Is BankUnited Stock a Good Investment?
BankUnited Investment Advice | BKU |
- Examine BankUnited's financial health by looking at its balance sheet, income statement, and cash flow statement. Analyze key financial ratios, such as Price-to-Earnings (P/E), Price-to-Sales (P/S), and Price-to-Book (P/B), to determine whether the stock is fairly valued or over/undervalued.
- Research BankUnited's leadership team and their track record. Good management can help BankUnited navigate difficult times and make strategic decisions that benefit shareholders and increases its net worth.
- Consider the overall health of the Regional Banks space and any emerging trends that could impact BankUnited's business and its evolving consumer preferences.
- Compare BankUnited's performance and market position to its competitors. Analyze how BankUnited is positioned in terms of product offerings, innovation, and market share.
- Check if BankUnited pays a dividend and its dividend yield and payout ratio.
- Review what financial analysts are saying about BankUnited's stock and their price targets. However, remember that analysts' opinions can vary, and their predictions may not always be accurate.
It's important to note that investing in BankUnited stock, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember that it's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. Below is a detailed guide on how to decide if BankUnited is a good investment.
Sell | Buy |
Hold
Market Performance | Modest | Details | |
Volatility | Very steady | Details | |
Hype Condition | Under hyped | Details | |
Current Valuation | Overvalued | Details | |
Odds Of Distress | Low | Details | |
Economic Sensitivity | Hyperactively responds to market trends | Details | |
Investor Sentiment | Alarmed | Details | |
Analyst Consensus | Buy | Details | |
Financial Strenth (F Score) | Healthy | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Unlikely Manipulator | Details |
Examine BankUnited Stock
Researching BankUnited's stock involves analyzing various aspects of the company and its industry to make an informed investment decision. The key areas to focus on are fundamentals, business model and competitive advantage. It is also important to analyze trends in revenue, net income, and cash flow, as well as key financial ratios, such as price-to-earnings (P/E), price-to-sales (P/S), and debt-to-equity (D/E). About 99.0% of the company shares are held by institutions such as insurance companies. The company has price-to-book (P/B) ratio of 1.08. Some equities with similar Price to Book (P/B) outperform the market in the long run. BankUnited has Price/Earnings To Growth (PEG) ratio of 0.28. The entity last dividend was issued on the 11th of October 2024.
To determine if BankUnited is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding BankUnited's research are outlined below:
| Over 99.0% of the company shares are held by institutions such as insurance companies | |
| On 31st of October 2024 BankUnited paid $ 0.29 per share dividend to its current shareholders | |
| Latest headline from thelincolnianonline.com: BankUnited, Inc. Given Average Recommendation of Hold by Brokerages |
BankUnited Quarterly Accounts Payable |
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BankUnited uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in BankUnited. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to BankUnited's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
| 23rd of April 2024 Upcoming Quarterly Report | View | |
| 23rd of July 2024 Next Financial Report | View | |
| 31st of March 2024 Next Fiscal Quarter End | View | |
| 24th of January 2025 Next Fiscal Year End | View | |
| 31st of December 2023 Last Quarter Report | View | |
| 31st of December 2023 Last Financial Announcement | View |
Earnings surprises can significantly impact BankUnited's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate. Below are the table of largest EPS Surprises BankUnited's investors have experienced.
| Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
|---|---|---|---|---|---|---|---|
2016-10-20 | 2016-09-30 | 0.53 | 0.47 | -0.06 | 11 | ||
2014-10-23 | 2014-09-30 | 0.45 | 0.51 | 0.06 | 13 | ||
2013-10-22 | 2013-09-30 | 0.46 | 0.52 | 0.06 | 13 | ||
2024-07-18 | 2024-06-30 | 0.65 | 0.72 | 0.07 | 10 | ||
2024-01-26 | 2023-12-31 | 0.69 | 0.76 | 0.07 | 10 | ||
2023-10-19 | 2023-09-30 | 0.71 | 0.63 | -0.08 | 11 | ||
2014-04-24 | 2014-03-31 | 0.45 | 0.53 | 0.08 | 17 | ||
2013-07-24 | 2013-06-30 | 0.43 | 0.52 | 0.09 | 20 |
Know BankUnited's Top Institutional Investors
Have you ever been surprised when a price of an equity instrument such as BankUnited is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading BankUnited backward and forwards among themselves. BankUnited's institutional investor refers to the entity that pools money to purchase BankUnited's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
| Shares | Charles Schwab Investment Management Inc | 2024-09-30 | 1.6 M | Ameriprise Financial Inc | 2024-09-30 | 1.6 M | Morgan Stanley - Brokerage Accounts | 2024-09-30 | 1.3 M | Arrowstreet Capital Limited Partnership | 2024-09-30 | 1.2 M | Royce & Associates, Lp | 2024-09-30 | 1.1 M | Goldman Sachs Group Inc | 2024-09-30 | 1.1 M | Bank Of New York Mellon Corp | 2024-09-30 | 942 K | Assenagon Asset Management Sa | 2024-09-30 | 868.8 K | Aristotle Capital Boston, Llc | 2024-09-30 | 800.5 K | Blackrock Inc | 2024-06-30 | 10.8 M | Vanguard Group Inc | 2024-09-30 | 9.4 M |
BankUnited's market capitalization trends
The company currently falls under 'Mid-Cap' category with a total capitalization of 3.05 B.Market Cap |
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BankUnited's profitablity analysis
| Last Reported | Projected for Next Year | ||
| Return On Capital Employed | 0.01 | 0.01 | |
| Return On Equity | 0.07 | 0.12 |
Determining BankUnited's profitability involves analyzing its financial statements and using various financial metrics to determine if BankUnited is a good buy. For example, gross profit margin measures BankUnited's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of BankUnited's profitability and make more informed investment decisions.
