Norwood Financial Corp Stock Performance
| NWFL Stock | USD 25.84 0.38 1.49% |
The company secures a Beta (Market Risk) of 0.65, which conveys possible diversification benefits within a given portfolio. As returns on the market increase, Norwood Financial's returns are expected to increase less than the market. However, during the bear market, the loss of holding Norwood Financial is expected to be smaller as well. At this point, Norwood Financial Corp has a negative expected return of -0.22%. Please make sure to verify Norwood Financial's maximum drawdown, accumulation distribution, as well as the relationship between the Accumulation Distribution and price action indicator , to decide if Norwood Financial Corp performance from the past will be repeated at some point in the near future.
Risk-Adjusted Performance
Very Weak
Weak | Strong |
Over the last 90 days Norwood Financial Corp has generated negative risk-adjusted returns adding no value to investors with long positions. Despite fragile performance in the last few months, the Stock's technical and fundamental indicators remain quite persistent which may send shares a bit higher in April 2025. The latest mess may also be a sign of long-standing up-swing for the company institutional investors. ...more
Actual Historical Performance (%)
One Day Return 1.49 | Five Day Return 1.29 | Year To Date Return (2.67) | Ten Year Return 36 | All Time Return 363.08 |
Forward Dividend Yield 0.047 | Payout Ratio | Last Split Factor 3:2 | Forward Dividend Rate 1.24 | Dividend Date 2025-02-01 |
1 | Norwood Financial raises quarterly dividend by 3.3 percent to 0.31share | 12/18/2024 |
2 | Disposition of 2 shares by John Carmody of Norwood Financial at 30.61 subject to Rule 16b-3 | 12/20/2024 |
3 | Acquisition by William Lance of 1500 shares of Norwood Financial at 29.66 subject to Rule 16b-3 | 12/23/2024 |
4 | Piper Sandler Begins Coverage on Norwood Financial - MarketBeat | 01/08/2025 |
5 | Acquisition by Phillips Kenneth A of 122 shares of Norwood Financial at 26.44 subject to Rule 16b-3 | 01/21/2025 |
6 | Norwood Financial Non-GAAP EPS of -1.54 misses by 2.09, net interest income of 16.63M | 01/27/2025 |
7 | Norwood Financial Corp Reports Q4 EPS of -1.54, Missing Estimates Revenue at 16.6 Million | 01/28/2025 |
8 | Acquisition by Schmalzle Ronald R of 2000 shares of Norwood Financial at 26.0 subject to Rule 16b-3 | 01/30/2025 |
9 | Acquisition by Schmalzle Ronald R of 3129 shares of Norwood Financial at 26.0 subject to Rule 16b-3 | 01/31/2025 |
| Norwood Financial dividend paid on 3rd of February 2025 | 02/03/2025 |
10 | Acquisition by Schmalzle Ronald R of tradable shares of Norwood Financial at 26.0 subject to Rule 16b-3 | 02/04/2025 |
11 | Acquisition by Schmalzle Ronald R of 1712 shares of Norwood Financial at 26.5 subject to Rule 16b-3 | 02/06/2025 |
12 | Acquisition by Schmalzle Ronald R of 2800 shares of Norwood Financial at 26.491 subject to Rule 16b-3 | 02/07/2025 |
13 | Wellington Management Group LLP Acquires Shares in Norwood Financial Corp | 02/10/2025 |
14 | Insider Trading | 02/18/2025 |
15 | Disposition of tradable shares by Gifford Jeffrey S of Norwood Financial at 25.05 subject to Rule 16b-3 | 02/24/2025 |
16 | Norwood Financial Cut to Sell at StockNews.com | 02/28/2025 |
| Begin Period Cash Flow | 31.9 M |
Norwood |
Norwood Financial Relative Risk vs. Return Landscape
If you would invest 3,019 in Norwood Financial Corp on December 1, 2024 and sell it today you would lose (435.00) from holding Norwood Financial Corp or give up 14.41% of portfolio value over 90 days. Norwood Financial Corp is currently does not generate positive expected returns and assumes 2.8919% risk (volatility on return distribution) over the 90 days horizon. In different words, 25% of stocks are less volatile than Norwood, and 99% of all traded equity instruments are projected to make higher returns than the company over the 90 days investment horizon. Expected Return |
| Risk |
Norwood Financial Market Risk Analysis
Today, many novice investors tend to focus exclusively on investment returns with little concern for Norwood Financial's investment risk. Standard deviation is the most common way to measure market volatility of stocks, such as Norwood Financial Corp, and traders can use it to determine the average amount a Norwood Financial's price has deviated from the expected return over a period of time. It is calculated by determining the expected price for the established period and then subtracting this figure from each price point. The differences are then squared, summed, and averaged to produce the variance.
