CCFNB Bancorp Valuation
| CCFN Stock | USD 41.40 2.35 5.37% |
At this time, the entity appears to be overvalued. CCFNB Bancorp shows a prevailing Real Value of $33.86 per share. The current price of the entity is $41.4. Our model approximates the value of CCFNB Bancorp from evaluating the entity fundamentals such as profit margin of 0.32 %, and Shares Outstanding of 2.09 M as well as inspecting its technical indicators and probability of bankruptcy. . In general, most investors favor obtaining undervalued instruments and abandoning overvalued instruments since, at some future date, asset prices and their ongoing real values will blend.
Overvalued
Today
Please note that CCFNB Bancorp's price fluctuation is very steady at this time. Calculation of the real value of CCFNB Bancorp is based on 3 months time horizon. Increasing CCFNB Bancorp's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
The fair value of the CCFNB otc stock is determined by what a typical buyer is willing to pay for full or partial control of CCFNB Bancorp. Since CCFNB Bancorp is currently traded on the exchange, buyers and sellers on that exchange determine the market value of CCFNB OTC Stock. However, CCFNB Bancorp's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 41.4 | Real 33.86 | Hype 41.4 | Naive 41.78 |
The intrinsic value of CCFNB Bancorp's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, news, and other external factors that may influence CCFNB Bancorp's stock price. It is important to note that the real value of any stock may change over time based on changes in the company's performance.
Estimating the potential upside or downside of CCFNB Bancorp helps investors to forecast how CCFNB otc stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of CCFNB Bancorp more accurately as focusing exclusively on CCFNB Bancorp's fundamentals will not take into account other important factors: CCFNB Bancorp Total Value Analysis
CCFNB Bancorp is currently forecasted to have valuation of 114.01 M with market capitalization of 104.55 M, debt of 128.64 M, and cash on hands of 88.4 M. Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the CCFNB Bancorp fundamentals before making equity appraisal based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
114.01 M | 104.55 M | 128.64 M | 88.4 M |
CCFNB Bancorp Investor Information
The company has price-to-book (P/B) ratio of 0.96. Some equities with similar Price to Book (P/B) outperform the market in the long run. CCFNB Bancorp last dividend was issued on the 6th of February 2023. Based on the analysis of CCFNB Bancorp's profitability, liquidity, and operating efficiency, CCFNB Bancorp is not in a good financial situation at the moment. It has a very high risk of going through financial straits in April.CCFNB Bancorp Asset Utilization
The asset utilization indicator refers to the revenue earned for every dollar of assets a company currently reports. CCFNB Bancorp has an asset utilization ratio of 4.84 percent. This suggests that the OTC Stock is making $0.0484 for each dollar of assets. An increasing asset utilization means that CCFNB Bancorp is more efficient with each dollar of assets it utilizes for everyday operations.CCFNB Bancorp Profitability Analysis
The company reported the previous year's revenue of 30.21 M. Net Income was 9.4 M with profit before overhead, payroll, taxes, and interest of 30.21 M.About CCFNB Bancorp Valuation
We use absolute and relative valuation methodologies to arrive at the intrinsic value of CCFNB Bancorp. In general, an absolute valuation paradigm, as applied to this otc stock, attempts to find the value of CCFNB Bancorp based exclusively on its fundamental and basic technical indicators. By analyzing CCFNB Bancorp's financials, quarterly and monthly indicators, and their related drivers, we attempt to find the most accurate representation of CCFNB Bancorp's intrinsic value. As compared to an absolute model, our relative valuation model uses a comparative analysis of CCFNB Bancorp. We calculate exposure to CCFNB Bancorp's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of CCFNB Bancorp's related companies.CCFNB Bancorp, Inc. operates as the holding company for First Columbia Bank Trust Co. that provides banking and related financial services to individual, business, and government customers. It operates thirteen offices in Columbia, Montour, and Eastern Northumberland in Northcentral Pennsylvania. Ccfnb Bancorp operates under BanksRegional classification in the United States and is traded on OTC Exchange. It employs 88 people.
8 Steps to conduct CCFNB Bancorp's Valuation Analysis
OTC Stock's valuation is the process of determining the worth of any otc stock in monetary terms. It estimates CCFNB Bancorp's potential worth based on factors such as financial performance, market conditions, growth prospects, and overall economic environment. The result of otc stock valuation is a single number representing a OTC Stock's current market value. This value can be used as a benchmark for various financial transactions such as mergers and acquisitions, initial public offerings (IPOs), or private equity investments. To conduct CCFNB Bancorp's valuation analysis, follow these 8 steps:- Gather financial information: Obtain CCFNB Bancorp's financial statements, including balance sheets, income statements, and cash flow statements.
- Determine CCFNB Bancorp's revenue streams: Identify CCFNB Bancorp's primary sources of revenue, including products or services offered, target markets, and pricing strategies.
- Analyze market data: Research CCFNB Bancorp's industry and market trends, including the size of the market, growth rate, and competition.
- Establish CCFNB Bancorp's growth potential: Evaluate CCFNB Bancorp's management, business model, and growth potential.
- Determine CCFNB Bancorp's financial performance: Analyze its financial statements to assess its historical performance and future potential.
- Choose a valuation method: Consider the OTC Stock's specific circumstances and choose an appropriate valuation method, such as the discounted cash flow (DCF) or comparable analysis method.
- Calculate the value: Apply the chosen valuation method to the financial information and market data to calculate CCFNB Bancorp's estimated value.
- Review and adjust: Review the results and make necessary adjustments, considering any relevant factors that may have been missed or overlooked.
CCFNB Bancorp Growth Indicators
Growth stocks usually refer to those companies expected to grow sales and earnings faster than the market average. Growth stocks typically don't pay dividends, often look expensive, and usually trading at a high P/E ratio. Nevertheless, such valuations could be relatively cheap if the company continues to grow, which will drive the share price up. However, since most investors are paying a high price for a growth stock, based on expectations, if those expectations are not fully realized, growth stocks can see dramatic declines.
| Price Earnings Ratio | 11.0375 | |
| Quarterly Earnings Growth Y O Y | 0.032 | |
| Retained Earnings | 84.1 M | |
| Forward Annual Dividend Rate | 1.68 | |
| Shares Float | 1.8 M |
Other Information on Investing in CCFNB OTC Stock
CCFNB Bancorp financial ratios help investors to determine whether CCFNB OTC Stock is cheap or expensive when compared to a particular measure, such as profits or enterprise value. In other words, they help investors to determine the cost of investment in CCFNB with respect to the benefits of owning CCFNB Bancorp security.