Please note, the imprecision that can be found in BankUnited's accounting process means that the reasonable investor should take a skeptical approach toward the financial statement analysis of BankUnited. Check BankUnited's Beneish M Score to see the likelihood of BankUnited's management manipulating its earnings.
Evaluate BankUnited's management efficiency
Return On Equity is likely to gain to 0.12 in 2024, whereas Return On Tangible Assets are likely to drop 0 in 2024. At this time, BankUnited's Total Current Liabilities is comparatively stable compared to the past year. Non Current Liabilities Other is likely to gain to about 7.5 B in 2024, whereas Liabilities And Stockholders Equity is likely to drop slightly above 27.2 B in 2024. BankUnited's management efficiency ratios could be used to measure how well BankUnited manages its routine affairs as well as how well it operates its assets and liabilities.| Last Reported | Projected for Next Year | ||
| Book Value Per Share | 35.16 | 67.65 | |
| Tangible Book Value Per Share | 34.10 | 67.02 | |
| Enterprise Value Over EBITDA | 20.94 | 20.27 | |
| Price Book Value Ratio | 0.92 | 1.58 | |
| Enterprise Value Multiple | 20.94 | 20.27 | |
| Price Fair Value | 0.92 | 1.58 | |
| Enterprise Value | 7.6 B | 5.5 B |
Understanding the management dynamics of BankUnited allows us to gauge its ability to sustain growth and profitability. This comprehensive analysis aids in determining the stock's value.
Dividend Yield 0.0286 | Forward Dividend Yield 0.0286 | Forward Dividend Rate 1.16 | Beta 1.325 |
Basic technical analysis of BankUnited Stock
As of the 17th of December 2024, BankUnited shows the Mean Deviation of 1.56, risk adjusted performance of 0.0729, and Downside Deviation of 1.9. BankUnited technical analysis gives you the methodology to make use of historical prices and volume patterns to determine a pattern that approximates the direction of the firm's future prices.BankUnited's insider trading activities
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific BankUnited insiders, such as employees or executives, is commonly permitted as long as it does not rely on BankUnited's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases BankUnited insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
BankUnited's Outstanding Corporate Bonds
BankUnited issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. BankUnited uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most BankUnited bonds can be classified according to their maturity, which is the date when BankUnited has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
| Dana 575 percent Corp BondUS235822AB96 | View | |
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| Boeing Co 2196 Corp BondUS097023DG73 | View | |
| US06654DAB38 Corp BondUS06654DAB38 | View | |
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| BANNER 2907 01 JAN 42 Corp BondUS06654DAG25 | View | |
| US06652KAB98 Corp BondUS06652KAB98 | View | |
| BANKUNITED INC 4875 Corp BondUS06652KAA16 | View |
Understand BankUnited's technical and predictive indicators
Using predictive indicators to make investment decisions involves analyzing BankUnited's various financial and market-based factors to help forecast future trends and identify investment opportunities. Select the indicators that are most relevant to your investment strategy. Each indicator has its own strengths and weaknesses, so it's essential to combine multiple indicators to get a more comprehensive view of the market and reduce the risk of making poor decisions based on limited data.
