Is CB Financial Stock a Good Investment?
CB Financial Investment Advice | CBFV |
- Examine CB Financial's financial health by looking at its balance sheet, income statement, and cash flow statement. Analyze key financial ratios, such as Price-to-Earnings (P/E), Price-to-Sales (P/S), and Price-to-Book (P/B), to determine whether the stock is fairly valued or over/undervalued.
- Research CB Financial's leadership team and their track record. Good management can help CB Financial navigate difficult times and make strategic decisions that benefit shareholders and increases its net worth.
- Consider the overall health of the Regional Banks space and any emerging trends that could impact CB Financial's business and its evolving consumer preferences.
- Compare CB Financial's performance and market position to its competitors. Analyze how CB Financial is positioned in terms of product offerings, innovation, and market share.
- Check if CB Financial pays a dividend and its dividend yield and payout ratio.
- Review what financial analysts are saying about CB Financial's stock and their price targets. However, remember that analysts' opinions can vary, and their predictions may not always be accurate.
It's important to note that investing in CB Financial Services stock, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember that it's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. Below is a detailed guide on how to decide if CB Financial Services is a good investment.
Sell | Buy |
Strong Hold
Market Performance | Very Weak | Details | |
Volatility | Very steady | Details | |
Hype Condition | Stale | Details | |
Current Valuation | Fairly Valued | Details | |
Odds Of Distress | Very Low | Details | |
Economic Sensitivity | Follows the market closely | Details | |
Investor Sentiment | Alarmed | Details | |
Analyst Consensus | Hold | Details | |
Financial Strenth (F Score) | Healthy | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Unlikely Manipulator | Details |
Examine CB Financial Stock
Researching CB Financial's stock involves analyzing various aspects of the company and its industry to make an informed investment decision. The key areas to focus on are fundamentals, business model and competitive advantage. It is also important to analyze trends in revenue, net income, and cash flow, as well as key financial ratios, such as price-to-earnings (P/E), price-to-sales (P/S), and debt-to-equity (D/E). About 42.0% of the company shares are held by institutions such as insurance companies. The company has price-to-book (P/B) ratio of 0.98. Some equities with similar Price to Book (P/B) outperform the market in the long run. CB Financial Services has Price/Earnings To Growth (PEG) ratio of 1.75. The entity last dividend was issued on the 14th of February 2025. The firm had 959692:319 split on the 11th of May 1999.
To determine if CB Financial is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding CB Financial's research are outlined below:
| On 28th of February 2025 CB Financial paid $ 0.25 per share dividend to its current shareholders | |
| Latest headline from news.google.com: Chubb Limited Shares Sold by PNC Financial Services Group Inc. - MarketBeat |
CB Financial uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in CB Financial Services. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to CB Financial's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
| 25th of January 2024 Upcoming Quarterly Report | View | |
| 26th of April 2024 Next Financial Report | View | |
| 31st of December 2023 Next Fiscal Quarter End | View | |
| 25th of January 2024 Next Fiscal Year End | View | |
| 30th of September 2023 Last Quarter Report | View | |
| 31st of December 2022 Last Financial Announcement | View |
Earnings surprises can significantly impact CB Financial's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate. Below are the table of largest EPS Surprises CB Financial's investors have experienced.
| Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
|---|---|---|---|---|---|---|---|
2021-05-04 | 2021-03-31 | 0.47 | 0.52 | 0.05 | 10 | ||
2023-10-27 | 2023-09-30 | 0.58 | 0.52 | -0.06 | 10 | ||
2017-01-31 | 2016-12-31 | 0.42 | 0.48 | 0.06 | 14 | ||
2024-04-26 | 2024-03-31 | 0.55 | 0.62 | 0.07 | 12 | ||
2022-04-28 | 2022-03-31 | 0.51 | 0.58 | 0.07 | 13 | ||
2021-10-28 | 2021-09-30 | 0.44 | 0.37 | -0.07 | 15 | ||
2019-07-29 | 2019-06-30 | 0.48 | 0.55 | 0.07 | 14 | ||
2017-10-27 | 2017-09-30 | 0.42 | 0.5 | 0.08 | 19 |
Know CB Financial's Top Institutional Investors
Have you ever been surprised when a price of an equity instrument such as CB Financial is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading CB Financial Services backward and forwards among themselves. CB Financial's institutional investor refers to the entity that pools money to purchase CB Financial's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
| Shares | Susquehanna International Group, Llp | 2024-12-31 | 45.7 K | Salzhauer Michael | 2024-12-31 | 34.2 K | Bryn Mawr Trust Company | 2024-12-31 | 33.6 K | S&t Bank | 2024-12-31 | 33.6 K | Empowered Funds, Llc | 2024-12-31 | 33.2 K | M3f, Inc. | 2024-12-31 | 32.1 K | American Century Companies Inc | 2024-12-31 | 18.5 K | Dimensional Fund Advisors, Inc. | 2024-12-31 | 17.8 K | Stifel Financial Corp | 2024-12-31 | 15.9 K | Alliancebernstein L.p. | 2024-12-31 | 419.4 K | Janney Montgomery Scott Llc | 2024-12-31 | 353 K |
CB Financial's market capitalization trends
The company currently falls under 'Small-Cap' category with a current market capitalization of 145.44 M.Market Cap |
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CB Financial's profitablity analysis
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.01 | 0.01 | |
| Return On Capital Employed | 0.05 | 0.05 | |
| Return On Assets | 0.01 | 0.01 | |
| Return On Equity | 0.09 | 0.06 |
Determining CB Financial's profitability involves analyzing its financial statements and using various financial metrics to determine if CB Financial is a good buy. For example, gross profit margin measures CB Financial's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of CB Financial's profitability and make more informed investment decisions.
Please note, the imprecision that can be found in CB Financial's accounting process means that the reasonable investor should take a skeptical approach toward the financial statement analysis of CB Financial Services. Check CB Financial's Beneish M Score to see the likelihood of CB Financial's management manipulating its earnings.
Evaluate CB Financial's management efficiency
Return On Capital Employed is likely to climb to 0.05 in 2025, whereas Return On Tangible Assets are likely to drop 0.01 in 2025. At this time, CB Financial's Non Currrent Assets Other are fairly stable compared to the past year. Other Assets is likely to climb to about 1.2 B in 2025, whereas Non Current Assets Total are likely to drop slightly above 28.9 M in 2025. CB Financial's management efficiency ratios could be used to measure how well CB Financial manages its routine affairs as well as how well it operates its assets and liabilities.| Last Reported | Projected for Next Year | ||
| Book Value Per Share | 28.71 | 17.01 | |
| Tangible Book Value Per Share | 26.81 | 14.96 | |
| Enterprise Value Over EBITDA | 1.99 | 1.89 | |
| Price Book Value Ratio | 1.00 | 1.17 | |
| Enterprise Value Multiple | 1.99 | 1.89 | |
| Price Fair Value | 1.00 | 1.17 | |
| Enterprise Value | 131.9 M | 138.5 M |
The strategic decisions made by CB Financial management significantly impact its financial stability and market performance. Evaluating these factors helps determine whether the stock is a worthwhile investment.
Basic technical analysis of CBFV Stock
As of the 25th of March, CB Financial owns the Variance of 2.43, market risk adjusted performance of (0.20), and Information Ratio of (0.08). CB Financial Services technical analysis gives you the methodology to make use of past data patterns to determine a pattern that approximates the direction of the entity's future prices. Please confirm CB Financial Services risk adjusted performance, variance, as well as the relationship between the Variance and potential upside to decide if CB Financial Services is priced fairly, providing market reflects its prevailing price of 28.72 per share. Given that CB Financial Services has information ratio of (0.08), we suggest you to validate CB Financial's latest market performance to make sure the company can sustain itself sooner or later.CB Financial's insider trading activities
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific CB Financial insiders, such as employees or executives, is commonly permitted as long as it does not rely on CB Financial's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases CB Financial insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
CB Financial's Outstanding Corporate Bonds
CB Financial issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. CB Financial Services uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most CBFV bonds can be classified according to their maturity, which is the date when CB Financial Services has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
| Dana 575 percent Corp BondUS235822AB96 | View | |
| Morgan Stanley 3971 Corp BondUS61744YAL20 | View | |
| AerCap Global Aviation Corp BondUS00773HAA59 | View |
Understand CB Financial's technical and predictive indicators
Using predictive indicators to make investment decisions involves analyzing CB Financial's various financial and market-based factors to help forecast future trends and identify investment opportunities. Select the indicators that are most relevant to your investment strategy. Each indicator has its own strengths and weaknesses, so it's essential to combine multiple indicators to get a more comprehensive view of the market and reduce the risk of making poor decisions based on limited data.
