Live Oak Net Worth
Live Oak Net Worth Breakdown | LOB |
Live Oak Net Worth Analysis
Live Oak's net worth analysis, or its valuation, is the process of determining the total value of the company. This involves assessing a range of factors, including Live Oak's financial performance, assets, liabilities, and potential for growth. The ultimate goal is to provide a clear understanding of Live Oak's overall worth, which can help investors make informed investment decisions. There are several methods that can be used to perform Live Oak's net worth analysis. One common approach is to calculate Live Oak's market capitalization.Another approach is to use the price-to-earnings ratio (P/E ratio), which compares Live Oak's stock price to its earnings per share (EPS). Discounted cash flow (DCF) analysis is another popular method for assessing Live Oak's net worth. This approach calculates the present value of Live Oak's future cash flows, taking into account factors such as growth rate, profitability, and risk. By comparing the present value of Live Oak's cash flows to its current stock price, investors can gain a better understanding of the company's overall value. Finally, investors may use comparable company analysis to evaluate Live Oak's net worth. This involves comparing Live Oak's financial metrics to similar companies in the same industry. By identifying companies with similar financial characteristics, investors can gain insight into Live Oak's net worth relative to its peers.
Enterprise Value |
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To determine if Live Oak is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding Live Oak's net worth research are outlined below:
| Live Oak Bancshares generated a negative expected return over the last 90 days | |
| Live Oak Bancshares has high historical volatility and very poor performance | |
| About 70.0% of the company shares are owned by institutional investors | |
| On 16th of December 2024 Live Oak paid $ 0.03 per share dividend to its current shareholders | |
| Latest headline from news.google.com: Trend Tracker for - Stock Traders Daily |
Live Oak uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in Live Oak Bancshares. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Live Oak's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
| 24th of April 2024 Upcoming Quarterly Report | View | |
| 23rd of July 2024 Next Financial Report | View | |
| 31st of March 2024 Next Fiscal Quarter End | View | |
| 22nd of January 2025 Next Fiscal Year End | View | |
| 31st of December 2023 Last Quarter Report | View | |
| 31st of December 2023 Last Financial Announcement | View |
Live Oak Target Price Consensus
Live target price is determined by taking all analyst projections and averaging them out. There is no one specific way to measure analysts' performance other than comparing it to past results via a very sophisticated attribution analysis. Live Oak's target price projections below should be used in combination with other traditional price prediction techniques such as stock price forecasting, investor sentiment analysis, technical analysis, earnings estimate, and various momentum models.
| 3 | Hold |
Most Live analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to help potential investors understand Live stock's fair price compared to its market value. Analysts arrive at stock ratings after researching the public financial statements of Live Oak Bancshares, talking to its executives and customers, or listening to those companies' conference calls.
Macroaxis Advice Exposure ValuationLive Oak Target Price Projection
Live Oak's current and average target prices are 40.66 and 47.00, respectively. The current price of Live Oak is the price at which Live Oak Bancshares is currently trading. On the other hand, Live Oak's target price is what analysts think the stock is worth or could sell for in the future. The more significant the discrepancy between the two prices, the more it stimulates investors to act.Current Price
Live Oak Market Quote on 20th of January 2025
Target Price
Analyst Consensus On Live Oak Target Price
Know Live Oak's Top Institutional Investors
Have you ever been surprised when a price of an equity instrument such as Live Oak is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Live Oak Bancshares backward and forwards among themselves. Live Oak's institutional investor refers to the entity that pools money to purchase Live Oak's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
| Shares | Citadel Advisors Llc | 2024-09-30 | 475.9 K | Nuveen Asset Management, Llc | 2024-09-30 | 375 K | Trust Co Of The South | 2024-09-30 | 330.6 K | Abrdn Plc | 2024-09-30 | 306.1 K | Northern Trust Corp | 2024-09-30 | 304.7 K | Manufacturers Life Insurance Co | 2024-09-30 | 301.8 K | Charles Schwab Investment Management Inc | 2024-09-30 | 278.8 K | Goldman Sachs Group Inc | 2024-09-30 | 264.7 K | Loomis, Sayles & Company Lp | 2024-09-30 | 221.3 K | T. Rowe Price Investment Management,inc. | 2024-09-30 | 6.5 M | Blackrock Inc | 2024-09-30 | 2.8 M |
Follow Live Oak's market capitalization trends
The company currently falls under 'Mid-Cap' category with a total capitalization of 1.84 B.Market Cap |
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Project Live Oak's profitablity
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.01 | 0.01 | |
| Return On Capital Employed | 0.02 | 0.02 | |
| Return On Assets | 0.01 | 0.01 | |
| Return On Equity | 0.09 | 0.09 |
When accessing Live Oak's net worth, it's important to look at multiple sources and consider different scenarios. For example, gross profit margin measures Live Oak's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of Live Oak's profitability and make more informed investment decisions.
