Bank Of The Stock Analysis

BOTJ Stock  USD 13.13  0.04  0.31%   
Bank of the is overvalued with Real Value of 11.0 and Hype Value of 13.21. The main objective of Bank of the stock analysis is to determine its intrinsic value, which is an estimate of what Bank of the is worth, separate from its market price. There are two main types of Bank of the's stock analysis: fundamental analysis and technical analysis.
The Bank of the stock is traded in the USA on NASDAQ Exchange, with the market opening at 09:30:00 and closing at 16:00:00 every Mon,Tue,Wed,Thu,Fri except for officially observed holidays in the USA.
  
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Bank of the. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in estimate.
For more information on how to buy Bank Stock please use our How to buy in Bank Stock guide.

Bank Stock Analysis Notes

About 15.0% of the company shares are held by company insiders. The company has price-to-book (P/B) ratio of 0.92. Some equities with similar Price to Book (P/B) outperform the market in the long run. Bank of the last dividend was issued on the 7th of March 2025. The entity had 11:10 split on the 24th of June 2021. Bank of the James Financial Group, Inc. operates as the bank holding company for Bank of the James that provides general retail and commercial banking services to individuals, businesses, associations and organizations, and governmental authorities in Virginia, the United States. The company was founded in 1998 and is headquartered in Lynchburg, Virginia. Bank operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 153 people. For more info on Bank of the please contact the company at 434 846 2000 or go to https://www.bankofthejames.bank.

Bank of the Quarterly Total Revenue

11.14 Million

Bank of the Investment Alerts

Bank of the generated a negative expected return over the last 90 days
Bank of the has high historical volatility and very poor performance
About 15.0% of the company shares are held by company insiders
Latest headline from news.google.com: Robert B. Kaminski Sells 1,000 Shares of Mercantile Bank Co. Stock - MarketBeat

Bank of the Upcoming and Recent Events

5th of February 2024
Upcoming Quarterly Report
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31st of December 2023
Next Fiscal Quarter End
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Bank of the Environmental, Social, and Governance (ESG) Scores

Bank of the's ESG score is a quantitative measure that evaluates Bank of the's performance and commitment regarding environmental, social, and governance (ESG) factors. These scores are becoming increasingly crucial in investment decision-making processes, providing insights into non-financial aspects of Bank of the's operations that may have significant financial implications and affect Bank of the's stock price as well as guide investors towards more socially responsible investments.

Bank Stock Institutional Investors

Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
Shares
Montvue Capital Management Inc2024-12-31
12.7 K
Blackrock Inc2024-12-31
10.4 K
Wells Fargo & Co2024-12-31
6.3 K
Advisor Group Holdings, Inc.2024-12-31
K
Morgan Stanley - Brokerage Accounts2024-12-31
1.6 K
Tower Research Capital Llc2024-12-31
347
Jones Financial Companies Lllp2024-12-31
300
Northwestern Mutual Wealth Management Co2024-12-31
259
Bank Of America Corp2024-12-31
32.0
Pettyjohn Co2024-12-31
261.9 K
Vanguard Group Inc2024-12-31
192.6 K
Note, although Bank of the's institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

Bank Market Capitalization

The company currently falls under 'Micro-Cap' category with a current market capitalization of 59.65 M.

Bank Profitablity

The company has Profit Margin (PM) of 0.18 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.18 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.18.
Last ReportedProjected for Next Year
Return On Tangible Assets 0.01  0.01 
Return On Capital Employed 0.01  0.02 
Return On Assets 0.01  0.01 
Return On Equity 0.13  0.07 

Management Efficiency

Return On Capital Employed is expected to hike to 0.02 this year, although the value of Return On Tangible Assets will most likely fall to 0.01. Total Current Liabilities is expected to hike to about 579.6 K this year. Liabilities And Stockholders Equity is expected to hike to about 1.2 B this yearBank of the's management efficiency ratios could be used to measure how well Bank of the manages its routine affairs as well as how well it operates its assets and liabilities.
Last ReportedProjected for Next Year
Book Value Per Share 11.84  6.74 
Tangible Book Value Per Share 10.00  6.50 
Enterprise Value Over EBITDA 4.70  6.48 
Price Book Value Ratio 1.07  1.46 
Enterprise Value Multiple 4.70  6.48 
Price Fair Value 1.07  1.46 
Enterprise Value45.1 M29.6 M
Understanding the operational decisions made by Bank of the management offers insights into its financial robustness. This evaluation is crucial for assessing the stock's investment potential.
Dividend Yield
0.0305
Operating Margin
0.1789
Profit Margin
0.1764
Forward Dividend Yield
0.0305
Beta
0.778

Technical Drivers

As of the 1st of March, Bank of the shows the Standard Deviation of 3.12, risk adjusted performance of (0.01), and Mean Deviation of 2.02. Bank of the technical analysis gives you the methodology to make use of historical prices and volume patterns to determine a pattern that approximates the direction of the firm's future prices.