| Risk Adjusted Performance | (0.08) | |||
| Market Risk Adjusted Performance | (0.20) | |||
| Mean Deviation | 1.18 | |||
| Coefficient Of Variation | (1,015) | |||
| Standard Deviation | 1.56 | |||
| Variance | 2.43 | |||
| Information Ratio | (0.08) | |||
| Jensen Alpha | (0.13) | |||
| Total Risk Alpha | (0.10) | |||
| Treynor Ratio | (0.21) | |||
| Maximum Drawdown | 7.71 | |||
| Value At Risk | (3.05) | |||
| Potential Upside | 1.9 | |||
| Skewness | (0.02) | |||
| Kurtosis | 0.7483 |
| Risk Adjusted Performance | (0.08) | |||
| Market Risk Adjusted Performance | (0.20) | |||
| Mean Deviation | 1.18 | |||
| Coefficient Of Variation | (1,015) | |||
| Standard Deviation | 1.56 | |||
| Variance | 2.43 | |||
| Information Ratio | (0.08) | |||
| Jensen Alpha | (0.13) | |||
| Total Risk Alpha | (0.10) | |||
| Treynor Ratio | (0.21) | |||
| Maximum Drawdown | 7.71 | |||
| Value At Risk | (3.05) | |||
| Potential Upside | 1.9 | |||
| Skewness | (0.02) | |||
| Kurtosis | 0.7483 |
Consider CB Financial's intraday indicators
CB Financial intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of CB Financial stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
CB Financial Corporate Filings
10K | 21st of March 2025 An amendment to a previously filed Form 10-K | ViewVerify |
10K | 19th of March 2025 Annual report required by the U.S. Securities and Exchange Commission (SEC) of a company financial performance | ViewVerify |
F4 | 19th of February 2025 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
F3 | 14th of February 2025 The report used by insiders such as officers, directors, and major shareholders (beneficial owners holding more than 10% of any class of the company's equity securities) to declare their ownership of a company's stock | ViewVerify |
CBFV Stock media impact
Far too much social signal, news, headlines, and media speculation about CB Financial that are available to investors today. That information is available publicly through CBFV media outlets and privately through word of mouth or via CBFV internal channels. However, regardless of the origin, that massive amount of CBFV data is challenging to quantify into actionable patterns, especially for investors that are not very sophisticated with ever-evolving tools and techniques used in the investment management field.
A primary focus of CB Financial news analysis is to determine if its current price reflects all relevant headlines and social signals impacting the current market conditions. A news analyst typically looks at the history of CB Financial relative headlines and hype rather than examining external drivers such as technical or fundamental data. It is believed that price action tends to repeat itself due to investors' collective, patterned thinking related to CB Financial's headlines and news coverage data. This data is often completely overlooked or insufficiently analyzed for actionable insights to drive CB Financial alpha.
CB Financial Sentiment by Major News Outlets
Investor sentiment, mood or attitude towards CB Financial can have a significant impact on its stock price or the market as a whole. This sentiment can be positive or negative, and various factors, such as economic indicators, news events, or market trends, can influence it. When investor sentiment is positive, investors are more likely to buy stocks, increasing demand and increasing the stock price. Positive investor sentiment can be driven by good news about the company or the broader market, such as solid earnings reports or positive economic data.
Note that negative investor sentiment can cause investors to sell stocks, leading to a decrease in demand and a drop in the stock price. Negative sentiment can be driven by factors such as poor earnings reports, negative news about the company or industry, or broader economic concerns. It's important to note that investor sentiment is just one of many factors that can affect stock prices. Other factors, such as company performance, industry trends, and global economic conditions, can also play a significant role in determining the value of a stock.
CB Financial Corporate Management
| Ralph Burchianti | Executive VP of Credit Admin. | Profile | |
| Richard Boyer | Senior Operations | Profile | |
| Matthew Lawrence | Sr Controller | Profile | |
| Bruce Sharp | Executive Officer | Profile | |
| Jamie CPA | CFO VP | Profile |
Additional Tools for CBFV Stock Analysis
When running CB Financial's price analysis, check to measure CB Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy CB Financial is operating at the current time. Most of CB Financial's value examination focuses on studying past and present price action to predict the probability of CB Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move CB Financial's price. Additionally, you may evaluate how the addition of CB Financial to your portfolios can decrease your overall portfolio volatility.