Velocity Financial Llc Stock Buy Hold or Sell Recommendation
| VEL Stock | USD 18.67 0.08 0.43% |
Considering the 90-day investment horizon and your above-average risk tolerance, our recommendation regarding Velocity Financial Llc is 'Hold'. The recommendation algorithm takes into account all of Velocity Financial's available fundamental, technical, and predictive indicators you will find on this site.
Check out Velocity Financial Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for multiple equity instruments, please use the Instant Ratings tool. Note, we conduct extensive research on individual companies such as Velocity and provide practical buy, sell, or hold advice based on investors' constraints. Velocity Financial Llc. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in income.
Velocity |
Execute Velocity Financial Buy or Sell Advice
The Velocity recommendation should be used to complement the buy-or-sell advice compiled from the current analysts' consensus on Velocity Financial Llc. Macroaxis does not own or have any residual interests in Velocity Financial Llc or other equities on which the buy-or-sell advice is provided. Please provide your input below to execute Velocity Financial's advice using the current market data and latest reported fundamentals.
Time Horizon
Risk Tolerance
 |  |
Hold
Market Performance | Very Weak | Details | |
Volatility | Very steady | Details | |
Hype Condition | Low key | Details | |
Current Valuation | Undervalued | Details | |
Odds Of Distress | Very Low | Details | |
Economic Sensitivity | Barely shadows the market | Details | |
Investor Sentiment | Interested | Details | |
Analyst Consensus | Buy | Details | |
Financial Strenth (F Score) | Strong | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Unlikely Manipulator | Details |
Velocity Financial Trading Alerts and Improvement Suggestions
| Velocity Financial generated a negative expected return over the last 90 days | |
| Velocity Financial has a strong financial position based on the latest SEC filings | |
| Over 99.0% of the company outstanding shares are owned by institutional investors | |
| Latest headline from MacroaxisInsider: Disposition of 5367 shares by Christopher Farrar of Velocity Financial at 18.56 subject to Rule 16b-3 |
Velocity Financial Returns Distribution Density
The distribution of Velocity Financial's historical returns is an attempt to chart the uncertainty of Velocity Financial's future price movements. The chart of the probability distribution of Velocity Financial daily returns describes the distribution of returns around its average expected value. We use Velocity Financial Llc price's Value At Risk and its Upside Potential as a relative measure of the distribution. The graph of the distribution of Velocity Financial returns is essential to provide solid investment advice for Velocity Financial.
| Mean Return | -0.11 | Value At Risk | -2.03 | Potential Upside | 1.22 | Standard Deviation | 0.98 |
Return Density |
| Distribution |
Investment risk management requires an estimate of the probability of extreme price changes. Therefore, the correct representation of the distribution of Velocity Financial historical returns presented in an easy-to-digest graphical form helps investors and money managers understand the risk-reward trade-off of different investement strategies.
Velocity Stock Institutional Investors
| Shares | Mariner Wealth Advisors Llc | 2024-12-31 | 101.2 K | Goldman Sachs Group Inc | 2024-12-31 | 96.8 K | Charles Schwab Investment Management Inc | 2024-12-31 | 79.9 K | American Century Companies Inc | 2024-12-31 | 76.7 K | Northern Trust Corp | 2024-12-31 | 73.1 K | Morgan Stanley - Brokerage Accounts | 2024-12-31 | 66.3 K | Renaissance Technologies Corp | 2024-12-31 | 57.5 K | Jpmorgan Chase & Co | 2024-09-30 | 50.1 K | Bank Of New York Mellon Corp | 2024-12-31 | 44.7 K | Snow Phipps Group, Llc | 2024-12-31 | 12.3 M | Allianz Asset Management Ag | 2024-12-31 | 11 M |
Velocity Financial Cash Flow Accounts
| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 (projected) | ||
| Investments | 87.7M | 685.2M | 815.9M | (450.0M) | (517.5M) | (491.6M) | |
| Change In Cash | (7.3M) | 27.3M | 14.5M | (129K) | (148.4K) | (140.9K) | |
| Net Borrowings | 467.7M | (283.1M) | 65.8M | 18.6M | 16.7M | 15.9M | |
| Free Cash Flow | 53.3M | 57.3M | 48.3M | 48.7M | 56.0M | 58.8M | |
| Depreciation | 2.4M | 2.4M | 2.1M | 2.3M | 2.6M | 2.0M | |
| Other Non Cash Items | 22.5M | 21.0M | 17.2M | (29.2M) | (33.6M) | (35.3M) | |
| Capital Expenditures | 1.6M | 329K | 326K | 180K | 162K | 153.9K | |
| Net Income | 17.8M | 29.2M | 32.5M | 52.3M | 60.1M | 63.1M | |
| End Period Cash Flow | 20.3M | 47.6M | 62.1M | 61.9M | 71.2M | 41.7M | |
| Change To Netincome | (136.2M) | 9.0M | (16.8M) | 10.2M | 11.7M | 12.3M |
Velocity Financial Greeks
Most traded equities are subject to two types of risk - systematic (i.e., market) and unsystematic (i.e., nonmarket or company-specific) risk. Unsystematic risk is the risk that events specific to Velocity Financial or Financial Services sector will adversely affect the stock's price. This type of risk can be diversified away by owning several different stocks in different industries whose stock prices have shown a small correlation to each other. On the other hand, systematic risk is the risk that Velocity Financial's price will be affected by overall stock market movements and cannot be diversified away. So, no matter how many positions you have, you cannot eliminate market risk. However, you can measure a Velocity stock's historical response to market movements and buy it if you are comfortable with its volatility direction. Beta and standard deviation are two commonly used measures to help you make the right decision.
