BankUnited Valuation
| BKU Stock | USD 39.83 0.99 2.43% |
At this time, the firm appears to be overvalued. BankUnited shows a prevailing Real Value of $33.55 per share. The current price of the firm is $39.83. Our model approximates the value of BankUnited from analyzing the firm fundamentals such as Return On Equity of 0.069, profit margin of 0.20 %, and Current Valuation of 6.45 B as well as examining its technical indicators and probability of bankruptcy. Key fundamental drivers impacting BankUnited's valuation include:
Price Book 1.0795 | Enterprise Value 6.4 B | Price Sales 3.3168 | Forward PE 12.5945 | Trailing PE 16.5935 |
Overvalued
Today
Please note that BankUnited's price fluctuation is very steady at this time. Calculation of the real value of BankUnited is based on 3 months time horizon. Increasing BankUnited's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
BankUnited's intrinsic value may or may not be the same as its current market price of 39.83, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 39.83 | Real 33.55 | Target 27.73 | Hype 39.99 |
The intrinsic value of BankUnited's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, news, and other external factors that may influence BankUnited's stock price. It is important to note that the real value of any stock may change over time based on changes in the company's performance.
Estimating the potential upside or downside of BankUnited helps investors to forecast how BankUnited stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of BankUnited more accurately as focusing exclusively on BankUnited's fundamentals will not take into account other important factors: Traditionally, analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use BankUnited's intrinsic value based on its ongoing forecasts of BankUnited's financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against BankUnited's closest peers.
BankUnited Cash |
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BankUnited Valuation Trend
BankUnited's real value is important for investors to make better decisions and a more accurate overall view of BankUnited's financial worth over time. Using both BankUnited's enterprise value as well as its market capitalization is the best way to gauge the value of the company and is usually enough for investors to make market timing conclusions.
BankUnited Total Value Analysis
BankUnited is currently forecasted to have company total value of 6.45 B with market capitalization of 3.05 B, debt of 5.82 B, and cash on hands of 726.14 M. Please note that company total value may be misleading and is a subject to accounting gimmicks. We encourage investors to carefully check all of the BankUnited fundamentals before making security assessment based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
6.45 B | 3.05 B | 5.82 B | 726.14 M |
BankUnited Investor Information
About 99.0% of the company shares are held by institutions such as insurance companies. The company has price-to-book (P/B) ratio of 1.08. Some equities with similar Price to Book (P/B) outperform the market in the long run. BankUnited has Price/Earnings To Growth (PEG) ratio of 0.28. The entity last dividend was issued on the 11th of October 2024. Based on the measurements of operating efficiency obtained from BankUnited's historical financial statements, BankUnited may be sliding down financialy. It has an above-average probability of going through some form of financial hardship next quarter.| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
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| Operating Profit Margin | 0.26 | 0.2716 |
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| Operating Income | 225.2 M | 237.1 M |
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BankUnited Asset Utilization
The concept of asset utilization usually refers to the revenue earned for every dollar of assets a company currently reports. The newest return on assets of BankUnited implies not a very effective usage of assets in December.BankUnited Ownership Allocation
The majority of BankUnited outstanding shares are owned by other corporate entities. These outside corporations are usually referred to as non-private investors looking to acquire positions in BankUnited to benefit from reduced commissions. Consequently, institutional investors are subject to a different set of regulations than regular investors in BankUnited. Please pay attention to any change in the institutional holdings of BankUnited as this could imply that something significant has changed or is about to change at the company.BankUnited Profitability Analysis
The company reported the last year's revenue of 873.03 M. Total Income to common stockholders was 178.67 M with profit before taxes, overhead, and interest of 915.44 M.BankUnited Past Distributions to stockholders
About BankUnited Valuation
The stock valuation mechanism determines BankUnited's current worth on a daily basis. In general, an absolute valuation approach attempts to find the value of BankUnited based exclusively on its fundamental and basic technical indicators. As compared to an absolute model, our relative valuation model uses a comparative analysis of BankUnited. We calculate exposure to BankUnited's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of BankUnited's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 873 M | 928.9 M | |
| Pretax Profit Margin | 0.27 | 0.43 | |
| Operating Profit Margin | 0.27 | 0.26 | |
| Net Profit Margin | 0.20 | 0.23 |
BankUnited Quarterly Retained Earnings |
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A single share of BankUnited represents a small ownership stake in the entity. As a stockholder of BankUnited, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
BankUnited Dividends Analysis For Valuation
Dividend Paid And Capex Coverage Ratio is likely to gain to 8.73 in 2024, despite the fact that Dividends Paid is likely to grow to (75.1 M). . At this time, BankUnited's Retained Earnings Total Equity is comparatively stable compared to the past year. Price Earnings Ratio is likely to gain to 16.02 in 2024, whereas Retained Earnings are likely to drop slightly above 1.4 B in 2024.
| Last Reported | Projected for Next Year | ||
| Dividends Paid | -79.1 M | -75.1 M | |
| Dividend Yield | 0.03 | 0.02 | |
| Dividend Payout Ratio | 0.44 | 0.40 | |
| Dividend Paid And Capex Coverage Ratio | 8.31 | 8.73 |
There are various types of dividends BankUnited can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of BankUnited shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from BankUnited directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When BankUnited pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of BankUnited by the value of the dividends paid out.
BankUnited Growth Indicators
Investing in growth stocks can be very risky. If the company such as BankUnited does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
| Common Stock Shares Outstanding | 73.5 M | |
| Quarterly Earnings Growth Y O Y | 0.297 | |
| Forward Price Earnings | 12.5945 |
BankUnited Current Valuation Indicators
BankUnited's valuation analysis is a process of estimating the intrinsic value of all assets and outstanding equities. There are different methodologies and models we use to develop the final BankUnited's valuation. The techniques such as discounted cash flow and fundamental indicators such as book value per share or market capitalization are well known and widely used across most financial advisers and money managers.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as BankUnited, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use BankUnited's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes BankUnited's worth.Additional Tools for BankUnited Stock Analysis
When running BankUnited's price analysis, check to measure BankUnited's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy BankUnited is operating at the current time. Most of BankUnited's value examination focuses on studying past and present price action to predict the probability of BankUnited's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move BankUnited's price. Additionally, you may evaluate how the addition of BankUnited to your portfolios can decrease your overall portfolio volatility.