Commerce Bancshares Valuation
| CBSH Stock | USD 73.88 0.08 0.11% |
At this time, the firm appears to be overvalued. Commerce Bancshares shows a prevailing Real Value of $68.15 per share. The current price of the firm is $73.88. Our model approximates the value of Commerce Bancshares from analyzing the firm fundamentals such as Current Valuation of 7.95 B, profit margin of 0.31 %, and Return On Equity of 0.17 as well as examining its technical indicators and probability of bankruptcy. Key fundamental drivers impacting Commerce Bancshares' valuation include:
Price Book 2.7633 | Enterprise Value 7.9 B | Price Sales 5.8679 | Forward PE 18.9036 | Trailing PE 19.2898 |
Overvalued
Today
Please note that Commerce Bancshares' price fluctuation is very steady at this time. Calculation of the real value of Commerce Bancshares is based on 3 months time horizon. Increasing Commerce Bancshares' time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Since Commerce Bancshares is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Commerce Stock. However, Commerce Bancshares' intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 73.88 | Real 68.15 | Target 51.33 | Hype 73.84 |
The intrinsic value of Commerce Bancshares' stock can be calculated using various methods such as discounted cash flow or dividend analysis. That value may differ from its market price, which is determined by factors such as investor sentiment, market trends, headlines, and other external factors that may influence Commerce Bancshares' stock price.
Estimating the potential upside or downside of Commerce Bancshares helps investors to forecast how Commerce stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Commerce Bancshares more accurately as focusing exclusively on Commerce Bancshares' fundamentals will not take into account other important factors: When choosing an evaluation method for Commerce Bancshares, ensure it is appropriate for the firm given its current financial situation and market classification. If more than one evaluation category is relevant, we suggest using all methods to arrive at a better estimate.
Commerce Bancshares Cash |
|
Commerce Valuation Trend
Commerce Bancshares' real value analysis enables investors to forecast the earnings more efficiently. Using both Commerce Bancshares' enterprise value as well as its market capitalization is the best way to gauging the value of the company and is usually enough for investors to make market timing decisions.
Commerce Revenue by Product
Commerce Bancshares Total Value Analysis
Commerce Bancshares is currently projected to have valuation of 7.95 B with market capitalization of 9.48 B, debt of 1.4 M, and cash on hands of 2.32 B. Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the Commerce Bancshares fundamentals before making equity appraisal based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
7.95 B | 9.48 B | 1.4 M | 2.32 B |
Commerce Bancshares Investor Information
About 71.0% of the company shares are held by institutions such as insurance companies. The book value of Commerce Bancshares was currently reported as 26.68. The company last dividend was issued on the 3rd of December 2024. Commerce Bancshares had 105:100 split on the 1st of December 2021. Based on the key indicators related to Commerce Bancshares' liquidity, profitability, solvency, and operating efficiency, Commerce Bancshares is not in a good financial situation at this time. It has a very high probability of going through financial hardship in December.| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
|---|---|---|---|---|---|---|---|---|---|
| Operating Profit Margin | 0.7 | 0.4487 |
|
| |||||
| Total Cash From Operating Activities | 353 M | 488.8 M |
|
| |||||
| Operating Income | 476.9 M | 619.7 M |
|
|
Commerce Bancshares Asset Utilization
The asset utilization indicator refers to the revenue earned for every dollar of assets a company currently reports. Commerce Bancshares has an asset utilization ratio of 4.36 percent. This signifies that the Company is making $0.0436 for each dollar of assets. An increasing asset utilization means that Commerce Bancshares is more efficient with each dollar of assets it utilizes for everyday operations.Commerce Bancshares Ownership Allocation
Commerce Bancshares holds a total of 128.23 Million outstanding shares. The majority of Commerce Bancshares outstanding shares are owned by other corporate entities. These outside corporations are usually referred to as non-private investors looking to acquire positions in Commerce Bancshares to benefit from reduced commissions. Consequently, institutional investors are subject to a different set of regulations than regular investors in Commerce Bancshares. Please pay attention to any change in the institutional holdings of Commerce Bancshares as this could imply that something significant has changed or is about to change at the company. On June 14, 2024, Senator Tommy Tuberville of US Senate acquired under $15k worth of Commerce Bancshares's common stock.Commerce Bancshares Profitability Analysis