Sharpe Ratio = -0.0749
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| Negative Returns | NWFL |
Estimated Market Risk
| 2.89 actual daily | 25 75% of assets are more volatile |
Expected Return
| -0.22 actual daily | 0 Most of other assets have higher returns |
Risk-Adjusted Return
| -0.07 actual daily | 0 Most of other assets perform better |
Based on monthly moving average Norwood Financial is not performing at its full potential. However, if added to a well diversified portfolio the total return can be enhanced and market risk can be reduced. You can increase risk-adjusted return of Norwood Financial by adding Norwood Financial to a well-diversified portfolio.
Norwood Financial Fundamentals Growth
Norwood Stock prices reflect investors' perceptions of the future prospects and financial health of Norwood Financial, and Norwood Financial fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on Norwood Stock performance.
| Return On Equity | 0.0713 | ||||
| Return On Asset | 0.0058 | ||||
| Profit Margin | 0.21 % | ||||
| Operating Margin | 0.31 % | ||||
| Current Valuation | 326.78 M | ||||
| Shares Outstanding | 9.24 M | ||||
| Price To Earning | 13.83 X | ||||
| Price To Book | 1.12 X | ||||
| Price To Sales | 4.95 X | ||||
| Revenue | 64.64 M | ||||
| Gross Profit | 77.43 M | ||||
| EBITDA | 22.61 M | ||||
| Net Income | 16.76 M | ||||
| Cash And Equivalents | 40.88 M | ||||
| Cash Per Share | 5.04 X | ||||
| Total Debt | 114.24 M | ||||
| Debt To Equity | 6.43 % | ||||
| Book Value Per Share | 24.31 X | ||||
| Cash Flow From Operations | 29.82 M | ||||
| Earnings Per Share | 1.59 X | ||||
| Market Capitalization | 243.66 M | ||||
| Total Asset | 2.2 B | ||||
| Retained Earnings | 135.28 M | ||||
About Norwood Financial Performance
By examining Norwood Financial's fundamental ratios, stakeholders can obtain critical insights into Norwood Financial's financial health, operational efficiency, and overall profitability. These insights assist in making well-informed investment and management decisions. For example, a high Return on Assets and Return on Equity would indicate that Norwood Financial is effectively utilizing its assets and equity to generate significant profits, enhancing its appeal to investors. On the other hand, low ROA and ROE values could reveal issues in asset and equity management, highlighting the need for operational improvements.
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.01 | 0.01 | |
| Return On Capital Employed | 0.04 | 0.03 | |
| Return On Assets | 0.01 | 0.01 | |
| Return On Equity | 0.09 | 0.11 |
Things to note about Norwood Financial Corp performance evaluation
Checking the ongoing alerts about Norwood Financial for important developments is a great way to find new opportunities for your next move. Stock alerts and notifications screener for Norwood Financial Corp help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.| Norwood Financial generated a negative expected return over the last 90 days | |
| On 3rd of February 2025 Norwood Financial paid $ 0.31 per share dividend to its current shareholders | |
| Latest headline from thelincolnianonline.com: Norwood Financial Cut to Sell at StockNews.com |
- Analyzing Norwood Financial's financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
- Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether Norwood Financial's stock is overvalued or undervalued compared to its peers.
- Examining Norwood Financial's industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
- Evaluating Norwood Financial's management team can have a significant impact on its success or failure. Reviewing the track record and experience of Norwood Financial's management team can help you assess the Company's leadership.
- Pay attention to analyst opinions and ratings of Norwood Financial's stock. These opinions can provide insight into Norwood Financial's potential for growth and whether the stock is currently undervalued or overvalued.
Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in Norwood Financial Corp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in census. You can also try the Investing Opportunities module to build portfolios using our predefined set of ideas and optimize them against your investing preferences.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Norwood Financial. If investors know Norwood will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Norwood Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.06) | Dividend Share 1.2 | Earnings Share 1.59 | Revenue Per Share | Quarterly Revenue Growth 0.025 |
The market value of Norwood Financial Corp is measured differently than its book value, which is the value of Norwood that is recorded on the company's balance sheet. Investors also form their own opinion of Norwood Financial's value that differs from its market value or its book value, called intrinsic value, which is Norwood Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Norwood Financial's market value can be influenced by many factors that don't directly affect Norwood Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Norwood Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Norwood Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Norwood Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.