Is Franklin Financial Stock a Good Investment?

Franklin Financial Investment Advice

  FRAF
To provide specific investment advice or recommendations on Franklin Financial Services stock, we recommend investors consider the following general factors when evaluating Franklin Financial Services. This will help you to make an informed decision on whether to include Franklin Financial in one of your diversified portfolios:
  • Examine Franklin Financial's financial health by looking at its balance sheet, income statement, and cash flow statement. Analyze key financial ratios, such as Price-to-Earnings (P/E), Price-to-Sales (P/S), and Price-to-Book (P/B), to determine whether the stock is fairly valued or over/undervalued.
  • Research Franklin Financial's leadership team and their track record. Good management can help Franklin Financial navigate difficult times and make strategic decisions that benefit shareholders and increases its net worth.
  • Consider the overall health of the Regional Banks space and any emerging trends that could impact Franklin Financial's business and its evolving consumer preferences.
  • Compare Franklin Financial's performance and market position to its competitors. Analyze how Franklin Financial is positioned in terms of product offerings, innovation, and market share.
  • Check if Franklin Financial pays a dividend and its dividend yield and payout ratio.
  • Review what financial analysts are saying about Franklin Financial's stock and their price targets. However, remember that analysts' opinions can vary, and their predictions may not always be accurate.
It's important to note that investing in Franklin Financial Services stock, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember that it's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. Below is a detailed guide on how to decide if Franklin Financial Services is a good investment.
 
Sell
 
Buy
Cautious Hold
Our advice module can be used to complement Franklin Financial investment recommendation provided by average analyst sentiment. It analyzes the company's potential to grow using fundamental, technical, data market data available at the time. To make sure Franklin Financial is not overpriced, please confirm all Franklin Financial fundamentals, including its price to earning, net income, and the relationship between the shares owned by insiders and revenue . Given that Franklin Financial has a number of shares shorted of 6.81 K, we urge you to verify Franklin Financial Services market performance and probability of bankruptcy to ensure the company can sustain itself in the current economic cycle given your prevailing risk tolerance and investing horizon.

Market Performance

ModestDetails

Volatility

Very steadyDetails

Hype Condition

Low keyDetails

Current Valuation

OvervaluedDetails

Odds Of Distress

Very LowDetails

Economic Sensitivity

Moves indifferently to market movesDetails

Investor Sentiment

InterestedDetails

Analyst Consensus

Not AvailableDetails

Financial Strenth (F Score)

PoorDetails

Financial Leverage

Not RatedDetails

Reporting Quality (M-Score)

Unlikely ManipulatorDetails

Examine Franklin Financial Stock

Researching Franklin Financial's stock involves analyzing various aspects of the company and its industry to make an informed investment decision. The key areas to focus on are fundamentals, business model and competitive advantage. It is also important to analyze trends in revenue, net income, and cash flow, as well as key financial ratios, such as price-to-earnings (P/E), price-to-sales (P/S), and debt-to-equity (D/E). About 26.0% of the company shares are owned by institutional investors. The company has price-to-book (P/B) ratio of 0.99. Some equities with similar Price to Book (P/B) outperform the market in the long run. Franklin Financial last dividend was issued on the 1st of November 2024. The entity had 125:100 split on the 29th of June 2004.
To determine if Franklin Financial is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding Franklin Financial's research are outlined below:
Franklin Financial has a poor financial position based on the latest SEC disclosures
Latest headline from finance.yahoo.com: Exploring Three Undiscovered Gems with Strong Potential

Franklin Financial Quarterly Liabilities And Stockholders Equity

2.15 Billion

Franklin Financial uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in Franklin Financial Services. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Franklin Financial's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
30th of January 2024
Upcoming Quarterly Report
View
31st of December 2023
Next Fiscal Quarter End
View

Know Franklin Financial's Top Institutional Investors

Have you ever been surprised when a price of an equity instrument such as Franklin Financial is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Franklin Financial Services backward and forwards among themselves. Franklin Financial's institutional investor refers to the entity that pools money to purchase Franklin Financial's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
Shares
Susquehanna International Group, Llp2024-06-30
19.6 K
Renaissance Technologies Corp2024-09-30
18.8 K
Morgan Stanley - Brokerage Accounts2024-06-30
15.3 K
State Street Corp2024-06-30
13.1 K
Stifel Financial Corp2024-06-30
12.1 K
Royal Bank Of Canada2024-06-30
11.2 K
Kuntz Lesher Capital Llc2024-09-30
9.1 K
Northern Trust Corp2024-09-30
8.3 K
Farmers And Merchants Trust Company Of Chambersburg2024-09-30
7.3 K
Fourthstone Llc2024-06-30
439.2 K
Vanguard Group Inc2024-09-30
195 K
Note, although Franklin Financial's institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

Franklin Financial's market capitalization trends

The company currently falls under 'Small-Cap' category with a current market capitalization of 148.15 M.

