 2024 | ||
| 30th of September 2024 | ||
| 16th of September 2024 | ||
| 17th of June 2024 | ||
| 15th of March 2024 | ||
| 15th of December 2023 | ||
| 15th of September 2023 | ||
| 15th of June 2023 | ||
| 31st of May 2023 |
Please note that valuation analysis is one of the essential comprehensive assessments in business. It evaluates Central Pacific's worth, which you can determine by considering its current assets, liabilities and future cash flows. The investors' valuation analysis is an important metric that will give you a perspective on different companies. It helps you know the worth of the potential investment in Central Pacific and how it compares across the competition.
About Central Pacific Valuation
The stock valuation mechanism determines Central Pacific's current worth on a weekly basis. Our valuation model uses a comparative analysis of Central Pacific. We calculate exposure to Central Pacific's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Central Pacific's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 306.1 M | 174.9 M | |
| Pretax Profit Margin | 0.22 | 0.23 | |
| Operating Profit Margin | 0.13 | 0.12 | |
| Net Profit Margin | 0.17 | 0.15 | |
| Gross Profit Margin | 0.91 | 0.81 |
A single share of Central Pacific represents a small ownership stake in the entity. As a stockholder of Central, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
Central Pacific Dividends Analysis For Valuation
The Central Pacific's current Dividend Paid And Capex Coverage Ratio is estimated to increase to 3.50, while Dividends Paid is projected to decrease to roughly 14.4 M. . At this time, Central Pacific's Earnings Yield is most likely to increase slightly in the upcoming years. The Central Pacific's current Price Earnings Ratio is estimated to increase to 21.73, while Earning Assets are projected to decrease to roughly 1.6 B.
| Last Reported | Projected for Next Year | ||
| Dividends Paid | 28.1 M | 14.4 M | |
| Dividend Yield | 0.04 | 0.02 | |
| Dividend Payout Ratio | 0.53 | 0.35 | |
| Dividend Paid And Capex Coverage Ratio | 3.22 | 3.50 |
There are various types of dividends Central Pacific can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of Central shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from Central Pacific Financial directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When Central pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of Central Pacific by the value of the dividends paid out.
Central Pacific Growth Indicators
Investing in growth stocks can be very risky. If the company such as Central Pacific does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
| Common Stock Shares Outstanding | 27.2 M | |
| Quarterly Earnings Growth Y O Y | -0.237 | |
| Forward Price Earnings | 9.4251 |
Central Pacific Current Valuation Indicators
Valuation refers to the process of determining the present value of Central Pacific Financial and all of its assets. It can be calculated using a number of techniques. As many analysts who try to value Central we look at many different elements of the entity such as Central's management, its prospective future earnings, the current market value of the company's assets, as well as its capital structure formation.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as Central Pacific, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use Central Pacific's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes Central Pacific's worth.Complementary Tools for Central Stock analysis
When running Central Pacific's price analysis, check to measure Central Pacific's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Central Pacific is operating at the current time. Most of Central Pacific's value examination focuses on studying past and present price action to predict the probability of Central Pacific's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Central Pacific's price. Additionally, you may evaluate how the addition of Central Pacific to your portfolios can decrease your overall portfolio volatility.
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