Please note, the presentation of Live Oak's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, Live Oak's management is honest, while the outside auditors are strict and uncompromising. Please utilize our Beneish M Score to check the likelihood of Live Oak's management manipulating its earnings.
Evaluate Live Oak's management efficiency
As of January 20, 2025, Return On Tangible Assets is expected to decline to 0.01. In addition to that, Return On Capital Employed is expected to decline to 0.02. At present, Live Oak's Total Assets are projected to increase significantly based on the last few years of reporting. The current year's Non Current Assets Total is expected to grow to about 479.4 M, whereas Non Currrent Assets Other are projected to grow to (962.9 M). Live Oak's management efficiency ratios could be used to measure how well Live Oak manages its routine affairs as well as how well it operates its assets and liabilities.| Last Reported | Projected for Next Year | ||
| Book Value Per Share | 18.32 | 14.42 | |
| Tangible Book Value Per Share | 17.64 | 13.95 | |
| Enterprise Value Over EBITDA | 16.11 | 21.03 | |
| Price Book Value Ratio | 2.57 | 2.44 | |
| Enterprise Value Multiple | 16.11 | 21.03 | |
| Price Fair Value | 2.57 | 2.44 | |
| Enterprise Value | 3.5 B | 3.7 B |
The management team at Live Oak has a track record of steering the company towards sustained growth. Evaluating their strategies helps in understanding the stock's long-term potential.
Enterprise Value Revenue 4.1626 | Revenue | Quarterly Revenue Growth (0.19) | Revenue Per Share | Return On Equity |
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Live Oak insiders, such as employees or executives, is commonly permitted as long as it does not rely on Live Oak's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Live Oak insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
Live Oak Corporate Filings
F4 | 18th of December 2024 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
8K | 18th of November 2024 Report filed with the SEC to announce major events that shareholders should know about | ViewVerify |
13A | 14th of November 2024 An amended filing to the original Schedule 13G | ViewVerify |
10Q | 5th of November 2024 Quarterly performance report mandated by Securities and Exchange Commission (SEC), to be filed by publicly traded corporations | ViewVerify |
Live Oak Earnings Estimation Breakdown
The calculation of Live Oak's earning per share is based on the data from the past 12 consecutive months, used for reporting the company's financial figures. The next projected EPS of Live Oak is estimated to be 0.62 with the future projection ranging from a low of 0.4 to a high of 0.455. Please be aware that this consensus of annual earnings estimates for Live Oak Bancshares is based on EPS before non-recurring items and includes expenses related to employee stock options.Last Reported EPS
0.40 Lowest | Expected EPS | 0.46 Highest |
Live Oak Earnings Projection Consensus
Suppose the current estimates of Live Oak's value are higher than the current market price of the Live Oak stock. In this case, investors may conclude that Live Oak is overpriced and will exhibit bullish sentiment. On the other hand, if the present value is lower than the stock price, analysts may conclude that the market undervalues the equity. These scenarios may suggest that the market is not as efficient as it should be at the estimation time, and Live Oak's stock will quickly adjusts to the new information provided by the consensus estimate.
| Number of Analysts | Historical Accuracy | Last Reported EPS | Estimated EPS for 31st of December 2024 | Current EPS (TTM) | |
| 3 | 58.32% | 0.28 | 0.62 | 1.84 |
Live Oak Earnings History
Earnings estimate consensus by Live Oak Bancshares analysts from Wall Street is used by the market to judge Live Oak's stock performance. Investors also use these earnings estimates to evaluate and project the stock performance into the future in order to make their investment decisions. However, we recommend analyzing not only Live Oak's upcoming profit reports and earnings-per-share forecasts but also comparing them to our different valuation methods.Live Oak Quarterly Gross Profit |
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Live Oak Earnings per Share Projection vs Actual
Actual Earning per Share of Live Oak refers to what the company shows during its earnings calls or quarterly reports. The Expected EPS is what analysts covering Live Oak Bancshares predict the company's earnings will be in the future. The higher the earnings per share of Live Oak, the better is its profitability. While calculating the Earning per Share, we use the weighted ratio, as the number of shares outstanding can change over time.Live Oak Estimated Months Earnings per Share
