Is Commerce Bancshares Stock a Good Investment?
Commerce Bancshares Investment Advice | CBSH |
- Examine Commerce Bancshares' financial health by looking at its balance sheet, income statement, and cash flow statement. Analyze key financial ratios, such as Price-to-Earnings (P/E), Price-to-Sales (P/S), and Price-to-Book (P/B), to determine whether the stock is fairly valued or over/undervalued.
- Research Commerce Bancshares' leadership team and their track record. Good management can help Commerce Bancshares navigate difficult times and make strategic decisions that benefit shareholders and increases its net worth.
- Consider the overall health of the Regional Banks space and any emerging trends that could impact Commerce Bancshares' business and its evolving consumer preferences.
- Compare Commerce Bancshares' performance and market position to its competitors. Analyze how Commerce Bancshares is positioned in terms of product offerings, innovation, and market share.
- Check if Commerce Bancshares pays a dividend and its dividend yield and payout ratio.
- Review what financial analysts are saying about Commerce Bancshares' stock and their price targets. However, remember that analysts' opinions can vary, and their predictions may not always be accurate.
It's important to note that investing in Commerce Bancshares stock, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember that it's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. Below is a detailed guide on how to decide if Commerce Bancshares is a good investment.
Sell | Buy |
Strong Buy
Market Performance | OK | Details | |
Volatility | Very steady | Details | |
Hype Condition | Low key | Details | |
Current Valuation | Overvalued | Details | |
Odds Of Distress | Low | Details | |
Economic Sensitivity | Actively responds to the market | Details | |
Investor Sentiment | Alarmed | Details | |
Analyst Consensus | Hold | Details | |
Financial Strenth (F Score) | Healthy | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Unlikely Manipulator | Details |
Examine Commerce Bancshares Stock
Researching Commerce Bancshares' stock involves analyzing various aspects of the company and its industry to make an informed investment decision. The key areas to focus on are fundamentals, business model and competitive advantage. It is also important to analyze trends in revenue, net income, and cash flow, as well as key financial ratios, such as price-to-earnings (P/E), price-to-sales (P/S), and debt-to-equity (D/E). About 71.0% of the company shares are held by institutions such as insurance companies. The book value of Commerce Bancshares was currently reported as 26.68. The company last dividend was issued on the 3rd of December 2024. Commerce Bancshares had 105:100 split on the 1st of December 2021.
To determine if Commerce Bancshares is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding Commerce Bancshares' research are outlined below:
| About 71.0% of the company shares are held by institutions such as insurance companies | |
| Latest headline from investing.com: Commerce Bancshares senior vice president sells 53,364 in stock |
Commerce Bancshares Quarterly Good Will |
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Commerce Bancshares uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in Commerce Bancshares. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Commerce Bancshares' previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
| 16th of April 2024 Upcoming Quarterly Report | View | |
| 17th of July 2024 Next Financial Report | View | |
| 31st of March 2024 Next Fiscal Quarter End | View | |
| 16th of January 2025 Next Fiscal Year End | View | |
| 31st of December 2023 Last Quarter Report | View | |
| 31st of December 2023 Last Financial Announcement | View |
Earnings surprises can significantly impact Commerce Bancshares' stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate. Below are the table of largest EPS Surprises Commerce Bancshares' investors have experienced.
| Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
|---|---|---|---|---|---|---|---|
2010-01-14 | 2009-12-31 | 0.29 | 0.32 | 0.03 | 10 | ||
2012-04-12 | 2012-03-31 | 0.39 | 0.43 | 0.04 | 10 | ||
2011-07-14 | 2011-06-30 | 0.4 | 0.44 | 0.04 | 10 | ||
2009-01-20 | 2008-12-31 | 0.31 | 0.27 | -0.04 | 12 | ||
2008-04-15 | 2008-03-31 | 0.33 | 0.29 | -0.04 | 12 | ||
2015-07-14 | 2015-06-30 | 0.46 | 0.51 | 0.05 | 10 | ||
2012-07-12 | 2012-06-30 | 0.42 | 0.47 | 0.05 | 11 | ||
2009-07-16 | 2009-06-30 | 0.19 | 0.24 | 0.05 | 26 |
Know Commerce Bancshares' Top Institutional Investors
Have you ever been surprised when a price of an equity instrument such as Commerce Bancshares is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Commerce Bancshares backward and forwards among themselves. Commerce Bancshares' institutional investor refers to the entity that pools money to purchase Commerce Bancshares' securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
| Shares | Jpmorgan Chase & Co | 2024-06-30 | 1.5 M | Btim Corp | 2024-09-30 | 1.2 M | Norges Bank | 2024-06-30 | 1.2 M | Bank Of America Corp | 2024-06-30 | 1.2 M | Bank Of New York Mellon Corp | 2024-06-30 | 1.2 M | First Trust Advisors L.p. | 2024-06-30 | 1.1 M | Charles Schwab Investment Management Inc | 2024-09-30 | 1 M | Northern Trust Corp | 2024-09-30 | 976 K | Cooke & Bieler Lp | 2024-09-30 | 891.9 K | Vanguard Group Inc | 2024-09-30 | 12.6 M | Blackrock Inc | 2024-06-30 | 10.9 M |
Commerce Bancshares' market capitalization trends
The company currently falls under 'Mid-Cap' category with a current market capitalization of 9.48 B.Market Cap |
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Commerce Bancshares' profitablity analysis
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.02 | 0.01 | |
| Return On Capital Employed | 0.02 | 0.02 | |
| Return On Assets | 0.02 | 0.01 | |
| Return On Equity | 0.16 | 0.10 |
Determining Commerce Bancshares' profitability involves analyzing its financial statements and using various financial metrics to determine if Commerce Bancshares is a good buy. For example, gross profit margin measures Commerce Bancshares' profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of Commerce Bancshares' profitability and make more informed investment decisions.