The company reported the previous year's revenue of 1.38 B. Net Income was 485.18 M with profit before overhead, payroll, taxes, and interest of 1.48 B.Commerce Bancshares Past Distributions to stockholders
About Commerce Bancshares Valuation
An absolute valuation paradigm, as applied to Commerce Stock, attempts to find the value of Commerce Bancshares based on its fundamental and basic technical indicators. By analyzing Commerce Bancshares's financials, quarterly and monthly indicators, and their related drivers, such as dividends, operating cash flow, and various types of growth rates, we attempt to find the most accurate representation of Commerce Bancshares's intrinsic value. In some cases, mostly for established, large-cap companies, we also incorporate more traditional valuation methods such as dividend discount, discounted cash flow, or asset-based models. As compared to an absolute model, our relative valuation model uses a comparative analysis of Commerce Bancshares. We calculate exposure to Commerce Bancshares's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Commerce Bancshares's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 1.4 B | 961.7 M | |
| Pretax Profit Margin | 0.45 | 0.28 | |
| Operating Profit Margin | 0.45 | 0.70 | |
| Net Profit Margin | 0.35 | 0.20 | |
| Gross Profit Margin | 0.91 | 0.79 |
Commerce Bancshares Quarterly Retained Earnings |
|
A single share of Commerce Bancshares represents a small ownership stake in the entity. As a stockholder of Commerce, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
Commerce Bancshares Dividends Analysis For Valuation
As of now, Commerce Bancshares' Dividend Yield is decreasing as compared to previous years. The Commerce Bancshares' current Dividend Paid And Capex Coverage Ratio is estimated to increase to 2.46, while Dividends Paid is projected to decrease to under 75.4 M. . The Commerce Bancshares' current Earnings Yield is estimated to increase to 0.09, while Retained Earnings are projected to decrease to under 50.5 M.
| Last Reported | Projected for Next Year | ||
| Dividends Paid | 134.7 M | 75.4 M | |
| Dividend Yield | 0.02 | 0.02 | |
| Dividend Payout Ratio | 0.28 | 0.23 | |
| Dividend Paid And Capex Coverage Ratio | 2.19 | 2.46 |
There are various types of dividends Commerce Bancshares can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of Commerce shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from Commerce Bancshares directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When Commerce pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of Commerce Bancshares by the value of the dividends paid out.
Commerce Bancshares Growth Indicators
Growth stocks usually refer to those companies expected to grow sales and earnings faster than the market average. Growth stocks typically don't pay dividends, often look expensive, and usually trading at a high P/E ratio. Nevertheless, such valuations could be relatively cheap if the company continues to grow, which will drive the share price up. However, since most investors are paying a high price for a growth stock, based on expectations, if those expectations are not fully realized, growth stocks can see dramatic declines.
| Common Stock Shares Outstanding | 130.1 M | |
| Quarterly Earnings Growth Y O Y | 0.162 | |
| Forward Price Earnings | 18.9036 |
Commerce Bancshares Current Valuation Indicators
Valuation refers to the process of determining the present value of Commerce Bancshares and all of its assets. It can be calculated using a number of techniques. As many analysts who try to value Commerce we look at many different elements of the entity such as Commerce's management, its prospective future earnings, the current market value of the company's assets, as well as its capital structure formation.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as Commerce Bancshares, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use Commerce Bancshares' valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes Commerce Bancshares' worth.Complementary Tools for Commerce Stock analysis
When running Commerce Bancshares' price analysis, check to measure Commerce Bancshares' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Commerce Bancshares is operating at the current time. Most of Commerce Bancshares' value examination focuses on studying past and present price action to predict the probability of Commerce Bancshares' future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Commerce Bancshares' price. Additionally, you may evaluate how the addition of Commerce Bancshares to your portfolios can decrease your overall portfolio volatility.
| Theme Ratings Determine theme ratings based on digital equity recommendations. Macroaxis theme ratings are based on combination of fundamental analysis and risk-adjusted market performance | |
| Portfolio Backtesting Avoid under-diversification and over-optimization by backtesting your portfolios | |
| Share Portfolio Track or share privately all of your investments from the convenience of any device |