| Risk Adjusted Performance | 0.0729 | |||
| Market Risk Adjusted Performance | 0.0942 | |||
| Mean Deviation | 1.56 | |||
| Semi Deviation | 1.72 | |||
| Downside Deviation | 1.9 | |||
| Coefficient Of Variation | 1098.97 | |||
| Standard Deviation | 2.55 | |||
| Variance | 6.51 | |||
| Information Ratio | 0.0576 | |||
| Jensen Alpha | 0.0234 | |||
| Total Risk Alpha | (0.04) | |||
| Sortino Ratio | 0.0774 | |||
| Treynor Ratio | 0.0842 | |||
| Maximum Drawdown | 19.82 | |||
| Value At Risk | (2.86) | |||
| Potential Upside | 3.1 | |||
| Downside Variance | 3.6 | |||
| Semi Variance | 2.94 | |||
| Expected Short fall | (1.74) | |||
| Skewness | 2.95 | |||
| Kurtosis | 17.89 |
| Risk Adjusted Performance | 0.0729 | |||
| Market Risk Adjusted Performance | 0.0942 | |||
| Mean Deviation | 1.56 | |||
| Semi Deviation | 1.72 | |||
| Downside Deviation | 1.9 | |||
| Coefficient Of Variation | 1098.97 | |||
| Standard Deviation | 2.55 | |||
| Variance | 6.51 | |||
| Information Ratio | 0.0576 | |||
| Jensen Alpha | 0.0234 | |||
| Total Risk Alpha | (0.04) | |||
| Sortino Ratio | 0.0774 | |||
| Treynor Ratio | 0.0842 | |||
| Maximum Drawdown | 19.82 | |||
| Value At Risk | (2.86) | |||
| Potential Upside | 3.1 | |||
| Downside Variance | 3.6 | |||
| Semi Variance | 2.94 | |||
| Expected Short fall | (1.74) | |||
| Skewness | 2.95 | |||
| Kurtosis | 17.89 |
Consider BankUnited's intraday indicators
BankUnited intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of BankUnited stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
| Daily Balance Of Power | (9,223,372,036,855) | |||
| Rate Of Daily Change | 0.98 | |||
| Day Median Price | 39.83 | |||
| Day Typical Price | 39.83 | |||
| Price Action Indicator | (0.50) | |||
| Period Momentum Indicator | (0.99) |
BankUnited Corporate Filings
F4 | 20th of November 2024 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
13A | 14th of November 2024 An amended filing to the original Schedule 13G | ViewVerify |
10Q | 4th of November 2024 Quarterly performance report mandated by Securities and Exchange Commission (SEC), to be filed by publicly traded corporations | ViewVerify |
13A | 31st of October 2024 The form used by investors holding more than 5% of a company's stock, to report their beneficial ownership pursuant to Rule 13d-1 or Rule 13d-2 under the Securities Exchange Act of 1934 | ViewVerify |
BankUnited Stock media impact
Far too much social signal, news, headlines, and media speculation about BankUnited that are available to investors today. That information is available publicly through BankUnited media outlets and privately through word of mouth or via BankUnited internal channels. However, regardless of the origin, that massive amount of BankUnited data is challenging to quantify into actionable patterns, especially for investors that are not very sophisticated with ever-evolving tools and techniques used in the investment management field.
A primary focus of BankUnited news analysis is to determine if its current price reflects all relevant headlines and social signals impacting the current market conditions. A news analyst typically looks at the history of BankUnited relative headlines and hype rather than examining external drivers such as technical or fundamental data. It is believed that price action tends to repeat itself due to investors' collective, patterned thinking related to BankUnited's headlines and news coverage data. This data is often completely overlooked or insufficiently analyzed for actionable insights to drive BankUnited alpha.
BankUnited Sentiment by Major News Outlets
Investor sentiment, mood or attitude towards BankUnited can have a significant impact on its stock price or the market as a whole. This sentiment can be positive or negative, and various factors, such as economic indicators, news events, or market trends, can influence it. When investor sentiment is positive, investors are more likely to buy stocks, increasing demand and increasing the stock price. Positive investor sentiment can be driven by good news about the company or the broader market, such as solid earnings reports or positive economic data.
Note that negative investor sentiment can cause investors to sell stocks, leading to a decrease in demand and a drop in the stock price. Negative sentiment can be driven by factors such as poor earnings reports, negative news about the company or industry, or broader economic concerns. It's important to note that investor sentiment is just one of many factors that can affect stock prices. Other factors, such as company performance, industry trends, and global economic conditions, can also play a significant role in determining the value of a stock.
BankUnited Corporate Directors
| Tere Blanca | Independent Director | Profile | |
| Michael Dowling | Independent Director | Profile | |
| Lynne Wines | Independent Director | Profile | |
| Sanjiv Sobti | Independent Director | Profile |
Additional Tools for BankUnited Stock Analysis
When running BankUnited's price analysis, check to measure BankUnited's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy BankUnited is operating at the current time. Most of BankUnited's value examination focuses on studying past and present price action to predict the probability of BankUnited's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move BankUnited's price. Additionally, you may evaluate how the addition of BankUnited to your portfolios can decrease your overall portfolio volatility.