For an investor who is primarily interested in generating an income out of investing in entities such as Live Oak, the EPS ratio can tell if the company is intending to increase its current dividend. Although EPS is an essential tool for investors, it should not be used in isolation. EPS of Live Oak should always be considered in relation to other companies to make a more educated investment decision.Live Quarterly Analyst Estimates and Surprise Metrics
Earnings surprises can significantly impact Live Oak's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
| Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
|---|---|---|---|---|---|---|---|
2024-10-23 | 2024-09-30 | 0.56 | 0.28 | -0.28 | 50 | ||
2024-07-24 | 2024-06-30 | 0.46 | 0.59 | 0.13 | 28 | ||
2024-04-24 | 2024-03-31 | 0.47 | 0.36 | -0.11 | 23 | ||
2024-01-24 | 2023-12-31 | 0.44 | 0.36 | -0.08 | 18 | ||
2023-10-25 | 2023-09-30 | 0.48 | 0.88 | 0.4 | 83 | ||
2023-07-25 | 2023-06-30 | 0.31 | 0.39 | 0.08 | 25 | ||
2023-04-26 | 2023-03-31 | 0.34 | 0.01 | -0.33 | 97 | ||
2023-01-25 | 2022-12-31 | 0.43 | 0.04 | -0.39 | 90 | ||
2022-10-26 | 2022-09-30 | 0.71 | 0.96 | 0.25 | 35 | ||
2022-07-27 | 2022-06-30 | 0.45 | 0.03 | -0.42 | 93 | ||
2022-04-27 | 2022-03-31 | 0.7 | 0.76 | 0.06 | 8 | ||
2022-01-25 | 2021-12-31 | 0.7 | 0.66 | -0.04 | 5 | ||
2021-10-27 | 2021-09-30 | 0.65 | 0.76 | 0.11 | 16 | ||
2021-07-21 | 2021-06-30 | 0.57 | 1.41 | 0.84 | 147 | ||
2021-04-21 | 2021-03-31 | 0.61 | 0.88 | 0.27 | 44 | ||
2021-01-27 | 2020-12-31 | 0.52 | 0.68 | 0.16 | 30 | ||
2020-10-21 | 2020-09-30 | 0.27 | 0.81 | 0.54 | 200 | ||
2020-07-22 | 2020-06-30 | 0.03 | 0.09 | 0.06 | 200 | ||
2020-04-22 | 2020-03-31 | 0.07 | -0.19 | -0.26 | 371 | ||
2020-01-22 | 2019-12-31 | 0.12 | 0.17 | 0.05 | 41 | ||
2019-10-23 | 2019-09-30 | 0.13 | 0.09 | -0.04 | 30 | ||
2019-07-24 | 2019-06-30 | 0.08 | 0.14 | 0.06 | 75 | ||
2019-04-24 | 2019-03-31 | 0.01 | 0.05 | 0.04 | 400 | ||
2019-01-23 | 2018-12-31 | 0.12 | 0.26 | 0.14 | 116 | ||
2018-10-24 | 2018-09-30 | 0.36 | 0.4 | 0.04 | 11 | ||
2018-07-25 | 2018-06-30 | 0.32 | 0.35 | 0.03 | 9 | ||
2018-04-25 | 2018-03-31 | 0.23 | 0.31 | 0.08 | 34 | ||
2018-01-24 | 2017-12-31 | 0.27 | 0.39 | 0.12 | 44 | ||
2017-10-25 | 2017-09-30 | 0.2 | 0.34 | 0.14 | 70 | ||
2017-07-26 | 2017-06-30 | 0.24 | 0.28 | 0.04 | 16 | ||
2017-04-26 | 2017-03-31 | 0.16 | 0.18 | 0.02 | 12 | ||
2017-01-25 | 2016-12-31 | 0.13 | 0.25 | 0.12 | 92 | ||
2016-10-26 | 2016-09-30 | 0.08 | 0.1 | 0.02 | 25 | ||
2016-07-27 | 2016-06-30 | 0.16 | 0.11 | -0.05 | 31 | ||
2016-04-27 | 2016-03-31 | 0.12 | 0.13 | 0.01 | 8 | ||
2016-01-27 | 2015-12-31 | 0.12 | 0.16 | 0.04 | 33 | ||
2015-10-21 | 2015-09-30 | 0.14 | 0.14 | 0.0 | 0 | ||
2015-09-03 | 2015-06-30 | 0.14 | 0.13 | -0.01 | 7 |
Live Oak Corporate Management
| Gregory Seward | General Counsel | Profile | |
| Huntley Garriott | Pres Company | Profile | |
| Courtney Spencer | Chief Officer | Profile | |
| Gregory JD | Chief Counsel | Profile | |
| Jamie Bourgeois | Senior Infrastructure | Profile | |
| Steven Smits | Chief Credit Officer | Profile | |
| Renato Derraik | Chief Bank | Profile |
Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in Live Oak Bancshares. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in persons. You can also try the Price Exposure Probability module to analyze equity upside and downside potential for a given time horizon across multiple markets.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Live Oak. If investors know Live will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Live Oak listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.68) | Dividend Share 0.12 | Earnings Share 1.84 | Revenue Per Share | Quarterly Revenue Growth (0.19) |
The market value of Live Oak Bancshares is measured differently than its book value, which is the value of Live that is recorded on the company's balance sheet. Investors also form their own opinion of Live Oak's value that differs from its market value or its book value, called intrinsic value, which is Live Oak's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Live Oak's market value can be influenced by many factors that don't directly affect Live Oak's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Live Oak's value and its price as these two are different measures arrived at by different means. Investors typically determine if Live Oak is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Live Oak's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.