Velocity Financial Llc Stock Today

VEL Stock  USD 18.99  0.11  0.58%   

Performance

Very Weak

 
Weak
 
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Odds Of Distress

Very Low

 
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Low
Velocity Financial is selling for 18.99 as of the 21st of March 2025. This is a 0.58 percent decrease since the beginning of the trading day. The stock's lowest day price was 18.74. Velocity Financial has under 5 % chance of experiencing financial distress over the next 2 years, but has generated negative returns over the last 90 days. The performance scores are derived for the period starting the 21st of December 2024 and ending today, the 21st of March 2025. Click here to learn more.
Business Domain
Financial Services
IPO Date
17th of January 2020
Classification
Financials
Velocity Financial, Inc. operates as a real estate finance company in the United States. Velocity Financial, Inc. was founded in 2004 and is headquartered in Westlake Village, California. Velocity Financial operates under Mortgage Finance classification in the United States and is traded on New York Stock Exchange. The company has 34.02 M outstanding shares of which 280.75 K shares are at this time shorted by investors with about 7.52 days to cover. More on Velocity Financial Llc

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Follow Valuation Options Odds of Bankruptcy
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Velocity Stock Highlights

ESG Sustainability
Environmental
Governance
Social
CEOChristopher Farrar
Business ConcentrationCommercial & Residential Mortgage Finance, Financial Services, NYSE Composite, Financials, Financial Services, Mortgage Finance, Financial Services (View all Sectors)
Average Analyst Recommendation
Financial Strength
Current ValueLast YearChange From Last Year 10 Year Trend
Asset Turnover0.0370.0383
Sufficiently Down
Slightly volatile
Gross Profit Margin0.940.99
Notably Down
Pretty Stable
Net Debt2.8 B4.8 B
Way Down
Slightly volatile
Total Current Liabilities206.2 M147.8 M
Significantly Up
Slightly volatile
Non Current Liabilities Total2.7 B4.5 B
Way Down
Slightly volatile
Total Assets5.8 B5.5 B
Sufficiently Up
Slightly volatile
Total Current Assets82.2 M86.5 M
Notably Down
Slightly volatile
Debt Levels
Velocity Financial can leverage the use of borrowed funds to amplify returns from an investment. In general, analyzing the relationship between debt to total assets helps investors to understand Velocity Financial's financial leverage. It provides some insight into what part of Velocity Financial's total assets is financed by creditors.
Liquidity
Velocity Financial Llc has 4.86 B in debt with debt to equity (D/E) ratio of 8.64, demonstrating that the company may be unable to create cash to meet all of its financial commitments. Velocity Financial Llc has a current ratio of 8.48, demonstrating that it is liquid and is capable to disburse its financial commitments when the payables are due. Note however, debt could still be an excellent tool for Velocity to invest in growth at high rates of return.

Change In Working Capital

20.6 Million
Velocity Financial Llc (VEL) is traded on New York Stock Exchange in USA. It is located in 2945 Townsgate Road, Westlake Village, CA, United States, 91361 and employs 309 people. Velocity Financial is listed under Commercial & Residential Mortgage Finance category by Fama And French industry classification. The company currently falls under 'Small-Cap' category with a total capitalization of 645.95 M. Velocity Financial Llc runs under Financial Services sector within Financials industry. The entity has 34.02 M outstanding shares of which 280.75 K shares are at this time shorted by investors with about 7.52 days to cover. Velocity Financial Llc has about 45.25 M in cash with 37.76 M of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 0.81.
Check Velocity Financial Probability Of Bankruptcy
Ownership Allocation
Velocity Financial Llc shows a total of 34.02 Million outstanding shares. The majority of Velocity Financial Llc outstanding shares are owned by institutional holders. These institutional investors are usually referred to as non-private investors looking to take positions in Velocity Financial to benefit from reduced commissions. Consequently, institutions are subject to a different set of regulations than regular investors in Velocity Financial Llc. Please pay attention to any change in the institutional holdings of Velocity Financial Llc as this could imply that something significant has changed or is about to change at the company. Please note that no matter how many assets the company owns, if the real value of the company is less than the current market value, you may not be able to make money on it.
Check Velocity Ownership Details

Velocity Stock Institutional Holders

InstituionRecorded OnShares
Mariner Wealth Advisors Llc2024-12-31
101.2 K
Goldman Sachs Group Inc2024-12-31
96.8 K
Charles Schwab Investment Management Inc2024-12-31
79.9 K
American Century Companies Inc2024-12-31
76.7 K
Northern Trust Corp2024-12-31
73.1 K
Morgan Stanley - Brokerage Accounts2024-12-31
66.3 K
Group One Trading, Lp2024-12-31
62.6 K
Renaissance Technologies Corp2024-12-31
57.5 K
Bank Of New York Mellon Corp2024-12-31
44.7 K
Snow Phipps Group, Llc2024-12-31
12.3 M
Allianz Asset Management Ag2024-12-31
11 M
View Velocity Financial Diagnostics

Velocity Financial Historical Income Statement

At this time, Velocity Financial's Income Before Tax is quite stable compared to the past year. Net Income Applicable To Common Shares is expected to rise to about 38.9 M this year, although the value of Operating Income will most likely fall to about 72.1 M. View More Fundamentals

Velocity Stock Against Markets

Velocity Financial Corporate Management

Roland JDGeneral OfficerProfile
Graham ComleyChief LLCProfile
Dorika BeckettIndependent DirectorProfile
Roland KellyGeneral OfficerProfile
Joy SchaeferIndependent DirectorProfile
When determining whether Velocity Financial Llc is a strong investment it is important to analyze Velocity Financial's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Velocity Financial's future performance. For an informed investment choice regarding Velocity Stock, refer to the following important reports:
Check out World Market Map to better understand how to build diversified portfolios, which includes a position in Velocity Financial Llc. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in income.
You can also try the Balance Of Power module to check stock momentum by analyzing Balance Of Power indicator and other technical ratios.
Is Commercial & Residential Mortgage Finance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Velocity Financial. If investors know Velocity will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Velocity Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.15
Earnings Share
1.91
Revenue Per Share
5.441
Quarterly Revenue Growth
0.884
Return On Assets
0.0138
The market value of Velocity Financial Llc is measured differently than its book value, which is the value of Velocity that is recorded on the company's balance sheet. Investors also form their own opinion of Velocity Financial's value that differs from its market value or its book value, called intrinsic value, which is Velocity Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Velocity Financial's market value can be influenced by many factors that don't directly affect Velocity Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Velocity Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Velocity Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Velocity Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.