Evaluate Commerce Bancshares' management efficiency
Commerce Bancshares has return on total asset (ROA) of 0.0162 % which means that it generated a profit of $0.0162 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.1681 %, meaning that it created $0.1681 on every $100 dollars invested by stockholders. Commerce Bancshares' management efficiency ratios could be used to measure how well Commerce Bancshares manages its routine affairs as well as how well it operates its assets and liabilities. The current Return On Tangible Assets is estimated to decrease to 0.01. The current Return On Capital Employed is estimated to decrease to 0.02. As of now, Commerce Bancshares' Net Tangible Assets are increasing as compared to previous years. The Commerce Bancshares' current Intangibles To Total Assets is estimated to increase to 0.01, while Total Assets are projected to decrease to under 19.2 B.| Last Reported | Projected for Next Year | ||
| Book Value Per Share | 22.82 | 23.52 | |
| Tangible Book Value Per Share | 21.58 | 23.03 | |
| Enterprise Value Over EBITDA | 9.71 | 7.14 | |
| Price Book Value Ratio | 2.36 | 1.54 | |
| Enterprise Value Multiple | 9.71 | 7.14 | |
| Price Fair Value | 2.36 | 1.54 | |
| Enterprise Value | 6.9 B | 7.3 B |
Leadership at Commerce Bancshares emphasizes sustainable growth and financial prudence. Our analysis evaluates how these priorities impact the stock's performance in the market.
Dividend Yield 0.0146 | Forward Dividend Yield 0.0146 | Forward Dividend Rate 1.08 | Beta 0.741 |
Basic technical analysis of Commerce Stock
As of the 28th of November, Commerce Bancshares shows the Downside Deviation of 1.29, risk adjusted performance of 0.1169, and Mean Deviation of 1.15. Commerce Bancshares technical analysis gives you the methodology to make use of historical prices and volume patterns to determine a pattern that approximates the direction of the firm's future prices.Commerce Bancshares' insider trading activities
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Commerce Bancshares insiders, such as employees or executives, is commonly permitted as long as it does not rely on Commerce Bancshares' material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Commerce Bancshares insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
Commerce Bancshares' Outstanding Corporate Bonds
Commerce Bancshares issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. Commerce Bancshares uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most Commerce bonds can be classified according to their maturity, which is the date when Commerce Bancshares has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
| Boeing Co 2196 Corp BondUS097023DG73 | View | |
| MPLX LP 52 Corp BondUS55336VAL45 | View |
Understand Commerce Bancshares' technical and predictive indicators
Using predictive indicators to make investment decisions involves analyzing Commerce Bancshares' various financial and market-based factors to help forecast future trends and identify investment opportunities. Select the indicators that are most relevant to your investment strategy. Each indicator has its own strengths and weaknesses, so it's essential to combine multiple indicators to get a more comprehensive view of the market and reduce the risk of making poor decisions based on limited data.
