Columbia Banking Valuation

COLB Stock  USD 25.66  0.94  3.80%   
At this time, the firm appears to be undervalued. Columbia Banking System shows a prevailing Real Value of $29.4 per share. The current price of the firm is $25.66. Our model approximates the value of Columbia Banking System from analyzing the firm fundamentals such as Return On Equity of 0.11, profit margin of 0.29 %, and Current Valuation of 7.38 B as well as examining its technical indicators and probability of bankruptcy. Key fundamental drivers impacting Columbia Banking's valuation include:
Price Book
1.0134
Enterprise Value
7.4 B
Price Sales
2.8422
Forward PE
9.2851
Trailing PE
9.6941
Undervalued
Today
25.66
Please note that Columbia Banking's price fluctuation is very steady at this time. Calculation of the real value of Columbia Banking System is based on 3 months time horizon. Increasing Columbia Banking's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Since Columbia Banking is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Columbia Stock. However, Columbia Banking's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value.
Historical Market  25.66 Real  29.4 Target  33.0 Hype  25.42
The real value of Columbia Stock, also known as its intrinsic value, is the underlying worth of Columbia Banking System Company, which is reflected in its stock price. It is based on Columbia Banking's financial performance, growth prospects, management team, or industry conditions. The intrinsic value of Columbia Banking's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, or news.
29.40
Real Value
31.03
Upside
Estimating the potential upside or downside of Columbia Banking System helps investors to forecast how Columbia stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Columbia Banking more accurately as focusing exclusively on Columbia Banking's fundamentals will not take into account other important factors:
Earnings
Estimates (0)
LowProjectedHigh
0.600.630.66
Details
Hype
Prediction
LowEstimatedHigh
23.7925.4227.05
Details
12 Analysts
Consensus
LowTarget PriceHigh
30.0333.0036.63
Details
Traditionally, analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use Columbia Banking's intrinsic value based on its ongoing forecasts of Columbia Banking's financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against Columbia Banking's closest peers. If more than one evaluation category is relevant for Columbia Banking we suggest using both methods to arrive at a better estimate.

Columbia Banking Cash

690.23 Million

Columbia Valuation Trend

Comparing Columbia Banking's enterprise value against its market capitalization is a good way to estimate the value of Columbia Banking System uage its performance over time. This information may sometimes be enough for investors to make reasonable market timing decisions.

Columbia Revenue by Product

Columbia Banking Total Value Analysis

Columbia Banking System is currently expected to have valuation of 7.38 B with market capitalization of 5.18 B, debt of 3.66 B, and cash on hands of 317.68 M. Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the Columbia Banking fundamentals before making equity appraisal based on enterprise value of the company
  Takeover PriceMarket CapDebt ObligationsCash
7.38 B
5.18 B
3.66 B
317.68 M

Columbia Banking Investor Information

About 95.0% of the company shares are held by institutions such as insurance companies. The company has price-to-book (P/B) ratio of 1.01. Some equities with similar Price to Book (P/B) outperform the market in the long run. Columbia Banking System has Price/Earnings To Growth (PEG) ratio of 2.26. The entity last dividend was issued on the 28th of February 2025. The firm had 105:100 split on the 10th of May 2004. Columbia Banking System may be sliding down financialy. It has an above-average probability of going through some form of financial hardship next quarter.

Columbia Banking Asset Utilization

The asset utilization indicator refers to the revenue earned for every dollar of assets a company currently reports. Columbia Banking has an asset utilization ratio of 5.34 percent. This suggests that the Company is making $0.0534 for each dollar of assets. An increasing asset utilization means that Columbia Banking System is more efficient with each dollar of assets it utilizes for everyday operations.
 
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Covid

Columbia Banking Ownership Allocation

Columbia Banking holds a total of 209.65 Million outstanding shares. The majority of Columbia Banking System outstanding shares are owned by other corporate entities. These outside corporations are usually referred to as non-private investors looking to acquire positions in Columbia Banking System to benefit from reduced commissions. Consequently, institutional investors are subject to a different set of regulations than regular investors in Columbia Banking. Please pay attention to any change in the institutional holdings of Columbia Banking System as this could imply that something significant has changed or is about to change at the company. Please note that no matter how many assets the company secures, if the real value of the firm is less than the current market value, you may not be able to make money on it.