α | Alpha over Dow Jones | -0.12 | |
β | Beta against Dow Jones | 0.02 | |
σ | Overall volatility | 1.02 | |
Ir | Information ratio | -0.13 |
Velocity Financial Volatility Alert
Velocity Financial Llc exhibits very low volatility with skewness of -1.51 and kurtosis of 4.64. Understanding different market volatility trends often help investors to time the market. Properly using volatility indicators enable traders to measure Velocity Financial's stock risk against market volatility during both bullish and bearish trends. The higher level of volatility that comes with bear markets can directly impact Velocity Financial's stock price while adding stress to investors as they watch their shares' value plummet. This usually forces investors to rebalance their portfolios by buying different financial instruments as prices fall.Velocity Financial Fundamentals Vs Peers
Comparing Velocity Financial's fundamentals to the average values of its peers is one of the most widely used and accepted methods of equity analyses. It helps to analyze Velocity Financial's direct or indirect competition across all of the common fundamentals between Velocity Financial and the related equities. This way, we can detect undervalued stocks with similar characteristics as Velocity Financial or determine the stocks which would be an excellent addition to an existing portfolio. Peer analysis of Velocity Financial's fundamental indicators could also be used in its relative valuation, which is a method of valuing Velocity Financial by comparing valuation metrics with those of similar companies.
| Better Than Average | Worse Than Average | Compare Velocity Financial to competition |
| Fundamentals | Velocity Financial | Peer Average |
| Return On Equity | 0.14 | -0.31 |
| Return On Asset | 0.0139 | -0.14 |
| Profit Margin | 0.40 % | (1.27) % |
| Operating Margin | 0.46 % | (5.51) % |
| Current Valuation | 5.15 B | 16.62 B |
| Shares Outstanding | 33.11 M | 571.82 M |
| Shares Owned By Insiders | 2.77 % | 10.09 % |
| Shares Owned By Institutions | 98.77 % | 39.21 % |
| Number Of Shares Shorted | 305.76 K | 4.71 M |
| Price To Earning | 10.71 X | 28.72 X |
| Price To Book | 1.27 X | 9.51 X |
| Price To Sales | 3.80 X | 11.42 X |
| Revenue | 131.72 M | 9.43 B |
| Gross Profit | 124.12 M | 27.38 B |
| EBITDA | 279.02 M | 3.9 B |
| Net Income | 52.29 M | 570.98 M |
| Cash And Equivalents | 45.25 M | 2.7 B |
| Cash Per Share | 0.81 X | 5.01 X |
| Total Debt | 3.84 B | 5.32 B |
| Debt To Equity | 8.63 % | 48.70 % |
| Current Ratio | 8.65 X | 2.16 X |
| Book Value Per Share | 14.63 X | 1.93 K |
| Cash Flow From Operations | 48.84 M | 971.22 M |
| Short Ratio | 6.15 X | 4.00 X |
| Earnings Per Share | 1.84 X | 3.12 X |
| Target Price | 21.75 | |
| Number Of Employees | 253 | 18.84 K |
| Beta | 1.03 | -0.15 |
| Market Capitalization | 615.6 M | 19.03 B |
| Total Asset | 4.4 B | 29.47 B |
| Retained Earnings | 128.91 M | 9.33 B |
| Net Asset | 4.4 B |
Note: Acquisition by Jeffrey Taylor of 18597 shares of Velocity Financial at 18.82 subject to Rule 16b-3 [view details]
Velocity Financial Market Momentum
Traders often use several daily momentume indicators to supplement a more traditional technical analysis when analyzing securities such as Velocity . With many different options, investors must choose the best indicators for them and familiarize themselves with how they work. We suggest combining traditional momentum indicators with more near-term forms of technical analysis such as Accumulation Distribution or Daily Balance Of Power. With their quantitative nature, daily value technical indicators can also be incorporated into your automated trading systems.
About Velocity Financial Buy or Sell Advice
When is the right time to buy or sell Velocity Financial Llc? Buying financial instruments such as Velocity Stock isn't very hard. However, what challenging for most investors is doing it at the right time to beat the market. Proper market timing is something most people cannot do without sophisticated tools, which help to isolate the right opportunities. Macroaxis provides hands-on modules to deliver winning trades and diversify your portfolios on a daily basis. Most of our advising modules are very easy to use and apply.
Please read more on our stock advisor page.
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Check out Velocity Financial Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for multiple equity instruments, please use the Instant Ratings tool. You can also try the Share Portfolio module to track or share privately all of your investments from the convenience of any device.
Is Commercial & Residential Mortgage Finance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Velocity Financial. If investors know Velocity will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Velocity Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.265 | Earnings Share 1.84 | Revenue Per Share | Quarterly Revenue Growth 0.291 | Return On Assets |
The market value of Velocity Financial Llc is measured differently than its book value, which is the value of Velocity that is recorded on the company's balance sheet. Investors also form their own opinion of Velocity Financial's value that differs from its market value or its book value, called intrinsic value, which is Velocity Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Velocity Financial's market value can be influenced by many factors that don't directly affect Velocity Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Velocity Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Velocity Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Velocity Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.