CB Financial Valuation
| CBFV Stock | USD 28.09 0.10 0.35% |
At this time, the entity appears to be undervalued. CB Financial Services owns a latest Real Value of $29.42 per share. The recent price of the entity is $28.09. Our model approximates the value of CB Financial Services from evaluating the entity fundamentals such as Shares Owned By Insiders of 10.06 %, return on asset of 0.0086, and Shares Outstanding of 5.12 M as well as inspecting its technical indicators and probability of bankruptcy. Key fundamental drivers impacting CB Financial's valuation include:
Undervalued
Today
Please note that CB Financial's price fluctuation is very steady at this time. Calculation of the real value of CB Financial Services is based on 3 months time horizon. Increasing CB Financial's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
The fair value of the CBFV stock is determined by what a typical buyer is willing to pay for full or partial control of CB Financial Services. Since CB Financial is currently traded on the exchange, buyers and sellers on that exchange determine the market value of CBFV Stock. However, CB Financial's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 28.09 | Real 29.42 | Target 30.33 | Hype 28.11 | Naive 29.56 |
The intrinsic value of CB Financial's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, news, and other external factors that may influence CB Financial's stock price. It is important to note that the real value of any stock may change over time based on changes in the company's performance.
Estimating the potential upside or downside of CB Financial Services helps investors to forecast how CBFV stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of CB Financial more accurately as focusing exclusively on CB Financial's fundamentals will not take into account other important factors: Traditionally, analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use CB Financial's intrinsic value based on its ongoing forecasts of CB Financial's financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against CB Financial's closest peers.
CB Financial Cash |
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CBFV Valuation Trend
Analysing the historical paterns of CB Financial's enterprise value and its market capitalization is a good way to estimate and gauge the value of CB Financial Services over time and is usually enough for investors to make rational market timing decisions.
CBFV Revenue by Product
CB Financial Total Value Analysis
CB Financial Services is currently forecasted to have valuation of 131.85 M with market capitalization of 143.85 M, debt of 20 M, and cash on hands of 81.12 M. Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the CB Financial fundamentals before making equity appraisal based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
131.85 M | 143.85 M | 20 M | 81.12 M |
CB Financial Investor Information
About 42.0% of the company shares are held by institutions such as insurance companies. The company has price-to-book (P/B) ratio of 0.98. Some equities with similar Price to Book (P/B) outperform the market in the long run. CB Financial Services has Price/Earnings To Growth (PEG) ratio of 1.75. The entity last dividend was issued on the 14th of February 2025. The firm had 959692:319 split on the 11th of May 1999. CB Financial Services may be sliding down financialy. It has an above-average probability of going through some form of financial hardship next quarter.CB Financial Asset Utilization
The concept of asset utilization usually refers to the revenue earned for every dollar of assets a company currently reports. The latest return on assets of CBFV indicates not a very effective usage of assets in March.CB Financial Ownership Allocation
The market capitalization of CB Financial Services is $143.85 Million. 30% of CB Financial Services outstanding shares are owned by institutions. Institutional investors are typically referred to investors that purchase positions in a given stock to benefit from reduced commissions. Hence, institutional investors are subject to different rules and regulations than regular investors. Please look out for any change in current institutional holding as this could mean something significant has changed at the company or is about to change. Note, that even with substantial debt, if the true value of the entity is larger than the current market value, you may still be able to generate positive returns on investment in this company sooner or later.CB Financial Profitability Analysis
The company reported the previous year's revenue of 76.13 M. Net Income was 12.59 M with profit before overhead, payroll, taxes, and interest of 50.03 M.CB Financial Past Distributions to stockholders
About CB Financial Valuation
Our relative valuation model uses a comparative analysis of CB Financial. We calculate exposure to CB Financial's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of CB Financial's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 76.1 M | 79.9 M | |
| Pretax Profit Margin | 0.20 | 0.19 | |
| Operating Profit Margin | 0.98 | 1.96 | |
| Net Profit Margin | 0.17 | 0.16 | |
| Gross Profit Margin | 0.15 | 0.14 |
CB Financial Quarterly Retained Earnings |
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A single share of CB Financial represents a small ownership stake in the entity. As a stockholder of CBFV, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
CB Financial Dividends Analysis For Valuation
Dividend Payout Ratio is likely to climb to 0.45 in 2025, whereas Dividends Paid is likely to drop slightly above 3.6 M in 2025. . Price Earnings Ratio is likely to climb to 13.17 in 2025, whereas Retained Earnings are likely to drop slightly above 54.3 M in 2025.
| Last Reported | Projected for Next Year | ||
| Dividends Paid | 5.1 M | 3.6 M | |
| Dividend Yield | 0.03 | 0.03 | |
| Dividend Payout Ratio | 0.41 | 0.45 | |
| Dividend Paid And Capex Coverage Ratio | 1.32 | 1.25 |
There are various types of dividends CB Financial can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of CBFV shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from CB Financial Services directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When CBFV pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of CB Financial by the value of the dividends paid out.
CB Financial Growth Indicators
Investing in growth stocks can be very risky. If the company such as CB Financial does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
| Common Stock Shares Outstanding | 5.3 M | |
| Quarterly Earnings Growth Y O Y | -0.818 | |
| Forward Price Earnings | 12.987 |
CB Financial Current Valuation Indicators
CB Financial's valuation analysis is a process of estimating the intrinsic value of all assets and outstanding equities. There are different methodologies and models we use to develop the final CB Financial's valuation. The techniques such as discounted cash flow and fundamental indicators such as book value per share or market capitalization are well known and widely used across most financial advisers and money managers.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as CB Financial, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use CB Financial's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes CB Financial's worth.Additional Tools for CBFV Stock Analysis
When running CB Financial's price analysis, check to measure CB Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy CB Financial is operating at the current time. Most of CB Financial's value examination focuses on studying past and present price action to predict the probability of CB Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move CB Financial's price. Additionally, you may evaluate how the addition of CB Financial to your portfolios can decrease your overall portfolio volatility.