Midland States Bancorp Stock Buy Hold or Sell Recommendation
| MSBI Stock | USD 18.45 0.32 1.77% |
Given the investment horizon of 90 days and your above-average risk tolerance, our recommendation regarding Midland States Bancorp is 'Strong Hold'. The recommendation algorithm takes into account all of Midland States' available fundamental, technical, and predictive indicators you will find on this site.
Check out Midland States Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for multiple equity instruments, please use the Instant Ratings tool. In addition, we conduct extensive research on individual companies such as Midland and provide practical buy, sell, or hold advice based on investors' investing horizon and their risk tolerance towards Midland States Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics.
Midland |
Execute Midland States Buy or Sell Advice
The Midland recommendation should be used to complement the buy-or-sell advice compiled from the current analysts' consensus on Midland States Bancorp. Macroaxis does not own or have any residual interests in Midland States Bancorp or other equities on which the buy-or-sell advice is provided. Please provide your input below to execute Midland States' advice using the current market data and latest reported fundamentals.
Time Horizon
Risk Tolerance
 |  |
Strong Hold
Market Performance | Very Weak | Details | |
Volatility | Not too volatile | Details | |
Hype Condition | Over hyped | Details | |
Current Valuation | Undervalued | Details | |
Odds Of Distress | Quite High | Details | |
Economic Sensitivity | Almost mirrors the market | Details | |
Investor Sentiment | Impartial | Details | |
Analyst Consensus | Hold | Details | |
Financial Strenth (F Score) | Healthy | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Unlikely Manipulator | Details |
Midland States Trading Alerts and Improvement Suggestions
| Midland States generated a negative expected return over the last 90 days | |
| Midland States has high historical volatility and very poor performance | |
| Midland States has high likelihood to experience some financial distress in the next 2 years | |
| About 64.0% of the company shares are owned by institutional investors | |
| Latest headline from simplywall.st: Has Midland Holdings Limiteds Impressive Stock Performance Got Anything to Do With Its Fundamentals |
Midland States Returns Distribution Density
The distribution of Midland States' historical returns is an attempt to chart the uncertainty of Midland States' future price movements. The chart of the probability distribution of Midland States daily returns describes the distribution of returns around its average expected value. We use Midland States Bancorp price's Value At Risk and its Upside Potential as a relative measure of the distribution. The graph of the distribution of Midland States returns is essential to provide solid investment advice for Midland States.
| Mean Return | -0.5 | Value At Risk | -3.88 | Potential Upside | 2.13 | Standard Deviation | 2.98 |
Return Density |
| Distribution |
Investment risk management requires an estimate of the probability of extreme price changes. Therefore, the correct representation of the distribution of Midland States historical returns presented in an easy-to-digest graphical form helps investors and money managers understand the risk-reward trade-off of different investement strategies.
Midland Stock Institutional Investors
| Shares | Northern Trust Corp | 2024-12-31 | 200.2 K | Aqr Capital Management Llc | 2024-12-31 | 195.3 K | Charles Schwab Investment Management Inc | 2024-12-31 | 181.2 K | Goldman Sachs Group Inc | 2024-12-31 | 171.6 K | Bank Of America Corp | 2024-12-31 | 167.9 K | Nuveen Asset Management, Llc | 2024-12-31 | 167.1 K | Jpmorgan Chase & Co | 2024-12-31 | 147.6 K | Prudential Financial Inc | 2024-12-31 | 142 K | Millennium Management Llc | 2024-12-31 | 118.2 K | Blackrock Inc | 2024-12-31 | 3 M | Dimensional Fund Advisors, Inc. | 2024-12-31 | 1.3 M |
Midland States Cash Flow Accounts
| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 (projected) | ||
| Change In Cash | (52.9M) | 338.7M | (530.1M) | (25.6M) | (23.0M) | (21.9M) | |
| Free Cash Flow | 496.6M | 331.7M | 233.3M | 145.9M | 167.8M | 127.8M | |
| Depreciation | 19.5M | 16.3M | 14.4M | 12.7M | 14.6M | 12.1M | |
| Other Non Cash Items | 429.1M | 230.2M | 145.0M | 59.7M | 68.6M | 74.0M | |
| Dividends Paid | 25.0M | 25.2M | 29.1M | 35.5M | 40.8M | 42.8M | |
| Capital Expenditures | 2.6M | 2.7M | 3.5M | 8.7M | 10.0M | 5.2M | |
| Net Income | 22.5M | 81.3M | 99.0M | 75.5M | 86.8M | 91.1M | |
| End Period Cash Flow | 341.6M | 680.4M | 150.3M | 135.1M | 155.3M | 238.5M | |
| Investments | (1.3B) | (505.0M) | (1.1B) | (341.8M) | (307.6M) | (323.0M) | |
| Net Borrowings | (116.8M) | 260.7M | (500.8M) | 75.3M | 67.8M | 71.2M | |
| Change To Netincome | 44.6M | 488.2M | 237.9M | 147.2M | 169.2M | 126.0M | |
| Change Receivables | (431K) | 1.4M | (7.2M) | 4.1M | 4.7M | 4.9M |
Midland States Greeks
Most traded equities are subject to two types of risk - systematic (i.e., market) and unsystematic (i.e., nonmarket or company-specific) risk. Unsystematic risk is the risk that events specific to Midland States or Banks sector will adversely affect the stock's price. This type of risk can be diversified away by owning several different stocks in different industries whose stock prices have shown a small correlation to each other. On the other hand, systematic risk is the risk that Midland States' price will be affected by overall stock market movements and cannot be diversified away. So, no matter how many positions you have, you cannot eliminate market risk. However, you can measure a Midland stock's historical response to market movements and buy it if you are comfortable with its volatility direction. Beta and standard deviation are two commonly used measures to help you make the right decision.
