Cathay General Valuation
| CATY Stock | USD 46.52 0.78 1.71% |
At this time, the firm appears to be fairly valued. Cathay General Bancorp shows a prevailing Real Value of $48.03 per share. The current price of the firm is $46.52. Our model approximates the value of Cathay General Bancorp from analyzing the firm fundamentals such as Current Valuation of 3.31 B, profit margin of 0.41 %, and Return On Equity of 0.1 as well as examining its technical indicators and probability of bankruptcy.
Fairly Valued
Today
Please note that Cathay General's price fluctuation is very steady at this time. Calculation of the real value of Cathay General Bancorp is based on 3 months time horizon. Increasing Cathay General's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Since Cathay General is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Cathay Stock. However, Cathay General's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 46.52 | Real 48.03 | Hype 46.52 | Naive 46.48 |
The intrinsic value of Cathay General's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, news, and other external factors that may influence Cathay General's stock price. It is important to note that the real value of any stock may change over time based on changes in the company's performance.
Estimating the potential upside or downside of Cathay General Bancorp helps investors to forecast how Cathay stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Cathay General more accurately as focusing exclusively on Cathay General's fundamentals will not take into account other important factors: Cathay General Total Value Analysis
Cathay General Bancorp is currently anticipated to have valuation of 3.31 B with market capitalization of 3.24 B, debt of 709.72 M, and cash on hands of 200.05 M. Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the Cathay General fundamentals before making equity appraisal based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
3.31 B | 3.24 B | 709.72 M | 200.05 M |
Cathay General Investor Information
About 77.0% of the company shares are held by institutions such as insurance companies. The company has price-to-book (P/B) ratio of 1.14. Some equities with similar Price to Book (P/B) outperform the market in the long run. Cathay General Bancorp has Price/Earnings To Growth (PEG) ratio of 2.08. The entity last dividend was issued on the 27th of February 2025. The firm had 2:1 split on the 29th of September 2004. Cathay General Bancorp is not in a good financial situation at this time. It has a very high probability of going through financial hardship in March.Cathay General Asset Utilization
The asset utilization indicator refers to the revenue earned for every dollar of assets a company currently reports. Cathay General has an asset utilization ratio of 3.4 percent. This suggests that the Company is making $0.034 for each dollar of assets. An increasing asset utilization means that Cathay General Bancorp is more efficient with each dollar of assets it utilizes for everyday operations.Cathay General Ownership Allocation
Cathay General holds a total of 70.86 Million outstanding shares. The majority of Cathay General Bancorp outstanding shares are owned by other corporate entities. These outside corporations are usually referred to as non-private investors looking to acquire positions in Cathay General Bancorp to benefit from reduced commissions. Consequently, institutional investors are subject to a different set of regulations than regular investors in Cathay General. Please pay attention to any change in the institutional holdings of Cathay General Bancorp as this could imply that something significant has changed or is about to change at the company. Please note that no matter how many assets the company secures, if the real value of the firm is less than the current market value, you may not be able to make money on it.Cathay General Profitability Analysis
The company reported the previous year's revenue of 784.06 M. Net Income was 354.12 M with profit before overhead, payroll, taxes, and interest of 692.22 M.Cathay General Past Distributions to stockholders
About Cathay General Valuation
Our relative valuation model uses a comparative analysis of Cathay General. We calculate exposure to Cathay General's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Cathay General's related companies.Cathay General Bancorp operates as the holding company for Cathay Bank that offers various commercial banking products and services to individuals, professionals, and small to medium-sized businesses in the United States. The company was founded in 1962 and is headquartered in Los Angeles, California. Cathay Genl operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 1156 people.
A single share of Cathay General represents a small ownership stake in the entity. As a stockholder of Cathay, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
Cathay General Dividends Analysis For Valuation
There are various types of dividends Cathay General can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of Cathay shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from Cathay General Bancorp directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When Cathay pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of Cathay General by the value of the dividends paid out.
Cathay General Growth Indicators
Growth stocks usually refer to those companies expected to grow sales and earnings faster than the market average. Growth stocks typically don't pay dividends, often look expensive, and usually trading at a high P/E ratio. Nevertheless, such valuations could be relatively cheap if the company continues to grow, which will drive the share price up. However, since most investors are paying a high price for a growth stock, based on expectations, if those expectations are not fully realized, growth stocks can see dramatic declines.
| Common Stock Shares Outstanding | 72.9 M | |
| Quarterly Earnings Growth Y O Y | -0.009 |
Additional Tools for Cathay Stock Analysis
When running Cathay General's price analysis, check to measure Cathay General's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Cathay General is operating at the current time. Most of Cathay General's value examination focuses on studying past and present price action to predict the probability of Cathay General's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Cathay General's price. Additionally, you may evaluate how the addition of Cathay General to your portfolios can decrease your overall portfolio volatility.