Cathay General Valuation
| CATY Stock | USD 43.28 0.14 0.32% |
At this time, the firm appears to be fairly valued. Cathay General Bancorp shows a prevailing Real Value of $44.31 per share. The current price of the firm is $43.28. Our model approximates the value of Cathay General Bancorp from analyzing the firm fundamentals such as Current Valuation of 2.24 B, profit margin of 0.41 %, and Return On Equity of 0.1 as well as examining its technical indicators and probability of bankruptcy. Key fundamental drivers impacting Cathay General's valuation include:
Price Book 1.069 | Enterprise Value | Price Sales 4.3945 | Trailing PE 10.957 | Enterprise Value Revenue 4.4807 |
Fairly Valued
Today
Please note that Cathay General's price fluctuation is very steady at this time. Calculation of the real value of Cathay General Bancorp is based on 3 months time horizon. Increasing Cathay General's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Since Cathay General is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Cathay Stock. However, Cathay General's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 43.28 | Real 44.31 | Target 53.6 | Hype 43.28 | Naive 43.43 |
The intrinsic value of Cathay General's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, news, and other external factors that may influence Cathay General's stock price. It is important to note that the real value of any stock may change over time based on changes in the company's performance.
Estimating the potential upside or downside of Cathay General Bancorp helps investors to forecast how Cathay stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Cathay General more accurately as focusing exclusively on Cathay General's fundamentals will not take into account other important factors: Traditionally, analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use Cathay General's intrinsic value based on its ongoing forecasts of Cathay General's financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against Cathay General's closest peers.
Cathay General Cash |
|
Cathay Valuation Trend
Analysing the historical paterns of Cathay General's enterprise value and its market capitalization is a good way to estimate and gauge the value of Cathay General Bancorp over time and is usually enough for investors to make rational market timing decisions.
Cathay Revenue by Product
Cathay General Total Value Analysis
Cathay General Bancorp is currently anticipated to have valuation of 2.24 B with market capitalization of 3.04 B, debt of 119.14 M, and cash on hands of 200.05 M. Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the Cathay General fundamentals before making equity appraisal based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
2.24 B | 3.04 B | 119.14 M | 200.05 M |
Cathay General Investor Information
About 78.0% of the company shares are held by institutions such as insurance companies. The company has price-to-book (P/B) ratio of 1.07. Some equities with similar Price to Book (P/B) outperform the market in the long run. Cathay General Bancorp has Price/Earnings To Growth (PEG) ratio of 2.08. The entity last dividend was issued on the 27th of February 2025. The firm had 2:1 split on the 29th of September 2004. Cathay General Bancorp may be sliding down financialy. It has an above-average probability of going through some form of financial hardship next quarter.| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
|---|---|---|---|---|---|---|---|---|---|
| Operating Profit Margin | 0.0308 | 0.0325 |
|
| |||||
| Total Cash From Operating Activities | 161.3 M | 209.4 M |
|
| |||||
| Operating Income | 22.5 M | 23.7 M |
|
|
Cathay General Asset Utilization
The asset utilization indicator refers to the revenue earned for every dollar of assets a company currently reports. Cathay General has an asset utilization ratio of 3.17 percent. This suggests that the Company is making $0.0317 for each dollar of assets. An increasing asset utilization means that Cathay General Bancorp is more efficient with each dollar of assets it utilizes for everyday operations.Cathay General Ownership Allocation
Cathay General holds a total of 70.29 Million outstanding shares. The majority of Cathay General Bancorp outstanding shares are owned by other corporate entities. These outside corporations are usually referred to as non-private investors looking to acquire positions in Cathay General Bancorp to benefit from reduced commissions. Consequently, institutional investors are subject to a different set of regulations than regular investors in Cathay General. Please pay attention to any change in the institutional holdings of Cathay General Bancorp as this could imply that something significant has changed or is about to change at the company. Please note that no matter how many assets the company secures, if the real value of the firm is less than the current market value, you may not be able to make money on it.Cathay General Profitability Analysis
The company reported the previous year's revenue of 729.72 M. Net Income was 285.98 M with profit before overhead, payroll, taxes, and interest of 692.22 M.Cathay General Past Distributions to stockholders
About Cathay General Valuation
Our relative valuation model uses a comparative analysis of Cathay General. We calculate exposure to Cathay General's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Cathay General's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 1.3 B | 1.4 B | |
| Pretax Profit Margin | 0.44 | 0.37 | |
| Operating Profit Margin | 0.03 | 0.03 | |
| Net Profit Margin | 0.39 | 0.26 | |
| Gross Profit Margin | 1.65 | 1.14 |
Cathay General Quarterly Retained Earnings |
|
A single share of Cathay General represents a small ownership stake in the entity. As a stockholder of Cathay, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
Cathay General Dividends Analysis For Valuation
At this time, Cathay General's Dividends Paid is fairly stable compared to the past year. Dividend Paid And Capex Coverage Ratio is likely to rise to 3.31 in 2025, whereas Dividend Yield is likely to drop 0.03 in 2025. . At this time, Cathay General's Retained Earnings are fairly stable compared to the past year. Price Earnings Ratio is likely to rise to 12.82 in 2025, whereas Retained Earnings Total Equity is likely to drop slightly above 1.3 B in 2025.
| Last Reported | Projected for Next Year | ||
| Dividends Paid | 98 M | 102.9 M | |
| Dividend Yield | 0.03 | 0.03 | |
| Dividend Payout Ratio | 0.34 | 0.33 | |
| Dividend Paid And Capex Coverage Ratio | 2.14 | 3.31 |
There are various types of dividends Cathay General can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of Cathay shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from Cathay General Bancorp directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When Cathay pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of Cathay General by the value of the dividends paid out.
Cathay General Growth Indicators
Growth stocks usually refer to those companies expected to grow sales and earnings faster than the market average. Growth stocks typically don't pay dividends, often look expensive, and usually trading at a high P/E ratio. Nevertheless, such valuations could be relatively cheap if the company continues to grow, which will drive the share price up. However, since most investors are paying a high price for a growth stock, based on expectations, if those expectations are not fully realized, growth stocks can see dramatic declines.
| Common Stock Shares Outstanding | 72.3 M | |
| Quarterly Earnings Growth Y O Y | -0.007 |
Cathay General Current Valuation Indicators
Valuation refers to the process of determining the present value of Cathay General Bancorp and all of its assets. It can be calculated using a number of techniques. As many analysts who try to value Cathay we look at many different elements of the entity such as Cathay's management, its prospective future earnings, the current market value of the company's assets, as well as its capital structure formation.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as Cathay General, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use Cathay General's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes Cathay General's worth.Additional Tools for Cathay Stock Analysis
When running Cathay General's price analysis, check to measure Cathay General's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Cathay General is operating at the current time. Most of Cathay General's value examination focuses on studying past and present price action to predict the probability of Cathay General's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Cathay General's price. Additionally, you may evaluate how the addition of Cathay General to your portfolios can decrease your overall portfolio volatility.