Civista Bancshares Stock Target Price and Analyst Consensus

CIVB Stock  USD 21.13  0.34  1.58%   
The current analyst and expert consensus on Civista Bancshares is Strong Buy, with 3 strong buy opinions. The current projected Civista Bancshares target price consensus is 23.83 with 6 analyst opinions. Check out Macroaxis Advice on Civista Bancshares to cross-verify analyst projections. Unlike analyst recommendations, Macroaxis provides advice only from the perspective of investor risk tolerance and investment horizon.
For information on how to trade Civista Stock refer to our How to Trade Civista Stock guide.
The most common way Civista Bancshares analysts use to provide recommendation to the public is financial statements analysis. Many experts also interview Civista Bancshares executives and customers to further validate their buy or sell advice. Note, the total number of analysts currently providing their opinion is not significant to determine adequate consensus on Civista Bancshares. We strongly encourage you to use your own analysis of Civista Bancshares to validate this buy or sell advice. Civista Bancshares buy-or-sell recommendation module provides average expert sentiment on the projected Civista Bancshares target price to derive its highest and lowest estimates based on projected price volatility of 1.8179.
Lowest Forecast
21.69
Highest Forecast
26.45
Target Price
23.83
At present, Civista Bancshares' Gross Profit is projected to increase significantly based on the last few years of reporting. The current year's Operating Profit Margin is expected to grow to 0.89, whereas Pretax Profit Margin is forecasted to decline to 0.35. At present, Civista Bancshares' Total Assets are projected to increase significantly based on the last few years of reporting. The current year's Short and Long Term Debt Total is expected to grow to about 548.4 M, whereas Cash is forecasted to decline to about 50.2 M.
  
It's important to approach Civista Bancshares' target price projections with caution. While they can be useful as part of a broader investment strategy, they are inherently speculative and subject to various kinds of risk, including market volatility and unforeseen external factors. Always consider multiple aspects and do your own research when making investment decisions.

Civista Bancshares Target Price Consensus

Civista target price is determined by taking all analyst projections and averaging them out. There is no one specific way to measure analysts' performance other than comparing it to past results via a very sophisticated attribution analysis. Civista Bancshares' target price projections below should be used in combination with other traditional price prediction techniques such as stock price forecasting, investor sentiment analysis, technical analysis, earnings estimate, and various momentum models.
   6  Strong Buy
Most Civista analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to help potential investors understand Civista stock's fair price compared to its market value. Analysts arrive at stock ratings after researching the public financial statements of Civista Bancshares, talking to its executives and customers, or listening to those companies' conference calls.
Macroaxis Advice   Exposure   Valuation

Civista Bancshares Target Price Projection

Civista Bancshares' current and average target prices are 21.13 and 23.83, respectively. The current price of Civista Bancshares is the price at which Civista Bancshares is currently trading. On the other hand, Civista Bancshares' target price is what analysts think the stock is worth or could sell for in the future. The more significant the discrepancy between the two prices, the more it stimulates investors to act.

Current Price

Civista Bancshares Market Quote on 17th of February 2025

Low Price21.0Odds
High Price21.65Odds

21.13

Target Price

Analyst Consensus On Civista Bancshares Target Price

Low Estimate21.69Odds
High Estimate26.45Odds

23.8333

Historical Lowest Forecast  21.69 Target Price  23.83 Highest Forecast  26.45
Note that most analysts generally publish their price targets in research reports on specific companies, along with recommendations for the company's stock.Although price targets are often quoted in the financial news media, there could be a delay between the publication of the latest analyst outlook on Civista Bancshares and the information provided on this page.

Civista Bancshares Analyst Ratings

Civista Bancshares' analyst stock recommendations are determined by taking an average estimate of all analysts we track and classifying them as Strong Buy, Buy, Hold, Strong Sell, or Sell. Ratings generally communicate what analysts sense about Civista Bancshares stock, and they use a lot of effort and time to analyze it and arrive at a rating. That suggests that analyst recommendations are the outcome of an objective and thorough examination of Civista Bancshares' financials, market performance, and future outlook by experienced professionals. Civista Bancshares' historical ratings below, therefore, can serve as a valuable tool for investors.

Analyst Consensus Breakdown

Average Consensus Estimates

Analysts determine stock price targets through various methods, including financial modeling, peer comparison, and company analysis. The stock price target is the analyst's best estimate of the future price of a stock and is used by investors to make investment decisions. However, it is important to note that stock price targets are not guaranteed, and the actual price of a stock can differ significantly from the target due to various factors such as market conditions, economic events, and company developments.

Steps to utilize Civista Bancshares price targets

Civista Bancshares' stock target price is an estimate of its future price, usually made by analysts. Using Civista Bancshares' target price to determine if it is a suitable investment can be done through the following steps:
  • Look at Civista Bancshares' target prices provided by various analysts and compare them. This can help you gain a more balanced view of the Stock's potential.
  • Look at the analyst's track record to determine if they have a history of accurately predicting stock prices.
  • Look at the Company's financials, including revenue, earnings, and debt, to determine if it is in good financial health.
  • Consider market conditions. For example, take into account the state of the economy, competition, and regulatory environment, to determine if Civista Bancshares' stock is likely to perform well.
  • Diversify your portfolio and do not rely solely on stock target prices to make investment decisions. Invest in a mix of stocks, bonds, and other assets to manage risk.
Remember that stock target prices are just estimates and are subject to change. Therefore, using them as one factor in a larger investment strategy is essential rather than relying solely on them to make decisions.

Additional Civista Bancshares Value Projection Modules

Most investment researchers agree that the mispricing and readjustment of any Stock value happens often and is sometimes even predictable, but there is no strong theory explaining why it happens. The current price of Civista Bancshares is a key component of Civista Bancshares valuation and have some predictive power on the future returns of a Civista Bancshares.
Sophisticated investors, who have witnessed many market ups and downs, anticipate that the market will even out over time. This tendency of Civista Bancshares' price to converge to an average value over time is called mean reversion. However, historically, high market prices usually discourage investors that believe in mean reversion to invest, while low prices are viewed as an opportunity to buy.
Hype
Prediction
LowEstimatedHigh
19.2321.0522.87
Details
Intrinsic
Valuation
LowRealHigh
20.6022.4224.24
Details
Naive
Forecast
LowNextHigh
18.5620.3822.19
Details
Earnings
Estimates (0)
LowProjected EPSHigh
0.490.510.55
Details

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When determining whether Civista Bancshares offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Civista Bancshares' financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Civista Bancshares Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Civista Bancshares Stock:
Check out Macroaxis Advice on Civista Bancshares to cross-verify analyst projections. Unlike analyst recommendations, Macroaxis provides advice only from the perspective of investor risk tolerance and investment horizon.
For information on how to trade Civista Stock refer to our How to Trade Civista Stock guide.
You can also try the Portfolio File Import module to quickly import all of your third-party portfolios from your local drive in csv format.
Please note, the presentation of Civista Bancshares' financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, Civista Bancshares' management is honest, while the outside auditors are strict and uncompromising. Please utilize our Beneish M Score to check the likelihood of Civista Bancshares' management manipulating its earnings.