Market Cap

59.13 Million

Franklin Financial's profitablity analysis

Last ReportedProjected for Next Year
Return On Tangible Assets 0.01  0.01 
Return On Capital Employed 0.01  0.01 
Return On Assets 0.01  0.01 
Return On Equity 0.10  0.11 
The company has Profit Margin (PM) of 0.2 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.27 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.27.
Determining Franklin Financial's profitability involves analyzing its financial statements and using various financial metrics to determine if Franklin Financial is a good buy. For example, gross profit margin measures Franklin Financial's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of Franklin Financial's profitability and make more informed investment decisions.

Evaluate Franklin Financial's management efficiency

The Franklin Financial's current Return On Tangible Assets is estimated to increase to 0.01. The Franklin Financial's current Return On Capital Employed is estimated to increase to 0.01. At this time, Franklin Financial's Intangible Assets are most likely to increase significantly in the upcoming years. The Franklin Financial's current Net Tangible Assets is estimated to increase to about 122 M, while Other Assets are projected to decrease to 0.95. Franklin Financial's management efficiency ratios could be used to measure how well Franklin Financial manages its routine affairs as well as how well it operates its assets and liabilities.
Last ReportedProjected for Next Year
Book Value Per Share 30.21  42.18 
Tangible Book Value Per Share 28.15  40.98 
Enterprise Value Over EBITDA 6.47  3.87 
Price Book Value Ratio 1.04  1.38 
Enterprise Value Multiple 6.47  3.87 
Price Fair Value 1.04  1.38 
Enterprise Value57.5 M81.9 M
Evaluating the management effectiveness of Franklin Financial allows investors to assess its financial health and operational efficiency. Coupled with an analysis of its growth prospects and the current market dynamics, we evaluate the stock's true value and future potential. Key indicators such as revenue, earnings or debt levels are examined alongside external factors like economic trends and regulatory changes. The Franklin Stock analysis seeks to determine whether the stock is undervalued, appropriately priced, or overvalued, thereby guiding your investment decisions.
Dividend Yield
0.0382
Forward Dividend Yield
0.0382
Forward Dividend Rate
1.28
Beta
0.293

Basic technical analysis of Franklin Stock

As of the 28th of November, Franklin Financial shows the Semi Deviation of 1.06, downside deviation of 1.37, and Mean Deviation of 0.8052. Franklin Financial technical analysis allows you to utilize historical prices and volume patterns in order to determine a pattern that computes the direction of the firm's future prices. Please confirm Franklin Financial jensen alpha, semi variance, and the relationship between the standard deviation and value at risk to decide if Franklin Financial is priced favorably, providing market reflects its regular price of 33.55 per share. Given that Franklin Financial has jensen alpha of 0.1817, we urge you to verify Franklin Financial Services's prevailing market performance to make sure the company can sustain itself at a future point.

Franklin Financial's insider trading activities

Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Franklin Financial insiders, such as employees or executives, is commonly permitted as long as it does not rely on Franklin Financial's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Franklin Financial insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
 
Duffey Gregory A over a month ago
Acquisition by Duffey Gregory A of 181 shares of Franklin Financial at 26.2 subject to Rule 16b-3
 
Craig Kevin W over two months ago
Acquisition by Craig Kevin W of 347 shares of Franklin Financial at 30.2 subject to Rule 16b-3
 
Duffey Gregory A over two months ago
Acquisition by Duffey Gregory A of 102 shares of Franklin Financial at 3020.0 subject to Rule 16b-3
 
Brown Martin R over two months ago
Acquisition by Brown Martin R of 157 shares of Franklin Financial at 30.2 subject to Rule 16b-3
 
Carmack Karen K over two months ago
Acquisition by Carmack Karen K of tradable shares of Franklin Financial at 3079.0 subject to Rule 16b-3
 
Carmack Karen K over three months ago
Acquisition by Carmack Karen K of tradable shares of Franklin Financial at 29.95 subject to Rule 16b-3
 
Charles Carroll over three months ago
Acquisition by Charles Carroll of 300 shares of Franklin Financial at 30.83 subject to Rule 16b-3
 
Steven Butz over three months ago
Acquisition by Steven Butz of 442 shares of Franklin Financial at 26.87 subject to Rule 16b-3
 
Craig Kevin W over three months ago
Acquisition by Craig Kevin W of 367 shares of Franklin Financial at 28.49 subject to Rule 16b-3
 
Brown Martin R over three months ago
Acquisition by Brown Martin R of 166 shares of Franklin Financial at 28.49 subject to Rule 16b-3
 
Duffey Gregory A over three months ago
Acquisition by Duffey Gregory A of 2000 shares of Franklin Financial at 25.9 subject to Rule 16b-3
 
Carmack Karen K over six months ago
Acquisition by Carmack Karen K of tradable shares of Franklin Financial at 26.49 subject to Rule 16b-3

Franklin Financial's Outstanding Corporate Bonds

Franklin Financial issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. Franklin Financial uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most Franklin bonds can be classified according to their maturity, which is the date when Franklin Financial Services has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.