| Risk Adjusted Performance | 0.1169 | |||
| Market Risk Adjusted Performance | 0.1637 | |||
| Mean Deviation | 1.15 | |||
| Semi Deviation | 1.03 | |||
| Downside Deviation | 1.29 | |||
| Coefficient Of Variation | 689.54 | |||
| Standard Deviation | 1.83 | |||
| Variance | 3.36 | |||
| Information Ratio | 0.0766 | |||
| Jensen Alpha | 0.0638 | |||
| Total Risk Alpha | (0.02) | |||
| Sortino Ratio | 0.109 | |||
| Treynor Ratio | 0.1537 | |||
| Maximum Drawdown | 13.35 | |||
| Value At Risk | (1.79) | |||
| Potential Upside | 2.63 | |||
| Downside Variance | 1.66 | |||
| Semi Variance | 1.07 | |||
| Expected Short fall | (1.36) | |||
| Skewness | 2.63 | |||
| Kurtosis | 14.28 |
| Risk Adjusted Performance | 0.1169 | |||
| Market Risk Adjusted Performance | 0.1637 | |||
| Mean Deviation | 1.15 | |||
| Semi Deviation | 1.03 | |||
| Downside Deviation | 1.29 | |||
| Coefficient Of Variation | 689.54 | |||
| Standard Deviation | 1.83 | |||
| Variance | 3.36 | |||
| Information Ratio | 0.0766 | |||
| Jensen Alpha | 0.0638 | |||
| Total Risk Alpha | (0.02) | |||
| Sortino Ratio | 0.109 | |||
| Treynor Ratio | 0.1537 | |||
| Maximum Drawdown | 13.35 | |||
| Value At Risk | (1.79) | |||
| Potential Upside | 2.63 | |||
| Downside Variance | 1.66 | |||
| Semi Variance | 1.07 | |||
| Expected Short fall | (1.36) | |||
| Skewness | 2.63 | |||
| Kurtosis | 14.28 |
Consider Commerce Bancshares' intraday indicators
Commerce Bancshares intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Commerce Bancshares stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
Commerce Bancshares Corporate Filings
F4 | 26th of November 2024 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
| 8th of November 2024 Other Reports | ViewVerify | |
10Q | 6th of November 2024 Quarterly performance report mandated by Securities and Exchange Commission (SEC), to be filed by publicly traded corporations | ViewVerify |
8K | 30th of October 2024 Report filed with the SEC to announce major events that shareholders should know about | ViewVerify |
Commerce Stock media impact
Far too much social signal, news, headlines, and media speculation about Commerce Bancshares that are available to investors today. That information is available publicly through Commerce media outlets and privately through word of mouth or via Commerce internal channels. However, regardless of the origin, that massive amount of Commerce data is challenging to quantify into actionable patterns, especially for investors that are not very sophisticated with ever-evolving tools and techniques used in the investment management field.
A primary focus of Commerce Bancshares news analysis is to determine if its current price reflects all relevant headlines and social signals impacting the current market conditions. A news analyst typically looks at the history of Commerce Bancshares relative headlines and hype rather than examining external drivers such as technical or fundamental data. It is believed that price action tends to repeat itself due to investors' collective, patterned thinking related to Commerce Bancshares' headlines and news coverage data. This data is often completely overlooked or insufficiently analyzed for actionable insights to drive Commerce Bancshares alpha.
Commerce Bancshares Sentiment by Major News Outlets
Investor sentiment, mood or attitude towards Commerce Bancshares can have a significant impact on its stock price or the market as a whole. This sentiment can be positive or negative, and various factors, such as economic indicators, news events, or market trends, can influence it. When investor sentiment is positive, investors are more likely to buy stocks, increasing demand and increasing the stock price. Positive investor sentiment can be driven by good news about the company or the broader market, such as solid earnings reports or positive economic data.
Note that negative investor sentiment can cause investors to sell stocks, leading to a decrease in demand and a drop in the stock price. Negative sentiment can be driven by factors such as poor earnings reports, negative news about the company or industry, or broader economic concerns. It's important to note that investor sentiment is just one of many factors that can affect stock prices. Other factors, such as company performance, industry trends, and global economic conditions, can also play a significant role in determining the value of a stock.
Commerce Bancshares Corporate Management
| Margaret Rowe | General Secretary | Profile | |
| Paul Steiner | Chief Accounting Officer, Controller | Profile | |
| Thomas Noack | Sec VP | Profile | |
| Matthew Burkemper | Corporate Finance | Profile |
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Commerce Bancshares. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in state. For more detail on how to invest in Commerce Stock please use our How to Invest in Commerce Bancshares guide.You can also try the Transaction History module to view history of all your transactions and understand their impact on performance.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Commerce Bancshares. If investors know Commerce will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Commerce Bancshares listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.162 | Dividend Share 1.067 | Earnings Share 3.83 | Revenue Per Share 12.557 | Quarterly Revenue Growth 0.083 |
The market value of Commerce Bancshares is measured differently than its book value, which is the value of Commerce that is recorded on the company's balance sheet. Investors also form their own opinion of Commerce Bancshares' value that differs from its market value or its book value, called intrinsic value, which is Commerce Bancshares' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Commerce Bancshares' market value can be influenced by many factors that don't directly affect Commerce Bancshares' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
In summary, please note that there is a difference between Commerce Bancshares' value and its price, as these two are different measures arrived at by various means. Investors typically determine if Commerce Bancshares is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Commerce Bancshares' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.