α | Alpha over Dow Jones | -0.4 | |
β | Beta against Dow Jones | 0.97 | |
σ | Overall volatility | 3.08 | |
Ir | Information ratio | -0.13 |
Midland States Volatility Alert
Midland States Bancorp exhibits very low volatility with skewness of -4.46 and kurtosis of 28.64. Understanding different market volatility trends often help investors to time the market. Properly using volatility indicators enable traders to measure Midland States' stock risk against market volatility during both bullish and bearish trends. The higher level of volatility that comes with bear markets can directly impact Midland States' stock price while adding stress to investors as they watch their shares' value plummet. This usually forces investors to rebalance their portfolios by buying different financial instruments as prices fall.Midland States Fundamentals Vs Peers
Comparing Midland States' fundamentals to the average values of its peers is one of the most widely used and accepted methods of equity analyses. It helps to analyze Midland States' direct or indirect competition across all of the common fundamentals between Midland States and the related equities. This way, we can detect undervalued stocks with similar characteristics as Midland States or determine the stocks which would be an excellent addition to an existing portfolio. Peer analysis of Midland States' fundamental indicators could also be used in its relative valuation, which is a method of valuing Midland States by comparing valuation metrics with those of similar companies.
| Better Than Average | Worse Than Average | Compare Midland States to competition |
| Fundamentals | Midland States | Peer Average |
| Return On Equity | -0.0176 | -0.31 |
| Return On Asset | -0.0017 | -0.14 |
| Profit Margin | (0.08) % | (1.27) % |
| Operating Margin | 3.47 % | (5.51) % |
| Current Valuation | 866.81 M | 16.62 B |
| Shares Outstanding | 21.49 M | 571.82 M |
| Shares Owned By Insiders | 5.16 % | 10.09 % |
| Shares Owned By Institutions | 64.36 % | 39.21 % |
| Number Of Shares Shorted | 242.7 K | 4.71 M |
| Price To Earning | 15.34 X | 28.72 X |
| Price To Book | 0.54 X | 9.51 X |
| Price To Sales | 2.33 X | 11.42 X |
| Revenue | 77.74 M | 9.43 B |
| Gross Profit | 170.13 M | 27.38 B |
| EBITDA | 107.57 M | 3.9 B |
| Net Income | 75.46 M | 570.98 M |
| Cash And Equivalents | 313.19 M | 2.7 B |
| Cash Per Share | 14.19 X | 5.01 X |
| Total Debt | 604.41 M | 5.32 B |
| Debt To Equity | 0.29 % | 48.70 % |
| Book Value Per Share | 29.10 X | 1.93 K |
| Cash Flow From Operations | 154.64 M | 971.22 M |
| Short Ratio | 1.92 X | 4.00 X |
| Earnings Per Share | (1.05) X | 3.12 X |
| Price To Earnings To Growth | 2.20 X | 4.89 X |
| Target Price | 22.5 | |
| Beta | 0.69 | -0.15 |
| Market Capitalization | 396.57 M | 19.03 B |
| Total Asset | 7.87 B | 29.47 B |
| Retained Earnings | 322.38 M | 9.33 B |
| Annual Yield | 0.07 % | |
| Five Year Return | 4.17 % | |
| Net Asset | 7.87 B |
Note: Acquisition by Carlson Gerald Joseph of 1000 shares of Midland States at 20.0 subject to Rule 16b-3 [view details]
Midland States Market Momentum
Traders often use several daily momentume indicators to supplement a more traditional technical analysis when analyzing securities such as Midland . With many different options, investors must choose the best indicators for them and familiarize themselves with how they work. We suggest combining traditional momentum indicators with more near-term forms of technical analysis such as Accumulation Distribution or Daily Balance Of Power. With their quantitative nature, daily value technical indicators can also be incorporated into your automated trading systems.
About Midland States Buy or Sell Advice
When is the right time to buy or sell Midland States Bancorp? Buying financial instruments such as Midland Stock isn't very hard. However, what challenging for most investors is doing it at the right time to beat the market. Proper market timing is something most people cannot do without sophisticated tools, which help to isolate the right opportunities. Macroaxis provides hands-on modules to deliver winning trades and diversify your portfolios on a daily basis. Most of our advising modules are very easy to use and apply.
Please read more on our stock advisor page.
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Check out Midland States Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for multiple equity instruments, please use the Instant Ratings tool. You can also try the Portfolio Volatility module to check portfolio volatility and analyze historical return density to properly model market risk.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Midland States. If investors know Midland will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Midland States listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.802 | Dividend Share 1.24 | Earnings Share (1.05) | Revenue Per Share | Quarterly Revenue Growth 0.066 |
The market value of Midland States Bancorp is measured differently than its book value, which is the value of Midland that is recorded on the company's balance sheet. Investors also form their own opinion of Midland States' value that differs from its market value or its book value, called intrinsic value, which is Midland States' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Midland States' market value can be influenced by many factors that don't directly affect Midland States' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Midland States' value and its price as these two are different measures arrived at by different means. Investors typically determine if Midland States is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Midland States' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.