Bank of the Valuation
| BOTJ Stock | USD 15.67 0.77 5.17% |
At this time, the firm appears to be overvalued. Bank of the shows a prevailing Real Value of $14.87 per share. The current price of the firm is $15.67. Our model approximates the value of Bank of the from analyzing the firm fundamentals such as Return On Equity of 0.14, profit margin of 0.19 %, and Current Valuation of (18.52 M) as well as examining its technical indicators and probability of bankruptcy. Key fundamental drivers impacting Bank of the's valuation include:
Price Book 1.0343 | Enterprise Value -18.5 M | Price Sales 1.6209 | Trailing PE 8.4247 | Enterprise Value Revenue 2.1265 |
Overvalued
Today
Please note that Bank of the's price fluctuation is not too volatile at this time. Calculation of the real value of Bank of the is based on 3 months time horizon. Increasing Bank of the's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Bank of the's intrinsic value may or may not be the same as its current market price of 15.67, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 15.67 | Real 14.87 | Hype 15.63 |
The intrinsic value of Bank of the's stock can be calculated using various methods such as discounted cash flow or dividend analysis. That value may differ from its market price, which is determined by factors such as investor sentiment, market trends, headlines, and other external factors that may influence Bank of the's stock price.
Estimating the potential upside or downside of Bank of the helps investors to forecast how Bank stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Bank of the more accurately as focusing exclusively on Bank of the's fundamentals will not take into account other important factors: When choosing an evaluation method for Bank of the, ensure it is appropriate for the firm given its current financial situation and market classification. If more than one evaluation category is relevant, we suggest using all methods to arrive at a better estimate.
Bank of the Cash |
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Bank Valuation Trend
Bank of the's real value analysis enables investors to forecast the earnings more efficiently. Using both Bank of the's enterprise value as well as its market capitalization is the best way to gauging the value of the company and is usually enough for investors to make market timing decisions.
Bank of the Total Value Analysis
Bank of the is currently anticipated to have valuation of (18.52 M) with market capitalization of 71.19 M, debt of 19.93 M, and cash on hands of 81.02 M. The negative valuation of Bank of the may imply that the market is not capable to price the future growth of the company or it is pricing it at zero value. It may also suggest that takeover valuation may not have captured all of the outstanding financial obligations of the company both on and off balance sheet. Investors should vigilantly validate all of the Bank of the fundamentals.| Takeover Price | Market Cap | Debt Obligations | Cash |
(18.52 M) | 71.19 M | 19.93 M | 81.02 M |
Bank of the Investor Information
About 15.0% of the company shares are held by company insiders. The company has price-to-book (P/B) ratio of 1.03. Some equities with similar Price to Book (P/B) outperform the market in the long run. Bank of the last dividend was issued on the 22nd of November 2024. The entity had 11:10 split on the 24th of June 2021. Based on the measurements of operating efficiency obtained from Bank of the's historical financial statements, Bank of the may be sliding down financialy. It has an above-average probability of going through some form of financial hardship next quarter.| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
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| Operating Profit Margin | 0.34 | 0.2611 |
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| Total Cash From Operating Activities | 5.6 M | 9.5 M |
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| Operating Income | 6 M | 10.3 M |
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Bank of the Asset Utilization
The concept of asset utilization usually refers to the revenue earned for every dollar of assets a company currently reports. The new return on assets of Bank denotes not a very effective usage of assets in December.Bank of the Ownership Allocation
The market capitalization of Bank of the is $71.19 Million. Bank of the shows 15.42 percent of its outstanding shares held by insiders and 21.92 percent owned by other corporate entities. Note, that even with substantial debt, if the true value of the firm is larger than the current market value, you may still be able to generate positive returns on investment in this company at some point.Bank of the Profitability Analysis
The company reported the previous year's revenue of 39.36 M. Net Income was 8.7 M with profit before overhead, payroll, taxes, and interest of 43.85 M.Bank of the Past Distributions to stockholders
About Bank of the Valuation
An absolute valuation paradigm, as applied to Bank Stock, attempts to find the value of Bank of the based on its fundamental and basic technical indicators. By analyzing Bank of the's financials, quarterly and monthly indicators, and their related drivers, such as dividends, operating cash flow, and various types of growth rates, we attempt to find the most accurate representation of Bank of the's intrinsic value. In some cases, mostly for established, large-cap companies, we also incorporate more traditional valuation methods such as dividend discount, discounted cash flow, or asset-based models. As compared to an absolute model, our relative valuation model uses a comparative analysis of Bank of the. We calculate exposure to Bank of the's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Bank of the's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 39.4 M | 41.3 M | |
| Pretax Profit Margin | 0.26 | 0.15 | |
| Operating Profit Margin | 0.26 | 0.34 | |
| Net Profit Margin | 0.22 | 0.11 | |
| Gross Profit Margin | 0.89 | 0.47 |
A single share of Bank of the represents a small ownership stake in the entity. As a stockholder of Bank, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
Bank of the Dividends Analysis For Valuation
Dividend Payout Ratio is expected to hike to 0.24 this year, although the value of Dividends Paid will most likely fall to nearly 930.5 K. . At this time, Bank of the's Retained Earnings are relatively stable compared to the past year. Retained Earnings Total Equity is expected to hike to about 29.8 M this year, although the value of Price Earnings To Growth Ratio will most likely fall to 0.24.
| Last Reported | Projected for Next Year | ||
| Dividends Paid | 1.5 M | 930.5 K | |
| Dividend Yield | 0.03 | 0.02 | |
| Dividend Payout Ratio | 0.17 | 0.24 | |
| Dividend Paid And Capex Coverage Ratio | 3.13 | 2.97 |
There are various types of dividends Bank of the can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of Bank shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from Bank of the directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When Bank pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of Bank of the by the value of the dividends paid out.
Bank of the Growth Indicators
Investing in growth stocks can be very risky. If the company such as Bank of the does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
| Common Stock Shares Outstanding | 4.6 M | |
| Quarterly Earnings Growth Y O Y | -0.042 |
Bank of the Current Valuation Indicators
Bank of the's valuation analysis is a process of estimating the intrinsic value of all assets and outstanding equities. There are different methodologies and models we use to develop the final Bank of the's valuation. The techniques such as discounted cash flow and fundamental indicators such as book value per share or market capitalization are well known and widely used across most financial advisers and money managers.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as Bank of the, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use Bank of the's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes Bank of the's worth.When determining whether Bank of the is a good investment, qualitative aspects like company management, corporate governance, and ethical practices play a significant role. A comparison with peer companies also provides context and helps to understand if Bank Stock is undervalued or overvalued. This multi-faceted approach, blending both quantitative and qualitative analysis, forms a solid foundation for making an informed investment decision about Bank Of The Stock. Highlighted below are key reports to facilitate an investment decision about Bank Of The Stock: Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Bank of the. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in estimate. For more information on how to buy Bank Stock please use our How to buy in Bank Stock guide.You can also try the Insider Screener module to find insiders across different sectors to evaluate their impact on performance.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Bank of the. If investors know Bank will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Bank of the listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.04) | Dividend Share 0.4 | Earnings Share 1.86 | Revenue Per Share 9.668 | Quarterly Revenue Growth 0.048 |
The market value of Bank of the is measured differently than its book value, which is the value of Bank that is recorded on the company's balance sheet. Investors also form their own opinion of Bank of the's value that differs from its market value or its book value, called intrinsic value, which is Bank of the's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Bank of the's market value can be influenced by many factors that don't directly affect Bank of the's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Bank of the's value and its price as these two are different measures arrived at by different means. Investors typically determine if Bank of the is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Bank of the's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.