Understand Franklin Financial's technical and predictive indicators

Using predictive indicators to make investment decisions involves analyzing Franklin Financial's various financial and market-based factors to help forecast future trends and identify investment opportunities. Select the indicators that are most relevant to your investment strategy. Each indicator has its own strengths and weaknesses, so it's essential to combine multiple indicators to get a more comprehensive view of the market and reduce the risk of making poor decisions based on limited data.

Consider Franklin Financial's intraday indicators

Franklin Financial intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Franklin Financial stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.

Franklin Financial Corporate Filings

8K
26th of November 2024
Report filed with the SEC to announce major events that shareholders should know about
ViewVerify
F4
22nd of November 2024
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
10Q
14th of November 2024
Quarterly performance report mandated by Securities and Exchange Commission (SEC), to be filed by publicly traded corporations
ViewVerify
Franklin Financial time-series forecasting models is one of many Franklin Financial's stock analysis techniques aimed to predict future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary Franklin Financial's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

Franklin Stock media impact

Far too much social signal, news, headlines, and media speculation about Franklin Financial that are available to investors today. That information is available publicly through Franklin media outlets and privately through word of mouth or via Franklin internal channels. However, regardless of the origin, that massive amount of Franklin data is challenging to quantify into actionable patterns, especially for investors that are not very sophisticated with ever-evolving tools and techniques used in the investment management field.
A primary focus of Franklin Financial news analysis is to determine if its current price reflects all relevant headlines and social signals impacting the current market conditions. A news analyst typically looks at the history of Franklin Financial relative headlines and hype rather than examining external drivers such as technical or fundamental data. It is believed that price action tends to repeat itself due to investors' collective, patterned thinking related to Franklin Financial's headlines and news coverage data. This data is often completely overlooked or insufficiently analyzed for actionable insights to drive Franklin Financial alpha.

Franklin Financial Sentiment by Major News Outlets

Investor sentiment, mood or attitude towards Franklin Financial can have a significant impact on its stock price or the market as a whole. This sentiment can be positive or negative, and various factors, such as economic indicators, news events, or market trends, can influence it. When investor sentiment is positive, investors are more likely to buy stocks, increasing demand and increasing the stock price. Positive investor sentiment can be driven by good news about the company or the broader market, such as solid earnings reports or positive economic data.
Note that negative investor sentiment can cause investors to sell stocks, leading to a decrease in demand and a drop in the stock price. Negative sentiment can be driven by factors such as poor earnings reports, negative news about the company or industry, or broader economic concerns. It's important to note that investor sentiment is just one of many factors that can affect stock prices. Other factors, such as company performance, industry trends, and global economic conditions, can also play a significant role in determining the value of a stock.

Franklin Financial Corporate Management

Ronald CekovichSr. VP of FandM Trust and Technology Service Manager of FandM TrustProfile
Steven PoynotEx COOProfile
Lise EsqSr CoProfile
Amanda DuceyCorporate SecretaryProfile
Charles CarrollExecutive TrustProfile
When determining whether Franklin Financial is a strong investment it is important to analyze Franklin Financial's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Franklin Financial's future performance. For an informed investment choice regarding Franklin Stock, refer to the following important reports:
Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in Franklin Financial Services. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in nation.
You can also try the Price Transformation module to use Price Transformation models to analyze the depth of different equity instruments across global markets.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Franklin Financial. If investors know Franklin will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Franklin Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.08
Dividend Share
1.28
Earnings Share
3.2
Revenue Per Share
16.291
Quarterly Revenue Growth
0.129
The market value of Franklin Financial is measured differently than its book value, which is the value of Franklin that is recorded on the company's balance sheet. Investors also form their own opinion of Franklin Financial's value that differs from its market value or its book value, called intrinsic value, which is Franklin Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Franklin Financial's market value can be influenced by many factors that don't directly affect Franklin Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
In summary, please note that there is a difference between Franklin Financial's value and its price, as these two are different measures arrived at by various means. Investors typically determine if Franklin Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Franklin Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.