Bank of the Price Movement Analysis

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Bank of the Insider Trading Activities

Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Bank of the insiders, such as employees or executives, is commonly permitted as long as it does not rely on Bank of the's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Bank of the insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.

Bank of the Outstanding Bonds

Bank of the issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. Bank of the uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most Bank bonds can be classified according to their maturity, which is the date when Bank of the has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.

Bank of the Predictive Daily Indicators

Bank of the intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Bank of the stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.

Bank of the Corporate Filings

F5
13th of February 2025
The annual filing required by the Securities and Exchange Commission (SEC) from company insiders or beneficial owners
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8K
31st of January 2025
Report filed with the SEC to announce major events that shareholders should know about
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8K
24th of January 2025
Report filed with the SEC to announce major events that shareholders should know about
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12th of November 2024
Other Reports
ViewVerify
8K
25th of October 2024
Report filed with the SEC to announce major events that shareholders should know about
ViewVerify
8K
17th of October 2024
Report filed with the SEC to announce major events that shareholders should know about
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10Q
12th of August 2024
Quarterly performance report mandated by Securities and Exchange Commission (SEC), to be filed by publicly traded corporations
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8K
29th of July 2024
Report filed with the SEC to announce major events that shareholders should know about
ViewVerify

Bank of the Forecast Models

Bank of the's time-series forecasting models are one of many Bank of the's stock analysis techniques aimed at predicting future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary Bank of the's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

About Bank Stock Analysis

Stock analysis is the technique used by a trader or investor to examine and evaluate how Bank of the prices is reacting to, or reflecting on a current market direction and economic conditions. It can be used to make informed decisions about market timing, and when buying or selling Bank shares will generate the highest return on investment. We also built our stock analysis module to help investors to gain an insight into the world economy as a whole, the stock market, thematic ideas. a specific sector, or an individual Stock such as Bank of the. By using and applying Bank Stock analysis, traders can create a robust methodology for identifying Bank entry and exit points for their positions.
Last ReportedProjected for Next Year
Pretax Profit Margin 0.24  0.15 
Operating Profit Margin 0.30  0.34 
Net Profit Margin 0.20  0.11 
Gross Profit Margin 0.89  0.47 

Be your own money manager

As an investor, your ultimate goal is to build wealth. Optimizing your investment portfolio is an essential element in this goal. Using our stock analysis tools, you can find out how much better you can do when adding Bank of the to your portfolios without increasing risk or reducing expected return.

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When determining whether Bank of the is a good investment, qualitative aspects like company management, corporate governance, and ethical practices play a significant role. A comparison with peer companies also provides context and helps to understand if Bank Stock is undervalued or overvalued. This multi-faceted approach, blending both quantitative and qualitative analysis, forms a solid foundation for making an informed investment decision about Bank Of The Stock. Highlighted below are key reports to facilitate an investment decision about Bank Of The Stock:
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Bank of the. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in estimate.
For more information on how to buy Bank Stock please use our How to buy in Bank Stock guide.
You can also try the Economic Indicators module to top statistical indicators that provide insights into how an economy is performing.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Bank of the. If investors know Bank will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Bank of the listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.23)
Dividend Share
0.4
Earnings Share
1.75
Revenue Per Share
9.911
Quarterly Revenue Growth
0.106
The market value of Bank of the is measured differently than its book value, which is the value of Bank that is recorded on the company's balance sheet. Investors also form their own opinion of Bank of the's value that differs from its market value or its book value, called intrinsic value, which is Bank of the's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Bank of the's market value can be influenced by many factors that don't directly affect Bank of the's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Bank of the's value and its price as these two are different measures arrived at by different means. Investors typically determine if Bank of the is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Bank of the's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.