Columbia Banking Profitability Analysis

The company reported the previous year's revenue of 2.76 B. Net Income was 533.67 M with profit before overhead, payroll, taxes, and interest of 1.82 B.

Columbia Banking Past Distributions to stockholders

Please note that valuation analysis is one of the essential comprehensive assessments in business. It evaluates Columbia Banking's worth, which you can determine by considering its current assets, liabilities and future cash flows. The investors' valuation analysis is an important metric that will give you a perspective on different companies. It helps you know the worth of the potential investment in Columbia Banking and how it compares across the competition.

About Columbia Banking Valuation

The stock valuation mechanism determines Columbia Banking's current worth on a weekly basis. Our valuation model uses a comparative analysis of Columbia Banking. We calculate exposure to Columbia Banking's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Columbia Banking's related companies.
Last ReportedProjected for Next Year
Gross Profit2.8 B2.9 B
Pretax Profit Margin 0.26  0.26 
Operating Profit Margin 1.00  0.62 
Net Profit Margin 0.19  0.10 
Gross Profit Margin 0.54  0.59 
Columbia Banking's stock price is the clearest measure of market expectations about its performance. Without stock valuation, investors cannot independently discern whether Columbia Banking's value is low or high relative to the company's performance and growth projections. Determining the market value of Columbia Banking can be done in different ways, such as multiplying its stock price by its outstanding shares.
A single share of Columbia Banking represents a small ownership stake in the entity. As a stockholder of Columbia, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.

Columbia Banking Dividends Analysis For Valuation

At present, Columbia Banking's Dividends Paid is projected to increase significantly based on the last few years of reporting. The current year's Dividend Yield is expected to grow to 0.06, whereas Dividend Payout Ratio is forecasted to decline to 0.33. . At present, Columbia Banking's Retained Earnings Total Equity is projected to increase significantly based on the last few years of reporting. The current year's Earnings Yield is expected to grow to 0.1, whereas Retained Earnings are projected to grow to (225.4 M).
Last ReportedProjected for Next Year
Dividends Paid300.2 M315.2 M
Dividend Yield 0.05  0.06 
Dividend Payout Ratio 0.56  0.33 
Dividend Paid And Capex Coverage Ratio 2.19  1.70 
There are various types of dividends Columbia Banking can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of Columbia shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from Columbia Banking System directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When Columbia pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of Columbia Banking by the value of the dividends paid out.

Columbia Banking Growth Indicators

Growth stocks usually refer to those companies expected to grow sales and earnings faster than the market average. Growth stocks typically don't pay dividends, often look expensive, and usually trading at a high P/E ratio. Nevertheless, such valuations could be relatively cheap if the company continues to grow, which will drive the share price up. However, since most investors are paying a high price for a growth stock, based on expectations, if those expectations are not fully realized, growth stocks can see dramatic declines.
Common Stock Shares Outstanding209.3 M
Quarterly Earnings Growth Y O Y0.513
Forward Price Earnings9.2851

Columbia Banking Current Valuation Indicators

Valuation refers to the process of determining the present value of Columbia Banking System and all of its assets. It can be calculated using a number of techniques. As many analysts who try to value Columbia we look at many different elements of the entity such as Columbia's management, its prospective future earnings, the current market value of the company's assets, as well as its capital structure formation.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as Columbia Banking, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use Columbia Banking's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes Columbia Banking's worth.

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When running Columbia Banking's price analysis, check to measure Columbia Banking's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Columbia Banking is operating at the current time. Most of Columbia Banking's value examination focuses on studying past and present price action to predict the probability of Columbia Banking's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Columbia Banking's price. Additionally, you may evaluate how the addition of Columbia Banking to your portfolios can decrease your overall portfolio volatility.
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